Paamonim’s tools and calculators will help you achieve your financial goals.
Using the tools, you can learn about your real financial situation, manage on a budget, handle debts and plan your financial future.
Manage money |
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Economic anchor | Household economics management manual. |
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Mirroring manual | Handbook for checking the financial situation of the household |
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Budget managers | An online guide to budget management in four steps. |
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Budget management | Online budget management webinar |
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Mapping expenses and income | Table for mapping the state of income and expenses |
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Sketchy (Excel file) | A tool for budget management and control. |
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Rishumon | Download the English version |
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Reference table for future planning | A tool for planning future expenses |
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Excel for recording cash expenses | Sheet for recording expenses made in cash |
Closing debts |
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Life without debt | Debt Settlement Handbook |
| A guide to getting out of debt | An online guide to handling debt in four steps. | |
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Table for mapping debts | Debt mapping tool |
Savings and Pensions |
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The Complete Pension Guide | An online guide to pension savings. |
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Pension savings mirroring table | A tool for reflecting the pension situation |
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Guide on Continuing Education Fund | What is a guide and what is important to know about it |
Consume wisely |
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Guide to communicating with professionals | Guide to wise choice of professional, terms of service, costing and rights |
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Mobile Consumption Guide | Guide to choosing a supplier, conditions and prices |
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A guide to saving communications | Guide to choosing a carrier, terms and prices (cellular, Internet, home telephony and cable/satellite) |
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Download tip booklet | Tips on consumerism, communications, banking, pension insurance and more |
Independent business |
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MORAN |
A tool for calculating monthly profit from an independent business. |
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Self-employed | Course: Independent Business and Household Economics |
Banking |
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Guide to opening a bank account | An online guide that helps you know what to pay attention to when opening a bank account |
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Guide to managing a bank account | A guide to smart bank account management |
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Guide to Proper Use of Checks | Do’s and Don’ts with Bank Checks |
Mortgage |
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Calculator for calculating budget for the purchase of an apartment | Calculator for calculating budget for the purchase of an apartment |
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Mortgage Refinancing Guide | A guide to why, when, and how to recycle |
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Guide to taking from a mortgage | Guide to how much and which mortgage to take |
insurance |
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Insurance Mapping Table | A tool for mapping the various insurances |
Wedding calculator |
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Wedding calculator | Excel for planning wedding expenses |
Great vacation |
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A Guide to the Great Freedom | A budget management tool for the summer vacation |
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Teens’ Guide to the Great Freedom | A Guide to Wise Financial Conduct for Youth for the Great Freedom |
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Guide for Working Teens | Finding a job, working youth rights, apps for recording working hours and more. |
Back to school |
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Calculator for planning back-to-school expenses | Calculator for planning expenses on school supplies |
