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[null,"Step A: Figure out what's your current status - 'Shikuf' sheet ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"rev: ","300314"]
[null,"1. Fill in column F for each expense name. The amount to write, is the monthly average based on last year recorded expenses. "]
[null,"   Some of the entries have a clickable icon next to it. If you click on it, you will be automatically transferred to another area with a list of sub-categories for this expense. "]
[null,"    Using the calculator can assist you in getting the right monthly amount you pay for this expense name. "]
[null,"2. Fill in column K for all of the income types. The amount to write, is the monthly average based on last year recorded incomes. "]
[null,"3. Fill in the savings table (columns J K L, lines 43-49)."]
[null,"Now you can see and understand your current status. In row 33, cells I-l, you can see your monthly balance. This will assist you in preparing your budget."]
[null,"Step B: preparing a budget – : 'Shikuf' sheet "]
[null,"1. Fill in the budget column for expenses (column G) and the budget column for income (column L). Refer to the 'Sum- to date' column to your left, and try to make the budget better."]
[null,"2. The budget you've created will become the reference budget in the individual months spreadsheets. "]
[null,"Step C: Preparing the monthly sheets – sheet 'Month A' to sheet 'L'. "]
[null,"1. On the top of 'Month A' sheet, fill in 'Month' and 'Year' (cells M2 & N2). "]
[null,"2. Check the expense names classification, according to the following definitions: "]
[null,"      Fixed Monthly Expenses - occur every month at a fixed amount. "]
[null,"      Everyday Expenses - occur every month in varying amounts. "]
[null,"      Periodic Expenses - do not occur every month. "]
[null,"3. If necessary, you may move an expense name by deleting it and re-writing it in the right category. Please note! Do NOT drag the expense name and do NOT use cut & paste."]
[null,"4. Make sure that the budget cells are filled (all areas marked with a purple frame, 5 areas). If not, fill them."]
[null,"Step D: Activity registration and control - 'Month A' to 'L' spreadsheets. "]
[null,"1. During the month, write down any financial activity - Income or expense, on a daily basis. (columns H and O.).                                     "]
[null,"2. Make sure not to exceed the remaining budget for Everyday Expenses (column M).                                       "]
[null,"    For Periodic Expenses, make sure not to exceed the remaining budget (column W) AND not to exceed the yearly remaining budget for any expense name (column AE).                                                "]
[null,"3. At the end of the month, make sure you didn't forget anything, and if needed, complete what is missing."]
[null,"4. Look out for potential warnings. These will always appear as bold red text on a yellow background. Look at the warnings and take action, if necessary."]
[null,"5. For peace of mind, it's recommended to write the balance in the bank account/s at the end of each month (cell R59)."]
[null,"General Rules"]
[null," - In the 'Shikuf' as well as in the 12 months worksheets:"]
[null,"     White cells within a table should be filled by the user."]
[null,"     Colored cells are automatically calculated, and in most cases cannot be changed by the user. They are password protected."]
[null,"- The three sheets after the month's sheets (starting with \"Yearly Sum\" worksheet), are for display only. They cannot be changed by the user."]
[null,"- You can add a comment to any cell by right-clicking it and selecting 'add comment'."]
[null,"- Macros must be enabled in order to open the hidden columns for 'Payment Method' and 'Comments'"]

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[null,null,null,null,null,null,null,null,"         www.paamonim.org",null,null,null,null,null,null,null,null,"Calculators",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Calculators (cont.)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Debts Current Status"]
[null,null,null,"Monthly Expenses",null,null,null,null,"Monthly Income"]
[null,null,"Expenses",null,null,"Monthly Summary",null,null,"Incone",null,"Monthly Summary",null,null,null,{"$f":"D5","v":"Mortgage Payments"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"D24","v":"Car Maintenance"},null,null,null,null,{"$f":"D25","v":"Clothing and Shoes"},null,null,null,null,{"$f":"D26","v":"Medicine/Treatment"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"חישובי עזר"]
[null,null,null,null,null,"Sum- to date","New Budget",null,"Income Type","Source","Sum- to date","New Budget",null,null,null,"Type","Monthly sum","Remaining months","Interest Rate","Remaining Debt","on (date)",null,null,null,null,null,null,null,null,null,null,"PPY","PPM",null,null,null,"PPY","PPM",null,null,null,"PPY","PPM",null,null,null,"The Creditor","Total Amount","on date","Interest rate","Remaining payments","Monthly payment","Remaining","Comments",null,"חובות בהסדר","חובות שאינם בהסדר",null,null,"The Creditor","Total Amount","Remaining payments","Monthly payment","Remaining","Comments"]
[null,"Fixed Expenses",6,"Mortgage Payments",null,{"$f":"IF(Q11<>\"\",Q11,\"\")","v":0},{"$f":"F5","v":0},null,"Husband job 1",null,0,{"$f":"K5","v":0},null,null,"Mortgage 1","Eligible/Complementary",null,null,null,null,null,null,null,null,null,null,null,null,null,"Periodic maintenance",null,null,{"$f":"AF5/12","v":0},null,"Parents Summer",null,null,{"$f":"AK5/12","v":0},null,"Expert Consulting",null,null,{"$f":"AP5/12","v":0},null,null,1,null,null,null,null,null,null,{"$f":"IF(AY5=\"\",AV5,AY5*AZ5)","v":0},null,null,{"$f":"IF(AY5=\"\",0,BA5)","v":0},{"$f":"IF(AY5=\"\",BA5,0)","v":0},null,{"$f":"INDEX($AT$5:$AT$40,MATCH(TRUE,INDEX(($AY$5:$AY$40<>0),0),0))","v":{"$error":"#N/A"}},{"$f":"IF(ISERROR(VLOOKUP($BG5,$AT$4:$BB$41,MATCH(BH$4,$AT$4:$BB$4,0),0)),\"\",VLOOKUP($BG5,$AT$4:$BB$41,MATCH(BH$4,$AT$4:$BB$4,0),0))","v":""},"","","","",""]
[null,null,null,"Mortgage Insurance",null,null,{"$f":"F6","v":0},null,"Husband job 2",null,null,{"$f":"K6","v":0},null,null,"Mortgage 2","Eligible/Complementary",null,null,null,null,null,null,null,null,null,null,null,null,null,"Repairs",null,null,{"$f":"AF6/12","v":0},null,"Parents Winter",null,null,0,null,"Medical instruments",null,null,{"$f":"AP6/12","v":0},null,null,{"$f":"IF(AU6=\"\",\"\",AT5+1)","v":""},null,null,null,null,null,null,{"$f":"IF(AY6=\"\",AV6,AY6*AZ6)","v":0},null,null,{"$f":"IF(AY6=\"\",0,BA6)","v":0},{"$f":"IF(AY6=\"\",BA6,0)","v":0},null,{"$f":"INDEX(INDIRECT(\"AT\"&BG5+5 &\":AT40\"),MATCH(TRUE,INDEX((INDIRECT(\"AY\"&BG5+5 &\":AY40\")<>0),0),0))","v":{"$error":"#N/A"}},{"$f":"IF(ISERROR(VLOOKUP($BG6,$AT$4:$BB$41,MATCH(BH$4,$AT$4:$BB$4,0),0)),\"\",VLOOKUP($BG6,$AT$4:$BB$41,MATCH(BH$4,$AT$4:$BB$4,0),0))","v":""},"","","","",""]
[null,null,null,"Rent",null,null,0,null,"Wife job 1",null,null,0,null,null,"Mortgage 3","Eligible/Complementary",null,null,null,null,null,null,null,null,null,null,null,null,null,"Tires / Accessories",null,null,{"$f":"AF7/12","v":0},null,"Children Summer",null,null,0,null,"Ambulance / Hospital",null,null,0,null,null,{"$f":"IF(AU7=\"\",\"\",AT6+1)","v":""},null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,null,"Town Taxes / Maintenance Fees",null,null,0,null,"Wife job 2",null,null,0,null,null,"Mortgage 4","Eligible/Complementary",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF8/12","v":0},null,"Children Winter",null,null,0,null,"Alternative Medication",null,null,0,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,6,"Insurance (excl. car) ",null,{"$f":"IF(Q21<>\"\",Q21,\"\")","v":0},0,null,"National Social Security for Children",null,null,0,null,null,"Mortgage 5","Eligible/Complementary",null,null,null,null,null,null,null,null,null,null,null,null,null,"Total per Month",null,null,{"$f":"SUM(AG5:AG8)","v":0},null,"Shoes",null,null,0,null,"Medicine",null,null,0,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,null,"Bank Savings Program",null,null,0,null,"other Allowances",null,null,0,null,null,"Mortgage 6","Eligible/Complementary",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Small Items",null,null,0,null,"Clinic / Professional Doctor",null,null,0,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,6,"Subscriptions",null,{"$f":"IF(U24<>\"\",U24,\"\")","v":0},0,null,"Rent Assistance",null,null,0,null,null,"Total per Month",null,{"$f":"SUM(Q5:Q10)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total per Month",null,null,{"$f":"SUM(AL5:AL10)","v":0},null,null,null,null,0,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,null,"Donations",null,null,0,null,"Food Packages",null,null,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,null,null,null,null,0,null,"Income from Property",null,null,0,null,null,{"$f":"D9","v":"Insurance (excl. car) "},null,null,null,{"$f":"D11","v":"Subscriptions"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total per Month",null,null,{"$f":"SUM(AQ5:AQ12)","v":0},null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,null,null,null,null,{"$f":"F14","v":0},null,"Help from parents",null,null,0,null,null,null,null,"per Month",null,null,null,"per Month",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,null,null,null,null,0,null,"Other Income",null,null,0,null,null,"Life Insurance",null,null,null,"Newspaper",null,null,null,null,null,null,null,null,null,null,{"$f":"D31","v":"Religious expenses"},null,null,null,null,{"$f":"D32","v":"Gifts"},null,null,null,null,{"$f":"D33","v":"Small Purchases"},null,null,null,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,"Periodical \nExpenses",null,"Municipal Taxes",null,null,0,null,"Total Income",null,{"$f":"SUM(K5:K15)","v":0},{"$f":"SUM(L5:L15)","v":0},null,null,"Home Insurance",null,null,null,"Cable-TV/Hot/Yes",null,null,null,null,null,null,null,null,null,null,null,null,"PPY","PPM",null,null,null,"PPY","PPM",null,null,null,"PPY","PPM",null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,null,"Water and Sewage",null,null,0,null,null,null,null,null,null,null,"Medical Insurance",null,null,null,"Library",null,null,null,null,null,null,null,null,null,null,"Holidays",null,null,{"$f":"AF17/12","v":0},null,"Bar/Bat Mitzvah",null,null,{"$f":"AK17/12","v":0},null,"Kitchen accesories / furniture",null,null,{"$f":"AP17/12","v":0},null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,null,"Electricity",null,null,0,null,null,null,null,null,null,null,"Medical Insurance - Extra",null,null,null,"Internet supplier",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Brit",null,null,{"$f":"AK18/12","v":0},null,"Electrical appliances",null,null,{"$f":"AP18/12","v":0},null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,null,"Gas",null,null,0,null,null,null,null,null,null,null,null,null,null,null,"Lotteries",null,null,null,null,null,null,null,null,null,null,"Tefilin / Mezuza",null,null,{"$f":"AF19/12","v":0},null,"Weddings",null,null,0,null,"Plumbing",null,null,0,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,null,"Heating",null,null,0,null,"Expenses Summary",null,null,null,null,null,null,null,null,null,"Sports/Gym",null,null,null,null,null,null,null,null,null,null,"Seforim",null,null,{"$f":"AF20/12","v":0},null,"Birthdays",null,null,0,null,"Sewing",null,null,0,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,6,"Education/Schoolbooks",null,{"$f":"IF(Q37<>\"\",Q37,\"\")","v":0},0,null,"Category","Sum- to date","New Budget",null,null,null,"Total per Month",null,{"$f":"SUM(Q15:Q20)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,"Charity / Shul",null,null,0,null,"to Spouse / to children",null,null,0,null,"Games / Toys",null,null,0,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,6,"Extracurricular Activities/Camps/Pool",null,{"$f":"IF(R50<>\"\",R50,\"\")","v":0},0,null,"Fixed per Month",{"$f":"SUM(F5:F15)","v":0},{"$f":"SUM(G5:G15)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,null,"Events at work",null,null,0,null,"Tools",null,null,0,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,6,"  Car Insurance and Licensing",null,{"$f":"IF(W45<>\"\",W45,\"\")","v":0},0,null,"Periodical",{"$f":"SUM(F16:F37)","v":0},{"$f":"SUM(G16:G37)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Mikveh / Yizkor",null,null,0,null,"Kindergarten Teacher / Teacher",null,null,0,null,"Linens / Towels",null,null,0,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,6,"Car Maintenance",null,{"$f":"IF(AG9<>\"\",AG9,\"\")","v":0},0,null,"Everyday",{"$f":"SUM(F38:F49)","v":0},{"$f":"SUM(G38:G49)","v":0},null,null,null,null,null,null,null,"Total per Month",null,{"$f":"SUM(U15:U23)","v":0},null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,0,null,"Bicycles / Stroller",null,null,0,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,6,"Clothing and Shoes",null,{"$f":"IF(AL11<>\"\",AL11,\"\")","v":0},0,null,"Total Expenses",{"$f":"SUM(J22:J24)","v":0},{"$f":"SUM(K22:K24)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,null,"Total per Month",null,null,{"$f":"SUM(AL17:AL24)","v":0},null,"Children's driving license",null,null,0,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,6,"Medicine/Treatment",null,{"$f":"IF(AQ13<>\"\",AQ13,\"\")","v":0},0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,null,null,null,null,"Stationery",null,null,0,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,null,"Bank Interest and Fees",null,null,0,null,"Debts Summary",null,null,null,null,null,{"$f":"D21","v":"Education/Schoolbooks"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total per Month",null,null,{"$f":"SUM(AG17:AG26)","v":0},null,null,null,null,null,null,"Home Decor",null,null,0,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,null,"Dental treatments",null,null,0,null,"Debt Type","Amount","Total debts returns per month",null,null,null,"Name / Age","Transportation, meals",null,"Payments to the institute",null,"Afternoon program / Nanny",null,"Private Lessons",null,"Parent payments / School trips",null,"Books / Stationery",null,null,null,null,null,null,null,null,null,null,null,null,null,"Laundry / Dry cleaning",null,null,0,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,null,"Eyeglasses/Contact Lens",null,null,0,null," NON Arrangement",{"$f":"AV50","v":0},null,null,null,null,null,"Payment per Year (PPY)*","PPM*","PPY*","PPM*","PPY*","PPM*","PPY*","PPM*","PPY*","PPM*","PPY*","PPM*",null,null,null,null,null,null,null,null,null,null,null,null,"Books",null,null,0,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,null,"Vacations",null,null,0,null,"Arrangement",{"$f":"AV47","v":0},{"$f":"AV48","v":0},null,null,null,null,null,{"$f":"P30/12","v":0},null,{"$f":"R30/12","v":0},null,{"$f":"T30/12","v":0},null,{"$f":"V30/12","v":0},null,{"$f":"X30/12","v":0},null,{"$f":"Z30/12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,"Computer",null,null,0,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,6,"Religious expenses",null,{"$f":"IF(AG27<>\"\",AG27,\"\")","v":0},0,null,"Total Debts",{"$f":"SUM(J29:J30)","v":0},null,null,null,null,null,null,0,null,0,null,0,null,0,null,0,null,0,null,null,null,null,null,null,null,null,null,null,null,null,"Photography",null,null,0,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,6,"Gifts",null,{"$f":"IF(AL25<>\"\",AL25,\"\")","v":0},0,null,null,null,null,null,null,null,null,null,0,null,0,null,0,null,0,null,0,null,0,null,null,null,null,null,null,null,null,null,null,null,null,"Lawyer / Accounting / Tax advisor",null,null,0,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,6,"Small Purchases",null,{"$f":"IF(AQ36<>\"\",AQ36,\"\")","v":0},0,null,"Monthly Summary",null,null,null,null,null,null,null,0,null,0,null,0,null,0,null,0,null,0,null,null,null,null,null,null,null,null,null,null,null,null,"Garden",null,null,0,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,null,"Haircuts / Cosmetics Treatments",null,null,0,null,"Income","Expense","Diff","Diff including debt returns",null,null,null,null,0,null,0,null,0,null,0,null,0,null,0,null,null,null,null,null,null,null,null,null,null,null,null,"IBA Toll",null,null,{"$f":"AP34/12","v":0},null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,null,"National Insurance",null,null,0,null,null,null,null,null,null,null,null,null,0,null,0,null,0,null,0,null,0,null,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,null,null,null,null,{"$f":"F36","v":0},null,{"$f":"K16","v":0},{"$f":"J25","v":0},{"$f":"I36-J36","v":0},{"$f":"K36-K30","v":0},null,null,"Total",{"$f":"SUM(P30:P35)","v":0},{"$f":"SUM(Q30:Q35)","v":0},0,0,0,0,0,0,0,0,0,0,null,null,null,null,null,null,null,null,null,null,null,null,"Total per Month",null,null,{"$f":"SUM(AQ17:AQ35)","v":0},null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,null,null,null,null,0,null,"Yearly difference (including debts)",null,null,null,null,null,"Total per Month",null,{"$f":"Q36+S36+U36+W36+Y36+AA36","v":0},null,"*PPY = Actual mothly payment X number of months to pay in a year",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,"Everyday\nExpenses",6,"Food",null,{"$f":"IF(AG51<>\"\",AG51,\"\")","v":0},0,null,{"$f":"L36*12","v":0},null,null,null,null,null,null,null,null,null," PPM = Payment per Month = PPY/12*",null,null,null,null,null,null,null,null,null,null,{"$f":"D38","v":"Food"},null,null,null,null,{"$f":"D40","v":"Gas and Parking"},null,null,null,null,{"$f":"D46","v":"Other"},null,null,null,null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,null,"Public Transportation",null,null,0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"per Month",null,null,null,null,"per Month",null,null,null,null,"per Month",null,null,"",null,null,null,null,null,null,0,null,null,0,0,null,{"$error":"#N/A"},"","","","","",""]
[null,null,6,"Gas and Parking",null,{"$f":"IF(AL45<>\"\",AL45,\"\")","v":0},0,null,"Savings",null,null,null,null,null,{"$f":"D22","v":"Extracurricular Activities/Camps/Pool"},null,null,null,null,{"$f":"D23","v":"  Car Insurance and Licensing"},null,null,null,null,null,null,null,null,null,"Grocery",null,null,null,null,"Gas",null,null,null,null,"Entertainment",null,null,null,null,null,{"$f":"IF(AU40=\"\",\"\",AT39+1)","v":""},null,null,null,null,null,null,{"$f":"IF(AY40=\"\",AV40,AY40*AZ40)","v":0},null,null,{"$f":"SUM(BD5:BD39)","v":0},{"$f":"SUM(BE5:BE39)","v":0},null,{"$error":"#N/A"},"","","","","",""]
[null,null,null,"Telephone-Landline/Long Distance",null,null,0,null,"Saving Type","Monthly amount","Cumulative Sum","Availability",null,null,null,null,"PPY","PPM",null,null,null,"PPY","PPM",null,null,null,null,null,null,"Supermarkets",null,null,null,null,"Parking fees",null,null,null,null,"Pocket money",null,null,null,null,null,"Total",null,{"$f":"SUM(AV5:AV39)","v":0},null,null,null,{"$f":"SUM(AZ5:AZ39)","v":0},{"$f":"SUM(BA5:BA39)","v":0}]
[null,null,null,"Cell Phones","How many? __",null,0,null,null,null,null,null,null,null,"Children activities",null,null,{"$f":"Q42/12","v":0},null,"Licensing + Test",null,null,{"$f":"V42/12","v":0},null,null,null,null,null,null,"Meat",null,null,null,null,"Penalties",null,null,null,null,"Restaurants"]
[null,null,null,"Home",null,null,0,null,null,null,null,null,null,null,"Parents activities",null,null,{"$f":"Q43/12","v":0},null,"Required insurance",null,null,{"$f":"V43/12","v":0},null,null,null,null,null,null,"Vegetables",null,null,null,null,"Toll roads",null,null,null,null,"Pets"]
[null,null,null,"Cleaning help / Babysitter",null,null,0,null,null,null,null,null,null,null,"Camps",null,null,0,null,"Comprehensive insurance",null,null,{"$f":"V44/12","v":0},null,null,null,null,null,null,"Organic Food",null,null,null,null,null,null,null,null,null,"Hobbies"]
[null,null,null,"Cigarettes",null,null,0,null,null,null,null,null,null,null,"Youth Movement",null,null,0,null,"Total per Month",null,null,{"$f":"SUM(W42:W44)","v":0},null,null,null,null,null,null,"Mineral Water",null,null,null,null,"Total per Month",null,null,{"$f":"SUM(AL40:AL44)","v":0},null,"Cinema / Videos"]
[null,null,6,"Other",null,{"$f":"IF(AQ50<>\"\",AQ50,\"\")","v":0},0,null,null,null,null,null,null,null,"Lectures",null,null,0,null,null,null,null,null,null,null,null,null,null,null,"Food at work",null,null,null,null,null,null,null,null,null,"Occasional / small donations"]
[null,null,null,null,null,null,{"$f":"F47","v":0},null,null,null,null,null,null,null,"Studies",null,null,0,null,null,null,null,null,null,null,null,null,null,null,"Catering",null,null,null,null,null,null,null,null,null,"Bicycle Fixing",null,null,null,null,null,"Total Debts in Arrangement",null,{"$f":"BD40","v":0}]
[null,null,null,null,null,null,{"$f":"F48","v":0},null,null,null,null,null,null,null,"Pool",null,null,0,null,null,null,null,null,null,null,null,null,null,null,"Diapers / Baby food",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Month payment",null,{"$f":"AZ41","v":0}]
[null,null,null,null,null,null,0,null,null,null,null,null,null,null,"Other",null,null,0]
[null,null,"Total",null,null,{"$f":"SUM(F5:F49)","v":0},{"$f":"SUM(G5:G49)","v":0},null,"Total",{"$f":"SUM(J43:J49)","v":0},{"$f":"SUM(K43:K49)","v":0},null,null,null,"Total per Month",null,null,{"$f":"SUM(R42:R49)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total per Month",null,null,{"$f":"SUM(AQ40:AQ49)","v":0},null,null,"Total Debts not arranged",null,{"$f":"BE40","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total per Month",null,null,{"$f":"SUM(AG40:AG50)","v":0}]
[null,null,null,"להפוך טור תקציב לתקציב חודש א'?",null,null,"כן"]
[null,null,null,"( כולל תקציב לחובות שבהסדר)"]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,"לא",null,null,null,null,null,null,null,null,"Eligible"]
[null,null,null,null,null,null,"כן",null,null,null,null,null,null,null,null,"Complementary"]

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[null,"To add \"Payment Method\" and \"Comments\","]
[null,"       click the","       buttons on top (Macros must be enabled!).",null,null,null,null,null,null,null,null,null,"Month","Year",null,null,null,null,null,null,null,null,null,null,"www.paamonim.org"]
[null,"Fixed Monthly Expenses",null,null,null,null,null,null,"List Everyday Expenses",null,null,null,null,null,null,null,"List Periodic Expenses",null,null,null,null,null,null,null,"Income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Jan","Feb"]
[null,"Planned budget for Fixed Expenses",{"$f":"C18","v":0},null,null,null,null,"day","Expense name","Actual Amount","Payment Method","Comments","Remaining Budget",null,"day","Expense name","Actual Amount","Total deal","payment\nnumber","out of","Payment Method","Comments","Remaining Budget",null,"Planned Budget for Income",null,{"$f":"Z17","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"אופן התשלום",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Feb","Mar"]
[null,"Expense Name","Budget","Actual Amount","Payment Method","Comments",null,null,"Planned Budget for Everyday Expenses",null,null,null,{"$f":"C57+Z54","v":0},null,null,"Planned Budget for \nPeriodic Expenses",null,null,null,null,null,null,{"$f":"Z45+Z55","v":0},null,"Income Name","Budget","Actual Amount","Method","Comments",null,"Average Income so far",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cash",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Mar","Apr"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!I5,\"בעל עבודה 1\")","v":"Husband job 1"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!L5,0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Check",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Apr","May"]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D5,\"משכנתא\")","v":"Mortgage Payments"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G5,0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J7=\"\",\"\",$M$5-SUM($J$7:J7))","v":""},null,null,null,null,{"$f":"Q7","v":0},null,null,null,null,{"$f":"IF(Q7=\"\",\"\",$W$5-SUM($Q$7:Q7))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!I6,\"בעל עבודה 2\")","v":"Husband job 2"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!L6,0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credit Card",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"May","Jun"]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D6,\"ביטוח משכנתא\")","v":"Mortgage Insurance"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G6,0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J8=\"\",\"\",$M$5-SUM($J$7:J8))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q8=\"\",\"\",$W$5-SUM($Q$7:Q8))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!I7,\"אישה עבודה 1\")","v":"Wife job 1"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!L7,0)","v":0},null,null,null,null,{"$f":"(AA17)/AR19","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Direct Debit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Jun","Jul"]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D7,\"שכר דירה\")","v":"Rent"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G7,0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J9=\"\",\"\",$M$5-SUM($J$7:J9))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q9=\"\",\"\",$W$5-SUM($Q$7:Q9))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!I8,\"אישה עבודה 2\")","v":"Wife job 2"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!L8,0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Vouchers",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Jul","Aug"]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D8,\"מיסי ישוב / ועד בית\")","v":"Town Taxes / Maintenance Fees"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G8,0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J10=\"\",\"\",$M$5-SUM($J$7:J10))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q10=\"\",\"\",$W$5-SUM($Q$7:Q10))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!I9,\"קצבת ילדים\")","v":"National Social Security for Children"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!L9,0)","v":0},null,null,null,null,"Cummulative Difference in Income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Aug","Sep"]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D9,\"ביטוחים (למעט רכב)\")","v":"Insurance (excl. car) "},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G9,0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J11=\"\",\"\",$M$5-SUM($J$7:J11))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q11=\"\",\"\",$W$5-SUM($Q$7:Q11))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!I10,\"קצבאות נוספות\")","v":"other Allowances"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!L10,0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sep","Oct"]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D10,\"הוראות קבע לחיסכון\")","v":"Bank Savings Program"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G10,0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J12=\"\",\"\",$M$5-SUM($J$7:J12))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q12=\"\",\"\",$W$5-SUM($Q$7:Q12))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!I11,\"סיוע בשכר דירה\")","v":"Rent Assistance"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!L11,0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"חישובי עזר לתקופתיות",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Oct","Nov"]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D11,\"מנויים\")","v":"Subscriptions"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G11,0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J13=\"\",\"\",$M$5-SUM($J$7:J13))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q13=\"\",\"\",$W$5-SUM($Q$7:Q13))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!I12,\"מזונות\")","v":"Food Packages"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!L12,0)","v":0},null,null,null,null,{"$f":"AA18","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nov","Dec"]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D12,\"תרומות בהוראת קבע\")","v":"Donations"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G12,0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J14=\"\",\"\",$M$5-SUM($J$7:J14))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q14=\"\",\"\",$W$5-SUM($Q$7:Q14))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!I13,\"הכנסה מנכס\")","v":"Income from Property"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!L13,0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"חודשים שנותרו עד",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Dec","Jan"]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D13,0)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G13,0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J15=\"\",\"\",$M$5-SUM($J$7:J15))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q15=\"\",\"\",$W$5-SUM($Q$7:Q15))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!I14,\"עזרה מההורים\")","v":"Help from parents"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!L14,0)","v":0},null,null,null,null,{"$f":"IF(COUNTIF(AE23:AE44,\"<0\")>0,\"Over yearly budget!\nTake an action from the options to your right.\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"סוף השנה"]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D14,0)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G14,0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J16=\"\",\"\",$M$5-SUM($J$7:J16))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q16=\"\",\"\",$W$5-SUM($Q$7:Q16))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!I15,0)","v":"Other Income"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!L15,0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"13-AR19","v":12}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D15,0)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G15,0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J17=\"\",\"\",$M$5-SUM($J$7:J17))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q17=\"\",\"\",$W$5-SUM($Q$7:Q17))","v":""},null,"Total",{"$f":"SUM(Z6:Z16)","v":0},{"$f":"SUM(AA6:AA16)","v":0}]
[null,"Total",{"$f":"SUM(C7:C17)","v":0},{"$f":"SUM(D7:D17)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J18=\"\",\"\",$M$5-SUM($J$7:J18))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q18=\"\",\"\",$W$5-SUM($Q$7:Q18))","v":""},null,"Budget to Actual Difference",null,{"$f":"AA17-AA4","v":0},null,null,null,null,null,null,"Offset for yearly budget overrun in Periodic Expenses",null,null,null,null,null,null,null,null,null,"חודש מס'"]
[null,"Budget to Actual Difference",null,{"$f":"C18-D18","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J19=\"\",\"\",$M$5-SUM($J$7:J19))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q19=\"\",\"\",$W$5-SUM($Q$7:Q19))","v":""},null,null,null,null,null,null,null,null,null,null,"For each expense name with budget overrun, choose one of the following:",null,null,null,null,null,null,null,null,null,1,null,null,null,"תקציב מתוכנן "]
[null,{"$f":"IF(D19>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J20=\"\",\"\",$M$5-SUM($J$7:J20))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q20=\"\",\"\",$W$5-SUM($Q$7:Q20))","v":""},null,"Periodic Expenses Summary",null,null,null,null,null,null,null,null,"0 - Change budget starting next month (requires manual change) ",null,null,null,null,null,null,null,null,"חלק מהעמודות תחת משבצת זו, אינם בשימוש. בהזדמנות - לעשות נקיון.",null,null,null,null,"בתחילת החודש"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J21=\"\",\"\",$M$5-SUM($J$7:J21))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q21=\"\",\"\",$W$5-SUM($Q$7:Q21))","v":""},null,"Expense Name","Budget","Actual Amount",null,null,"סכום עסקה","Yearly Remaining Budget",null,"%","1- Automatic offset using Everyday Expenses budget.                ",null,null,null,null,null,null,null,"לקיזוז משוטפות","קיזוז מצטבר","יתרת תקציב שנתית לפני קיזוז חודש זה",null,null,null,"בתוספת יתרה",null,"יתרת תקציב שנתית"]
[null,"Debts Return",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J22=\"\",\"\",$M$5-SUM($J$7:J22))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q22=\"\",\"\",$W$5-SUM($Q$7:Q22))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"(בחודש זה)","עד (ובלי) חודש זה",null,"עסקאות מצטברות","ביצוע מצטבר",null,"מחודש קודם","חריגה שנתית","לפני קיזוז חודש זה",null,"% הקדמה"]
[null,"Planned budget for Debts",{"$f":"C40","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J23=\"\",\"\",$M$5-SUM($J$7:J23))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q23=\"\",\"\",$W$5-SUM($Q$7:Q23))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D16,\"ארנונה / שמירה\")","v":"Municipal Taxes"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G16,0)","v":0},{"$f":"SUMIF($P$7:$P$110,Y23,$Q$7:$Q$110)","v":0},null,null,{"$f":"SUMIF($P$7:$P$110,Y23,$R$7:$R$110)","v":0},{"$f":"IF(AI23=0,AX23,0)","v":0},null,{"$f":"IF(AZ23>1,\"overrun\",IF(AZ23<0,\"OK\",AZ23))","v":0},null,0,null,null,null,null,null,null,{"$f":"IF(AI23=1,AX23,0)","v":0},0,{"$f":"Z23*12-AS23","v":0},{"$f":"AD23","v":0},{"$f":"AA23","v":0},null,{"$f":"Z23","v":0},{"$f":"IF(AE23<0,AE23,0)","v":0},{"$f":"Z23*$AW$16-AD23","v":0},null,{"$f":"(($Z23*(12-$AR$19))-$AE23)/($Z23*(12-$AR$19)+0.00001)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J24=\"\",\"\",$M$5-SUM($J$7:J24))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q24=\"\",\"\",$W$5-SUM($Q$7:Q24))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D17,\"מים וביוב\")","v":"Water and Sewage"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G17,0)","v":0},0,null,null,0,{"$f":"IF(AI24=0,AX24,0)","v":0},null,0,null,0,null,null,null,null,null,null,0,0,0,0,0,null,{"$f":"Z24","v":0},{"$f":"IF(AE24<0,AE24,0)","v":0},{"$f":"Z24*$AW$16-AD24","v":0},null,{"$f":"(($Z24*(12-$AR$19))-$AE24)/($Z24*(12-$AR$19)+0.00001)","v":0}]
[null,"Creditor name","Budget","Actual Amount","Payment Method","Comments",null,null,null,null,null,null,{"$f":"IF(J25=\"\",\"\",$M$5-SUM($J$7:J25))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q25=\"\",\"\",$W$5-SUM($Q$7:Q25))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D18,\"חשמל\")","v":"Electricity"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G18,0)","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,0,0,0,0,null,0,0,0,null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J26=\"\",\"\",$M$5-SUM($J$7:J26))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q26=\"\",\"\",$W$5-SUM($Q$7:Q26))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D19,\"גז\")","v":"Gas"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G19,0)","v":0},0,null,null,0,0,null,0,null,0,null,"Color Map",null,null,null,null,0,0,0,0,0,null,0,0,0,null,0]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH5<>\"\",'Current Status (''Shikuf'')'!BH5,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK5<>\"\",'Current Status (''Shikuf'')'!BK5,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J27=\"\",\"\",$M$5-SUM($J$7:J27))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q27=\"\",\"\",$W$5-SUM($Q$7:Q27))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D20,\"חימום - סולר, נפט\")","v":"Heating"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G20,0)","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,0,0,0,0,null,0,0,0,null,0]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH6<>\"\",'Current Status (''Shikuf'')'!BH6,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK6<>\"\",'Current Status (''Shikuf'')'!BK6,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J28=\"\",\"\",$M$5-SUM($J$7:J28))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q28=\"\",\"\",$W$5-SUM($Q$7:Q28))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D21,\"חינוך\")","v":"Education/Schoolbooks"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G21,0)","v":0},0,null,null,0,{"$f":"IF(AI28=0,AX28,0)","v":0},null,0,null,0,null,"%","color",null,null,null,0,0,0,0,0,null,0,0,0,null,0]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH7<>\"\",'Current Status (''Shikuf'')'!BH7,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK7<>\"\",'Current Status (''Shikuf'')'!BK7,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J29=\"\",\"\",$M$5-SUM($J$7:J29))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q29=\"\",\"\",$W$5-SUM($Q$7:Q29))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D22,\"חוגים, קייטנות ובריכה\" )","v":"Extracurricular Activities/Camps/Pool"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G22,0)","v":0},0,null,null,0,0,null,0,null,0,null,">100%","***",null,null,null,0,0,0,0,0,null,0,0,0,null,0]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH8<>\"\",'Current Status (''Shikuf'')'!BH8,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK8<>\"\",'Current Status (''Shikuf'')'!BK8,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J30=\"\",\"\",$M$5-SUM($J$7:J30))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q30=\"\",\"\",$W$5-SUM($Q$7:Q30))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D23,\"ביטוח רכב + טסט\")","v":"  Car Insurance and Licensing"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G23,0)","v":0},0,null,null,0,0,null,0,null,0,null,">90%","***",null,null,null,0,0,0,0,0,null,0,0,0,null,0]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH9<>\"\",'Current Status (''Shikuf'')'!BH9,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK9<>\"\",'Current Status (''Shikuf'')'!BK9,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J31=\"\",\"\",$M$5-SUM($J$7:J31))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q31=\"\",\"\",$W$5-SUM($Q$7:Q31))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D24,\"תיקוני רכב\")","v":"Car Maintenance"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G24,0)","v":0},0,null,null,0,0,null,0,null,0,null,">80%","***",null,null,null,0,0,0,0,0,null,0,0,0,null,0]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH10<>\"\",'Current Status (''Shikuf'')'!BH10,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK10<>\"\",'Current Status (''Shikuf'')'!BK10,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J32=\"\",\"\",$M$5-SUM($J$7:J32))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q32=\"\",\"\",$W$5-SUM($Q$7:Q32))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D25,\"ביגוד והנעלה\")","v":"Clothing and Shoes"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G25,0)","v":0},0,null,null,0,0,null,0,null,0,null,">70%","***",null,null,null,0,0,0,0,0,null,0,0,0,null,0]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH11<>\"\",'Current Status (''Shikuf'')'!BH11,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK11<>\"\",'Current Status (''Shikuf'')'!BK11,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J33=\"\",\"\",$M$5-SUM($J$7:J33))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q33=\"\",\"\",$W$5-SUM($Q$7:Q33))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D26,\"בריאות\")","v":"Medicine/Treatment"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G26,0)","v":0},0,null,null,0,0,null,0,null,0,null,">60%","***",null,null,null,0,0,0,0,0,null,0,0,0,null,0]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH12<>\"\",'Current Status (''Shikuf'')'!BH12,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK12<>\"\",'Current Status (''Shikuf'')'!BK12,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J34=\"\",\"\",$M$5-SUM($J$7:J34))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q34=\"\",\"\",$W$5-SUM($Q$7:Q34))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D27,\"עמלות וריביות בנקים\")","v":"Bank Interest and Fees"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G27,0)","v":0},0,null,null,0,0,null,0,null,0,null,">50%","***",null,null,null,0,0,0,0,0,null,0,0,0,null,0]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH13<>\"\",'Current Status (''Shikuf'')'!BH13,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK13<>\"\",'Current Status (''Shikuf'')'!BK13,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J35=\"\",\"\",$M$5-SUM($J$7:J35))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q35=\"\",\"\",$W$5-SUM($Q$7:Q35))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D28,\"טיפולי שיניים\")","v":"Dental treatments"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G28,0)","v":0},0,null,null,0,0,null,0,null,0,null,">40%","***",null,null,null,0,0,0,0,0,null,0,0,0,null,0]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH14<>\"\",'Current Status (''Shikuf'')'!BH14,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK14<>\"\",'Current Status (''Shikuf'')'!BK14,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J36=\"\",\"\",$M$5-SUM($J$7:J36))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q36=\"\",\"\",$W$5-SUM($Q$7:Q36))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D29,\"אופטיקה\")","v":"Eyeglasses/Contact Lens"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G29,0)","v":0},0,null,null,0,0,null,0,null,0,null,">30%","***",null,null,null,0,0,0,0,0,null,0,0,0,null,0]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH15<>\"\",'Current Status (''Shikuf'')'!BH15,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK15<>\"\",'Current Status (''Shikuf'')'!BK15,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J37=\"\",\"\",$M$5-SUM($J$7:J37))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q37=\"\",\"\",$W$5-SUM($Q$7:Q37))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D30,\"חופשה / טיול\")","v":"Vacations"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G30,0)","v":0},0,null,null,0,0,null,0,null,0,null,">20%","***",null,null,null,0,0,0,0,0,null,0,0,0,null,0]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH16<>\"\",'Current Status (''Shikuf'')'!BH16,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK16<>\"\",'Current Status (''Shikuf'')'!BK16,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J38=\"\",\"\",$M$5-SUM($J$7:J38))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q38=\"\",\"\",$W$5-SUM($Q$7:Q38))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D31,\"יהדות / חגים\")","v":"Religious expenses"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G31,0)","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,0,0,0,0,null,0,0,0,null,0]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH17<>\"\",'Current Status (''Shikuf'')'!BH17,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK17<>\"\",'Current Status (''Shikuf'')'!BK17,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J39=\"\",\"\",$M$5-SUM($J$7:J39))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q39=\"\",\"\",$W$5-SUM($Q$7:Q39))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D32,\"מתנות לאירועים ושמחות\")","v":"Gifts"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G32,0)","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,0,0,0,0,null,0,0,0,null,0]
[null,"Total",{"$f":"SUM(C27:C39)+SUM(C65:C86)","v":0},{"$f":"SUM(D27:D39)+SUM(D65:D86)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J40=\"\",\"\",$M$5-SUM($J$7:J40))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q40=\"\",\"\",$W$5-SUM($Q$7:Q40))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D33,\"רכישות ושירותים\")","v":"Small Purchases"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G33,0)","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,0,0,0,0,null,0,0,0,null,0]
[null,"Budget to Actual Difference",{"$f":"C40-D40","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J41=\"\",\"\",$M$5-SUM($J$7:J41))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q41=\"\",\"\",$W$5-SUM($Q$7:Q41))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D34,\"תספורת וקוסמטיקה\")","v":"Haircuts / Cosmetics Treatments"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G34,0)","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,0,0,0,0,null,0,0,0,null,0]
[null,{"$f":"IF(C41>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J42=\"\",\"\",$M$5-SUM($J$7:J42))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q42=\"\",\"\",$W$5-SUM($Q$7:Q42))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D35,\"ביטוח לאומי (למי שלא עובד)\")","v":"National Insurance"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G35,0)","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,0,0,0,0,null,0,0,0,null,0]
[null,"Everyday Expenses summary",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J43=\"\",\"\",$M$5-SUM($J$7:J43))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q43=\"\",\"\",$W$5-SUM($Q$7:Q43))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D36,0)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G36,0)","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,0,0,0,0,null,0,0,0,null,0]
[null,"Expense Name","Budget","Actual Amount",null,null,null,null,null,null,null,null,{"$f":"IF(J44=\"\",\"\",$M$5-SUM($J$7:J44))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q44=\"\",\"\",$W$5-SUM($Q$7:Q44))","v":""},null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D37,0)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G37,0)","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,0,0,0,0,null,0,0,0,null,0]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D38,\"מזון\")","v":"Food"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G38,0)","v":0},{"$f":"SUMIF($I$7:$I$110,B45,$J$7:$J$110)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J45=\"\",\"\",$M$5-SUM($J$7:J45))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q45=\"\",\"\",$W$5-SUM($Q$7:Q45))","v":""},null,"Total",{"$f":"SUM(Z23:Z44)","v":0},{"$f":"SUM(AA23:AA44)","v":0},null,null,null,{"$f":"SUM(AE23:AE44)","v":0},null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(AP23:AP44)","v":0},{"$f":"SUM(AQ23:AQ44)","v":0},{"$f":"SUM(AR23:AR44)","v":0},{"$f":"SUM(AS23:AS44)","v":0},{"$f":"SUM(AT23:AT44)","v":0},null,{"$f":"SUM(AV23:AV44)","v":0},{"$f":"SUM(AW23:AW44)","v":0},{"$f":"SUM(AX23:AX44)","v":0}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D39,\"תחבורה ציבורית\")","v":"Public Transportation"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G39,0)","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J46=\"\",\"\",$M$5-SUM($J$7:J46))","v":""},null,null,"Budget to pass to next month's Periodic Expense Budget",null,null,null,null,null,null,{"$f":"W5-AA45","v":0},null,"Budget to Actual Difference",{"$f":"Z45-AA45","v":0}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D40,\"דלק וחניה\")","v":"Gas and Parking"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G40,0)","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J47=\"\",\"\",$M$5-SUM($J$7:J47))","v":""}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D41,\"טלפון נייח\")","v":"Telephone-Landline/Long Distance"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G41,0)","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J48=\"\",\"\",$M$5-SUM($J$7:J48))","v":""},null,null,"Month Summary",{"$f":"M2","v":"Month"},{"$f":"N2","v":"Year"}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D42,\"טלפון נייד\")","v":"Cell Phones"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G42,0)","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J49=\"\",\"\",$M$5-SUM($J$7:J49))","v":""},null,null,"Category","Budget","Actual","Diff",null,null,null,null,null,"Data from last year's Rishumon"]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D43,\"אחזקת בית\")","v":"Home"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G43,0)","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J50=\"\",\"\",$M$5-SUM($J$7:J50))","v":""},null,null,"Fixed Expenses",{"$f":"C18","v":0},{"$f":"D18","v":0},{"$f":"Q50-R50","v":0},null,null,null,null,null,"Use this part only if you've completed 12 months"]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D44,\"עוזרת / שמרטף\")","v":"Cleaning help / Babysitter"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G44,0)","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J51=\"\",\"\",$M$5-SUM($J$7:J51))","v":""},null,null,"Periodic Expenses",{"$f":"Z45","v":0},{"$f":"AA45","v":0},{"$f":"Q51-R51","v":0},null,null,null,null,null,"in previous workbook and you're now opening a new one."]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D45,\"סיגריות\")","v":"Cigarettes"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G45,0)","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J52=\"\",\"\",$M$5-SUM($J$7:J52))","v":""},null,null,"Everyday Expenses",{"$f":"C57","v":0},{"$f":"D57","v":0},{"$f":"Q52-R52","v":0},null,null,null,null,null,"See sheet \"Next Year\" in the workbook you've completed."]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D46,\"דברים נוספים\")","v":"Other"},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G46,0)","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J53=\"\",\"\",$M$5-SUM($J$7:J53))","v":""},{"$f":"IF(D19<=0,IF(C41<=0,\"\",\"Pass positive diff?\"),\"Pass positive diff?\")","v":""},null,"Total Expenses",{"$f":"SUM(Q50:Q52)","v":0},{"$f":"SUM(R50:R52)","v":0},{"$f":"Q53-R53","v":0}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D47,0)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G47,0)","v":0},0,null,null,null,"End of Month","Remaining budget, Everyday exp.",null,null,null,{"$f":"M5-D57","v":0},null,null,"Income",{"$f":"AA4","v":0},{"$f":"AA17","v":0},{"$f":"R54-Q54","v":0},null,null,null,null,null,"Remining budget Everyday Ex:   "]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D48,0)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G48,0)","v":0},0,null,null,null,null,"Difference in Fixed Expenses",null,null,null,{"$f":"IF(D19<=0,D19,IF(N55=\"Yes\",D19,0))","v":0},{"$f":"IF(D19>0,\"No\",\"\")","v":""},null,"Debts Return",{"$f":"C40","v":0},{"$f":"D40","v":0},{"$f":"Q55-R55","v":0},null,null,null,null,null,"Remaining budget Periodic Ex:   ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No","Pass"]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!D49,0)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",'Current Status (''Shikuf'')'!G49,0)","v":0},0,null,null,null,null,"Difference in Debts Returns",null,null,null,{"$f":"IF(C41<=0,C41,IF(N56=\"Yes\",C41,0))","v":0},{"$f":"IF(C41>0,\"No\",\"\")","v":""},null,"Total",{"$f":"Q54-Q53-Q55","v":0},{"$f":"R54-R53-R55","v":0},{"$f":"SUM(S53:S55)","v":0},null,null,null,null,null,"Balance in Bank/s:   ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes","Don't Pass"]
[null,"Total",{"$f":"SUM(C45:C56)","v":0},{"$f":"SUM(D45:D56)","v":0}]
[null,"Budget to Actual Difference",{"$f":"C57-D57","v":0},null,null,null,null,"Pass to next month's Everyday Exp. Budget",null,null,null,null,{"$f":"SUM(M54:M56)","v":0},"Pass",null,"Balance in bank/s",{"$f":"IF(Z56=\"\",\"\",\"Expected\")","v":""},"Actual",{"$f":"IF(Z56=\"\",\"\",\"Diff\")","v":""},null,null,null,null,null,"Don't forget credit card payments*"]
[null,"In order to get additional lines for listing",null,null,null,null,null,null,null,null,null,null,null,null,null,"at end of month",{"$f":"IF(Z56=\"\",\"\",Z56+R56)","v":""},null,{"$f":"IF(Z56=\"\",\"\",Q59-R59)","v":""}]
[null,"press the",null,"button to the right."]
[null,"(Macros must be enabled)"]
[]
[null,"Creditor name","Budget","actual amount","Payment Method","Comments",null,"day","Expense name","Actual amount","Payment Method","Comments","Remaining Budget",null,"day","Expense name","Actual amount","Total deal","pay #"," out of","Payment Method","Comments","Remaining Budget"]
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[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH18<>\"\",'Current Status (''Shikuf'')'!BH18,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK18<>\"\",'Current Status (''Shikuf'')'!BK18,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J65=\"\",\"\",$M$5-SUM($J$7:J65))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q65=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q65))","v":""}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH19<>\"\",'Current Status (''Shikuf'')'!BH19,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK19<>\"\",'Current Status (''Shikuf'')'!BK19,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J66=\"\",\"\",$M$5-SUM($J$7:J66))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q66=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q66))","v":""}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH20<>\"\",'Current Status (''Shikuf'')'!BH20,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK20<>\"\",'Current Status (''Shikuf'')'!BK20,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J67=\"\",\"\",$M$5-SUM($J$7:J67))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q67=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q67))","v":""}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH21<>\"\",'Current Status (''Shikuf'')'!BH21,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK21<>\"\",'Current Status (''Shikuf'')'!BK21,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J68=\"\",\"\",$M$5-SUM($J$7:J68))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q68=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q68))","v":""}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH22<>\"\",'Current Status (''Shikuf'')'!BH22,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK22<>\"\",'Current Status (''Shikuf'')'!BK22,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J69=\"\",\"\",$M$5-SUM($J$7:J69))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q69=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q69))","v":""}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH23<>\"\",'Current Status (''Shikuf'')'!BH23,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK23<>\"\",'Current Status (''Shikuf'')'!BK23,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J70=\"\",\"\",$M$5-SUM($J$7:J70))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q70=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q70))","v":""}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH24<>\"\",'Current Status (''Shikuf'')'!BH24,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK24<>\"\",'Current Status (''Shikuf'')'!BK24,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J71=\"\",\"\",$M$5-SUM($J$7:J71))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q71=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q71))","v":""}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH25<>\"\",'Current Status (''Shikuf'')'!BH25,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK25<>\"\",'Current Status (''Shikuf'')'!BK25,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J72=\"\",\"\",$M$5-SUM($J$7:J72))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q72=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q72))","v":""}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH26<>\"\",'Current Status (''Shikuf'')'!BH26,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK26<>\"\",'Current Status (''Shikuf'')'!BK26,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J73=\"\",\"\",$M$5-SUM($J$7:J73))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q73=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q73))","v":""}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH27<>\"\",'Current Status (''Shikuf'')'!BH27,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK27<>\"\",'Current Status (''Shikuf'')'!BK27,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J74=\"\",\"\",$M$5-SUM($J$7:J74))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q74=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q74))","v":""}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH28<>\"\",'Current Status (''Shikuf'')'!BH28,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK28<>\"\",'Current Status (''Shikuf'')'!BK28,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J75=\"\",\"\",$M$5-SUM($J$7:J75))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q75=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q75))","v":""}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH29<>\"\",'Current Status (''Shikuf'')'!BH29,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK29<>\"\",'Current Status (''Shikuf'')'!BK29,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J76=\"\",\"\",$M$5-SUM($J$7:J76))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q76=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q76))","v":""}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH30<>\"\",'Current Status (''Shikuf'')'!BH30,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK30<>\"\",'Current Status (''Shikuf'')'!BK30,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J77=\"\",\"\",$M$5-SUM($J$7:J77))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q77=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q77))","v":""}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH31<>\"\",'Current Status (''Shikuf'')'!BH31,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK31<>\"\",'Current Status (''Shikuf'')'!BK31,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J78=\"\",\"\",$M$5-SUM($J$7:J78))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q78=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q78))","v":""}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH32<>\"\",'Current Status (''Shikuf'')'!BH32,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK32<>\"\",'Current Status (''Shikuf'')'!BK32,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J79=\"\",\"\",$M$5-SUM($J$7:J79))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q79=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q79))","v":""}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH33<>\"\",'Current Status (''Shikuf'')'!BH33,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK33<>\"\",'Current Status (''Shikuf'')'!BK33,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J80=\"\",\"\",$M$5-SUM($J$7:J80))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q80=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q80))","v":""}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH34<>\"\",'Current Status (''Shikuf'')'!BH34,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK34<>\"\",'Current Status (''Shikuf'')'!BK34,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J81=\"\",\"\",$M$5-SUM($J$7:J81))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q81=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q81))","v":""}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH35<>\"\",'Current Status (''Shikuf'')'!BH35,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK35<>\"\",'Current Status (''Shikuf'')'!BK35,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J82=\"\",\"\",$M$5-SUM($J$7:J82))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q82=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q82))","v":""}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH36<>\"\",'Current Status (''Shikuf'')'!BH36,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK36<>\"\",'Current Status (''Shikuf'')'!BK36,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J83=\"\",\"\",$M$5-SUM($J$7:J83))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q83=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q83))","v":""}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH37<>\"\",'Current Status (''Shikuf'')'!BH37,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK37<>\"\",'Current Status (''Shikuf'')'!BK37,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J84=\"\",\"\",$M$5-SUM($J$7:J84))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q84=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q84))","v":""}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH38<>\"\",'Current Status (''Shikuf'')'!BH38,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK38<>\"\",'Current Status (''Shikuf'')'!BK38,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J85=\"\",\"\",$M$5-SUM($J$7:J85))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q85=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q85))","v":""}]
[null,{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BH39<>\"\",'Current Status (''Shikuf'')'!BH39,),)","v":0},{"$f":"IF('Current Status (''Shikuf'')'!$G$52=\"כן\",IF('Current Status (''Shikuf'')'!BK39<>\"\",'Current Status (''Shikuf'')'!BK39,0),0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J86=\"\",\"\",$M$5-SUM($J$7:J86))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q86=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q86))","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J87=\"\",\"\",$M$5-SUM($J$7:J87))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q87=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q87))","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J88=\"\",\"\",$M$5-SUM($J$7:J88))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q88=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q88))","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J89=\"\",\"\",$M$5-SUM($J$7:J89))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q89=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q89))","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J90=\"\",\"\",$M$5-SUM($J$7:J90))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q90=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q90))","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J91=\"\",\"\",$M$5-SUM($J$7:J91))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q91=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q91))","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J92=\"\",\"\",$M$5-SUM($J$7:J92))","v":""},null,null,null,null,0,null,null,null,null,{"$f":"IF(Q92=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q92))","v":""}]
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[null,{"$f":"IF('Month A'!B12<>\"\",'Month A'!B12,)","v":"Bank Savings Program"},{"$f":"'Month A'!C12","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J12=\"\",\"\",$M$5-SUM($J$7:J12))","v":""},null,null,{"$f":"IF('Month A'!Q12<>'Month A'!R12,IF('Month A'!Q12<>0,IF('Month A'!S12<>'Month A'!T12,'Month A'!P12,),),)","v":0},{"$f":"IF('Month A'!Q12<>'Month A'!R12,IF('Month A'!Q12<>0,IF('Month A'!S12<>'Month A'!T12,'Month A'!Q12,),),)","v":0},{"$f":"IF('Month A'!Q12<>'Month A'!R12,IF('Month A'!Q12<>0,IF('Month A'!S12<>'Month A'!T12,0,Q12),Q12),Q12)","v":0},{"$f":"IF('Month A'!Q12<>'Month A'!R12,IF('Month A'!Q12<>0,IF('Month A'!S12<>'Month A'!T12,'Month A'!S12+1,),),)","v":0},{"$f":"IF('Month A'!Q12<>'Month A'!R12,IF('Month A'!Q12<>0,IF('Month A'!S12<>'Month A'!T12,'Month A'!T12,),),)","v":0},{"$f":"IF('Month A'!Q12<>'Month A'!R12,IF('Month A'!Q12<>0,IF('Month A'!S12<>'Month A'!T12,'Month A'!U12,),),)","v":0},{"$f":"IF('Month A'!Q12<>'Month A'!R12,IF('Month A'!Q12<>0,IF('Month A'!S12<>'Month A'!T12,'Month A'!V12,),),)","v":0},{"$f":"IF(Q12=\"\",\"\",$W$5-SUM($Q$7:Q12))","v":0},null,{"$f":"IF('Month A'!Y12<>\"\",'Month A'!Y12,)","v":"Rent Assistance"},{"$f":"'Month A'!Z12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"חישובי עזר לתקופתיות"]
[null,{"$f":"IF('Month A'!B13<>\"\",'Month A'!B13,)","v":"Subscriptions"},{"$f":"'Month A'!C13","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J13=\"\",\"\",$M$5-SUM($J$7:J13))","v":""},null,null,{"$f":"IF('Month A'!Q13<>'Month A'!R13,IF('Month A'!Q13<>0,IF('Month A'!S13<>'Month A'!T13,'Month A'!P13,),),)","v":0},{"$f":"IF('Month A'!Q13<>'Month A'!R13,IF('Month A'!Q13<>0,IF('Month A'!S13<>'Month A'!T13,'Month A'!Q13,),),)","v":0},{"$f":"IF('Month A'!Q13<>'Month A'!R13,IF('Month A'!Q13<>0,IF('Month A'!S13<>'Month A'!T13,0,Q13),Q13),Q13)","v":0},{"$f":"IF('Month A'!Q13<>'Month A'!R13,IF('Month A'!Q13<>0,IF('Month A'!S13<>'Month A'!T13,'Month A'!S13+1,),),)","v":0},{"$f":"IF('Month A'!Q13<>'Month A'!R13,IF('Month A'!Q13<>0,IF('Month A'!S13<>'Month A'!T13,'Month A'!T13,),),)","v":0},{"$f":"IF('Month A'!Q13<>'Month A'!R13,IF('Month A'!Q13<>0,IF('Month A'!S13<>'Month A'!T13,'Month A'!U13,),),)","v":0},{"$f":"IF('Month A'!Q13<>'Month A'!R13,IF('Month A'!Q13<>0,IF('Month A'!S13<>'Month A'!T13,'Month A'!V13,),),)","v":0},{"$f":"IF(Q13=\"\",\"\",$W$5-SUM($Q$7:Q13))","v":0},null,{"$f":"IF('Month A'!Y13<>\"\",'Month A'!Y13,)","v":"Food Packages"},{"$f":"'Month A'!Z13","v":0},null,null,null,null,{"$f":"AA18+'Month A'!AA18","v":0}]
[null,{"$f":"IF('Month A'!B14<>\"\",'Month A'!B14,)","v":"Donations"},{"$f":"'Month A'!C14","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J14=\"\",\"\",$M$5-SUM($J$7:J14))","v":""},null,null,{"$f":"IF('Month A'!Q14<>'Month A'!R14,IF('Month A'!Q14<>0,IF('Month A'!S14<>'Month A'!T14,'Month A'!P14,),),)","v":0},{"$f":"IF('Month A'!Q14<>'Month A'!R14,IF('Month A'!Q14<>0,IF('Month A'!S14<>'Month A'!T14,'Month A'!Q14,),),)","v":0},{"$f":"IF('Month A'!Q14<>'Month A'!R14,IF('Month A'!Q14<>0,IF('Month A'!S14<>'Month A'!T14,0,Q14),Q14),Q14)","v":0},{"$f":"IF('Month A'!Q14<>'Month A'!R14,IF('Month A'!Q14<>0,IF('Month A'!S14<>'Month A'!T14,'Month A'!S14+1,),),)","v":0},{"$f":"IF('Month A'!Q14<>'Month A'!R14,IF('Month A'!Q14<>0,IF('Month A'!S14<>'Month A'!T14,'Month A'!T14,),),)","v":0},{"$f":"IF('Month A'!Q14<>'Month A'!R14,IF('Month A'!Q14<>0,IF('Month A'!S14<>'Month A'!T14,'Month A'!U14,),),)","v":0},{"$f":"IF('Month A'!Q14<>'Month A'!R14,IF('Month A'!Q14<>0,IF('Month A'!S14<>'Month A'!T14,'Month A'!V14,),),)","v":0},{"$f":"IF(Q14=\"\",\"\",$W$5-SUM($Q$7:Q14))","v":0},null,{"$f":"IF('Month A'!Y14<>\"\",'Month A'!Y14,)","v":"Income from Property"},{"$f":"'Month A'!Z14","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"חודשים שנותרו עד"]
[null,{"$f":"IF('Month A'!B15<>\"\",'Month A'!B15,)","v":0},{"$f":"'Month A'!C15","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J15=\"\",\"\",$M$5-SUM($J$7:J15))","v":""},null,null,{"$f":"IF('Month A'!Q15<>'Month A'!R15,IF('Month A'!Q15<>0,IF('Month A'!S15<>'Month A'!T15,'Month A'!P15,),),)","v":0},{"$f":"IF('Month A'!Q15<>'Month A'!R15,IF('Month A'!Q15<>0,IF('Month A'!S15<>'Month A'!T15,'Month A'!Q15,),),)","v":0},{"$f":"IF('Month A'!Q15<>'Month A'!R15,IF('Month A'!Q15<>0,IF('Month A'!S15<>'Month A'!T15,0,Q15),Q15),Q15)","v":0},{"$f":"IF('Month A'!Q15<>'Month A'!R15,IF('Month A'!Q15<>0,IF('Month A'!S15<>'Month A'!T15,'Month A'!S15+1,),),)","v":0},{"$f":"IF('Month A'!Q15<>'Month A'!R15,IF('Month A'!Q15<>0,IF('Month A'!S15<>'Month A'!T15,'Month A'!T15,),),)","v":0},{"$f":"IF('Month A'!Q15<>'Month A'!R15,IF('Month A'!Q15<>0,IF('Month A'!S15<>'Month A'!T15,'Month A'!U15,),),)","v":0},{"$f":"IF('Month A'!Q15<>'Month A'!R15,IF('Month A'!Q15<>0,IF('Month A'!S15<>'Month A'!T15,'Month A'!V15,),),)","v":0},{"$f":"IF(Q15=\"\",\"\",$W$5-SUM($Q$7:Q15))","v":0},null,{"$f":"IF('Month A'!Y15<>\"\",'Month A'!Y15,)","v":"Help from parents"},{"$f":"'Month A'!Z15","v":0},null,null,null,null,{"$f":"IF(COUNTIF(AE23:AE44,\"<0\")>0,\"Over yearly budget!\nTake an action from the options to your right.\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"סוף השנה"]
[null,{"$f":"IF('Month A'!B16<>\"\",'Month A'!B16,)","v":0},{"$f":"'Month A'!C16","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J16=\"\",\"\",$M$5-SUM($J$7:J16))","v":""},null,null,{"$f":"IF('Month A'!Q16<>'Month A'!R16,IF('Month A'!Q16<>0,IF('Month A'!S16<>'Month A'!T16,'Month A'!P16,),),)","v":0},{"$f":"IF('Month A'!Q16<>'Month A'!R16,IF('Month A'!Q16<>0,IF('Month A'!S16<>'Month A'!T16,'Month A'!Q16,),),)","v":0},{"$f":"IF('Month A'!Q16<>'Month A'!R16,IF('Month A'!Q16<>0,IF('Month A'!S16<>'Month A'!T16,0,Q16),Q16),Q16)","v":0},{"$f":"IF('Month A'!Q16<>'Month A'!R16,IF('Month A'!Q16<>0,IF('Month A'!S16<>'Month A'!T16,'Month A'!S16+1,),),)","v":0},{"$f":"IF('Month A'!Q16<>'Month A'!R16,IF('Month A'!Q16<>0,IF('Month A'!S16<>'Month A'!T16,'Month A'!T16,),),)","v":0},{"$f":"IF('Month A'!Q16<>'Month A'!R16,IF('Month A'!Q16<>0,IF('Month A'!S16<>'Month A'!T16,'Month A'!U16,),),)","v":0},{"$f":"IF('Month A'!Q16<>'Month A'!R16,IF('Month A'!Q16<>0,IF('Month A'!S16<>'Month A'!T16,'Month A'!V16,),),)","v":0},{"$f":"IF(Q16=\"\",\"\",$W$5-SUM($Q$7:Q16))","v":0},null,{"$f":"IF('Month A'!Y16<>\"\",'Month A'!Y16,)","v":"Other Income"},{"$f":"'Month A'!Z16","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"13-AR19","v":11}]
[null,{"$f":"IF('Month A'!B17<>\"\",'Month A'!B17,)","v":0},{"$f":"'Month A'!C17","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J17=\"\",\"\",$M$5-SUM($J$7:J17))","v":""},null,null,{"$f":"IF('Month A'!Q17<>'Month A'!R17,IF('Month A'!Q17<>0,IF('Month A'!S17<>'Month A'!T17,'Month A'!P17,),),)","v":0},{"$f":"IF('Month A'!Q17<>'Month A'!R17,IF('Month A'!Q17<>0,IF('Month A'!S17<>'Month A'!T17,'Month A'!Q17,),),)","v":0},{"$f":"IF('Month A'!Q17<>'Month A'!R17,IF('Month A'!Q17<>0,IF('Month A'!S17<>'Month A'!T17,0,Q17),Q17),Q17)","v":0},{"$f":"IF('Month A'!Q17<>'Month A'!R17,IF('Month A'!Q17<>0,IF('Month A'!S17<>'Month A'!T17,'Month A'!S17+1,),),)","v":0},{"$f":"IF('Month A'!Q17<>'Month A'!R17,IF('Month A'!Q17<>0,IF('Month A'!S17<>'Month A'!T17,'Month A'!T17,),),)","v":0},{"$f":"IF('Month A'!Q17<>'Month A'!R17,IF('Month A'!Q17<>0,IF('Month A'!S17<>'Month A'!T17,'Month A'!U17,),),)","v":0},{"$f":"IF('Month A'!Q17<>'Month A'!R17,IF('Month A'!Q17<>0,IF('Month A'!S17<>'Month A'!T17,'Month A'!V17,),),)","v":0},{"$f":"IF(Q17=\"\",\"\",$W$5-SUM($Q$7:Q17))","v":0},null,"Total",{"$f":"SUM(Z6:Z16)","v":0},{"$f":"SUM(AA6:AA16)","v":0}]
[null,"Total",{"$f":"SUM(C7:C17)","v":0},{"$f":"SUM(D7:D17)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J18=\"\",\"\",$M$5-SUM($J$7:J18))","v":""},null,null,{"$f":"IF('Month A'!Q18<>'Month A'!R18,IF('Month A'!Q18<>0,IF('Month A'!S18<>'Month A'!T18,'Month A'!P18,),),)","v":0},{"$f":"IF('Month A'!Q18<>'Month A'!R18,IF('Month A'!Q18<>0,IF('Month A'!S18<>'Month A'!T18,'Month A'!Q18,),),)","v":0},{"$f":"IF('Month A'!Q18<>'Month A'!R18,IF('Month A'!Q18<>0,IF('Month A'!S18<>'Month A'!T18,0,Q18),Q18),Q18)","v":0},{"$f":"IF('Month A'!Q18<>'Month A'!R18,IF('Month A'!Q18<>0,IF('Month A'!S18<>'Month A'!T18,'Month A'!S18+1,),),)","v":0},{"$f":"IF('Month A'!Q18<>'Month A'!R18,IF('Month A'!Q18<>0,IF('Month A'!S18<>'Month A'!T18,'Month A'!T18,),),)","v":0},{"$f":"IF('Month A'!Q18<>'Month A'!R18,IF('Month A'!Q18<>0,IF('Month A'!S18<>'Month A'!T18,'Month A'!U18,),),)","v":0},{"$f":"IF('Month A'!Q18<>'Month A'!R18,IF('Month A'!Q18<>0,IF('Month A'!S18<>'Month A'!T18,'Month A'!V18,),),)","v":0},{"$f":"IF(Q18=\"\",\"\",$W$5-SUM($Q$7:Q18))","v":0},null,"Budget to Actual Difference",null,{"$f":"AA17-AA4","v":0},null,null,null,null,null,null,"Offset for yearly budget overrun in Periodic Expenses",null,null,null,null,null,null,null,null,null,"חודש מס'"]
[null,"Budget to Actual Difference",null,{"$f":"C18-D18","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J19=\"\",\"\",$M$5-SUM($J$7:J19))","v":""},null,null,{"$f":"IF('Month A'!Q19<>'Month A'!R19,IF('Month A'!Q19<>0,IF('Month A'!S19<>'Month A'!T19,'Month A'!P19,),),)","v":0},{"$f":"IF('Month A'!Q19<>'Month A'!R19,IF('Month A'!Q19<>0,IF('Month A'!S19<>'Month A'!T19,'Month A'!Q19,),),)","v":0},{"$f":"IF('Month A'!Q19<>'Month A'!R19,IF('Month A'!Q19<>0,IF('Month A'!S19<>'Month A'!T19,0,Q19),Q19),Q19)","v":0},{"$f":"IF('Month A'!Q19<>'Month A'!R19,IF('Month A'!Q19<>0,IF('Month A'!S19<>'Month A'!T19,'Month A'!S19+1,),),)","v":0},{"$f":"IF('Month A'!Q19<>'Month A'!R19,IF('Month A'!Q19<>0,IF('Month A'!S19<>'Month A'!T19,'Month A'!T19,),),)","v":0},{"$f":"IF('Month A'!Q19<>'Month A'!R19,IF('Month A'!Q19<>0,IF('Month A'!S19<>'Month A'!T19,'Month A'!U19,),),)","v":0},{"$f":"IF('Month A'!Q19<>'Month A'!R19,IF('Month A'!Q19<>0,IF('Month A'!S19<>'Month A'!T19,'Month A'!V19,),),)","v":0},{"$f":"IF(Q19=\"\",\"\",$W$5-SUM($Q$7:Q19))","v":0},null,null,null,null,null,null,null,null,null,null,"For each expense name with budget overrun, choose one of the following:",null,null,null,null,null,null,null,null,null,2,null,null,null,"תקציב מתוכנן "]
[null,{"$f":"IF(D19>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J20=\"\",\"\",$M$5-SUM($J$7:J20))","v":""},null,null,{"$f":"IF('Month A'!Q20<>'Month A'!R20,IF('Month A'!Q20<>0,IF('Month A'!S20<>'Month A'!T20,'Month A'!P20,),),)","v":0},{"$f":"IF('Month A'!Q20<>'Month A'!R20,IF('Month A'!Q20<>0,IF('Month A'!S20<>'Month A'!T20,'Month A'!Q20,),),)","v":0},{"$f":"IF('Month A'!Q20<>'Month A'!R20,IF('Month A'!Q20<>0,IF('Month A'!S20<>'Month A'!T20,0,Q20),Q20),Q20)","v":0},{"$f":"IF('Month A'!Q20<>'Month A'!R20,IF('Month A'!Q20<>0,IF('Month A'!S20<>'Month A'!T20,'Month A'!S20+1,),),)","v":0},{"$f":"IF('Month A'!Q20<>'Month A'!R20,IF('Month A'!Q20<>0,IF('Month A'!S20<>'Month A'!T20,'Month A'!T20,),),)","v":0},{"$f":"IF('Month A'!Q20<>'Month A'!R20,IF('Month A'!Q20<>0,IF('Month A'!S20<>'Month A'!T20,'Month A'!U20,),),)","v":0},{"$f":"IF('Month A'!Q20<>'Month A'!R20,IF('Month A'!Q20<>0,IF('Month A'!S20<>'Month A'!T20,'Month A'!V20,),),)","v":0},{"$f":"IF(Q20=\"\",\"\",$W$5-SUM($Q$7:Q20))","v":0},null,"Periodic Expenses Summary",null,null,null,null,null,null,null,null,"0 - Change budget starting next month (requires manual change) ",null,null,null,null,null,null,null,null,"העמודות באפור אינן בשימוש.",null,null,null,null,"בתחילת החודש"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J21=\"\",\"\",$M$5-SUM($J$7:J21))","v":""},null,null,{"$f":"IF('Month A'!Q21<>'Month A'!R21,IF('Month A'!Q21<>0,IF('Month A'!S21<>'Month A'!T21,'Month A'!P21,),),)","v":0},{"$f":"IF('Month A'!Q21<>'Month A'!R21,IF('Month A'!Q21<>0,IF('Month A'!S21<>'Month A'!T21,'Month A'!Q21,),),)","v":0},{"$f":"IF('Month A'!Q21<>'Month A'!R21,IF('Month A'!Q21<>0,IF('Month A'!S21<>'Month A'!T21,0,Q21),Q21),Q21)","v":0},{"$f":"IF('Month A'!Q21<>'Month A'!R21,IF('Month A'!Q21<>0,IF('Month A'!S21<>'Month A'!T21,'Month A'!S21+1,),),)","v":0},{"$f":"IF('Month A'!Q21<>'Month A'!R21,IF('Month A'!Q21<>0,IF('Month A'!S21<>'Month A'!T21,'Month A'!T21,),),)","v":0},{"$f":"IF('Month A'!Q21<>'Month A'!R21,IF('Month A'!Q21<>0,IF('Month A'!S21<>'Month A'!T21,'Month A'!U21,),),)","v":0},{"$f":"IF('Month A'!Q21<>'Month A'!R21,IF('Month A'!Q21<>0,IF('Month A'!S21<>'Month A'!T21,'Month A'!V21,),),)","v":0},{"$f":"IF(Q21=\"\",\"\",$W$5-SUM($Q$7:Q21))","v":0},null,"Expense Name","Budget","Actual Amount",null,null,"סכום עסקה","Yearly Remaining Budget",null,"%","1- Automatic offset using Everyday Expenses budget.                ",null,null,null,null,null,null,null,"לקיזוז משוטפות","קיזוז מצטבר","יתרת תקציב שנתית לפני קיזוז חודש זה",null,null,null,"בתוספת יתרה",null,"יתרת תקציב שנתית"]
[null,"Debts Return",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J22=\"\",\"\",$M$5-SUM($J$7:J22))","v":""},null,null,{"$f":"IF('Month A'!Q22<>'Month A'!R22,IF('Month A'!Q22<>0,IF('Month A'!S22<>'Month A'!T22,'Month A'!P22,),),)","v":0},{"$f":"IF('Month A'!Q22<>'Month A'!R22,IF('Month A'!Q22<>0,IF('Month A'!S22<>'Month A'!T22,'Month A'!Q22,),),)","v":0},{"$f":"IF('Month A'!Q22<>'Month A'!R22,IF('Month A'!Q22<>0,IF('Month A'!S22<>'Month A'!T22,0,Q22),Q22),Q22)","v":0},{"$f":"IF('Month A'!Q22<>'Month A'!R22,IF('Month A'!Q22<>0,IF('Month A'!S22<>'Month A'!T22,'Month A'!S22+1,),),)","v":0},{"$f":"IF('Month A'!Q22<>'Month A'!R22,IF('Month A'!Q22<>0,IF('Month A'!S22<>'Month A'!T22,'Month A'!T22,),),)","v":0},{"$f":"IF('Month A'!Q22<>'Month A'!R22,IF('Month A'!Q22<>0,IF('Month A'!S22<>'Month A'!T22,'Month A'!U22,),),)","v":0},{"$f":"IF('Month A'!Q22<>'Month A'!R22,IF('Month A'!Q22<>0,IF('Month A'!S22<>'Month A'!T22,'Month A'!V22,),),)","v":0},{"$f":"IF(Q22=\"\",\"\",$W$5-SUM($Q$7:Q22))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"(בחודש זה)","עד (ובלי) חודש זה",null,"עסקאות מצטברות","ביצוע מצטבר",null,"מחודש קודם","חריגה שנתית","לפני קיזוז חודש זה",null,"% הקדמה"]
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[null,{"$f":"IF('Month A'!B38<>\"\",'Month A'!B38,)","v":0},{"$f":"'Month A'!C38","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J38=\"\",\"\",$M$5-SUM($J$7:J38))","v":""},null,null,{"$f":"IF('Month A'!Q38<>'Month A'!R38,IF('Month A'!Q38<>0,IF('Month A'!S38<>'Month A'!T38,'Month A'!P38,),),)","v":0},{"$f":"IF('Month A'!Q38<>'Month A'!R38,IF('Month A'!Q38<>0,IF('Month A'!S38<>'Month A'!T38,'Month A'!Q38,),),)","v":0},{"$f":"IF('Month A'!Q38<>'Month A'!R38,IF('Month A'!Q38<>0,IF('Month A'!S38<>'Month A'!T38,0,Q38),Q38),Q38)","v":0},{"$f":"IF('Month A'!Q38<>'Month A'!R38,IF('Month A'!Q38<>0,IF('Month A'!S38<>'Month A'!T38,'Month A'!S38+1,),),)","v":0},{"$f":"IF('Month A'!Q38<>'Month A'!R38,IF('Month A'!Q38<>0,IF('Month A'!S38<>'Month A'!T38,'Month A'!T38,),),)","v":0},{"$f":"IF('Month A'!Q38<>'Month A'!R38,IF('Month A'!Q38<>0,IF('Month A'!S38<>'Month A'!T38,'Month A'!U38,),),)","v":0},{"$f":"IF('Month A'!Q38<>'Month A'!R38,IF('Month A'!Q38<>0,IF('Month A'!S38<>'Month A'!T38,'Month A'!V38,),),)","v":0},{"$f":"IF(Q38=\"\",\"\",$W$5-SUM($Q$7:Q38))","v":0},null,{"$f":"IF('Month A'!Y38<>\"\",'Month A'!Y38,)","v":"Religious expenses"},{"$f":"'Month A'!Z38","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"'Month A'!AQ38+'Month A'!AP38","v":0},0,{"$f":"AD38+'Month A'!AS38","v":0},{"$f":"AA38+'Month A'!AT38","v":0},null,{"$f":"'Month A'!AV38-'Month A'!AD38+B!Z38-'Month A'!AP38","v":0},0,{"$f":"IF(Z38='Month A'!Z38,'Month A'!AE38-AD38,'Month A'!AE38+(Z38-'Month A'!Z38)*$AW$16-AD38)","v":0},null,0]
[null,{"$f":"IF('Month A'!B39<>\"\",'Month A'!B39,)","v":0},{"$f":"'Month A'!C39","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J39=\"\",\"\",$M$5-SUM($J$7:J39))","v":""},null,null,{"$f":"IF('Month A'!Q39<>'Month A'!R39,IF('Month A'!Q39<>0,IF('Month A'!S39<>'Month A'!T39,'Month A'!P39,),),)","v":0},{"$f":"IF('Month A'!Q39<>'Month A'!R39,IF('Month A'!Q39<>0,IF('Month A'!S39<>'Month A'!T39,'Month A'!Q39,),),)","v":0},{"$f":"IF('Month A'!Q39<>'Month A'!R39,IF('Month A'!Q39<>0,IF('Month A'!S39<>'Month A'!T39,0,Q39),Q39),Q39)","v":0},{"$f":"IF('Month A'!Q39<>'Month A'!R39,IF('Month A'!Q39<>0,IF('Month A'!S39<>'Month A'!T39,'Month A'!S39+1,),),)","v":0},{"$f":"IF('Month A'!Q39<>'Month A'!R39,IF('Month A'!Q39<>0,IF('Month A'!S39<>'Month A'!T39,'Month A'!T39,),),)","v":0},{"$f":"IF('Month A'!Q39<>'Month A'!R39,IF('Month A'!Q39<>0,IF('Month A'!S39<>'Month A'!T39,'Month A'!U39,),),)","v":0},{"$f":"IF('Month A'!Q39<>'Month A'!R39,IF('Month A'!Q39<>0,IF('Month A'!S39<>'Month A'!T39,'Month A'!V39,),),)","v":0},{"$f":"IF(Q39=\"\",\"\",$W$5-SUM($Q$7:Q39))","v":0},null,{"$f":"IF('Month A'!Y39<>\"\",'Month A'!Y39,)","v":"Gifts"},{"$f":"'Month A'!Z39","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"'Month A'!AQ39+'Month A'!AP39","v":0},0,{"$f":"AD39+'Month A'!AS39","v":0},{"$f":"AA39+'Month A'!AT39","v":0},null,{"$f":"'Month A'!AV39-'Month A'!AD39+B!Z39-'Month A'!AP39","v":0},0,{"$f":"IF(Z39='Month A'!Z39,'Month A'!AE39-AD39,'Month A'!AE39+(Z39-'Month A'!Z39)*$AW$16-AD39)","v":0},null,0]
[null,"Total",{"$f":"SUM(C27:C39)+SUM(C65:C86)","v":0},{"$f":"SUM(D27:D39)+SUM(D65:D86)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J40=\"\",\"\",$M$5-SUM($J$7:J40))","v":""},null,null,{"$f":"IF('Month A'!Q40<>'Month A'!R40,IF('Month A'!Q40<>0,IF('Month A'!S40<>'Month A'!T40,'Month A'!P40,),),)","v":0},{"$f":"IF('Month A'!Q40<>'Month A'!R40,IF('Month A'!Q40<>0,IF('Month A'!S40<>'Month A'!T40,'Month A'!Q40,),),)","v":0},{"$f":"IF('Month A'!Q40<>'Month A'!R40,IF('Month A'!Q40<>0,IF('Month A'!S40<>'Month A'!T40,0,Q40),Q40),Q40)","v":0},{"$f":"IF('Month A'!Q40<>'Month A'!R40,IF('Month A'!Q40<>0,IF('Month A'!S40<>'Month A'!T40,'Month A'!S40+1,),),)","v":0},{"$f":"IF('Month A'!Q40<>'Month A'!R40,IF('Month A'!Q40<>0,IF('Month A'!S40<>'Month A'!T40,'Month A'!T40,),),)","v":0},{"$f":"IF('Month A'!Q40<>'Month A'!R40,IF('Month A'!Q40<>0,IF('Month A'!S40<>'Month A'!T40,'Month A'!U40,),),)","v":0},{"$f":"IF('Month A'!Q40<>'Month A'!R40,IF('Month A'!Q40<>0,IF('Month A'!S40<>'Month A'!T40,'Month A'!V40,),),)","v":0},{"$f":"IF(Q40=\"\",\"\",$W$5-SUM($Q$7:Q40))","v":0},null,{"$f":"IF('Month A'!Y40<>\"\",'Month A'!Y40,)","v":"Small Purchases"},{"$f":"'Month A'!Z40","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"'Month A'!AQ40+'Month A'!AP40","v":0},0,{"$f":"AD40+'Month A'!AS40","v":0},{"$f":"AA40+'Month A'!AT40","v":0},null,{"$f":"'Month A'!AV40-'Month A'!AD40+B!Z40-'Month A'!AP40","v":0},0,{"$f":"IF(Z40='Month A'!Z40,'Month A'!AE40-AD40,'Month A'!AE40+(Z40-'Month A'!Z40)*$AW$16-AD40)","v":0},null,0]
[null,"Budget to Actual Difference",{"$f":"C40-D40","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J41=\"\",\"\",$M$5-SUM($J$7:J41))","v":""},null,null,{"$f":"IF('Month A'!Q41<>'Month A'!R41,IF('Month A'!Q41<>0,IF('Month A'!S41<>'Month A'!T41,'Month A'!P41,),),)","v":0},{"$f":"IF('Month A'!Q41<>'Month A'!R41,IF('Month A'!Q41<>0,IF('Month A'!S41<>'Month A'!T41,'Month A'!Q41,),),)","v":0},{"$f":"IF('Month A'!Q41<>'Month A'!R41,IF('Month A'!Q41<>0,IF('Month A'!S41<>'Month A'!T41,0,Q41),Q41),Q41)","v":0},{"$f":"IF('Month A'!Q41<>'Month A'!R41,IF('Month A'!Q41<>0,IF('Month A'!S41<>'Month A'!T41,'Month A'!S41+1,),),)","v":0},{"$f":"IF('Month A'!Q41<>'Month A'!R41,IF('Month A'!Q41<>0,IF('Month A'!S41<>'Month A'!T41,'Month A'!T41,),),)","v":0},{"$f":"IF('Month A'!Q41<>'Month A'!R41,IF('Month A'!Q41<>0,IF('Month A'!S41<>'Month A'!T41,'Month A'!U41,),),)","v":0},{"$f":"IF('Month A'!Q41<>'Month A'!R41,IF('Month A'!Q41<>0,IF('Month A'!S41<>'Month A'!T41,'Month A'!V41,),),)","v":0},{"$f":"IF(Q41=\"\",\"\",$W$5-SUM($Q$7:Q41))","v":0},null,{"$f":"IF('Month A'!Y41<>\"\",'Month A'!Y41,)","v":"Haircuts / Cosmetics Treatments"},{"$f":"'Month A'!Z41","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"'Month A'!AQ41+'Month A'!AP41","v":0},0,{"$f":"AD41+'Month A'!AS41","v":0},{"$f":"AA41+'Month A'!AT41","v":0},null,{"$f":"'Month A'!AV41-'Month A'!AD41+B!Z41-'Month A'!AP41","v":0},0,{"$f":"IF(Z41='Month A'!Z41,'Month A'!AE41-AD41,'Month A'!AE41+(Z41-'Month A'!Z41)*$AW$16-AD41)","v":0},null,0]
[null,{"$f":"IF(C41>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J42=\"\",\"\",$M$5-SUM($J$7:J42))","v":""},null,null,{"$f":"IF('Month A'!Q42<>'Month A'!R42,IF('Month A'!Q42<>0,IF('Month A'!S42<>'Month A'!T42,'Month A'!P42,),),)","v":0},{"$f":"IF('Month A'!Q42<>'Month A'!R42,IF('Month A'!Q42<>0,IF('Month A'!S42<>'Month A'!T42,'Month A'!Q42,),),)","v":0},{"$f":"IF('Month A'!Q42<>'Month A'!R42,IF('Month A'!Q42<>0,IF('Month A'!S42<>'Month A'!T42,0,Q42),Q42),Q42)","v":0},{"$f":"IF('Month A'!Q42<>'Month A'!R42,IF('Month A'!Q42<>0,IF('Month A'!S42<>'Month A'!T42,'Month A'!S42+1,),),)","v":0},{"$f":"IF('Month A'!Q42<>'Month A'!R42,IF('Month A'!Q42<>0,IF('Month A'!S42<>'Month A'!T42,'Month A'!T42,),),)","v":0},{"$f":"IF('Month A'!Q42<>'Month A'!R42,IF('Month A'!Q42<>0,IF('Month A'!S42<>'Month A'!T42,'Month A'!U42,),),)","v":0},{"$f":"IF('Month A'!Q42<>'Month A'!R42,IF('Month A'!Q42<>0,IF('Month A'!S42<>'Month A'!T42,'Month A'!V42,),),)","v":0},{"$f":"IF(Q42=\"\",\"\",$W$5-SUM($Q$7:Q42))","v":0},null,{"$f":"IF('Month A'!Y42<>\"\",'Month A'!Y42,)","v":"National Insurance"},{"$f":"'Month A'!Z42","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"'Month A'!AQ42+'Month A'!AP42","v":0},0,{"$f":"AD42+'Month A'!AS42","v":0},{"$f":"AA42+'Month A'!AT42","v":0},null,{"$f":"'Month A'!AV42-'Month A'!AD42+B!Z42-'Month A'!AP42","v":0},0,{"$f":"IF(Z42='Month A'!Z42,'Month A'!AE42-AD42,'Month A'!AE42+(Z42-'Month A'!Z42)*$AW$16-AD42)","v":0},null,0]
[null,"Everyday Expenses summary",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J43=\"\",\"\",$M$5-SUM($J$7:J43))","v":""},null,null,{"$f":"IF('Month A'!Q43<>'Month A'!R43,IF('Month A'!Q43<>0,IF('Month A'!S43<>'Month A'!T43,'Month A'!P43,),),)","v":0},{"$f":"IF('Month A'!Q43<>'Month A'!R43,IF('Month A'!Q43<>0,IF('Month A'!S43<>'Month A'!T43,'Month A'!Q43,),),)","v":0},{"$f":"IF('Month A'!Q43<>'Month A'!R43,IF('Month A'!Q43<>0,IF('Month A'!S43<>'Month A'!T43,0,Q43),Q43),Q43)","v":0},{"$f":"IF('Month A'!Q43<>'Month A'!R43,IF('Month A'!Q43<>0,IF('Month A'!S43<>'Month A'!T43,'Month A'!S43+1,),),)","v":0},{"$f":"IF('Month A'!Q43<>'Month A'!R43,IF('Month A'!Q43<>0,IF('Month A'!S43<>'Month A'!T43,'Month A'!T43,),),)","v":0},{"$f":"IF('Month A'!Q43<>'Month A'!R43,IF('Month A'!Q43<>0,IF('Month A'!S43<>'Month A'!T43,'Month A'!U43,),),)","v":0},{"$f":"IF('Month A'!Q43<>'Month A'!R43,IF('Month A'!Q43<>0,IF('Month A'!S43<>'Month A'!T43,'Month A'!V43,),),)","v":0},{"$f":"IF(Q43=\"\",\"\",$W$5-SUM($Q$7:Q43))","v":0},null,{"$f":"IF('Month A'!Y43<>\"\",'Month A'!Y43,)","v":0},{"$f":"'Month A'!Z43","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"'Month A'!AQ43+'Month A'!AP43","v":0},0,{"$f":"AD43+'Month A'!AS43","v":0},{"$f":"AA43+'Month A'!AT43","v":0},null,{"$f":"'Month A'!AV43-'Month A'!AD43+B!Z43-'Month A'!AP43","v":0},0,{"$f":"IF(Z43='Month A'!Z43,'Month A'!AE43-AD43,'Month A'!AE43+(Z43-'Month A'!Z43)*$AW$16-AD43)","v":0},null,0]
[null,"Expense Name","Budget","Actual Amount",null,null,null,null,null,null,null,null,{"$f":"IF(J44=\"\",\"\",$M$5-SUM($J$7:J44))","v":""},null,null,{"$f":"IF('Month A'!Q44<>'Month A'!R44,IF('Month A'!Q44<>0,IF('Month A'!S44<>'Month A'!T44,'Month A'!P44,),),)","v":0},{"$f":"IF('Month A'!Q44<>'Month A'!R44,IF('Month A'!Q44<>0,IF('Month A'!S44<>'Month A'!T44,'Month A'!Q44,),),)","v":0},{"$f":"IF('Month A'!Q44<>'Month A'!R44,IF('Month A'!Q44<>0,IF('Month A'!S44<>'Month A'!T44,0,Q44),Q44),Q44)","v":0},{"$f":"IF('Month A'!Q44<>'Month A'!R44,IF('Month A'!Q44<>0,IF('Month A'!S44<>'Month A'!T44,'Month A'!S44+1,),),)","v":0},{"$f":"IF('Month A'!Q44<>'Month A'!R44,IF('Month A'!Q44<>0,IF('Month A'!S44<>'Month A'!T44,'Month A'!T44,),),)","v":0},{"$f":"IF('Month A'!Q44<>'Month A'!R44,IF('Month A'!Q44<>0,IF('Month A'!S44<>'Month A'!T44,'Month A'!U44,),),)","v":0},{"$f":"IF('Month A'!Q44<>'Month A'!R44,IF('Month A'!Q44<>0,IF('Month A'!S44<>'Month A'!T44,'Month A'!V44,),),)","v":0},{"$f":"IF(Q44=\"\",\"\",$W$5-SUM($Q$7:Q44))","v":0},null,{"$f":"IF('Month A'!Y44<>\"\",'Month A'!Y44,)","v":0},{"$f":"'Month A'!Z44","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"'Month A'!AQ44+'Month A'!AP44","v":0},0,{"$f":"AD44+'Month A'!AS44","v":0},{"$f":"AA44+'Month A'!AT44","v":0},null,{"$f":"'Month A'!AV44-'Month A'!AD44+B!Z44-'Month A'!AP44","v":0},0,{"$f":"IF(Z44='Month A'!Z44,'Month A'!AE44-AD44,'Month A'!AE44+(Z44-'Month A'!Z44)*$AW$16-AD44)","v":0},null,0]
[null,{"$f":"IF('Month A'!B45<>\"\",'Month A'!B45,)","v":"Food"},{"$f":"'Month A'!C45","v":0},{"$f":"SUMIF($I$7:$I$110,B45,$J$7:$J$110)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J45=\"\",\"\",$M$5-SUM($J$7:J45))","v":""},null,null,{"$f":"IF('Month A'!Q45<>'Month A'!R45,IF('Month A'!Q45<>0,IF('Month A'!S45<>'Month A'!T45,'Month A'!P45,),),)","v":0},{"$f":"IF('Month A'!Q45<>'Month A'!R45,IF('Month A'!Q45<>0,IF('Month A'!S45<>'Month A'!T45,'Month A'!Q45,),),)","v":0},{"$f":"IF('Month A'!Q45<>'Month A'!R45,IF('Month A'!Q45<>0,IF('Month A'!S45<>'Month A'!T45,0,Q45),Q45),Q45)","v":0},{"$f":"IF('Month A'!Q45<>'Month A'!R45,IF('Month A'!Q45<>0,IF('Month A'!S45<>'Month A'!T45,'Month A'!S45+1,),),)","v":0},{"$f":"IF('Month A'!Q45<>'Month A'!R45,IF('Month A'!Q45<>0,IF('Month A'!S45<>'Month A'!T45,'Month A'!T45,),),)","v":0},{"$f":"IF('Month A'!Q45<>'Month A'!R45,IF('Month A'!Q45<>0,IF('Month A'!S45<>'Month A'!T45,'Month A'!U45,),),)","v":0},{"$f":"IF('Month A'!Q45<>'Month A'!R45,IF('Month A'!Q45<>0,IF('Month A'!S45<>'Month A'!T45,'Month A'!V45,),),)","v":0},{"$f":"IF(Q45=\"\",\"\",$W$5-SUM($Q$7:Q45))","v":0},null,"Total",{"$f":"SUM(Z23:Z44)","v":0},{"$f":"SUM(AA23:AA44)","v":0},null,null,null,{"$f":"SUM(AE23:AE44)","v":0},null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(AP23:AP44)","v":0},{"$f":"SUM(AQ23:AQ44)","v":0},{"$f":"SUM(AR23:AR44)","v":0},{"$f":"SUM(AS23:AS44)","v":0},{"$f":"SUM(AT23:AT44)","v":0},null,{"$f":"SUM(AV23:AV44)","v":0},{"$f":"SUM(AW23:AW44)","v":0},{"$f":"SUM(AX23:AX44)","v":0}]
[null,{"$f":"IF('Month A'!B46<>\"\",'Month A'!B46,)","v":"Public Transportation"},{"$f":"'Month A'!C46","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J46=\"\",\"\",$M$5-SUM($J$7:J46))","v":""},null,null,"Budget to pass to next month's Periodic Expense Budget",null,null,null,null,null,null,{"$f":"W5-AA45","v":0},null,"Budget to Actual Difference",{"$f":"Z45-AA45","v":0}]
[null,{"$f":"IF('Month A'!B47<>\"\",'Month A'!B47,)","v":"Gas and Parking"},{"$f":"'Month A'!C47","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J47=\"\",\"\",$M$5-SUM($J$7:J47))","v":""}]
[null,{"$f":"IF('Month A'!B48<>\"\",'Month A'!B48,)","v":"Telephone-Landline/Long Distance"},{"$f":"'Month A'!C48","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J48=\"\",\"\",$M$5-SUM($J$7:J48))","v":""},null,null,"Month Summary",{"$f":"M2","v":""},{"$f":"N2","v":""}]
[null,{"$f":"IF('Month A'!B49<>\"\",'Month A'!B49,)","v":"Cell Phones"},{"$f":"'Month A'!C49","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J49=\"\",\"\",$M$5-SUM($J$7:J49))","v":""},null,null,"Category","Budget","Actual","Diff"]
[null,{"$f":"IF('Month A'!B50<>\"\",'Month A'!B50,)","v":"Home"},{"$f":"'Month A'!C50","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J50=\"\",\"\",$M$5-SUM($J$7:J50))","v":""},null,null,"Fixed Expenses",{"$f":"C18","v":0},{"$f":"D18","v":0},{"$f":"Q50-R50","v":0}]
[null,{"$f":"IF('Month A'!B51<>\"\",'Month A'!B51,)","v":"Cleaning help / Babysitter"},{"$f":"'Month A'!C51","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J51=\"\",\"\",$M$5-SUM($J$7:J51))","v":""},null,null,"Periodic Expenses",{"$f":"Z45","v":0},{"$f":"AA45","v":0},{"$f":"Q51-R51","v":0}]
[null,{"$f":"IF('Month A'!B52<>\"\",'Month A'!B52,)","v":"Cigarettes"},{"$f":"'Month A'!C52","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J52=\"\",\"\",$M$5-SUM($J$7:J52))","v":""},null,null,"Everyday Expenses",{"$f":"C57","v":0},{"$f":"D57","v":0},{"$f":"Q52-R52","v":0}]
[null,{"$f":"IF('Month A'!B53<>\"\",'Month A'!B53,)","v":"Other"},{"$f":"'Month A'!C53","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J53=\"\",\"\",$M$5-SUM($J$7:J53))","v":""},{"$f":"IF(D19<=0,IF(C41<=0,\"\",\"Pass positive diff?\"),\"Pass positive diff?\")","v":""},null,"Total Expenses",{"$f":"SUM(Q50:Q52)","v":0},{"$f":"SUM(R50:R52)","v":0},{"$f":"Q53-R53","v":0}]
[null,{"$f":"IF('Month A'!B54<>\"\",'Month A'!B54,)","v":0},{"$f":"'Month A'!C54","v":0},0,null,null,null,"End of Month","Remaining budget, Everyday exp.",null,null,null,{"$f":"M5-D57","v":0},null,null,"Income",{"$f":"AA4","v":0},{"$f":"AA17","v":0},{"$f":"R54-Q54","v":0}]
[null,{"$f":"IF('Month A'!B55<>\"\",'Month A'!B55,)","v":0},{"$f":"'Month A'!C55","v":0},0,null,null,null,null,"Difference in Fixed Expenses",null,null,null,{"$f":"IF(D19<=0,D19,IF(N55=\"Yes\",D19,0))","v":0},{"$f":"IF(D19>0,\"No\",\"\")","v":""},null,"Debts Return",{"$f":"C40","v":0},{"$f":"D40","v":0},{"$f":"Q55-R55","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No","Pass"]
[null,{"$f":"IF('Month A'!B56<>\"\",'Month A'!B56,)","v":0},{"$f":"'Month A'!C56","v":0},0,null,null,null,null,"Difference in Debts Returns",null,null,null,{"$f":"IF(C41<=0,C41,IF(N56=\"Yes\",C41,0))","v":0},{"$f":"IF(C41>0,\"No\",\"\")","v":""},null,"Total",{"$f":"Q54-Q53-Q55","v":0},{"$f":"R54-R53-R55","v":0},{"$f":"SUM(S53:S55)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes","Don't Pass"]
[null,"Total",{"$f":"SUM(C45:C56)","v":0},{"$f":"SUM(D45:D56)","v":0}]
[null,"Budget to Actual Difference",{"$f":"C57-D57","v":0},null,null,null,null,"Pass to next month's Everyday Exp. Budget",null,null,null,null,{"$f":"SUM(M54:M56)","v":0},"Pass",null,"Balance in bank/s",{"$f":"IF(Z56=\"\",\"\",\"Expected\")","v":""},"Actual",{"$f":"IF(Z56=\"\",\"\",\"Diff\")","v":""}]
[null,"In order to get additional lines for listing",null,null,null,null,null,null,null,null,null,null,null,null,null,"at end of month",{"$f":"'Month A'!R59+B!R56","v":0},null,{"$f":"Q59-R59","v":0}]
[null,"press the",null,"button to the right."]
[null,"(Macros must be enabled)"]
[]
[null,"Creditor name","Budget","Actual amount","Payment Method","Comments",null,"day","Expense name","Actual amount","Payment Method","Comments","Remaining Budget",null,"day","Expense name","Actual amount","Total deal","pay #"," out of","Payment Method","Comments","Remaining Budget"]
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[null,{"$f":"IF('Month A'!B65<>\"\",'Month A'!B65,)","v":0},{"$f":"'Month A'!C65","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J65=\"\",\"\",$M$5-SUM($J$7:J65))","v":""},null,null,{"$f":"IF('Month A'!Q65<>'Month A'!R65,IF('Month A'!Q65<>0,IF('Month A'!S65<>'Month A'!T65,'Month A'!P65,),),)","v":0},{"$f":"IF('Month A'!Q65<>'Month A'!R65,IF('Month A'!Q65<>0,IF('Month A'!S65<>'Month A'!T65,'Month A'!Q65,),),)","v":0},{"$f":"IF('Month A'!Q65<>'Month A'!R65,IF('Month A'!Q65<>0,IF('Month A'!S65<>'Month A'!T65,0,Q65),Q65),Q65)","v":0},{"$f":"IF('Month A'!Q65<>'Month A'!R65,IF('Month A'!Q65<>0,IF('Month A'!S65<>'Month A'!T65,'Month A'!S65+1,),),)","v":0},{"$f":"IF('Month A'!Q65<>'Month A'!R65,IF('Month A'!Q65<>0,IF('Month A'!S65<>'Month A'!T65,'Month A'!T65,),),)","v":0},{"$f":"IF('Month A'!Q65<>'Month A'!R65,IF('Month A'!Q65<>0,IF('Month A'!S65<>'Month A'!T65,'Month A'!U65,),),)","v":0},{"$f":"IF('Month A'!Q65<>'Month A'!R65,IF('Month A'!Q65<>0,IF('Month A'!S65<>'Month A'!T65,'Month A'!V65,),),)","v":0},{"$f":"IF(Q65=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q65))","v":0}]
[null,{"$f":"IF('Month A'!B66<>\"\",'Month A'!B66,)","v":0},{"$f":"'Month A'!C66","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J66=\"\",\"\",$M$5-SUM($J$7:J66))","v":""},null,null,{"$f":"IF('Month A'!Q66<>'Month A'!R66,IF('Month A'!Q66<>0,IF('Month A'!S66<>'Month A'!T66,'Month A'!P66,),),)","v":0},{"$f":"IF('Month A'!Q66<>'Month A'!R66,IF('Month A'!Q66<>0,IF('Month A'!S66<>'Month A'!T66,'Month A'!Q66,),),)","v":0},{"$f":"IF('Month A'!Q66<>'Month A'!R66,IF('Month A'!Q66<>0,IF('Month A'!S66<>'Month A'!T66,0,Q66),Q66),Q66)","v":0},{"$f":"IF('Month A'!Q66<>'Month A'!R66,IF('Month A'!Q66<>0,IF('Month A'!S66<>'Month A'!T66,'Month A'!S66+1,),),)","v":0},{"$f":"IF('Month A'!Q66<>'Month A'!R66,IF('Month A'!Q66<>0,IF('Month A'!S66<>'Month A'!T66,'Month A'!T66,),),)","v":0},{"$f":"IF('Month A'!Q66<>'Month A'!R66,IF('Month A'!Q66<>0,IF('Month A'!S66<>'Month A'!T66,'Month A'!U66,),),)","v":0},{"$f":"IF('Month A'!Q66<>'Month A'!R66,IF('Month A'!Q66<>0,IF('Month A'!S66<>'Month A'!T66,'Month A'!V66,),),)","v":0},{"$f":"IF(Q66=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q66))","v":0}]
[null,{"$f":"IF('Month A'!B67<>\"\",'Month A'!B67,)","v":0},{"$f":"'Month A'!C67","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J67=\"\",\"\",$M$5-SUM($J$7:J67))","v":""},null,null,{"$f":"IF('Month A'!Q67<>'Month A'!R67,IF('Month A'!Q67<>0,IF('Month A'!S67<>'Month A'!T67,'Month A'!P67,),),)","v":0},{"$f":"IF('Month A'!Q67<>'Month A'!R67,IF('Month A'!Q67<>0,IF('Month A'!S67<>'Month A'!T67,'Month A'!Q67,),),)","v":0},{"$f":"IF('Month A'!Q67<>'Month A'!R67,IF('Month A'!Q67<>0,IF('Month A'!S67<>'Month A'!T67,0,Q67),Q67),Q67)","v":0},{"$f":"IF('Month A'!Q67<>'Month A'!R67,IF('Month A'!Q67<>0,IF('Month A'!S67<>'Month A'!T67,'Month A'!S67+1,),),)","v":0},{"$f":"IF('Month A'!Q67<>'Month A'!R67,IF('Month A'!Q67<>0,IF('Month A'!S67<>'Month A'!T67,'Month A'!T67,),),)","v":0},{"$f":"IF('Month A'!Q67<>'Month A'!R67,IF('Month A'!Q67<>0,IF('Month A'!S67<>'Month A'!T67,'Month A'!U67,),),)","v":0},{"$f":"IF('Month A'!Q67<>'Month A'!R67,IF('Month A'!Q67<>0,IF('Month A'!S67<>'Month A'!T67,'Month A'!V67,),),)","v":0},{"$f":"IF(Q67=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q67))","v":0}]
[null,{"$f":"IF('Month A'!B68<>\"\",'Month A'!B68,)","v":0},{"$f":"'Month A'!C68","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J68=\"\",\"\",$M$5-SUM($J$7:J68))","v":""},null,null,{"$f":"IF('Month A'!Q68<>'Month A'!R68,IF('Month A'!Q68<>0,IF('Month A'!S68<>'Month A'!T68,'Month A'!P68,),),)","v":0},{"$f":"IF('Month A'!Q68<>'Month A'!R68,IF('Month A'!Q68<>0,IF('Month A'!S68<>'Month A'!T68,'Month A'!Q68,),),)","v":0},{"$f":"IF('Month A'!Q68<>'Month A'!R68,IF('Month A'!Q68<>0,IF('Month A'!S68<>'Month A'!T68,0,Q68),Q68),Q68)","v":0},{"$f":"IF('Month A'!Q68<>'Month A'!R68,IF('Month A'!Q68<>0,IF('Month A'!S68<>'Month A'!T68,'Month A'!S68+1,),),)","v":0},{"$f":"IF('Month A'!Q68<>'Month A'!R68,IF('Month A'!Q68<>0,IF('Month A'!S68<>'Month A'!T68,'Month A'!T68,),),)","v":0},{"$f":"IF('Month A'!Q68<>'Month A'!R68,IF('Month A'!Q68<>0,IF('Month A'!S68<>'Month A'!T68,'Month A'!U68,),),)","v":0},{"$f":"IF('Month A'!Q68<>'Month A'!R68,IF('Month A'!Q68<>0,IF('Month A'!S68<>'Month A'!T68,'Month A'!V68,),),)","v":0},{"$f":"IF(Q68=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q68))","v":0}]
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[null,{"$f":"IF(B!B10<>\"\",B!B10,)","v":"Town Taxes / Maintenance Fees"},{"$f":"B!C10","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J10=\"\",\"\",$M$5-SUM($J$7:J10))","v":""},null,null,{"$f":"IF(B!Q10<>B!R10,IF(B!Q10<>0,IF(B!S10<>B!T10,B!P10,),),)","v":0},{"$f":"IF(B!Q10<>B!R10,IF(B!Q10<>0,IF(B!S10<>B!T10,B!Q10,),),)","v":0},{"$f":"IF(B!Q10<>B!R10,IF(B!Q10<>0,IF(B!S10<>B!T10,0,Q10),Q10),Q10)","v":0},{"$f":"IF(B!Q10<>B!R10,IF(B!Q10<>0,IF(B!S10<>B!T10,B!S10+1,),),)","v":0},{"$f":"IF(B!Q10<>B!R10,IF(B!Q10<>0,IF(B!S10<>B!T10,B!T10,),),)","v":0},{"$f":"IF(B!Q10<>B!R10,IF(B!Q10<>0,IF(B!S10<>B!T10,B!U10,),),)","v":0},{"$f":"IF(B!Q10<>B!R10,IF(B!Q10<>0,IF(B!S10<>B!T10,B!V10,),),)","v":0},{"$f":"IF(Q10=\"\",\"\",$W$5-SUM($Q$7:Q10))","v":0},null,{"$f":"IF(B!Y10<>\"\",B!Y10,)","v":"National Social Security for Children"},{"$f":"B!Z10","v":0},null,null,null,null,"Cummulative Difference in Income"]
[null,{"$f":"IF(B!B11<>\"\",B!B11,)","v":"Insurance (excl. car) "},{"$f":"B!C11","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J11=\"\",\"\",$M$5-SUM($J$7:J11))","v":""},null,null,{"$f":"IF(B!Q11<>B!R11,IF(B!Q11<>0,IF(B!S11<>B!T11,B!P11,),),)","v":0},{"$f":"IF(B!Q11<>B!R11,IF(B!Q11<>0,IF(B!S11<>B!T11,B!Q11,),),)","v":0},{"$f":"IF(B!Q11<>B!R11,IF(B!Q11<>0,IF(B!S11<>B!T11,0,Q11),Q11),Q11)","v":0},{"$f":"IF(B!Q11<>B!R11,IF(B!Q11<>0,IF(B!S11<>B!T11,B!S11+1,),),)","v":0},{"$f":"IF(B!Q11<>B!R11,IF(B!Q11<>0,IF(B!S11<>B!T11,B!T11,),),)","v":0},{"$f":"IF(B!Q11<>B!R11,IF(B!Q11<>0,IF(B!S11<>B!T11,B!U11,),),)","v":0},{"$f":"IF(B!Q11<>B!R11,IF(B!Q11<>0,IF(B!S11<>B!T11,B!V11,),),)","v":0},{"$f":"IF(Q11=\"\",\"\",$W$5-SUM($Q$7:Q11))","v":0},null,{"$f":"IF(B!Y11<>\"\",B!Y11,)","v":"other Allowances"},{"$f":"B!Z11","v":0}]
[null,{"$f":"IF(B!B12<>\"\",B!B12,)","v":"Bank Savings Program"},{"$f":"B!C12","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J12=\"\",\"\",$M$5-SUM($J$7:J12))","v":""},null,null,{"$f":"IF(B!Q12<>B!R12,IF(B!Q12<>0,IF(B!S12<>B!T12,B!P12,),),)","v":0},{"$f":"IF(B!Q12<>B!R12,IF(B!Q12<>0,IF(B!S12<>B!T12,B!Q12,),),)","v":0},{"$f":"IF(B!Q12<>B!R12,IF(B!Q12<>0,IF(B!S12<>B!T12,0,Q12),Q12),Q12)","v":0},{"$f":"IF(B!Q12<>B!R12,IF(B!Q12<>0,IF(B!S12<>B!T12,B!S12+1,),),)","v":0},{"$f":"IF(B!Q12<>B!R12,IF(B!Q12<>0,IF(B!S12<>B!T12,B!T12,),),)","v":0},{"$f":"IF(B!Q12<>B!R12,IF(B!Q12<>0,IF(B!S12<>B!T12,B!U12,),),)","v":0},{"$f":"IF(B!Q12<>B!R12,IF(B!Q12<>0,IF(B!S12<>B!T12,B!V12,),),)","v":0},{"$f":"IF(Q12=\"\",\"\",$W$5-SUM($Q$7:Q12))","v":0},null,{"$f":"IF(B!Y12<>\"\",B!Y12,)","v":"Rent Assistance"},{"$f":"B!Z12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"חישובי עזר לתקופתיות"]
[null,{"$f":"IF(B!B13<>\"\",B!B13,)","v":"Subscriptions"},{"$f":"B!C13","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J13=\"\",\"\",$M$5-SUM($J$7:J13))","v":""},null,null,{"$f":"IF(B!Q13<>B!R13,IF(B!Q13<>0,IF(B!S13<>B!T13,B!P13,),),)","v":0},{"$f":"IF(B!Q13<>B!R13,IF(B!Q13<>0,IF(B!S13<>B!T13,B!Q13,),),)","v":0},{"$f":"IF(B!Q13<>B!R13,IF(B!Q13<>0,IF(B!S13<>B!T13,0,Q13),Q13),Q13)","v":0},{"$f":"IF(B!Q13<>B!R13,IF(B!Q13<>0,IF(B!S13<>B!T13,B!S13+1,),),)","v":0},{"$f":"IF(B!Q13<>B!R13,IF(B!Q13<>0,IF(B!S13<>B!T13,B!T13,),),)","v":0},{"$f":"IF(B!Q13<>B!R13,IF(B!Q13<>0,IF(B!S13<>B!T13,B!U13,),),)","v":0},{"$f":"IF(B!Q13<>B!R13,IF(B!Q13<>0,IF(B!S13<>B!T13,B!V13,),),)","v":0},{"$f":"IF(Q13=\"\",\"\",$W$5-SUM($Q$7:Q13))","v":0},null,{"$f":"IF(B!Y13<>\"\",B!Y13,)","v":"Food Packages"},{"$f":"B!Z13","v":0},null,null,null,null,{"$f":"AA18+'Month A'!AA18+B!AA18","v":0}]
[null,{"$f":"IF(B!B14<>\"\",B!B14,)","v":"Donations"},{"$f":"B!C14","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J14=\"\",\"\",$M$5-SUM($J$7:J14))","v":""},null,null,{"$f":"IF(B!Q14<>B!R14,IF(B!Q14<>0,IF(B!S14<>B!T14,B!P14,),),)","v":0},{"$f":"IF(B!Q14<>B!R14,IF(B!Q14<>0,IF(B!S14<>B!T14,B!Q14,),),)","v":0},{"$f":"IF(B!Q14<>B!R14,IF(B!Q14<>0,IF(B!S14<>B!T14,0,Q14),Q14),Q14)","v":0},{"$f":"IF(B!Q14<>B!R14,IF(B!Q14<>0,IF(B!S14<>B!T14,B!S14+1,),),)","v":0},{"$f":"IF(B!Q14<>B!R14,IF(B!Q14<>0,IF(B!S14<>B!T14,B!T14,),),)","v":0},{"$f":"IF(B!Q14<>B!R14,IF(B!Q14<>0,IF(B!S14<>B!T14,B!U14,),),)","v":0},{"$f":"IF(B!Q14<>B!R14,IF(B!Q14<>0,IF(B!S14<>B!T14,B!V14,),),)","v":0},{"$f":"IF(Q14=\"\",\"\",$W$5-SUM($Q$7:Q14))","v":0},null,{"$f":"IF(B!Y14<>\"\",B!Y14,)","v":"Income from Property"},{"$f":"B!Z14","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"חודשים שנותרו עד"]
[null,{"$f":"IF(B!B15<>\"\",B!B15,)","v":0},{"$f":"B!C15","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J15=\"\",\"\",$M$5-SUM($J$7:J15))","v":""},null,null,{"$f":"IF(B!Q15<>B!R15,IF(B!Q15<>0,IF(B!S15<>B!T15,B!P15,),),)","v":0},{"$f":"IF(B!Q15<>B!R15,IF(B!Q15<>0,IF(B!S15<>B!T15,B!Q15,),),)","v":0},{"$f":"IF(B!Q15<>B!R15,IF(B!Q15<>0,IF(B!S15<>B!T15,0,Q15),Q15),Q15)","v":0},{"$f":"IF(B!Q15<>B!R15,IF(B!Q15<>0,IF(B!S15<>B!T15,B!S15+1,),),)","v":0},{"$f":"IF(B!Q15<>B!R15,IF(B!Q15<>0,IF(B!S15<>B!T15,B!T15,),),)","v":0},{"$f":"IF(B!Q15<>B!R15,IF(B!Q15<>0,IF(B!S15<>B!T15,B!U15,),),)","v":0},{"$f":"IF(B!Q15<>B!R15,IF(B!Q15<>0,IF(B!S15<>B!T15,B!V15,),),)","v":0},{"$f":"IF(Q15=\"\",\"\",$W$5-SUM($Q$7:Q15))","v":0},null,{"$f":"IF(B!Y15<>\"\",B!Y15,)","v":"Help from parents"},{"$f":"B!Z15","v":0},null,null,null,null,{"$f":"IF(COUNTIF(AE23:AE44,\"<0\")>0,\"Over yearly budget!\nTake an action from the options to your right.\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"סוף השנה"]
[null,{"$f":"IF(B!B16<>\"\",B!B16,)","v":0},{"$f":"B!C16","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J16=\"\",\"\",$M$5-SUM($J$7:J16))","v":""},null,null,{"$f":"IF(B!Q16<>B!R16,IF(B!Q16<>0,IF(B!S16<>B!T16,B!P16,),),)","v":0},{"$f":"IF(B!Q16<>B!R16,IF(B!Q16<>0,IF(B!S16<>B!T16,B!Q16,),),)","v":0},{"$f":"IF(B!Q16<>B!R16,IF(B!Q16<>0,IF(B!S16<>B!T16,0,Q16),Q16),Q16)","v":0},{"$f":"IF(B!Q16<>B!R16,IF(B!Q16<>0,IF(B!S16<>B!T16,B!S16+1,),),)","v":0},{"$f":"IF(B!Q16<>B!R16,IF(B!Q16<>0,IF(B!S16<>B!T16,B!T16,),),)","v":0},{"$f":"IF(B!Q16<>B!R16,IF(B!Q16<>0,IF(B!S16<>B!T16,B!U16,),),)","v":0},{"$f":"IF(B!Q16<>B!R16,IF(B!Q16<>0,IF(B!S16<>B!T16,B!V16,),),)","v":0},{"$f":"IF(Q16=\"\",\"\",$W$5-SUM($Q$7:Q16))","v":0},null,{"$f":"IF(B!Y16<>\"\",B!Y16,)","v":"Other Income"},{"$f":"B!Z16","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"13-AR19","v":10}]
[null,{"$f":"IF(B!B17<>\"\",B!B17,)","v":0},{"$f":"B!C17","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J17=\"\",\"\",$M$5-SUM($J$7:J17))","v":""},null,null,{"$f":"IF(B!Q17<>B!R17,IF(B!Q17<>0,IF(B!S17<>B!T17,B!P17,),),)","v":0},{"$f":"IF(B!Q17<>B!R17,IF(B!Q17<>0,IF(B!S17<>B!T17,B!Q17,),),)","v":0},{"$f":"IF(B!Q17<>B!R17,IF(B!Q17<>0,IF(B!S17<>B!T17,0,Q17),Q17),Q17)","v":0},{"$f":"IF(B!Q17<>B!R17,IF(B!Q17<>0,IF(B!S17<>B!T17,B!S17+1,),),)","v":0},{"$f":"IF(B!Q17<>B!R17,IF(B!Q17<>0,IF(B!S17<>B!T17,B!T17,),),)","v":0},{"$f":"IF(B!Q17<>B!R17,IF(B!Q17<>0,IF(B!S17<>B!T17,B!U17,),),)","v":0},{"$f":"IF(B!Q17<>B!R17,IF(B!Q17<>0,IF(B!S17<>B!T17,B!V17,),),)","v":0},{"$f":"IF(Q17=\"\",\"\",$W$5-SUM($Q$7:Q17))","v":0},null,"Total",{"$f":"SUM(Z6:Z16)","v":0},{"$f":"SUM(AA6:AA16)","v":0}]
[null,"Total",{"$f":"SUM(C7:C17)","v":0},{"$f":"SUM(D7:D17)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J18=\"\",\"\",$M$5-SUM($J$7:J18))","v":""},null,null,{"$f":"IF(B!Q18<>B!R18,IF(B!Q18<>0,IF(B!S18<>B!T18,B!P18,),),)","v":0},{"$f":"IF(B!Q18<>B!R18,IF(B!Q18<>0,IF(B!S18<>B!T18,B!Q18,),),)","v":0},{"$f":"IF(B!Q18<>B!R18,IF(B!Q18<>0,IF(B!S18<>B!T18,0,Q18),Q18),Q18)","v":0},{"$f":"IF(B!Q18<>B!R18,IF(B!Q18<>0,IF(B!S18<>B!T18,B!S18+1,),),)","v":0},{"$f":"IF(B!Q18<>B!R18,IF(B!Q18<>0,IF(B!S18<>B!T18,B!T18,),),)","v":0},{"$f":"IF(B!Q18<>B!R18,IF(B!Q18<>0,IF(B!S18<>B!T18,B!U18,),),)","v":0},{"$f":"IF(B!Q18<>B!R18,IF(B!Q18<>0,IF(B!S18<>B!T18,B!V18,),),)","v":0},{"$f":"IF(Q18=\"\",\"\",$W$5-SUM($Q$7:Q18))","v":0},null,"Budget to Actual Difference",null,{"$f":"AA17-AA4","v":0},null,null,null,null,null,null,"Offset for yearly budget overrun in Periodic Expenses",null,null,null,null,null,null,null,null,null,"חודש מס'"]
[null,"Budget to Actual Difference",null,{"$f":"C18-D18","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J19=\"\",\"\",$M$5-SUM($J$7:J19))","v":""},null,null,{"$f":"IF(B!Q19<>B!R19,IF(B!Q19<>0,IF(B!S19<>B!T19,B!P19,),),)","v":0},{"$f":"IF(B!Q19<>B!R19,IF(B!Q19<>0,IF(B!S19<>B!T19,B!Q19,),),)","v":0},{"$f":"IF(B!Q19<>B!R19,IF(B!Q19<>0,IF(B!S19<>B!T19,0,Q19),Q19),Q19)","v":0},{"$f":"IF(B!Q19<>B!R19,IF(B!Q19<>0,IF(B!S19<>B!T19,B!S19+1,),),)","v":0},{"$f":"IF(B!Q19<>B!R19,IF(B!Q19<>0,IF(B!S19<>B!T19,B!T19,),),)","v":0},{"$f":"IF(B!Q19<>B!R19,IF(B!Q19<>0,IF(B!S19<>B!T19,B!U19,),),)","v":0},{"$f":"IF(B!Q19<>B!R19,IF(B!Q19<>0,IF(B!S19<>B!T19,B!V19,),),)","v":0},{"$f":"IF(Q19=\"\",\"\",$W$5-SUM($Q$7:Q19))","v":0},null,null,null,null,null,null,null,null,null,null,"For each expense name with budget overrun, choose one of the following:",null,null,null,null,null,null,null,null,null,3,null,null,null,"תקציב מתוכנן "]
[null,{"$f":"IF(D19>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J20=\"\",\"\",$M$5-SUM($J$7:J20))","v":""},null,null,{"$f":"IF(B!Q20<>B!R20,IF(B!Q20<>0,IF(B!S20<>B!T20,B!P20,),),)","v":0},{"$f":"IF(B!Q20<>B!R20,IF(B!Q20<>0,IF(B!S20<>B!T20,B!Q20,),),)","v":0},{"$f":"IF(B!Q20<>B!R20,IF(B!Q20<>0,IF(B!S20<>B!T20,0,Q20),Q20),Q20)","v":0},{"$f":"IF(B!Q20<>B!R20,IF(B!Q20<>0,IF(B!S20<>B!T20,B!S20+1,),),)","v":0},{"$f":"IF(B!Q20<>B!R20,IF(B!Q20<>0,IF(B!S20<>B!T20,B!T20,),),)","v":0},{"$f":"IF(B!Q20<>B!R20,IF(B!Q20<>0,IF(B!S20<>B!T20,B!U20,),),)","v":0},{"$f":"IF(B!Q20<>B!R20,IF(B!Q20<>0,IF(B!S20<>B!T20,B!V20,),),)","v":0},{"$f":"IF(Q20=\"\",\"\",$W$5-SUM($Q$7:Q20))","v":0},null,"Periodic Expenses Summary",null,null,null,null,null,null,null,null,"0 - Change budget starting next month (requires manual change) ",null,null,null,null,null,null,null,null,"העמודות באפור אינן בשימוש.",null,null,null,null,"בתחילת החודש"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J21=\"\",\"\",$M$5-SUM($J$7:J21))","v":""},null,null,{"$f":"IF(B!Q21<>B!R21,IF(B!Q21<>0,IF(B!S21<>B!T21,B!P21,),),)","v":0},{"$f":"IF(B!Q21<>B!R21,IF(B!Q21<>0,IF(B!S21<>B!T21,B!Q21,),),)","v":0},{"$f":"IF(B!Q21<>B!R21,IF(B!Q21<>0,IF(B!S21<>B!T21,0,Q21),Q21),Q21)","v":0},{"$f":"IF(B!Q21<>B!R21,IF(B!Q21<>0,IF(B!S21<>B!T21,B!S21+1,),),)","v":0},{"$f":"IF(B!Q21<>B!R21,IF(B!Q21<>0,IF(B!S21<>B!T21,B!T21,),),)","v":0},{"$f":"IF(B!Q21<>B!R21,IF(B!Q21<>0,IF(B!S21<>B!T21,B!U21,),),)","v":0},{"$f":"IF(B!Q21<>B!R21,IF(B!Q21<>0,IF(B!S21<>B!T21,B!V21,),),)","v":0},{"$f":"IF(Q21=\"\",\"\",$W$5-SUM($Q$7:Q21))","v":0},null,"Expense Name","Budget","Actual Amount",null,null,"סכום עסקה","Yearly Remaining Budget",null,"%","1- Automatic offset using Everyday Expenses budget.                ",null,null,null,null,null,null,null,"לקיזוז משוטפות","קיזוז מצטבר","יתרת תקציב שנתית לפני קיזוז חודש זה",null,null,null,"בתוספת יתרה",null,"יתרת תקציב שנתית"]
[null,"Debts Return",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J22=\"\",\"\",$M$5-SUM($J$7:J22))","v":""},null,null,{"$f":"IF(B!Q22<>B!R22,IF(B!Q22<>0,IF(B!S22<>B!T22,B!P22,),),)","v":0},{"$f":"IF(B!Q22<>B!R22,IF(B!Q22<>0,IF(B!S22<>B!T22,B!Q22,),),)","v":0},{"$f":"IF(B!Q22<>B!R22,IF(B!Q22<>0,IF(B!S22<>B!T22,0,Q22),Q22),Q22)","v":0},{"$f":"IF(B!Q22<>B!R22,IF(B!Q22<>0,IF(B!S22<>B!T22,B!S22+1,),),)","v":0},{"$f":"IF(B!Q22<>B!R22,IF(B!Q22<>0,IF(B!S22<>B!T22,B!T22,),),)","v":0},{"$f":"IF(B!Q22<>B!R22,IF(B!Q22<>0,IF(B!S22<>B!T22,B!U22,),),)","v":0},{"$f":"IF(B!Q22<>B!R22,IF(B!Q22<>0,IF(B!S22<>B!T22,B!V22,),),)","v":0},{"$f":"IF(Q22=\"\",\"\",$W$5-SUM($Q$7:Q22))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"(בחודש זה)","עד (ובלי) חודש זה",null,"עסקאות מצטברות","ביצוע מצטבר",null,"מחודש קודם","חריגה שנתית","לפני קיזוז חודש זה",null,"% הקדמה"]
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[null,{"$f":"IF(B!B39<>\"\",B!B39,)","v":0},{"$f":"B!C39","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J39=\"\",\"\",$M$5-SUM($J$7:J39))","v":""},null,null,{"$f":"IF(B!Q39<>B!R39,IF(B!Q39<>0,IF(B!S39<>B!T39,B!P39,),),)","v":0},{"$f":"IF(B!Q39<>B!R39,IF(B!Q39<>0,IF(B!S39<>B!T39,B!Q39,),),)","v":0},{"$f":"IF(B!Q39<>B!R39,IF(B!Q39<>0,IF(B!S39<>B!T39,0,Q39),Q39),Q39)","v":0},{"$f":"IF(B!Q39<>B!R39,IF(B!Q39<>0,IF(B!S39<>B!T39,B!S39+1,),),)","v":0},{"$f":"IF(B!Q39<>B!R39,IF(B!Q39<>0,IF(B!S39<>B!T39,B!T39,),),)","v":0},{"$f":"IF(B!Q39<>B!R39,IF(B!Q39<>0,IF(B!S39<>B!T39,B!U39,),),)","v":0},{"$f":"IF(B!Q39<>B!R39,IF(B!Q39<>0,IF(B!S39<>B!T39,B!V39,),),)","v":0},{"$f":"IF(Q39=\"\",\"\",$W$5-SUM($Q$7:Q39))","v":0},null,{"$f":"IF(B!Y39<>\"\",B!Y39,)","v":"Gifts"},{"$f":"B!Z39","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"B!AQ39+B!AP39","v":0},0,{"$f":"AD39+B!AS39","v":0},{"$f":"AA39+B!AT39","v":0},null,{"$f":"B!AV39-B!AD39+'C'!Z39-B!AP39","v":0},0,{"$f":"IF(Z39=B!Z39,B!AE39-AD39,B!AE39+(Z39-B!Z39)*$AW$16-AD39)","v":0},null,0]
[null,"Total",{"$f":"SUM(C27:C39)+SUM(C65:C86)","v":0},{"$f":"SUM(D27:D39)+SUM(D65:D86)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J40=\"\",\"\",$M$5-SUM($J$7:J40))","v":""},null,null,{"$f":"IF(B!Q40<>B!R40,IF(B!Q40<>0,IF(B!S40<>B!T40,B!P40,),),)","v":0},{"$f":"IF(B!Q40<>B!R40,IF(B!Q40<>0,IF(B!S40<>B!T40,B!Q40,),),)","v":0},{"$f":"IF(B!Q40<>B!R40,IF(B!Q40<>0,IF(B!S40<>B!T40,0,Q40),Q40),Q40)","v":0},{"$f":"IF(B!Q40<>B!R40,IF(B!Q40<>0,IF(B!S40<>B!T40,B!S40+1,),),)","v":0},{"$f":"IF(B!Q40<>B!R40,IF(B!Q40<>0,IF(B!S40<>B!T40,B!T40,),),)","v":0},{"$f":"IF(B!Q40<>B!R40,IF(B!Q40<>0,IF(B!S40<>B!T40,B!U40,),),)","v":0},{"$f":"IF(B!Q40<>B!R40,IF(B!Q40<>0,IF(B!S40<>B!T40,B!V40,),),)","v":0},{"$f":"IF(Q40=\"\",\"\",$W$5-SUM($Q$7:Q40))","v":0},null,{"$f":"IF(B!Y40<>\"\",B!Y40,)","v":"Small Purchases"},{"$f":"B!Z40","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"B!AQ40+B!AP40","v":0},0,{"$f":"AD40+B!AS40","v":0},{"$f":"AA40+B!AT40","v":0},null,{"$f":"B!AV40-B!AD40+'C'!Z40-B!AP40","v":0},0,{"$f":"IF(Z40=B!Z40,B!AE40-AD40,B!AE40+(Z40-B!Z40)*$AW$16-AD40)","v":0},null,0]
[null,"Budget to Actual Difference",{"$f":"C40-D40","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J41=\"\",\"\",$M$5-SUM($J$7:J41))","v":""},null,null,{"$f":"IF(B!Q41<>B!R41,IF(B!Q41<>0,IF(B!S41<>B!T41,B!P41,),),)","v":0},{"$f":"IF(B!Q41<>B!R41,IF(B!Q41<>0,IF(B!S41<>B!T41,B!Q41,),),)","v":0},{"$f":"IF(B!Q41<>B!R41,IF(B!Q41<>0,IF(B!S41<>B!T41,0,Q41),Q41),Q41)","v":0},{"$f":"IF(B!Q41<>B!R41,IF(B!Q41<>0,IF(B!S41<>B!T41,B!S41+1,),),)","v":0},{"$f":"IF(B!Q41<>B!R41,IF(B!Q41<>0,IF(B!S41<>B!T41,B!T41,),),)","v":0},{"$f":"IF(B!Q41<>B!R41,IF(B!Q41<>0,IF(B!S41<>B!T41,B!U41,),),)","v":0},{"$f":"IF(B!Q41<>B!R41,IF(B!Q41<>0,IF(B!S41<>B!T41,B!V41,),),)","v":0},{"$f":"IF(Q41=\"\",\"\",$W$5-SUM($Q$7:Q41))","v":0},null,{"$f":"IF(B!Y41<>\"\",B!Y41,)","v":"Haircuts / Cosmetics Treatments"},{"$f":"B!Z41","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"B!AQ41+B!AP41","v":0},0,{"$f":"AD41+B!AS41","v":0},{"$f":"AA41+B!AT41","v":0},null,{"$f":"B!AV41-B!AD41+'C'!Z41-B!AP41","v":0},0,{"$f":"IF(Z41=B!Z41,B!AE41-AD41,B!AE41+(Z41-B!Z41)*$AW$16-AD41)","v":0},null,0]
[null,{"$f":"IF(C41>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J42=\"\",\"\",$M$5-SUM($J$7:J42))","v":""},null,null,{"$f":"IF(B!Q42<>B!R42,IF(B!Q42<>0,IF(B!S42<>B!T42,B!P42,),),)","v":0},{"$f":"IF(B!Q42<>B!R42,IF(B!Q42<>0,IF(B!S42<>B!T42,B!Q42,),),)","v":0},{"$f":"IF(B!Q42<>B!R42,IF(B!Q42<>0,IF(B!S42<>B!T42,0,Q42),Q42),Q42)","v":0},{"$f":"IF(B!Q42<>B!R42,IF(B!Q42<>0,IF(B!S42<>B!T42,B!S42+1,),),)","v":0},{"$f":"IF(B!Q42<>B!R42,IF(B!Q42<>0,IF(B!S42<>B!T42,B!T42,),),)","v":0},{"$f":"IF(B!Q42<>B!R42,IF(B!Q42<>0,IF(B!S42<>B!T42,B!U42,),),)","v":0},{"$f":"IF(B!Q42<>B!R42,IF(B!Q42<>0,IF(B!S42<>B!T42,B!V42,),),)","v":0},{"$f":"IF(Q42=\"\",\"\",$W$5-SUM($Q$7:Q42))","v":0},null,{"$f":"IF(B!Y42<>\"\",B!Y42,)","v":"National Insurance"},{"$f":"B!Z42","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"B!AQ42+B!AP42","v":0},0,{"$f":"AD42+B!AS42","v":0},{"$f":"AA42+B!AT42","v":0},null,{"$f":"B!AV42-B!AD42+'C'!Z42-B!AP42","v":0},0,{"$f":"IF(Z42=B!Z42,B!AE42-AD42,B!AE42+(Z42-B!Z42)*$AW$16-AD42)","v":0},null,0]
[null,"Everyday Expenses summary",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J43=\"\",\"\",$M$5-SUM($J$7:J43))","v":""},null,null,{"$f":"IF(B!Q43<>B!R43,IF(B!Q43<>0,IF(B!S43<>B!T43,B!P43,),),)","v":0},{"$f":"IF(B!Q43<>B!R43,IF(B!Q43<>0,IF(B!S43<>B!T43,B!Q43,),),)","v":0},{"$f":"IF(B!Q43<>B!R43,IF(B!Q43<>0,IF(B!S43<>B!T43,0,Q43),Q43),Q43)","v":0},{"$f":"IF(B!Q43<>B!R43,IF(B!Q43<>0,IF(B!S43<>B!T43,B!S43+1,),),)","v":0},{"$f":"IF(B!Q43<>B!R43,IF(B!Q43<>0,IF(B!S43<>B!T43,B!T43,),),)","v":0},{"$f":"IF(B!Q43<>B!R43,IF(B!Q43<>0,IF(B!S43<>B!T43,B!U43,),),)","v":0},{"$f":"IF(B!Q43<>B!R43,IF(B!Q43<>0,IF(B!S43<>B!T43,B!V43,),),)","v":0},{"$f":"IF(Q43=\"\",\"\",$W$5-SUM($Q$7:Q43))","v":0},null,{"$f":"IF(B!Y43<>\"\",B!Y43,)","v":0},{"$f":"B!Z43","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"B!AQ43+B!AP43","v":0},0,{"$f":"AD43+B!AS43","v":0},{"$f":"AA43+B!AT43","v":0},null,{"$f":"B!AV43-B!AD43+'C'!Z43-B!AP43","v":0},0,{"$f":"IF(Z43=B!Z43,B!AE43-AD43,B!AE43+(Z43-B!Z43)*$AW$16-AD43)","v":0},null,0]
[null,"Expense Name","Budget","Actual Amount",null,null,null,null,null,null,null,null,{"$f":"IF(J44=\"\",\"\",$M$5-SUM($J$7:J44))","v":""},null,null,{"$f":"IF(B!Q44<>B!R44,IF(B!Q44<>0,IF(B!S44<>B!T44,B!P44,),),)","v":0},{"$f":"IF(B!Q44<>B!R44,IF(B!Q44<>0,IF(B!S44<>B!T44,B!Q44,),),)","v":0},{"$f":"IF(B!Q44<>B!R44,IF(B!Q44<>0,IF(B!S44<>B!T44,0,Q44),Q44),Q44)","v":0},{"$f":"IF(B!Q44<>B!R44,IF(B!Q44<>0,IF(B!S44<>B!T44,B!S44+1,),),)","v":0},{"$f":"IF(B!Q44<>B!R44,IF(B!Q44<>0,IF(B!S44<>B!T44,B!T44,),),)","v":0},{"$f":"IF(B!Q44<>B!R44,IF(B!Q44<>0,IF(B!S44<>B!T44,B!U44,),),)","v":0},{"$f":"IF(B!Q44<>B!R44,IF(B!Q44<>0,IF(B!S44<>B!T44,B!V44,),),)","v":0},{"$f":"IF(Q44=\"\",\"\",$W$5-SUM($Q$7:Q44))","v":0},null,{"$f":"IF(B!Y44<>\"\",B!Y44,)","v":0},{"$f":"B!Z44","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"B!AQ44+B!AP44","v":0},0,{"$f":"AD44+B!AS44","v":0},{"$f":"AA44+B!AT44","v":0},null,{"$f":"B!AV44-B!AD44+'C'!Z44-B!AP44","v":0},0,{"$f":"IF(Z44=B!Z44,B!AE44-AD44,B!AE44+(Z44-B!Z44)*$AW$16-AD44)","v":0},null,0]
[null,{"$f":"IF(B!B45<>\"\",B!B45,)","v":"Food"},{"$f":"B!C45","v":0},{"$f":"SUMIF($I$7:$I$110,B45,$J$7:$J$110)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J45=\"\",\"\",$M$5-SUM($J$7:J45))","v":""},null,null,{"$f":"IF(B!Q45<>B!R45,IF(B!Q45<>0,IF(B!S45<>B!T45,B!P45,),),)","v":0},{"$f":"IF(B!Q45<>B!R45,IF(B!Q45<>0,IF(B!S45<>B!T45,B!Q45,),),)","v":0},{"$f":"IF(B!Q45<>B!R45,IF(B!Q45<>0,IF(B!S45<>B!T45,0,Q45),Q45),Q45)","v":0},{"$f":"IF(B!Q45<>B!R45,IF(B!Q45<>0,IF(B!S45<>B!T45,B!S45+1,),),)","v":0},{"$f":"IF(B!Q45<>B!R45,IF(B!Q45<>0,IF(B!S45<>B!T45,B!T45,),),)","v":0},{"$f":"IF(B!Q45<>B!R45,IF(B!Q45<>0,IF(B!S45<>B!T45,B!U45,),),)","v":0},{"$f":"IF(B!Q45<>B!R45,IF(B!Q45<>0,IF(B!S45<>B!T45,B!V45,),),)","v":0},{"$f":"IF(Q45=\"\",\"\",$W$5-SUM($Q$7:Q45))","v":0},null,"Total",{"$f":"SUM(Z23:Z44)","v":0},{"$f":"SUM(AA23:AA44)","v":0},null,null,null,{"$f":"SUM(AE23:AE44)","v":0},null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(AP23:AP44)","v":0},{"$f":"SUM(AQ23:AQ44)","v":0},{"$f":"SUM(AR23:AR44)","v":0},{"$f":"SUM(AS23:AS44)","v":0},{"$f":"SUM(AT23:AT44)","v":0},null,{"$f":"SUM(AV23:AV44)","v":0},{"$f":"SUM(AW23:AW44)","v":0},{"$f":"SUM(AX23:AX44)","v":0}]
[null,{"$f":"IF(B!B46<>\"\",B!B46,)","v":"Public Transportation"},{"$f":"B!C46","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J46=\"\",\"\",$M$5-SUM($J$7:J46))","v":""},null,null,"Budget to pass to next month's Periodic Expense Budget",null,null,null,null,null,null,{"$f":"W5-AA45","v":0},null,"Budget to Actual Difference",{"$f":"Z45-AA45","v":0}]
[null,{"$f":"IF(B!B47<>\"\",B!B47,)","v":"Gas and Parking"},{"$f":"B!C47","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J47=\"\",\"\",$M$5-SUM($J$7:J47))","v":""}]
[null,{"$f":"IF(B!B48<>\"\",B!B48,)","v":"Telephone-Landline/Long Distance"},{"$f":"B!C48","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J48=\"\",\"\",$M$5-SUM($J$7:J48))","v":""},null,null,"Month Summary",{"$f":"M2","v":""},{"$f":"N2","v":""}]
[null,{"$f":"IF(B!B49<>\"\",B!B49,)","v":"Cell Phones"},{"$f":"B!C49","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J49=\"\",\"\",$M$5-SUM($J$7:J49))","v":""},null,null,"Category","Budget","Actual","Diff"]
[null,{"$f":"IF(B!B50<>\"\",B!B50,)","v":"Home"},{"$f":"B!C50","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J50=\"\",\"\",$M$5-SUM($J$7:J50))","v":""},null,null,"Fixed Expenses",{"$f":"C18","v":0},{"$f":"D18","v":0},{"$f":"Q50-R50","v":0}]
[null,{"$f":"IF(B!B51<>\"\",B!B51,)","v":"Cleaning help / Babysitter"},{"$f":"B!C51","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J51=\"\",\"\",$M$5-SUM($J$7:J51))","v":""},null,null,"Periodic Expenses",{"$f":"Z45","v":0},{"$f":"AA45","v":0},{"$f":"Q51-R51","v":0}]
[null,{"$f":"IF(B!B52<>\"\",B!B52,)","v":"Cigarettes"},{"$f":"B!C52","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J52=\"\",\"\",$M$5-SUM($J$7:J52))","v":""},null,null,"Everyday Expenses",{"$f":"C57","v":0},{"$f":"D57","v":0},{"$f":"Q52-R52","v":0}]
[null,{"$f":"IF(B!B53<>\"\",B!B53,)","v":"Other"},{"$f":"B!C53","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J53=\"\",\"\",$M$5-SUM($J$7:J53))","v":""},{"$f":"IF(D19<=0,IF(C41<=0,\"\",\"Pass positive diff?\"),\"Pass positive diff?\")","v":""},null,"Total Expenses",{"$f":"SUM(Q50:Q52)","v":0},{"$f":"SUM(R50:R52)","v":0},{"$f":"Q53-R53","v":0}]
[null,{"$f":"IF(B!B54<>\"\",B!B54,)","v":0},{"$f":"B!C54","v":0},0,null,null,null,"End of Month","Remaining budget, Everyday exp.",null,null,null,{"$f":"M5-D57","v":0},null,null,"Income",{"$f":"AA4","v":0},{"$f":"AA17","v":0},{"$f":"R54-Q54","v":0}]
[null,{"$f":"IF(B!B55<>\"\",B!B55,)","v":0},{"$f":"B!C55","v":0},0,null,null,null,null,"Difference in Fixed Expenses",null,null,null,{"$f":"IF(D19<=0,D19,IF(N55=\"Yes\",D19,0))","v":0},{"$f":"IF(D19>0,\"No\",\"\")","v":""},null,"Debts Return",{"$f":"C40","v":0},{"$f":"D40","v":0},{"$f":"Q55-R55","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No","Pass"]
[null,{"$f":"IF(B!B56<>\"\",B!B56,)","v":0},{"$f":"B!C56","v":0},0,null,null,null,null,"Difference in Debts Returns",null,null,null,{"$f":"IF(C41<=0,C41,IF(N56=\"Yes\",C41,0))","v":0},{"$f":"IF(C41>0,\"No\",\"\")","v":""},null,"Total",{"$f":"Q54-Q53-Q55","v":0},{"$f":"R54-R53-R55","v":0},{"$f":"SUM(S53:S55)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes","Don't Pass"]
[null,"Total",{"$f":"SUM(C45:C56)","v":0},{"$f":"SUM(D45:D56)","v":0}]
[null,"Budget to Actual Difference",{"$f":"C57-D57","v":0},null,null,null,null,"Pass to next month's Everyday Exp. Budget",null,null,null,null,{"$f":"SUM(M54:M56)","v":0},{"$f":"AQ55","v":"Pass"},null,"Balance in bank/s",{"$f":"IF(Z56=\"\",\"\",\"Expected\")","v":""},"Actual",{"$f":"IF(Z56=\"\",\"\",\"Diff\")","v":""}]
[null,"In order to get additional lines for listing",null,null,null,null,null,null,null,null,null,null,null,null,null,"at end of month",{"$f":"B!R59+'C'!R56","v":0},null,{"$f":"Q59-R59","v":0}]
[null,"press the",null,"button to the right."]
[null,"(Macros must be enabled)"]
[]
[null,"Creditor name","Budget","Actual amount","Payment Method","Comments",null,"day","Expense name","Actual amount","Payment Method","Comments","Remaining Budget",null,"day","Expense name","Actual amount","Total deal","pay #"," out of","Payment Method","Comments","Remaining Budget"]
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[null,"To add \"Payment Method\" and \"Comments\","]
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[null,{"$f":"IF('C'!B13<>\"\",'C'!B13,)","v":"Subscriptions"},{"$f":"'C'!C13","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J13=\"\",\"\",$M$5-SUM($J$7:J13))","v":""},null,null,{"$f":"IF('C'!Q13<>'C'!R13,IF('C'!Q13<>0,IF('C'!S13<>'C'!T13,'C'!P13,),),)","v":0},{"$f":"IF('C'!Q13<>'C'!R13,IF('C'!Q13<>0,IF('C'!S13<>'C'!T13,'C'!Q13,),),)","v":0},{"$f":"IF('C'!Q13<>'C'!R13,IF('C'!Q13<>0,IF('C'!S13<>'C'!T13,0,Q13),Q13),Q13)","v":0},{"$f":"IF('C'!Q13<>'C'!R13,IF('C'!Q13<>0,IF('C'!S13<>'C'!T13,'C'!S13+1,),),)","v":0},{"$f":"IF('C'!Q13<>'C'!R13,IF('C'!Q13<>0,IF('C'!S13<>'C'!T13,'C'!T13,),),)","v":0},{"$f":"IF('C'!Q13<>'C'!R13,IF('C'!Q13<>0,IF('C'!S13<>'C'!T13,'C'!U13,),),)","v":0},{"$f":"IF('C'!Q13<>'C'!R13,IF('C'!Q13<>0,IF('C'!S13<>'C'!T13,'C'!V13,),),)","v":0},{"$f":"IF(Q13=\"\",\"\",$W$5-SUM($Q$7:Q13))","v":0},null,{"$f":"IF('C'!Y13<>\"\",'C'!Y13,)","v":"Food Packages"},{"$f":"'C'!Z13","v":0},null,null,null,null,{"$f":"AA18+'Month A'!AA18+B!AA18+'C'!AA18","v":0}]
[null,{"$f":"IF('C'!B14<>\"\",'C'!B14,)","v":"Donations"},{"$f":"'C'!C14","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J14=\"\",\"\",$M$5-SUM($J$7:J14))","v":""},null,null,{"$f":"IF('C'!Q14<>'C'!R14,IF('C'!Q14<>0,IF('C'!S14<>'C'!T14,'C'!P14,),),)","v":0},{"$f":"IF('C'!Q14<>'C'!R14,IF('C'!Q14<>0,IF('C'!S14<>'C'!T14,'C'!Q14,),),)","v":0},{"$f":"IF('C'!Q14<>'C'!R14,IF('C'!Q14<>0,IF('C'!S14<>'C'!T14,0,Q14),Q14),Q14)","v":0},{"$f":"IF('C'!Q14<>'C'!R14,IF('C'!Q14<>0,IF('C'!S14<>'C'!T14,'C'!S14+1,),),)","v":0},{"$f":"IF('C'!Q14<>'C'!R14,IF('C'!Q14<>0,IF('C'!S14<>'C'!T14,'C'!T14,),),)","v":0},{"$f":"IF('C'!Q14<>'C'!R14,IF('C'!Q14<>0,IF('C'!S14<>'C'!T14,'C'!U14,),),)","v":0},{"$f":"IF('C'!Q14<>'C'!R14,IF('C'!Q14<>0,IF('C'!S14<>'C'!T14,'C'!V14,),),)","v":0},{"$f":"IF(Q14=\"\",\"\",$W$5-SUM($Q$7:Q14))","v":0},null,{"$f":"IF('C'!Y14<>\"\",'C'!Y14,)","v":"Income from Property"},{"$f":"'C'!Z14","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"חודשים שנותרו עד"]
[null,{"$f":"IF('C'!B15<>\"\",'C'!B15,)","v":0},{"$f":"'C'!C15","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J15=\"\",\"\",$M$5-SUM($J$7:J15))","v":""},null,null,{"$f":"IF('C'!Q15<>'C'!R15,IF('C'!Q15<>0,IF('C'!S15<>'C'!T15,'C'!P15,),),)","v":0},{"$f":"IF('C'!Q15<>'C'!R15,IF('C'!Q15<>0,IF('C'!S15<>'C'!T15,'C'!Q15,),),)","v":0},{"$f":"IF('C'!Q15<>'C'!R15,IF('C'!Q15<>0,IF('C'!S15<>'C'!T15,0,Q15),Q15),Q15)","v":0},{"$f":"IF('C'!Q15<>'C'!R15,IF('C'!Q15<>0,IF('C'!S15<>'C'!T15,'C'!S15+1,),),)","v":0},{"$f":"IF('C'!Q15<>'C'!R15,IF('C'!Q15<>0,IF('C'!S15<>'C'!T15,'C'!T15,),),)","v":0},{"$f":"IF('C'!Q15<>'C'!R15,IF('C'!Q15<>0,IF('C'!S15<>'C'!T15,'C'!U15,),),)","v":0},{"$f":"IF('C'!Q15<>'C'!R15,IF('C'!Q15<>0,IF('C'!S15<>'C'!T15,'C'!V15,),),)","v":0},{"$f":"IF(Q15=\"\",\"\",$W$5-SUM($Q$7:Q15))","v":0},null,{"$f":"IF('C'!Y15<>\"\",'C'!Y15,)","v":"Help from parents"},{"$f":"'C'!Z15","v":0},null,null,null,null,{"$f":"IF(COUNTIF(AE23:AE44,\"<0\")>0,\"Over yearly budget!\nTake an action from the options to your right.\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"סוף השנה"]
[null,{"$f":"IF('C'!B16<>\"\",'C'!B16,)","v":0},{"$f":"'C'!C16","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J16=\"\",\"\",$M$5-SUM($J$7:J16))","v":""},null,null,{"$f":"IF('C'!Q16<>'C'!R16,IF('C'!Q16<>0,IF('C'!S16<>'C'!T16,'C'!P16,),),)","v":0},{"$f":"IF('C'!Q16<>'C'!R16,IF('C'!Q16<>0,IF('C'!S16<>'C'!T16,'C'!Q16,),),)","v":0},{"$f":"IF('C'!Q16<>'C'!R16,IF('C'!Q16<>0,IF('C'!S16<>'C'!T16,0,Q16),Q16),Q16)","v":0},{"$f":"IF('C'!Q16<>'C'!R16,IF('C'!Q16<>0,IF('C'!S16<>'C'!T16,'C'!S16+1,),),)","v":0},{"$f":"IF('C'!Q16<>'C'!R16,IF('C'!Q16<>0,IF('C'!S16<>'C'!T16,'C'!T16,),),)","v":0},{"$f":"IF('C'!Q16<>'C'!R16,IF('C'!Q16<>0,IF('C'!S16<>'C'!T16,'C'!U16,),),)","v":0},{"$f":"IF('C'!Q16<>'C'!R16,IF('C'!Q16<>0,IF('C'!S16<>'C'!T16,'C'!V16,),),)","v":0},{"$f":"IF(Q16=\"\",\"\",$W$5-SUM($Q$7:Q16))","v":0},null,{"$f":"IF('C'!Y16<>\"\",'C'!Y16,)","v":"Other Income"},{"$f":"'C'!Z16","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"13-AR19","v":9}]
[null,{"$f":"IF('C'!B17<>\"\",'C'!B17,)","v":0},{"$f":"'C'!C17","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J17=\"\",\"\",$M$5-SUM($J$7:J17))","v":""},null,null,{"$f":"IF('C'!Q17<>'C'!R17,IF('C'!Q17<>0,IF('C'!S17<>'C'!T17,'C'!P17,),),)","v":0},{"$f":"IF('C'!Q17<>'C'!R17,IF('C'!Q17<>0,IF('C'!S17<>'C'!T17,'C'!Q17,),),)","v":0},{"$f":"IF('C'!Q17<>'C'!R17,IF('C'!Q17<>0,IF('C'!S17<>'C'!T17,0,Q17),Q17),Q17)","v":0},{"$f":"IF('C'!Q17<>'C'!R17,IF('C'!Q17<>0,IF('C'!S17<>'C'!T17,'C'!S17+1,),),)","v":0},{"$f":"IF('C'!Q17<>'C'!R17,IF('C'!Q17<>0,IF('C'!S17<>'C'!T17,'C'!T17,),),)","v":0},{"$f":"IF('C'!Q17<>'C'!R17,IF('C'!Q17<>0,IF('C'!S17<>'C'!T17,'C'!U17,),),)","v":0},{"$f":"IF('C'!Q17<>'C'!R17,IF('C'!Q17<>0,IF('C'!S17<>'C'!T17,'C'!V17,),),)","v":0},{"$f":"IF(Q17=\"\",\"\",$W$5-SUM($Q$7:Q17))","v":0},null,"Total",{"$f":"SUM(Z6:Z16)","v":0},{"$f":"SUM(AA6:AA16)","v":0}]
[null,"Total",{"$f":"SUM(C7:C17)","v":0},{"$f":"SUM(D7:D17)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J18=\"\",\"\",$M$5-SUM($J$7:J18))","v":""},null,null,{"$f":"IF('C'!Q18<>'C'!R18,IF('C'!Q18<>0,IF('C'!S18<>'C'!T18,'C'!P18,),),)","v":0},{"$f":"IF('C'!Q18<>'C'!R18,IF('C'!Q18<>0,IF('C'!S18<>'C'!T18,'C'!Q18,),),)","v":0},{"$f":"IF('C'!Q18<>'C'!R18,IF('C'!Q18<>0,IF('C'!S18<>'C'!T18,0,Q18),Q18),Q18)","v":0},{"$f":"IF('C'!Q18<>'C'!R18,IF('C'!Q18<>0,IF('C'!S18<>'C'!T18,'C'!S18+1,),),)","v":0},{"$f":"IF('C'!Q18<>'C'!R18,IF('C'!Q18<>0,IF('C'!S18<>'C'!T18,'C'!T18,),),)","v":0},{"$f":"IF('C'!Q18<>'C'!R18,IF('C'!Q18<>0,IF('C'!S18<>'C'!T18,'C'!U18,),),)","v":0},{"$f":"IF('C'!Q18<>'C'!R18,IF('C'!Q18<>0,IF('C'!S18<>'C'!T18,'C'!V18,),),)","v":0},{"$f":"IF(Q18=\"\",\"\",$W$5-SUM($Q$7:Q18))","v":0},null,"Budget to Actual Difference",null,{"$f":"AA17-AA4","v":0},null,null,null,null,null,null,"Offset for yearly budget overrun in Periodic Expenses",null,null,null,null,null,null,null,null,null,"חודש מס'"]
[null,"Budget to Actual Difference",null,{"$f":"C18-D18","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J19=\"\",\"\",$M$5-SUM($J$7:J19))","v":""},null,null,{"$f":"IF('C'!Q19<>'C'!R19,IF('C'!Q19<>0,IF('C'!S19<>'C'!T19,'C'!P19,),),)","v":0},{"$f":"IF('C'!Q19<>'C'!R19,IF('C'!Q19<>0,IF('C'!S19<>'C'!T19,'C'!Q19,),),)","v":0},{"$f":"IF('C'!Q19<>'C'!R19,IF('C'!Q19<>0,IF('C'!S19<>'C'!T19,0,Q19),Q19),Q19)","v":0},{"$f":"IF('C'!Q19<>'C'!R19,IF('C'!Q19<>0,IF('C'!S19<>'C'!T19,'C'!S19+1,),),)","v":0},{"$f":"IF('C'!Q19<>'C'!R19,IF('C'!Q19<>0,IF('C'!S19<>'C'!T19,'C'!T19,),),)","v":0},{"$f":"IF('C'!Q19<>'C'!R19,IF('C'!Q19<>0,IF('C'!S19<>'C'!T19,'C'!U19,),),)","v":0},{"$f":"IF('C'!Q19<>'C'!R19,IF('C'!Q19<>0,IF('C'!S19<>'C'!T19,'C'!V19,),),)","v":0},{"$f":"IF(Q19=\"\",\"\",$W$5-SUM($Q$7:Q19))","v":0},null,null,null,null,null,null,null,null,null,null,"For each expense name with budget overrun, choose one of the following:",null,null,null,null,null,null,null,null,null,4,null,null,null,"תקציב מתוכנן "]
[null,{"$f":"IF(D19>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J20=\"\",\"\",$M$5-SUM($J$7:J20))","v":""},null,null,{"$f":"IF('C'!Q20<>'C'!R20,IF('C'!Q20<>0,IF('C'!S20<>'C'!T20,'C'!P20,),),)","v":0},{"$f":"IF('C'!Q20<>'C'!R20,IF('C'!Q20<>0,IF('C'!S20<>'C'!T20,'C'!Q20,),),)","v":0},{"$f":"IF('C'!Q20<>'C'!R20,IF('C'!Q20<>0,IF('C'!S20<>'C'!T20,0,Q20),Q20),Q20)","v":0},{"$f":"IF('C'!Q20<>'C'!R20,IF('C'!Q20<>0,IF('C'!S20<>'C'!T20,'C'!S20+1,),),)","v":0},{"$f":"IF('C'!Q20<>'C'!R20,IF('C'!Q20<>0,IF('C'!S20<>'C'!T20,'C'!T20,),),)","v":0},{"$f":"IF('C'!Q20<>'C'!R20,IF('C'!Q20<>0,IF('C'!S20<>'C'!T20,'C'!U20,),),)","v":0},{"$f":"IF('C'!Q20<>'C'!R20,IF('C'!Q20<>0,IF('C'!S20<>'C'!T20,'C'!V20,),),)","v":0},{"$f":"IF(Q20=\"\",\"\",$W$5-SUM($Q$7:Q20))","v":0},null,"Periodic Expenses Summary",null,null,null,null,null,null,null,null,"0 - Change budget starting next month (requires manual change) ",null,null,null,null,null,null,null,null,"העמודות באפור אינן בשימוש.",null,null,null,null,"בתחילת החודש"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J21=\"\",\"\",$M$5-SUM($J$7:J21))","v":""},null,null,{"$f":"IF('C'!Q21<>'C'!R21,IF('C'!Q21<>0,IF('C'!S21<>'C'!T21,'C'!P21,),),)","v":0},{"$f":"IF('C'!Q21<>'C'!R21,IF('C'!Q21<>0,IF('C'!S21<>'C'!T21,'C'!Q21,),),)","v":0},{"$f":"IF('C'!Q21<>'C'!R21,IF('C'!Q21<>0,IF('C'!S21<>'C'!T21,0,Q21),Q21),Q21)","v":0},{"$f":"IF('C'!Q21<>'C'!R21,IF('C'!Q21<>0,IF('C'!S21<>'C'!T21,'C'!S21+1,),),)","v":0},{"$f":"IF('C'!Q21<>'C'!R21,IF('C'!Q21<>0,IF('C'!S21<>'C'!T21,'C'!T21,),),)","v":0},{"$f":"IF('C'!Q21<>'C'!R21,IF('C'!Q21<>0,IF('C'!S21<>'C'!T21,'C'!U21,),),)","v":0},{"$f":"IF('C'!Q21<>'C'!R21,IF('C'!Q21<>0,IF('C'!S21<>'C'!T21,'C'!V21,),),)","v":0},{"$f":"IF(Q21=\"\",\"\",$W$5-SUM($Q$7:Q21))","v":0},null,"Expense Name","Budget","Actual Amount",null,null,"סכום עסקה","Yearly Remaining Budget",null,"%","1- Automatic offset using Everyday Expenses budget.                ",null,null,null,null,null,null,null,"לקיזוז משוטפות","קיזוז מצטבר","יתרת תקציב שנתית לפני קיזוז חודש זה",null,null,null,"בתוספת יתרה",null,"יתרת תקציב שנתית"]
[null,"Debts Return",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J22=\"\",\"\",$M$5-SUM($J$7:J22))","v":""},null,null,{"$f":"IF('C'!Q22<>'C'!R22,IF('C'!Q22<>0,IF('C'!S22<>'C'!T22,'C'!P22,),),)","v":0},{"$f":"IF('C'!Q22<>'C'!R22,IF('C'!Q22<>0,IF('C'!S22<>'C'!T22,'C'!Q22,),),)","v":0},{"$f":"IF('C'!Q22<>'C'!R22,IF('C'!Q22<>0,IF('C'!S22<>'C'!T22,0,Q22),Q22),Q22)","v":0},{"$f":"IF('C'!Q22<>'C'!R22,IF('C'!Q22<>0,IF('C'!S22<>'C'!T22,'C'!S22+1,),),)","v":0},{"$f":"IF('C'!Q22<>'C'!R22,IF('C'!Q22<>0,IF('C'!S22<>'C'!T22,'C'!T22,),),)","v":0},{"$f":"IF('C'!Q22<>'C'!R22,IF('C'!Q22<>0,IF('C'!S22<>'C'!T22,'C'!U22,),),)","v":0},{"$f":"IF('C'!Q22<>'C'!R22,IF('C'!Q22<>0,IF('C'!S22<>'C'!T22,'C'!V22,),),)","v":0},{"$f":"IF(Q22=\"\",\"\",$W$5-SUM($Q$7:Q22))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"(בחודש זה)","עד (ובלי) חודש זה",null,"עסקאות מצטברות","ביצוע מצטבר",null,"מחודש קודם","חריגה שנתית","לפני קיזוז חודש זה",null,"% הקדמה"]
[null,"Planned budget \nfor Debts",{"$f":"C40","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J23=\"\",\"\",$M$5-SUM($J$7:J23))","v":""},null,null,{"$f":"IF('C'!Q23<>'C'!R23,IF('C'!Q23<>0,IF('C'!S23<>'C'!T23,'C'!P23,),),)","v":0},{"$f":"IF('C'!Q23<>'C'!R23,IF('C'!Q23<>0,IF('C'!S23<>'C'!T23,'C'!Q23,),),)","v":0},{"$f":"IF('C'!Q23<>'C'!R23,IF('C'!Q23<>0,IF('C'!S23<>'C'!T23,0,Q23),Q23),Q23)","v":0},{"$f":"IF('C'!Q23<>'C'!R23,IF('C'!Q23<>0,IF('C'!S23<>'C'!T23,'C'!S23+1,),),)","v":0},{"$f":"IF('C'!Q23<>'C'!R23,IF('C'!Q23<>0,IF('C'!S23<>'C'!T23,'C'!T23,),),)","v":0},{"$f":"IF('C'!Q23<>'C'!R23,IF('C'!Q23<>0,IF('C'!S23<>'C'!T23,'C'!U23,),),)","v":0},{"$f":"IF('C'!Q23<>'C'!R23,IF('C'!Q23<>0,IF('C'!S23<>'C'!T23,'C'!V23,),),)","v":0},{"$f":"IF(Q23=\"\",\"\",$W$5-SUM($Q$7:Q23))","v":0},null,{"$f":"IF('C'!Y23<>\"\",'C'!Y23,)","v":"Municipal Taxes"},{"$f":"'C'!Z23","v":0},{"$f":"SUMIF($P$7:$P$110,Y23,$Q$7:$Q$110)","v":0},null,null,{"$f":"SUMIF($P$7:$P$110,Y23,$R$7:$R$110)","v":0},{"$f":"IF(AI23=0,AX23,0)","v":0},null,{"$f":"IF(AZ23>1,\"overrun\",IF(AZ23<0,\"OK\",AZ23))","v":0},null,0,null,null,null,null,null,null,{"$f":"IF(AI23=1,AX23,0)","v":0},{"$f":"'C'!AQ23+'C'!AP23","v":0},{"$f":"Z23*12-AS23-AQ23","v":0},{"$f":"AD23+'C'!AS23","v":0},{"$f":"AA23+'C'!AT23","v":0},null,{"$f":"'C'!AV23-'C'!AD23+D!Z23-'C'!AP23","v":0},{"$f":"IF(AE23<0,AE23,0)","v":0},{"$f":"IF(Z23='C'!Z23,'C'!AE23-AD23,'C'!AE23+(Z23-'C'!Z23)*$AW$16-AD23)","v":0},null,{"$f":"(($Z23*(12-$AR$19))-$AE23)/($Z23*(12-$AR$19)+0.00001)","v":0}]
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[null,"Total",{"$f":"SUM(C27:C39)+SUM(C65:C86)","v":0},{"$f":"SUM(D27:D39)+SUM(D65:D86)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J40=\"\",\"\",$M$5-SUM($J$7:J40))","v":""},null,null,{"$f":"IF('C'!Q40<>'C'!R40,IF('C'!Q40<>0,IF('C'!S40<>'C'!T40,'C'!P40,),),)","v":0},{"$f":"IF('C'!Q40<>'C'!R40,IF('C'!Q40<>0,IF('C'!S40<>'C'!T40,'C'!Q40,),),)","v":0},{"$f":"IF('C'!Q40<>'C'!R40,IF('C'!Q40<>0,IF('C'!S40<>'C'!T40,0,Q40),Q40),Q40)","v":0},{"$f":"IF('C'!Q40<>'C'!R40,IF('C'!Q40<>0,IF('C'!S40<>'C'!T40,'C'!S40+1,),),)","v":0},{"$f":"IF('C'!Q40<>'C'!R40,IF('C'!Q40<>0,IF('C'!S40<>'C'!T40,'C'!T40,),),)","v":0},{"$f":"IF('C'!Q40<>'C'!R40,IF('C'!Q40<>0,IF('C'!S40<>'C'!T40,'C'!U40,),),)","v":0},{"$f":"IF('C'!Q40<>'C'!R40,IF('C'!Q40<>0,IF('C'!S40<>'C'!T40,'C'!V40,),),)","v":0},{"$f":"IF(Q40=\"\",\"\",$W$5-SUM($Q$7:Q40))","v":0},null,{"$f":"IF('C'!Y40<>\"\",'C'!Y40,)","v":"Small Purchases"},{"$f":"'C'!Z40","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"'C'!AQ40+'C'!AP40","v":0},0,{"$f":"AD40+'C'!AS40","v":0},{"$f":"AA40+'C'!AT40","v":0},null,{"$f":"'C'!AV40-'C'!AD40+D!Z40-'C'!AP40","v":0},0,{"$f":"IF(Z40='C'!Z40,'C'!AE40-AD40,'C'!AE40+(Z40-'C'!Z40)*$AW$16-AD40)","v":0},null,0]
[null,"Budget to Actual Difference",{"$f":"C40-D40","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J41=\"\",\"\",$M$5-SUM($J$7:J41))","v":""},null,null,{"$f":"IF('C'!Q41<>'C'!R41,IF('C'!Q41<>0,IF('C'!S41<>'C'!T41,'C'!P41,),),)","v":0},{"$f":"IF('C'!Q41<>'C'!R41,IF('C'!Q41<>0,IF('C'!S41<>'C'!T41,'C'!Q41,),),)","v":0},{"$f":"IF('C'!Q41<>'C'!R41,IF('C'!Q41<>0,IF('C'!S41<>'C'!T41,0,Q41),Q41),Q41)","v":0},{"$f":"IF('C'!Q41<>'C'!R41,IF('C'!Q41<>0,IF('C'!S41<>'C'!T41,'C'!S41+1,),),)","v":0},{"$f":"IF('C'!Q41<>'C'!R41,IF('C'!Q41<>0,IF('C'!S41<>'C'!T41,'C'!T41,),),)","v":0},{"$f":"IF('C'!Q41<>'C'!R41,IF('C'!Q41<>0,IF('C'!S41<>'C'!T41,'C'!U41,),),)","v":0},{"$f":"IF('C'!Q41<>'C'!R41,IF('C'!Q41<>0,IF('C'!S41<>'C'!T41,'C'!V41,),),)","v":0},{"$f":"IF(Q41=\"\",\"\",$W$5-SUM($Q$7:Q41))","v":0},null,{"$f":"IF('C'!Y41<>\"\",'C'!Y41,)","v":"Haircuts / Cosmetics Treatments"},{"$f":"'C'!Z41","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"'C'!AQ41+'C'!AP41","v":0},0,{"$f":"AD41+'C'!AS41","v":0},{"$f":"AA41+'C'!AT41","v":0},null,{"$f":"'C'!AV41-'C'!AD41+D!Z41-'C'!AP41","v":0},0,{"$f":"IF(Z41='C'!Z41,'C'!AE41-AD41,'C'!AE41+(Z41-'C'!Z41)*$AW$16-AD41)","v":0},null,0]
[null,{"$f":"IF(C41>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J42=\"\",\"\",$M$5-SUM($J$7:J42))","v":""},null,null,{"$f":"IF('C'!Q42<>'C'!R42,IF('C'!Q42<>0,IF('C'!S42<>'C'!T42,'C'!P42,),),)","v":0},{"$f":"IF('C'!Q42<>'C'!R42,IF('C'!Q42<>0,IF('C'!S42<>'C'!T42,'C'!Q42,),),)","v":0},{"$f":"IF('C'!Q42<>'C'!R42,IF('C'!Q42<>0,IF('C'!S42<>'C'!T42,0,Q42),Q42),Q42)","v":0},{"$f":"IF('C'!Q42<>'C'!R42,IF('C'!Q42<>0,IF('C'!S42<>'C'!T42,'C'!S42+1,),),)","v":0},{"$f":"IF('C'!Q42<>'C'!R42,IF('C'!Q42<>0,IF('C'!S42<>'C'!T42,'C'!T42,),),)","v":0},{"$f":"IF('C'!Q42<>'C'!R42,IF('C'!Q42<>0,IF('C'!S42<>'C'!T42,'C'!U42,),),)","v":0},{"$f":"IF('C'!Q42<>'C'!R42,IF('C'!Q42<>0,IF('C'!S42<>'C'!T42,'C'!V42,),),)","v":0},{"$f":"IF(Q42=\"\",\"\",$W$5-SUM($Q$7:Q42))","v":0},null,{"$f":"IF('C'!Y42<>\"\",'C'!Y42,)","v":"National Insurance"},{"$f":"'C'!Z42","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"'C'!AQ42+'C'!AP42","v":0},0,{"$f":"AD42+'C'!AS42","v":0},{"$f":"AA42+'C'!AT42","v":0},null,{"$f":"'C'!AV42-'C'!AD42+D!Z42-'C'!AP42","v":0},0,{"$f":"IF(Z42='C'!Z42,'C'!AE42-AD42,'C'!AE42+(Z42-'C'!Z42)*$AW$16-AD42)","v":0},null,0]
[null,"Everyday Expenses summary",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J43=\"\",\"\",$M$5-SUM($J$7:J43))","v":""},null,null,{"$f":"IF('C'!Q43<>'C'!R43,IF('C'!Q43<>0,IF('C'!S43<>'C'!T43,'C'!P43,),),)","v":0},{"$f":"IF('C'!Q43<>'C'!R43,IF('C'!Q43<>0,IF('C'!S43<>'C'!T43,'C'!Q43,),),)","v":0},{"$f":"IF('C'!Q43<>'C'!R43,IF('C'!Q43<>0,IF('C'!S43<>'C'!T43,0,Q43),Q43),Q43)","v":0},{"$f":"IF('C'!Q43<>'C'!R43,IF('C'!Q43<>0,IF('C'!S43<>'C'!T43,'C'!S43+1,),),)","v":0},{"$f":"IF('C'!Q43<>'C'!R43,IF('C'!Q43<>0,IF('C'!S43<>'C'!T43,'C'!T43,),),)","v":0},{"$f":"IF('C'!Q43<>'C'!R43,IF('C'!Q43<>0,IF('C'!S43<>'C'!T43,'C'!U43,),),)","v":0},{"$f":"IF('C'!Q43<>'C'!R43,IF('C'!Q43<>0,IF('C'!S43<>'C'!T43,'C'!V43,),),)","v":0},{"$f":"IF(Q43=\"\",\"\",$W$5-SUM($Q$7:Q43))","v":0},null,{"$f":"IF('C'!Y43<>\"\",'C'!Y43,)","v":0},{"$f":"'C'!Z43","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"'C'!AQ43+'C'!AP43","v":0},0,{"$f":"AD43+'C'!AS43","v":0},{"$f":"AA43+'C'!AT43","v":0},null,{"$f":"'C'!AV43-'C'!AD43+D!Z43-'C'!AP43","v":0},0,{"$f":"IF(Z43='C'!Z43,'C'!AE43-AD43,'C'!AE43+(Z43-'C'!Z43)*$AW$16-AD43)","v":0},null,0]
[null,"Expense Name","Budget","Actual Amount",null,null,null,null,null,null,null,null,{"$f":"IF(J44=\"\",\"\",$M$5-SUM($J$7:J44))","v":""},null,null,{"$f":"IF('C'!Q44<>'C'!R44,IF('C'!Q44<>0,IF('C'!S44<>'C'!T44,'C'!P44,),),)","v":0},{"$f":"IF('C'!Q44<>'C'!R44,IF('C'!Q44<>0,IF('C'!S44<>'C'!T44,'C'!Q44,),),)","v":0},{"$f":"IF('C'!Q44<>'C'!R44,IF('C'!Q44<>0,IF('C'!S44<>'C'!T44,0,Q44),Q44),Q44)","v":0},{"$f":"IF('C'!Q44<>'C'!R44,IF('C'!Q44<>0,IF('C'!S44<>'C'!T44,'C'!S44+1,),),)","v":0},{"$f":"IF('C'!Q44<>'C'!R44,IF('C'!Q44<>0,IF('C'!S44<>'C'!T44,'C'!T44,),),)","v":0},{"$f":"IF('C'!Q44<>'C'!R44,IF('C'!Q44<>0,IF('C'!S44<>'C'!T44,'C'!U44,),),)","v":0},{"$f":"IF('C'!Q44<>'C'!R44,IF('C'!Q44<>0,IF('C'!S44<>'C'!T44,'C'!V44,),),)","v":0},{"$f":"IF(Q44=\"\",\"\",$W$5-SUM($Q$7:Q44))","v":0},null,{"$f":"IF('C'!Y44<>\"\",'C'!Y44,)","v":0},{"$f":"'C'!Z44","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"'C'!AQ44+'C'!AP44","v":0},0,{"$f":"AD44+'C'!AS44","v":0},{"$f":"AA44+'C'!AT44","v":0},null,{"$f":"'C'!AV44-'C'!AD44+D!Z44-'C'!AP44","v":0},0,{"$f":"IF(Z44='C'!Z44,'C'!AE44-AD44,'C'!AE44+(Z44-'C'!Z44)*$AW$16-AD44)","v":0},null,0]
[null,{"$f":"IF('C'!B45<>\"\",'C'!B45,)","v":"Food"},{"$f":"'C'!C45","v":0},{"$f":"SUMIF($I$7:$I$110,B45,$J$7:$J$110)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J45=\"\",\"\",$M$5-SUM($J$7:J45))","v":""},null,null,{"$f":"IF('C'!Q45<>'C'!R45,IF('C'!Q45<>0,IF('C'!S45<>'C'!T45,'C'!P45,),),)","v":0},{"$f":"IF('C'!Q45<>'C'!R45,IF('C'!Q45<>0,IF('C'!S45<>'C'!T45,'C'!Q45,),),)","v":0},{"$f":"IF('C'!Q45<>'C'!R45,IF('C'!Q45<>0,IF('C'!S45<>'C'!T45,0,Q45),Q45),Q45)","v":0},{"$f":"IF('C'!Q45<>'C'!R45,IF('C'!Q45<>0,IF('C'!S45<>'C'!T45,'C'!S45+1,),),)","v":0},{"$f":"IF('C'!Q45<>'C'!R45,IF('C'!Q45<>0,IF('C'!S45<>'C'!T45,'C'!T45,),),)","v":0},{"$f":"IF('C'!Q45<>'C'!R45,IF('C'!Q45<>0,IF('C'!S45<>'C'!T45,'C'!U45,),),)","v":0},{"$f":"IF('C'!Q45<>'C'!R45,IF('C'!Q45<>0,IF('C'!S45<>'C'!T45,'C'!V45,),),)","v":0},{"$f":"IF(Q45=\"\",\"\",$W$5-SUM($Q$7:Q45))","v":0},null,"Total",{"$f":"SUM(Z23:Z44)","v":0},{"$f":"SUM(AA23:AA44)","v":0},null,null,null,{"$f":"SUM(AE23:AE44)","v":0},null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(AP23:AP44)","v":0},{"$f":"SUM(AQ23:AQ44)","v":0},{"$f":"SUM(AR23:AR44)","v":0},{"$f":"SUM(AS23:AS44)","v":0},{"$f":"SUM(AT23:AT44)","v":0},null,{"$f":"SUM(AV23:AV44)","v":0},{"$f":"SUM(AW23:AW44)","v":0},{"$f":"SUM(AX23:AX44)","v":0}]
[null,{"$f":"IF('C'!B46<>\"\",'C'!B46,)","v":"Public Transportation"},{"$f":"'C'!C46","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J46=\"\",\"\",$M$5-SUM($J$7:J46))","v":""},null,null,"Budget to pass to next month's Periodic Expense Budget",null,null,null,null,null,null,{"$f":"W5-AA45","v":0},null,"Budget to Actual Difference",{"$f":"Z45-AA45","v":0}]
[null,{"$f":"IF('C'!B47<>\"\",'C'!B47,)","v":"Gas and Parking"},{"$f":"'C'!C47","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J47=\"\",\"\",$M$5-SUM($J$7:J47))","v":""}]
[null,{"$f":"IF('C'!B48<>\"\",'C'!B48,)","v":"Telephone-Landline/Long Distance"},{"$f":"'C'!C48","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J48=\"\",\"\",$M$5-SUM($J$7:J48))","v":""},null,null,"Month Summary",{"$f":"M2","v":""},{"$f":"N2","v":""}]
[null,{"$f":"IF('C'!B49<>\"\",'C'!B49,)","v":"Cell Phones"},{"$f":"'C'!C49","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J49=\"\",\"\",$M$5-SUM($J$7:J49))","v":""},null,null,"Category","Budget","Actual","Diff"]
[null,{"$f":"IF('C'!B50<>\"\",'C'!B50,)","v":"Home"},{"$f":"'C'!C50","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J50=\"\",\"\",$M$5-SUM($J$7:J50))","v":""},null,null,"Fixed Expenses",{"$f":"C18","v":0},{"$f":"D18","v":0},{"$f":"Q50-R50","v":0}]
[null,{"$f":"IF('C'!B51<>\"\",'C'!B51,)","v":"Cleaning help / Babysitter"},{"$f":"'C'!C51","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J51=\"\",\"\",$M$5-SUM($J$7:J51))","v":""},null,null,"Periodic Expenses",{"$f":"Z45","v":0},{"$f":"AA45","v":0},{"$f":"Q51-R51","v":0}]
[null,{"$f":"IF('C'!B52<>\"\",'C'!B52,)","v":"Cigarettes"},{"$f":"'C'!C52","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J52=\"\",\"\",$M$5-SUM($J$7:J52))","v":""},null,null,"Everyday Expenses",{"$f":"C57","v":0},{"$f":"D57","v":0},{"$f":"Q52-R52","v":0}]
[null,{"$f":"IF('C'!B53<>\"\",'C'!B53,)","v":"Other"},{"$f":"'C'!C53","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J53=\"\",\"\",$M$5-SUM($J$7:J53))","v":""},{"$f":"IF(D19<=0,IF(C41<=0,\"\",\"Pass positive diff?\"),\"Pass positive diff?\")","v":""},null,"Total Expenses",{"$f":"SUM(Q50:Q52)","v":0},{"$f":"SUM(R50:R52)","v":0},{"$f":"Q53-R53","v":0}]
[null,{"$f":"IF('C'!B54<>\"\",'C'!B54,)","v":0},{"$f":"'C'!C54","v":0},0,null,null,null,"End of Month","Remaining budget, Everyday exp.",null,null,null,{"$f":"M5-D57","v":0},null,null,"Income",{"$f":"AA4","v":0},{"$f":"AA17","v":0},{"$f":"R54-Q54","v":0}]
[null,{"$f":"IF('C'!B55<>\"\",'C'!B55,)","v":0},{"$f":"'C'!C55","v":0},0,null,null,null,null,"Difference in Fixed Expenses",null,null,null,{"$f":"IF(D19<=0,D19,IF(N55=\"Yes\",D19,0))","v":0},{"$f":"IF(D19>0,\"No\",\"\")","v":""},null,"Debts Return",{"$f":"C40","v":0},{"$f":"D40","v":0},{"$f":"Q55-R55","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No","Pass"]
[null,{"$f":"IF('C'!B56<>\"\",'C'!B56,)","v":0},{"$f":"'C'!C56","v":0},0,null,null,null,null,"Difference in Debts Returns",null,null,null,{"$f":"IF(C41<=0,C41,IF(N56=\"Yes\",C41,0))","v":0},{"$f":"IF(C41>0,\"No\",\"\")","v":""},null,"Total",{"$f":"Q54-Q53-Q55","v":0},{"$f":"R54-R53-R55","v":0},{"$f":"SUM(S53:S55)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes","Don't Pass"]
[null,"Total",{"$f":"SUM(C45:C56)","v":0},{"$f":"SUM(D45:D56)","v":0}]
[null,"Budget to Actual Difference",{"$f":"C57-D57","v":0},null,null,null,null,"Pass to next month's Everyday Exp. Budget",null,null,null,null,{"$f":"SUM(M54:M56)","v":0},{"$f":"AQ55","v":"Pass"},null,"Balance in bank/s",{"$f":"IF(Z56=\"\",\"\",\"Expected\")","v":""},"Actual",{"$f":"IF(Z56=\"\",\"\",\"Diff\")","v":""}]
[null,"In order to get additional lines for listing",null,null,null,null,null,null,null,null,null,null,null,null,null,"at end of month",{"$f":"'C'!R59+D!R56","v":0},null,{"$f":"Q59-R59","v":0}]
[null,"press the",null,"button to the right."]
[null,"(Macros must be enabled)"]
[]
[null,"Creditor name","Budget","Actual amount","Payment Method","Comments",null,"day","Expense name","Actual amount","Payment Method","Comments","Remaining Budget",null,"day","Expense name","Actual amount","Total deal","pay #"," out of","Payment Method","Comments","Remaining Budget"]
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[null,{"$f":"IF(D!B8<>\"\",D!B8,)","v":"Mortgage Insurance"},{"$f":"D!C8","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J8=\"\",\"\",$M$5-SUM($J$7:J8))","v":""},null,null,{"$f":"IF(D!Q8<>D!R8,IF(D!Q8<>0,IF(D!S8<>D!T8,D!P8,),),)","v":0},{"$f":"IF(D!Q8<>D!R8,IF(D!Q8<>0,IF(D!S8<>D!T8,D!Q8,),),)","v":0},{"$f":"IF(D!Q8<>D!R8,IF(D!Q8<>0,IF(D!S8<>D!T8,0,Q8),Q8),Q8)","v":0},{"$f":"IF(D!Q8<>D!R8,IF(D!Q8<>0,IF(D!S8<>D!T8,D!S8+1,),),)","v":0},{"$f":"IF(D!Q8<>D!R8,IF(D!Q8<>0,IF(D!S8<>D!T8,D!T8,),),)","v":0},{"$f":"IF(D!Q8<>D!R8,IF(D!Q8<>0,IF(D!S8<>D!T8,D!U8,),),)","v":0},{"$f":"IF(D!Q8<>D!R8,IF(D!Q8<>0,IF(D!S8<>D!T8,D!V8,),),)","v":0},{"$f":"IF(Q8=\"\",\"\",$W$5-SUM($Q$7:Q8))","v":0},null,{"$f":"IF(D!Y8<>\"\",D!Y8,)","v":"Wife job 1"},{"$f":"D!Z8","v":0},null,null,null,null,{"$f":"(AA17+'Month A'!AA17+B!AA17+'C'!AA17+D!AA17)/AR19","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Direct Debit"]
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[null,{"$f":"IF(D!B10<>\"\",D!B10,)","v":"Town Taxes / Maintenance Fees"},{"$f":"D!C10","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J10=\"\",\"\",$M$5-SUM($J$7:J10))","v":""},null,null,{"$f":"IF(D!Q10<>D!R10,IF(D!Q10<>0,IF(D!S10<>D!T10,D!P10,),),)","v":0},{"$f":"IF(D!Q10<>D!R10,IF(D!Q10<>0,IF(D!S10<>D!T10,D!Q10,),),)","v":0},{"$f":"IF(D!Q10<>D!R10,IF(D!Q10<>0,IF(D!S10<>D!T10,0,Q10),Q10),Q10)","v":0},{"$f":"IF(D!Q10<>D!R10,IF(D!Q10<>0,IF(D!S10<>D!T10,D!S10+1,),),)","v":0},{"$f":"IF(D!Q10<>D!R10,IF(D!Q10<>0,IF(D!S10<>D!T10,D!T10,),),)","v":0},{"$f":"IF(D!Q10<>D!R10,IF(D!Q10<>0,IF(D!S10<>D!T10,D!U10,),),)","v":0},{"$f":"IF(D!Q10<>D!R10,IF(D!Q10<>0,IF(D!S10<>D!T10,D!V10,),),)","v":0},{"$f":"IF(Q10=\"\",\"\",$W$5-SUM($Q$7:Q10))","v":0},null,{"$f":"IF(D!Y10<>\"\",D!Y10,)","v":"National Social Security for Children"},{"$f":"D!Z10","v":0},null,null,null,null,"Cummulative Difference in Income"]
[null,{"$f":"IF(D!B11<>\"\",D!B11,)","v":"Insurance (excl. car) "},{"$f":"D!C11","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J11=\"\",\"\",$M$5-SUM($J$7:J11))","v":""},null,null,{"$f":"IF(D!Q11<>D!R11,IF(D!Q11<>0,IF(D!S11<>D!T11,D!P11,),),)","v":0},{"$f":"IF(D!Q11<>D!R11,IF(D!Q11<>0,IF(D!S11<>D!T11,D!Q11,),),)","v":0},{"$f":"IF(D!Q11<>D!R11,IF(D!Q11<>0,IF(D!S11<>D!T11,0,Q11),Q11),Q11)","v":0},{"$f":"IF(D!Q11<>D!R11,IF(D!Q11<>0,IF(D!S11<>D!T11,D!S11+1,),),)","v":0},{"$f":"IF(D!Q11<>D!R11,IF(D!Q11<>0,IF(D!S11<>D!T11,D!T11,),),)","v":0},{"$f":"IF(D!Q11<>D!R11,IF(D!Q11<>0,IF(D!S11<>D!T11,D!U11,),),)","v":0},{"$f":"IF(D!Q11<>D!R11,IF(D!Q11<>0,IF(D!S11<>D!T11,D!V11,),),)","v":0},{"$f":"IF(Q11=\"\",\"\",$W$5-SUM($Q$7:Q11))","v":0},null,{"$f":"IF(D!Y11<>\"\",D!Y11,)","v":"other Allowances"},{"$f":"D!Z11","v":0}]
[null,{"$f":"IF(D!B12<>\"\",D!B12,)","v":"Bank Savings Program"},{"$f":"D!C12","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J12=\"\",\"\",$M$5-SUM($J$7:J12))","v":""},null,null,{"$f":"IF(D!Q12<>D!R12,IF(D!Q12<>0,IF(D!S12<>D!T12,D!P12,),),)","v":0},{"$f":"IF(D!Q12<>D!R12,IF(D!Q12<>0,IF(D!S12<>D!T12,D!Q12,),),)","v":0},{"$f":"IF(D!Q12<>D!R12,IF(D!Q12<>0,IF(D!S12<>D!T12,0,Q12),Q12),Q12)","v":0},{"$f":"IF(D!Q12<>D!R12,IF(D!Q12<>0,IF(D!S12<>D!T12,D!S12+1,),),)","v":0},{"$f":"IF(D!Q12<>D!R12,IF(D!Q12<>0,IF(D!S12<>D!T12,D!T12,),),)","v":0},{"$f":"IF(D!Q12<>D!R12,IF(D!Q12<>0,IF(D!S12<>D!T12,D!U12,),),)","v":0},{"$f":"IF(D!Q12<>D!R12,IF(D!Q12<>0,IF(D!S12<>D!T12,D!V12,),),)","v":0},{"$f":"IF(Q12=\"\",\"\",$W$5-SUM($Q$7:Q12))","v":0},null,{"$f":"IF(D!Y12<>\"\",D!Y12,)","v":"Rent Assistance"},{"$f":"D!Z12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"חישובי עזר לתקופתיות"]
[null,{"$f":"IF(D!B13<>\"\",D!B13,)","v":"Subscriptions"},{"$f":"D!C13","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J13=\"\",\"\",$M$5-SUM($J$7:J13))","v":""},null,null,{"$f":"IF(D!Q13<>D!R13,IF(D!Q13<>0,IF(D!S13<>D!T13,D!P13,),),)","v":0},{"$f":"IF(D!Q13<>D!R13,IF(D!Q13<>0,IF(D!S13<>D!T13,D!Q13,),),)","v":0},{"$f":"IF(D!Q13<>D!R13,IF(D!Q13<>0,IF(D!S13<>D!T13,0,Q13),Q13),Q13)","v":0},{"$f":"IF(D!Q13<>D!R13,IF(D!Q13<>0,IF(D!S13<>D!T13,D!S13+1,),),)","v":0},{"$f":"IF(D!Q13<>D!R13,IF(D!Q13<>0,IF(D!S13<>D!T13,D!T13,),),)","v":0},{"$f":"IF(D!Q13<>D!R13,IF(D!Q13<>0,IF(D!S13<>D!T13,D!U13,),),)","v":0},{"$f":"IF(D!Q13<>D!R13,IF(D!Q13<>0,IF(D!S13<>D!T13,D!V13,),),)","v":0},{"$f":"IF(Q13=\"\",\"\",$W$5-SUM($Q$7:Q13))","v":0},null,{"$f":"IF(D!Y13<>\"\",D!Y13,)","v":"Food Packages"},{"$f":"D!Z13","v":0},null,null,null,null,{"$f":"AA18+'Month A'!AA18+B!AA18+'C'!AA18+D!AA18","v":0}]
[null,{"$f":"IF(D!B14<>\"\",D!B14,)","v":"Donations"},{"$f":"D!C14","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J14=\"\",\"\",$M$5-SUM($J$7:J14))","v":""},null,null,{"$f":"IF(D!Q14<>D!R14,IF(D!Q14<>0,IF(D!S14<>D!T14,D!P14,),),)","v":0},{"$f":"IF(D!Q14<>D!R14,IF(D!Q14<>0,IF(D!S14<>D!T14,D!Q14,),),)","v":0},{"$f":"IF(D!Q14<>D!R14,IF(D!Q14<>0,IF(D!S14<>D!T14,0,Q14),Q14),Q14)","v":0},{"$f":"IF(D!Q14<>D!R14,IF(D!Q14<>0,IF(D!S14<>D!T14,D!S14+1,),),)","v":0},{"$f":"IF(D!Q14<>D!R14,IF(D!Q14<>0,IF(D!S14<>D!T14,D!T14,),),)","v":0},{"$f":"IF(D!Q14<>D!R14,IF(D!Q14<>0,IF(D!S14<>D!T14,D!U14,),),)","v":0},{"$f":"IF(D!Q14<>D!R14,IF(D!Q14<>0,IF(D!S14<>D!T14,D!V14,),),)","v":0},{"$f":"IF(Q14=\"\",\"\",$W$5-SUM($Q$7:Q14))","v":0},null,{"$f":"IF(D!Y14<>\"\",D!Y14,)","v":"Income from Property"},{"$f":"D!Z14","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"חודשים שנותרו עד"]
[null,{"$f":"IF(D!B15<>\"\",D!B15,)","v":0},{"$f":"D!C15","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J15=\"\",\"\",$M$5-SUM($J$7:J15))","v":""},null,null,{"$f":"IF(D!Q15<>D!R15,IF(D!Q15<>0,IF(D!S15<>D!T15,D!P15,),),)","v":0},{"$f":"IF(D!Q15<>D!R15,IF(D!Q15<>0,IF(D!S15<>D!T15,D!Q15,),),)","v":0},{"$f":"IF(D!Q15<>D!R15,IF(D!Q15<>0,IF(D!S15<>D!T15,0,Q15),Q15),Q15)","v":0},{"$f":"IF(D!Q15<>D!R15,IF(D!Q15<>0,IF(D!S15<>D!T15,D!S15+1,),),)","v":0},{"$f":"IF(D!Q15<>D!R15,IF(D!Q15<>0,IF(D!S15<>D!T15,D!T15,),),)","v":0},{"$f":"IF(D!Q15<>D!R15,IF(D!Q15<>0,IF(D!S15<>D!T15,D!U15,),),)","v":0},{"$f":"IF(D!Q15<>D!R15,IF(D!Q15<>0,IF(D!S15<>D!T15,D!V15,),),)","v":0},{"$f":"IF(Q15=\"\",\"\",$W$5-SUM($Q$7:Q15))","v":0},null,{"$f":"IF(D!Y15<>\"\",D!Y15,)","v":"Help from parents"},{"$f":"D!Z15","v":0},null,null,null,null,{"$f":"IF(COUNTIF(AE23:AE44,\"<0\")>0,\"Over yearly budget!\nTake an action from the options to your right.\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"סוף השנה"]
[null,{"$f":"IF(D!B16<>\"\",D!B16,)","v":0},{"$f":"D!C16","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J16=\"\",\"\",$M$5-SUM($J$7:J16))","v":""},null,null,{"$f":"IF(D!Q16<>D!R16,IF(D!Q16<>0,IF(D!S16<>D!T16,D!P16,),),)","v":0},{"$f":"IF(D!Q16<>D!R16,IF(D!Q16<>0,IF(D!S16<>D!T16,D!Q16,),),)","v":0},{"$f":"IF(D!Q16<>D!R16,IF(D!Q16<>0,IF(D!S16<>D!T16,0,Q16),Q16),Q16)","v":0},{"$f":"IF(D!Q16<>D!R16,IF(D!Q16<>0,IF(D!S16<>D!T16,D!S16+1,),),)","v":0},{"$f":"IF(D!Q16<>D!R16,IF(D!Q16<>0,IF(D!S16<>D!T16,D!T16,),),)","v":0},{"$f":"IF(D!Q16<>D!R16,IF(D!Q16<>0,IF(D!S16<>D!T16,D!U16,),),)","v":0},{"$f":"IF(D!Q16<>D!R16,IF(D!Q16<>0,IF(D!S16<>D!T16,D!V16,),),)","v":0},{"$f":"IF(Q16=\"\",\"\",$W$5-SUM($Q$7:Q16))","v":0},null,{"$f":"IF(D!Y16<>\"\",D!Y16,)","v":"Other Income"},{"$f":"D!Z16","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"13-AR19","v":8}]
[null,{"$f":"IF(D!B17<>\"\",D!B17,)","v":0},{"$f":"D!C17","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J17=\"\",\"\",$M$5-SUM($J$7:J17))","v":""},null,null,{"$f":"IF(D!Q17<>D!R17,IF(D!Q17<>0,IF(D!S17<>D!T17,D!P17,),),)","v":0},{"$f":"IF(D!Q17<>D!R17,IF(D!Q17<>0,IF(D!S17<>D!T17,D!Q17,),),)","v":0},{"$f":"IF(D!Q17<>D!R17,IF(D!Q17<>0,IF(D!S17<>D!T17,0,Q17),Q17),Q17)","v":0},{"$f":"IF(D!Q17<>D!R17,IF(D!Q17<>0,IF(D!S17<>D!T17,D!S17+1,),),)","v":0},{"$f":"IF(D!Q17<>D!R17,IF(D!Q17<>0,IF(D!S17<>D!T17,D!T17,),),)","v":0},{"$f":"IF(D!Q17<>D!R17,IF(D!Q17<>0,IF(D!S17<>D!T17,D!U17,),),)","v":0},{"$f":"IF(D!Q17<>D!R17,IF(D!Q17<>0,IF(D!S17<>D!T17,D!V17,),),)","v":0},{"$f":"IF(Q17=\"\",\"\",$W$5-SUM($Q$7:Q17))","v":0},null,"Total",{"$f":"SUM(Z6:Z16)","v":0},{"$f":"SUM(AA6:AA16)","v":0}]
[null,"Total",{"$f":"SUM(C7:C17)","v":0},{"$f":"SUM(D7:D17)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J18=\"\",\"\",$M$5-SUM($J$7:J18))","v":""},null,null,{"$f":"IF(D!Q18<>D!R18,IF(D!Q18<>0,IF(D!S18<>D!T18,D!P18,),),)","v":0},{"$f":"IF(D!Q18<>D!R18,IF(D!Q18<>0,IF(D!S18<>D!T18,D!Q18,),),)","v":0},{"$f":"IF(D!Q18<>D!R18,IF(D!Q18<>0,IF(D!S18<>D!T18,0,Q18),Q18),Q18)","v":0},{"$f":"IF(D!Q18<>D!R18,IF(D!Q18<>0,IF(D!S18<>D!T18,D!S18+1,),),)","v":0},{"$f":"IF(D!Q18<>D!R18,IF(D!Q18<>0,IF(D!S18<>D!T18,D!T18,),),)","v":0},{"$f":"IF(D!Q18<>D!R18,IF(D!Q18<>0,IF(D!S18<>D!T18,D!U18,),),)","v":0},{"$f":"IF(D!Q18<>D!R18,IF(D!Q18<>0,IF(D!S18<>D!T18,D!V18,),),)","v":0},{"$f":"IF(Q18=\"\",\"\",$W$5-SUM($Q$7:Q18))","v":0},null,"Budget to Actual Difference",null,{"$f":"AA17-AA4","v":0},null,null,null,null,null,null,"Offset for yearly budget overrun in Periodic Expenses",null,null,null,null,null,null,null,null,null,"חודש מס'"]
[null,"Budget to Actual Difference",null,{"$f":"C18-D18","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J19=\"\",\"\",$M$5-SUM($J$7:J19))","v":""},null,null,{"$f":"IF(D!Q19<>D!R19,IF(D!Q19<>0,IF(D!S19<>D!T19,D!P19,),),)","v":0},{"$f":"IF(D!Q19<>D!R19,IF(D!Q19<>0,IF(D!S19<>D!T19,D!Q19,),),)","v":0},{"$f":"IF(D!Q19<>D!R19,IF(D!Q19<>0,IF(D!S19<>D!T19,0,Q19),Q19),Q19)","v":0},{"$f":"IF(D!Q19<>D!R19,IF(D!Q19<>0,IF(D!S19<>D!T19,D!S19+1,),),)","v":0},{"$f":"IF(D!Q19<>D!R19,IF(D!Q19<>0,IF(D!S19<>D!T19,D!T19,),),)","v":0},{"$f":"IF(D!Q19<>D!R19,IF(D!Q19<>0,IF(D!S19<>D!T19,D!U19,),),)","v":0},{"$f":"IF(D!Q19<>D!R19,IF(D!Q19<>0,IF(D!S19<>D!T19,D!V19,),),)","v":0},{"$f":"IF(Q19=\"\",\"\",$W$5-SUM($Q$7:Q19))","v":0},null,null,null,null,null,null,null,null,null,null,"For each expense name with budget overrun, choose one of the following:",null,null,null,null,null,null,null,null,null,5,null,null,null,"תקציב מתוכנן "]
[null,{"$f":"IF(D19>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J20=\"\",\"\",$M$5-SUM($J$7:J20))","v":""},null,null,{"$f":"IF(D!Q20<>D!R20,IF(D!Q20<>0,IF(D!S20<>D!T20,D!P20,),),)","v":0},{"$f":"IF(D!Q20<>D!R20,IF(D!Q20<>0,IF(D!S20<>D!T20,D!Q20,),),)","v":0},{"$f":"IF(D!Q20<>D!R20,IF(D!Q20<>0,IF(D!S20<>D!T20,0,Q20),Q20),Q20)","v":0},{"$f":"IF(D!Q20<>D!R20,IF(D!Q20<>0,IF(D!S20<>D!T20,D!S20+1,),),)","v":0},{"$f":"IF(D!Q20<>D!R20,IF(D!Q20<>0,IF(D!S20<>D!T20,D!T20,),),)","v":0},{"$f":"IF(D!Q20<>D!R20,IF(D!Q20<>0,IF(D!S20<>D!T20,D!U20,),),)","v":0},{"$f":"IF(D!Q20<>D!R20,IF(D!Q20<>0,IF(D!S20<>D!T20,D!V20,),),)","v":0},{"$f":"IF(Q20=\"\",\"\",$W$5-SUM($Q$7:Q20))","v":0},null,"Periodic Expenses Summary",null,null,null,null,null,null,null,null,"0 - Change budget starting next month (requires manual change) ",null,null,null,null,null,null,null,null,"העמודות באפור אינן בשימוש.",null,null,null,null,"בתחילת החודש"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J21=\"\",\"\",$M$5-SUM($J$7:J21))","v":""},null,null,{"$f":"IF(D!Q21<>D!R21,IF(D!Q21<>0,IF(D!S21<>D!T21,D!P21,),),)","v":0},{"$f":"IF(D!Q21<>D!R21,IF(D!Q21<>0,IF(D!S21<>D!T21,D!Q21,),),)","v":0},{"$f":"IF(D!Q21<>D!R21,IF(D!Q21<>0,IF(D!S21<>D!T21,0,Q21),Q21),Q21)","v":0},{"$f":"IF(D!Q21<>D!R21,IF(D!Q21<>0,IF(D!S21<>D!T21,D!S21+1,),),)","v":0},{"$f":"IF(D!Q21<>D!R21,IF(D!Q21<>0,IF(D!S21<>D!T21,D!T21,),),)","v":0},{"$f":"IF(D!Q21<>D!R21,IF(D!Q21<>0,IF(D!S21<>D!T21,D!U21,),),)","v":0},{"$f":"IF(D!Q21<>D!R21,IF(D!Q21<>0,IF(D!S21<>D!T21,D!V21,),),)","v":0},{"$f":"IF(Q21=\"\",\"\",$W$5-SUM($Q$7:Q21))","v":0},null,"Expense Name","Budget","Actual Amount",null,null,"סכום עסקה","Yearly Remaining Budget",null,"%","1- Automatic offset using Everyday Expenses budget.                ",null,null,null,null,null,null,null,"לקיזוז משוטפות","קיזוז מצטבר","יתרת תקציב שנתית לפני קיזוז חודש זה",null,null,null,"בתוספת יתרה",null,"יתרת תקציב שנתית"]
[null,"Debts Return",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J22=\"\",\"\",$M$5-SUM($J$7:J22))","v":""},null,null,{"$f":"IF(D!Q22<>D!R22,IF(D!Q22<>0,IF(D!S22<>D!T22,D!P22,),),)","v":0},{"$f":"IF(D!Q22<>D!R22,IF(D!Q22<>0,IF(D!S22<>D!T22,D!Q22,),),)","v":0},{"$f":"IF(D!Q22<>D!R22,IF(D!Q22<>0,IF(D!S22<>D!T22,0,Q22),Q22),Q22)","v":0},{"$f":"IF(D!Q22<>D!R22,IF(D!Q22<>0,IF(D!S22<>D!T22,D!S22+1,),),)","v":0},{"$f":"IF(D!Q22<>D!R22,IF(D!Q22<>0,IF(D!S22<>D!T22,D!T22,),),)","v":0},{"$f":"IF(D!Q22<>D!R22,IF(D!Q22<>0,IF(D!S22<>D!T22,D!U22,),),)","v":0},{"$f":"IF(D!Q22<>D!R22,IF(D!Q22<>0,IF(D!S22<>D!T22,D!V22,),),)","v":0},{"$f":"IF(Q22=\"\",\"\",$W$5-SUM($Q$7:Q22))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"(בחודש זה)","עד (ובלי) חודש זה",null,"עסקאות מצטברות","ביצוע מצטבר",null,"מחודש קודם","חריגה שנתית","לפני קיזוז חודש זה",null,"% הקדמה"]
[null,"Planned budget \nfor Debts",{"$f":"C40","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J23=\"\",\"\",$M$5-SUM($J$7:J23))","v":""},null,null,{"$f":"IF(D!Q23<>D!R23,IF(D!Q23<>0,IF(D!S23<>D!T23,D!P23,),),)","v":0},{"$f":"IF(D!Q23<>D!R23,IF(D!Q23<>0,IF(D!S23<>D!T23,D!Q23,),),)","v":0},{"$f":"IF(D!Q23<>D!R23,IF(D!Q23<>0,IF(D!S23<>D!T23,0,Q23),Q23),Q23)","v":0},{"$f":"IF(D!Q23<>D!R23,IF(D!Q23<>0,IF(D!S23<>D!T23,D!S23+1,),),)","v":0},{"$f":"IF(D!Q23<>D!R23,IF(D!Q23<>0,IF(D!S23<>D!T23,D!T23,),),)","v":0},{"$f":"IF(D!Q23<>D!R23,IF(D!Q23<>0,IF(D!S23<>D!T23,D!U23,),),)","v":0},{"$f":"IF(D!Q23<>D!R23,IF(D!Q23<>0,IF(D!S23<>D!T23,D!V23,),),)","v":0},{"$f":"IF(Q23=\"\",\"\",$W$5-SUM($Q$7:Q23))","v":0},null,{"$f":"IF(D!Y23<>\"\",D!Y23,)","v":"Municipal Taxes"},{"$f":"D!Z23","v":0},{"$f":"SUMIF($P$7:$P$110,Y23,$Q$7:$Q$110)","v":0},null,null,{"$f":"SUMIF($P$7:$P$110,Y23,$R$7:$R$110)","v":0},{"$f":"IF(AI23=0,AX23,0)","v":0},null,{"$f":"IF(AZ23>1,\"overrun\",IF(AZ23<0,\"OK\",AZ23))","v":0},null,0,null,null,null,null,null,null,{"$f":"IF(AI23=1,AX23,0)","v":0},{"$f":"D!AQ23+D!AP23","v":0},{"$f":"Z23*12-AS23-AQ23","v":0},{"$f":"AD23+D!AS23","v":0},{"$f":"AA23+D!AT23","v":0},null,{"$f":"D!AV23-D!AD23+E!Z23-D!AP23","v":0},{"$f":"IF(AE23<0,AE23,0)","v":0},{"$f":"IF(Z23=D!Z23,D!AE23-AD23,D!AE23+(Z23-D!Z23)*$AW$16-AD23)","v":0},null,{"$f":"(($Z23*(12-$AR$19))-$AE23)/($Z23*(12-$AR$19)+0.00001)","v":0}]
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[null,{"$f":"IF(D!B29<>\"\",D!B29,)","v":0},{"$f":"D!C29","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J29=\"\",\"\",$M$5-SUM($J$7:J29))","v":""},null,null,{"$f":"IF(D!Q29<>D!R29,IF(D!Q29<>0,IF(D!S29<>D!T29,D!P29,),),)","v":0},{"$f":"IF(D!Q29<>D!R29,IF(D!Q29<>0,IF(D!S29<>D!T29,D!Q29,),),)","v":0},{"$f":"IF(D!Q29<>D!R29,IF(D!Q29<>0,IF(D!S29<>D!T29,0,Q29),Q29),Q29)","v":0},{"$f":"IF(D!Q29<>D!R29,IF(D!Q29<>0,IF(D!S29<>D!T29,D!S29+1,),),)","v":0},{"$f":"IF(D!Q29<>D!R29,IF(D!Q29<>0,IF(D!S29<>D!T29,D!T29,),),)","v":0},{"$f":"IF(D!Q29<>D!R29,IF(D!Q29<>0,IF(D!S29<>D!T29,D!U29,),),)","v":0},{"$f":"IF(D!Q29<>D!R29,IF(D!Q29<>0,IF(D!S29<>D!T29,D!V29,),),)","v":0},{"$f":"IF(Q29=\"\",\"\",$W$5-SUM($Q$7:Q29))","v":0},null,{"$f":"IF(D!Y29<>\"\",D!Y29,)","v":"Extracurricular Activities/Camps/Pool"},{"$f":"D!Z29","v":0},0,null,null,0,0,null,0,null,0,null,">100%","***",null,null,null,0,{"$f":"D!AQ29+D!AP29","v":0},0,{"$f":"AD29+D!AS29","v":0},{"$f":"AA29+D!AT29","v":0},null,{"$f":"D!AV29-D!AD29+E!Z29-D!AP29","v":0},0,{"$f":"IF(Z29=D!Z29,D!AE29-AD29,D!AE29+(Z29-D!Z29)*$AW$16-AD29)","v":0},null,0]
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[null,{"$f":"IF(D!B34<>\"\",D!B34,)","v":0},{"$f":"D!C34","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J34=\"\",\"\",$M$5-SUM($J$7:J34))","v":""},null,null,{"$f":"IF(D!Q34<>D!R34,IF(D!Q34<>0,IF(D!S34<>D!T34,D!P34,),),)","v":0},{"$f":"IF(D!Q34<>D!R34,IF(D!Q34<>0,IF(D!S34<>D!T34,D!Q34,),),)","v":0},{"$f":"IF(D!Q34<>D!R34,IF(D!Q34<>0,IF(D!S34<>D!T34,0,Q34),Q34),Q34)","v":0},{"$f":"IF(D!Q34<>D!R34,IF(D!Q34<>0,IF(D!S34<>D!T34,D!S34+1,),),)","v":0},{"$f":"IF(D!Q34<>D!R34,IF(D!Q34<>0,IF(D!S34<>D!T34,D!T34,),),)","v":0},{"$f":"IF(D!Q34<>D!R34,IF(D!Q34<>0,IF(D!S34<>D!T34,D!U34,),),)","v":0},{"$f":"IF(D!Q34<>D!R34,IF(D!Q34<>0,IF(D!S34<>D!T34,D!V34,),),)","v":0},{"$f":"IF(Q34=\"\",\"\",$W$5-SUM($Q$7:Q34))","v":0},null,{"$f":"IF(D!Y34<>\"\",D!Y34,)","v":"Bank Interest and Fees"},{"$f":"D!Z34","v":0},0,null,null,0,0,null,0,null,0,null,">50%","***",null,null,null,0,{"$f":"D!AQ34+D!AP34","v":0},0,{"$f":"AD34+D!AS34","v":0},{"$f":"AA34+D!AT34","v":0},null,{"$f":"D!AV34-D!AD34+E!Z34-D!AP34","v":0},0,{"$f":"IF(Z34=D!Z34,D!AE34-AD34,D!AE34+(Z34-D!Z34)*$AW$16-AD34)","v":0},null,0]
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[null,{"$f":"IF(D!B36<>\"\",D!B36,)","v":0},{"$f":"D!C36","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J36=\"\",\"\",$M$5-SUM($J$7:J36))","v":""},null,null,{"$f":"IF(D!Q36<>D!R36,IF(D!Q36<>0,IF(D!S36<>D!T36,D!P36,),),)","v":0},{"$f":"IF(D!Q36<>D!R36,IF(D!Q36<>0,IF(D!S36<>D!T36,D!Q36,),),)","v":0},{"$f":"IF(D!Q36<>D!R36,IF(D!Q36<>0,IF(D!S36<>D!T36,0,Q36),Q36),Q36)","v":0},{"$f":"IF(D!Q36<>D!R36,IF(D!Q36<>0,IF(D!S36<>D!T36,D!S36+1,),),)","v":0},{"$f":"IF(D!Q36<>D!R36,IF(D!Q36<>0,IF(D!S36<>D!T36,D!T36,),),)","v":0},{"$f":"IF(D!Q36<>D!R36,IF(D!Q36<>0,IF(D!S36<>D!T36,D!U36,),),)","v":0},{"$f":"IF(D!Q36<>D!R36,IF(D!Q36<>0,IF(D!S36<>D!T36,D!V36,),),)","v":0},{"$f":"IF(Q36=\"\",\"\",$W$5-SUM($Q$7:Q36))","v":0},null,{"$f":"IF(D!Y36<>\"\",D!Y36,)","v":"Eyeglasses/Contact Lens"},{"$f":"D!Z36","v":0},0,null,null,0,0,null,0,null,0,null,">30%","***",null,null,null,0,{"$f":"D!AQ36+D!AP36","v":0},0,{"$f":"AD36+D!AS36","v":0},{"$f":"AA36+D!AT36","v":0},null,{"$f":"D!AV36-D!AD36+E!Z36-D!AP36","v":0},0,{"$f":"IF(Z36=D!Z36,D!AE36-AD36,D!AE36+(Z36-D!Z36)*$AW$16-AD36)","v":0},null,0]
[null,{"$f":"IF(D!B37<>\"\",D!B37,)","v":0},{"$f":"D!C37","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J37=\"\",\"\",$M$5-SUM($J$7:J37))","v":""},null,null,{"$f":"IF(D!Q37<>D!R37,IF(D!Q37<>0,IF(D!S37<>D!T37,D!P37,),),)","v":0},{"$f":"IF(D!Q37<>D!R37,IF(D!Q37<>0,IF(D!S37<>D!T37,D!Q37,),),)","v":0},{"$f":"IF(D!Q37<>D!R37,IF(D!Q37<>0,IF(D!S37<>D!T37,0,Q37),Q37),Q37)","v":0},{"$f":"IF(D!Q37<>D!R37,IF(D!Q37<>0,IF(D!S37<>D!T37,D!S37+1,),),)","v":0},{"$f":"IF(D!Q37<>D!R37,IF(D!Q37<>0,IF(D!S37<>D!T37,D!T37,),),)","v":0},{"$f":"IF(D!Q37<>D!R37,IF(D!Q37<>0,IF(D!S37<>D!T37,D!U37,),),)","v":0},{"$f":"IF(D!Q37<>D!R37,IF(D!Q37<>0,IF(D!S37<>D!T37,D!V37,),),)","v":0},{"$f":"IF(Q37=\"\",\"\",$W$5-SUM($Q$7:Q37))","v":0},null,{"$f":"IF(D!Y37<>\"\",D!Y37,)","v":"Vacations"},{"$f":"D!Z37","v":0},0,null,null,0,0,null,0,null,0,null,">20%","***",null,null,null,0,{"$f":"D!AQ37+D!AP37","v":0},0,{"$f":"AD37+D!AS37","v":0},{"$f":"AA37+D!AT37","v":0},null,{"$f":"D!AV37-D!AD37+E!Z37-D!AP37","v":0},0,{"$f":"IF(Z37=D!Z37,D!AE37-AD37,D!AE37+(Z37-D!Z37)*$AW$16-AD37)","v":0},null,0]
[null,{"$f":"IF(D!B38<>\"\",D!B38,)","v":0},{"$f":"D!C38","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J38=\"\",\"\",$M$5-SUM($J$7:J38))","v":""},null,null,{"$f":"IF(D!Q38<>D!R38,IF(D!Q38<>0,IF(D!S38<>D!T38,D!P38,),),)","v":0},{"$f":"IF(D!Q38<>D!R38,IF(D!Q38<>0,IF(D!S38<>D!T38,D!Q38,),),)","v":0},{"$f":"IF(D!Q38<>D!R38,IF(D!Q38<>0,IF(D!S38<>D!T38,0,Q38),Q38),Q38)","v":0},{"$f":"IF(D!Q38<>D!R38,IF(D!Q38<>0,IF(D!S38<>D!T38,D!S38+1,),),)","v":0},{"$f":"IF(D!Q38<>D!R38,IF(D!Q38<>0,IF(D!S38<>D!T38,D!T38,),),)","v":0},{"$f":"IF(D!Q38<>D!R38,IF(D!Q38<>0,IF(D!S38<>D!T38,D!U38,),),)","v":0},{"$f":"IF(D!Q38<>D!R38,IF(D!Q38<>0,IF(D!S38<>D!T38,D!V38,),),)","v":0},{"$f":"IF(Q38=\"\",\"\",$W$5-SUM($Q$7:Q38))","v":0},null,{"$f":"IF(D!Y38<>\"\",D!Y38,)","v":"Religious expenses"},{"$f":"D!Z38","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"D!AQ38+D!AP38","v":0},0,{"$f":"AD38+D!AS38","v":0},{"$f":"AA38+D!AT38","v":0},null,{"$f":"D!AV38-D!AD38+E!Z38-D!AP38","v":0},0,{"$f":"IF(Z38=D!Z38,D!AE38-AD38,D!AE38+(Z38-D!Z38)*$AW$16-AD38)","v":0},null,0]
[null,{"$f":"IF(D!B39<>\"\",D!B39,)","v":0},{"$f":"D!C39","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J39=\"\",\"\",$M$5-SUM($J$7:J39))","v":""},null,null,{"$f":"IF(D!Q39<>D!R39,IF(D!Q39<>0,IF(D!S39<>D!T39,D!P39,),),)","v":0},{"$f":"IF(D!Q39<>D!R39,IF(D!Q39<>0,IF(D!S39<>D!T39,D!Q39,),),)","v":0},{"$f":"IF(D!Q39<>D!R39,IF(D!Q39<>0,IF(D!S39<>D!T39,0,Q39),Q39),Q39)","v":0},{"$f":"IF(D!Q39<>D!R39,IF(D!Q39<>0,IF(D!S39<>D!T39,D!S39+1,),),)","v":0},{"$f":"IF(D!Q39<>D!R39,IF(D!Q39<>0,IF(D!S39<>D!T39,D!T39,),),)","v":0},{"$f":"IF(D!Q39<>D!R39,IF(D!Q39<>0,IF(D!S39<>D!T39,D!U39,),),)","v":0},{"$f":"IF(D!Q39<>D!R39,IF(D!Q39<>0,IF(D!S39<>D!T39,D!V39,),),)","v":0},{"$f":"IF(Q39=\"\",\"\",$W$5-SUM($Q$7:Q39))","v":0},null,{"$f":"IF(D!Y39<>\"\",D!Y39,)","v":"Gifts"},{"$f":"D!Z39","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"D!AQ39+D!AP39","v":0},0,{"$f":"AD39+D!AS39","v":0},{"$f":"AA39+D!AT39","v":0},null,{"$f":"D!AV39-D!AD39+E!Z39-D!AP39","v":0},0,{"$f":"IF(Z39=D!Z39,D!AE39-AD39,D!AE39+(Z39-D!Z39)*$AW$16-AD39)","v":0},null,0]
[null,"Total",{"$f":"SUM(C27:C39)+SUM(C65:C86)","v":0},{"$f":"SUM(D27:D39)+SUM(D65:D86)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J40=\"\",\"\",$M$5-SUM($J$7:J40))","v":""},null,null,{"$f":"IF(D!Q40<>D!R40,IF(D!Q40<>0,IF(D!S40<>D!T40,D!P40,),),)","v":0},{"$f":"IF(D!Q40<>D!R40,IF(D!Q40<>0,IF(D!S40<>D!T40,D!Q40,),),)","v":0},{"$f":"IF(D!Q40<>D!R40,IF(D!Q40<>0,IF(D!S40<>D!T40,0,Q40),Q40),Q40)","v":0},{"$f":"IF(D!Q40<>D!R40,IF(D!Q40<>0,IF(D!S40<>D!T40,D!S40+1,),),)","v":0},{"$f":"IF(D!Q40<>D!R40,IF(D!Q40<>0,IF(D!S40<>D!T40,D!T40,),),)","v":0},{"$f":"IF(D!Q40<>D!R40,IF(D!Q40<>0,IF(D!S40<>D!T40,D!U40,),),)","v":0},{"$f":"IF(D!Q40<>D!R40,IF(D!Q40<>0,IF(D!S40<>D!T40,D!V40,),),)","v":0},{"$f":"IF(Q40=\"\",\"\",$W$5-SUM($Q$7:Q40))","v":0},null,{"$f":"IF(D!Y40<>\"\",D!Y40,)","v":"Small Purchases"},{"$f":"D!Z40","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"D!AQ40+D!AP40","v":0},0,{"$f":"AD40+D!AS40","v":0},{"$f":"AA40+D!AT40","v":0},null,{"$f":"D!AV40-D!AD40+E!Z40-D!AP40","v":0},0,{"$f":"IF(Z40=D!Z40,D!AE40-AD40,D!AE40+(Z40-D!Z40)*$AW$16-AD40)","v":0},null,0]
[null,"Budget to Actual Difference",{"$f":"C40-D40","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J41=\"\",\"\",$M$5-SUM($J$7:J41))","v":""},null,null,{"$f":"IF(D!Q41<>D!R41,IF(D!Q41<>0,IF(D!S41<>D!T41,D!P41,),),)","v":0},{"$f":"IF(D!Q41<>D!R41,IF(D!Q41<>0,IF(D!S41<>D!T41,D!Q41,),),)","v":0},{"$f":"IF(D!Q41<>D!R41,IF(D!Q41<>0,IF(D!S41<>D!T41,0,Q41),Q41),Q41)","v":0},{"$f":"IF(D!Q41<>D!R41,IF(D!Q41<>0,IF(D!S41<>D!T41,D!S41+1,),),)","v":0},{"$f":"IF(D!Q41<>D!R41,IF(D!Q41<>0,IF(D!S41<>D!T41,D!T41,),),)","v":0},{"$f":"IF(D!Q41<>D!R41,IF(D!Q41<>0,IF(D!S41<>D!T41,D!U41,),),)","v":0},{"$f":"IF(D!Q41<>D!R41,IF(D!Q41<>0,IF(D!S41<>D!T41,D!V41,),),)","v":0},{"$f":"IF(Q41=\"\",\"\",$W$5-SUM($Q$7:Q41))","v":0},null,{"$f":"IF(D!Y41<>\"\",D!Y41,)","v":"Haircuts / Cosmetics Treatments"},{"$f":"D!Z41","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"D!AQ41+D!AP41","v":0},0,{"$f":"AD41+D!AS41","v":0},{"$f":"AA41+D!AT41","v":0},null,{"$f":"D!AV41-D!AD41+E!Z41-D!AP41","v":0},0,{"$f":"IF(Z41=D!Z41,D!AE41-AD41,D!AE41+(Z41-D!Z41)*$AW$16-AD41)","v":0},null,0]
[null,{"$f":"IF(C41>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J42=\"\",\"\",$M$5-SUM($J$7:J42))","v":""},null,null,{"$f":"IF(D!Q42<>D!R42,IF(D!Q42<>0,IF(D!S42<>D!T42,D!P42,),),)","v":0},{"$f":"IF(D!Q42<>D!R42,IF(D!Q42<>0,IF(D!S42<>D!T42,D!Q42,),),)","v":0},{"$f":"IF(D!Q42<>D!R42,IF(D!Q42<>0,IF(D!S42<>D!T42,0,Q42),Q42),Q42)","v":0},{"$f":"IF(D!Q42<>D!R42,IF(D!Q42<>0,IF(D!S42<>D!T42,D!S42+1,),),)","v":0},{"$f":"IF(D!Q42<>D!R42,IF(D!Q42<>0,IF(D!S42<>D!T42,D!T42,),),)","v":0},{"$f":"IF(D!Q42<>D!R42,IF(D!Q42<>0,IF(D!S42<>D!T42,D!U42,),),)","v":0},{"$f":"IF(D!Q42<>D!R42,IF(D!Q42<>0,IF(D!S42<>D!T42,D!V42,),),)","v":0},{"$f":"IF(Q42=\"\",\"\",$W$5-SUM($Q$7:Q42))","v":0},null,{"$f":"IF(D!Y42<>\"\",D!Y42,)","v":"National Insurance"},{"$f":"D!Z42","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"D!AQ42+D!AP42","v":0},0,{"$f":"AD42+D!AS42","v":0},{"$f":"AA42+D!AT42","v":0},null,{"$f":"D!AV42-D!AD42+E!Z42-D!AP42","v":0},0,{"$f":"IF(Z42=D!Z42,D!AE42-AD42,D!AE42+(Z42-D!Z42)*$AW$16-AD42)","v":0},null,0]
[null,"Everyday Expenses summary",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J43=\"\",\"\",$M$5-SUM($J$7:J43))","v":""},null,null,{"$f":"IF(D!Q43<>D!R43,IF(D!Q43<>0,IF(D!S43<>D!T43,D!P43,),),)","v":0},{"$f":"IF(D!Q43<>D!R43,IF(D!Q43<>0,IF(D!S43<>D!T43,D!Q43,),),)","v":0},{"$f":"IF(D!Q43<>D!R43,IF(D!Q43<>0,IF(D!S43<>D!T43,0,Q43),Q43),Q43)","v":0},{"$f":"IF(D!Q43<>D!R43,IF(D!Q43<>0,IF(D!S43<>D!T43,D!S43+1,),),)","v":0},{"$f":"IF(D!Q43<>D!R43,IF(D!Q43<>0,IF(D!S43<>D!T43,D!T43,),),)","v":0},{"$f":"IF(D!Q43<>D!R43,IF(D!Q43<>0,IF(D!S43<>D!T43,D!U43,),),)","v":0},{"$f":"IF(D!Q43<>D!R43,IF(D!Q43<>0,IF(D!S43<>D!T43,D!V43,),),)","v":0},{"$f":"IF(Q43=\"\",\"\",$W$5-SUM($Q$7:Q43))","v":0},null,{"$f":"IF(D!Y43<>\"\",D!Y43,)","v":0},{"$f":"D!Z43","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"D!AQ43+D!AP43","v":0},0,{"$f":"AD43+D!AS43","v":0},{"$f":"AA43+D!AT43","v":0},null,{"$f":"D!AV43-D!AD43+E!Z43-D!AP43","v":0},0,{"$f":"IF(Z43=D!Z43,D!AE43-AD43,D!AE43+(Z43-D!Z43)*$AW$16-AD43)","v":0},null,0]
[null,"Expense Name","Budget","Actual Amount",null,null,null,null,null,null,null,null,{"$f":"IF(J44=\"\",\"\",$M$5-SUM($J$7:J44))","v":""},null,null,{"$f":"IF(D!Q44<>D!R44,IF(D!Q44<>0,IF(D!S44<>D!T44,D!P44,),),)","v":0},{"$f":"IF(D!Q44<>D!R44,IF(D!Q44<>0,IF(D!S44<>D!T44,D!Q44,),),)","v":0},{"$f":"IF(D!Q44<>D!R44,IF(D!Q44<>0,IF(D!S44<>D!T44,0,Q44),Q44),Q44)","v":0},{"$f":"IF(D!Q44<>D!R44,IF(D!Q44<>0,IF(D!S44<>D!T44,D!S44+1,),),)","v":0},{"$f":"IF(D!Q44<>D!R44,IF(D!Q44<>0,IF(D!S44<>D!T44,D!T44,),),)","v":0},{"$f":"IF(D!Q44<>D!R44,IF(D!Q44<>0,IF(D!S44<>D!T44,D!U44,),),)","v":0},{"$f":"IF(D!Q44<>D!R44,IF(D!Q44<>0,IF(D!S44<>D!T44,D!V44,),),)","v":0},{"$f":"IF(Q44=\"\",\"\",$W$5-SUM($Q$7:Q44))","v":0},null,{"$f":"IF(D!Y44<>\"\",D!Y44,)","v":0},{"$f":"D!Z44","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"D!AQ44+D!AP44","v":0},0,{"$f":"AD44+D!AS44","v":0},{"$f":"AA44+D!AT44","v":0},null,{"$f":"D!AV44-D!AD44+E!Z44-D!AP44","v":0},0,{"$f":"IF(Z44=D!Z44,D!AE44-AD44,D!AE44+(Z44-D!Z44)*$AW$16-AD44)","v":0},null,0]
[null,{"$f":"IF(D!B45<>\"\",D!B45,)","v":"Food"},{"$f":"D!C45","v":0},{"$f":"SUMIF($I$7:$I$110,B45,$J$7:$J$110)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J45=\"\",\"\",$M$5-SUM($J$7:J45))","v":""},null,null,{"$f":"IF(D!Q45<>D!R45,IF(D!Q45<>0,IF(D!S45<>D!T45,D!P45,),),)","v":0},{"$f":"IF(D!Q45<>D!R45,IF(D!Q45<>0,IF(D!S45<>D!T45,D!Q45,),),)","v":0},{"$f":"IF(D!Q45<>D!R45,IF(D!Q45<>0,IF(D!S45<>D!T45,0,Q45),Q45),Q45)","v":0},{"$f":"IF(D!Q45<>D!R45,IF(D!Q45<>0,IF(D!S45<>D!T45,D!S45+1,),),)","v":0},{"$f":"IF(D!Q45<>D!R45,IF(D!Q45<>0,IF(D!S45<>D!T45,D!T45,),),)","v":0},{"$f":"IF(D!Q45<>D!R45,IF(D!Q45<>0,IF(D!S45<>D!T45,D!U45,),),)","v":0},{"$f":"IF(D!Q45<>D!R45,IF(D!Q45<>0,IF(D!S45<>D!T45,D!V45,),),)","v":0},{"$f":"IF(Q45=\"\",\"\",$W$5-SUM($Q$7:Q45))","v":0},null,"Total",{"$f":"SUM(Z23:Z44)","v":0},{"$f":"SUM(AA23:AA44)","v":0},null,null,null,{"$f":"SUM(AE23:AE44)","v":0},null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(AP23:AP44)","v":0},{"$f":"SUM(AQ23:AQ44)","v":0},{"$f":"SUM(AR23:AR44)","v":0},{"$f":"SUM(AS23:AS44)","v":0},{"$f":"SUM(AT23:AT44)","v":0},null,{"$f":"SUM(AV23:AV44)","v":0},{"$f":"SUM(AW23:AW44)","v":0},{"$f":"SUM(AX23:AX44)","v":0}]
[null,{"$f":"IF(D!B46<>\"\",D!B46,)","v":"Public Transportation"},{"$f":"D!C46","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J46=\"\",\"\",$M$5-SUM($J$7:J46))","v":""},null,null,"Budget to pass to next month's Periodic Expense Budget",null,null,null,null,null,null,{"$f":"W5-AA45","v":0},null,"Budget to Actual Difference",{"$f":"Z45-AA45","v":0}]
[null,{"$f":"IF(D!B47<>\"\",D!B47,)","v":"Gas and Parking"},{"$f":"D!C47","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J47=\"\",\"\",$M$5-SUM($J$7:J47))","v":""}]
[null,{"$f":"IF(D!B48<>\"\",D!B48,)","v":"Telephone-Landline/Long Distance"},{"$f":"D!C48","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J48=\"\",\"\",$M$5-SUM($J$7:J48))","v":""},null,null,"Month Summary",{"$f":"M2","v":""},{"$f":"N2","v":""}]
[null,{"$f":"IF(D!B49<>\"\",D!B49,)","v":"Cell Phones"},{"$f":"D!C49","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J49=\"\",\"\",$M$5-SUM($J$7:J49))","v":""},null,null,"Category","Budget","Actual","Diff"]
[null,{"$f":"IF(D!B50<>\"\",D!B50,)","v":"Home"},{"$f":"D!C50","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J50=\"\",\"\",$M$5-SUM($J$7:J50))","v":""},null,null,"Fixed Expenses",{"$f":"C18","v":0},{"$f":"D18","v":0},{"$f":"Q50-R50","v":0}]
[null,{"$f":"IF(D!B51<>\"\",D!B51,)","v":"Cleaning help / Babysitter"},{"$f":"D!C51","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J51=\"\",\"\",$M$5-SUM($J$7:J51))","v":""},null,null,"Periodic Expenses",{"$f":"Z45","v":0},{"$f":"AA45","v":0},{"$f":"Q51-R51","v":0}]
[null,{"$f":"IF(D!B52<>\"\",D!B52,)","v":"Cigarettes"},{"$f":"D!C52","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J52=\"\",\"\",$M$5-SUM($J$7:J52))","v":""},null,null,"Everyday Expenses",{"$f":"C57","v":0},{"$f":"D57","v":0},{"$f":"Q52-R52","v":0}]
[null,{"$f":"IF(D!B53<>\"\",D!B53,)","v":"Other"},{"$f":"D!C53","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J53=\"\",\"\",$M$5-SUM($J$7:J53))","v":""},{"$f":"IF(D19<=0,IF(C41<=0,\"\",\"Pass positive diff?\"),\"Pass positive diff?\")","v":""},null,"Total Expenses",{"$f":"SUM(Q50:Q52)","v":0},{"$f":"SUM(R50:R52)","v":0},{"$f":"Q53-R53","v":0}]
[null,{"$f":"IF(D!B54<>\"\",D!B54,)","v":0},{"$f":"D!C54","v":0},0,null,null,null,"End of Month","Remaining budget, Everyday exp.",null,null,null,{"$f":"M5-D57","v":0},null,null,"Income",{"$f":"AA4","v":0},{"$f":"AA17","v":0},{"$f":"R54-Q54","v":0}]
[null,{"$f":"IF(D!B55<>\"\",D!B55,)","v":0},{"$f":"D!C55","v":0},0,null,null,null,null,"Difference in Fixed Expenses",null,null,null,{"$f":"IF(D19<=0,D19,IF(N55=\"Yes\",D19,0))","v":0},{"$f":"IF(D19>0,\"No\",\"\")","v":""},null,"Debts Return",{"$f":"C40","v":0},{"$f":"D40","v":0},{"$f":"Q55-R55","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No","Pass"]
[null,{"$f":"IF(D!B56<>\"\",D!B56,)","v":0},{"$f":"D!C56","v":0},0,null,null,null,null,"Difference in Debts Returns",null,null,null,{"$f":"IF(C41<=0,C41,IF(N56=\"Yes\",C41,0))","v":0},{"$f":"IF(C41>0,\"No\",\"\")","v":""},null,"Total",{"$f":"Q54-Q53-Q55","v":0},{"$f":"R54-R53-R55","v":0},{"$f":"SUM(S53:S55)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes","Don't Pass"]
[null,"Total",{"$f":"SUM(C45:C56)","v":0},{"$f":"SUM(D45:D56)","v":0}]
[null,"Budget to Actual Difference",{"$f":"C57-D57","v":0},null,null,null,null,"Pass to next month's Everyday Exp. Budget",null,null,null,null,{"$f":"SUM(M54:M56)","v":0},{"$f":"AQ55","v":"Pass"},null,"Balance in bank/s",{"$f":"IF(Z56=\"\",\"\",\"Expected\")","v":""},"Actual",{"$f":"IF(Z56=\"\",\"\",\"Diff\")","v":""}]
[null,"In order to get additional lines for listing",null,null,null,null,null,null,null,null,null,null,null,null,null,"at end of month",{"$f":"D!R59+E!R56","v":0},null,{"$f":"Q59-R59","v":0}]
[null,"press the",null,"button to the right."]
[null,"(Macros must be enabled)"]
[]
[null,"Creditor name","Budget","Actual amount","Payment Method","Comments",null,"day","Expense name","Actual amount","Payment Method","Comments","Remaining Budget",null,"day","Expense name","Actual amount","Total deal","pay #"," out of","Payment Method","Comments","Remaining Budget"]
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[null,"To add \"Payment Method\" and \"Comments\","]
[null,"       click the","       buttons on top (Macros must be enabled!).",null,null,null,null,null,null,null,null,null,{"$f":"IF('Month A'!M2=\"Month\",\"\",VLOOKUP(E!M2,'Month A'!CM3:CN14,2,FALSE))","v":""},{"$f":"IF('Month A'!N2:O2=\"Year\",\"\",IF(M2=\"Jan\",E!N2:O2+1,E!N2:O2))","v":""},null,null,null,"                                      www.paamonim.org"]
[null,"Fixed Monthly Expenses",null,null,null,null,null,null,"List Everyday Expenses",null,null,null,null,null,null,null,"List Periodic Expenses",null,null,null,null,null,null,null,"Income"]
[null,"Planned budget for Fixed Expenses",{"$f":"C18","v":0},null,null,null,null,"day","Expense name","Actual Amount","Payment Method","Comments","Remaining Budget",null,"day","Expense name","Actual Amount","Total deal","payment\nnumber","out of","Payment Method","Comments","Remaining Budget",null,"Planned Budget for Income",null,{"$f":"Z17","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"אופן התשלום"]
[null,"Expense Name","Budget","Actual Amount","Payment Method","Comments",null,null,"Planned Budget \nfor Everyday Expenses",null,null,null,{"$f":"C57+IF(E!N58=AQ55,E!M58,0)+E!AP45","v":0},null,null,"Planned Budget for \nPeriodic Expenses",null,null,null,null,null,null,{"$f":"E!W46+F!Z45-E!AP45","v":0},null,"Income Name","Budget","Actual Amount","Method","Comments",null,"Average Income so far",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cash"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(E!Y6<>\"\",E!Y6,)","v":"Husband job 1"},{"$f":"E!Z6","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Check"]
[null,{"$f":"IF(E!B7<>\"\",E!B7,)","v":"Mortgage Payments"},{"$f":"E!C7","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J7=\"\",\"\",$M$5-SUM($J$7:J7))","v":""},null,null,{"$f":"IF(E!Q7<>E!R7,IF(E!Q7<>0,IF(E!S7<>E!T7,E!P7,),),)","v":0},{"$f":"IF(E!Q7<>E!R7,IF(E!Q7<>0,IF(E!S7<>E!T7,E!Q7,),),)","v":0},{"$f":"IF(E!Q7<>E!R7,IF(E!Q7<>0,IF(E!S7<>E!T7,0,Q7),Q7),Q7)","v":0},{"$f":"IF(E!Q7<>E!R7,IF(E!Q7<>0,IF(E!S7<>E!T7,E!S7+1,),),)","v":0},{"$f":"IF(E!Q7<>E!R7,IF(E!Q7<>0,IF(E!S7<>E!T7,E!T7,),),)","v":0},{"$f":"IF(E!Q7<>E!R7,IF(E!Q7<>0,IF(E!S7<>E!T7,E!U7,),),)","v":0},{"$f":"IF(E!Q7<>E!R7,IF(E!Q7<>0,IF(E!S7<>E!T7,E!V7,),),)","v":0},{"$f":"IF(Q7=\"\",\"\",$W$5-SUM($Q$7:Q7))","v":0},null,{"$f":"IF(E!Y7<>\"\",E!Y7,)","v":"Husband job 2"},{"$f":"E!Z7","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credit Card"]
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[null,{"$f":"IF(E!B14<>\"\",E!B14,)","v":"Donations"},{"$f":"E!C14","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J14=\"\",\"\",$M$5-SUM($J$7:J14))","v":""},null,null,{"$f":"IF(E!Q14<>E!R14,IF(E!Q14<>0,IF(E!S14<>E!T14,E!P14,),),)","v":0},{"$f":"IF(E!Q14<>E!R14,IF(E!Q14<>0,IF(E!S14<>E!T14,E!Q14,),),)","v":0},{"$f":"IF(E!Q14<>E!R14,IF(E!Q14<>0,IF(E!S14<>E!T14,0,Q14),Q14),Q14)","v":0},{"$f":"IF(E!Q14<>E!R14,IF(E!Q14<>0,IF(E!S14<>E!T14,E!S14+1,),),)","v":0},{"$f":"IF(E!Q14<>E!R14,IF(E!Q14<>0,IF(E!S14<>E!T14,E!T14,),),)","v":0},{"$f":"IF(E!Q14<>E!R14,IF(E!Q14<>0,IF(E!S14<>E!T14,E!U14,),),)","v":0},{"$f":"IF(E!Q14<>E!R14,IF(E!Q14<>0,IF(E!S14<>E!T14,E!V14,),),)","v":0},{"$f":"IF(Q14=\"\",\"\",$W$5-SUM($Q$7:Q14))","v":0},null,{"$f":"IF(E!Y14<>\"\",E!Y14,)","v":"Income from Property"},{"$f":"E!Z14","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"חודשים שנותרו עד"]
[null,{"$f":"IF(E!B15<>\"\",E!B15,)","v":0},{"$f":"E!C15","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J15=\"\",\"\",$M$5-SUM($J$7:J15))","v":""},null,null,{"$f":"IF(E!Q15<>E!R15,IF(E!Q15<>0,IF(E!S15<>E!T15,E!P15,),),)","v":0},{"$f":"IF(E!Q15<>E!R15,IF(E!Q15<>0,IF(E!S15<>E!T15,E!Q15,),),)","v":0},{"$f":"IF(E!Q15<>E!R15,IF(E!Q15<>0,IF(E!S15<>E!T15,0,Q15),Q15),Q15)","v":0},{"$f":"IF(E!Q15<>E!R15,IF(E!Q15<>0,IF(E!S15<>E!T15,E!S15+1,),),)","v":0},{"$f":"IF(E!Q15<>E!R15,IF(E!Q15<>0,IF(E!S15<>E!T15,E!T15,),),)","v":0},{"$f":"IF(E!Q15<>E!R15,IF(E!Q15<>0,IF(E!S15<>E!T15,E!U15,),),)","v":0},{"$f":"IF(E!Q15<>E!R15,IF(E!Q15<>0,IF(E!S15<>E!T15,E!V15,),),)","v":0},{"$f":"IF(Q15=\"\",\"\",$W$5-SUM($Q$7:Q15))","v":0},null,{"$f":"IF(E!Y15<>\"\",E!Y15,)","v":"Help from parents"},{"$f":"E!Z15","v":0},null,null,null,null,{"$f":"IF(COUNTIF(AE23:AE44,\"<0\")>0,\"Over yearly budget!\nTake an action from the options to your right.\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"סוף השנה"]
[null,{"$f":"IF(E!B16<>\"\",E!B16,)","v":0},{"$f":"E!C16","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J16=\"\",\"\",$M$5-SUM($J$7:J16))","v":""},null,null,{"$f":"IF(E!Q16<>E!R16,IF(E!Q16<>0,IF(E!S16<>E!T16,E!P16,),),)","v":0},{"$f":"IF(E!Q16<>E!R16,IF(E!Q16<>0,IF(E!S16<>E!T16,E!Q16,),),)","v":0},{"$f":"IF(E!Q16<>E!R16,IF(E!Q16<>0,IF(E!S16<>E!T16,0,Q16),Q16),Q16)","v":0},{"$f":"IF(E!Q16<>E!R16,IF(E!Q16<>0,IF(E!S16<>E!T16,E!S16+1,),),)","v":0},{"$f":"IF(E!Q16<>E!R16,IF(E!Q16<>0,IF(E!S16<>E!T16,E!T16,),),)","v":0},{"$f":"IF(E!Q16<>E!R16,IF(E!Q16<>0,IF(E!S16<>E!T16,E!U16,),),)","v":0},{"$f":"IF(E!Q16<>E!R16,IF(E!Q16<>0,IF(E!S16<>E!T16,E!V16,),),)","v":0},{"$f":"IF(Q16=\"\",\"\",$W$5-SUM($Q$7:Q16))","v":0},null,{"$f":"IF(E!Y16<>\"\",E!Y16,)","v":"Other Income"},{"$f":"E!Z16","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"13-AR19","v":7}]
[null,{"$f":"IF(E!B17<>\"\",E!B17,)","v":0},{"$f":"E!C17","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J17=\"\",\"\",$M$5-SUM($J$7:J17))","v":""},null,null,{"$f":"IF(E!Q17<>E!R17,IF(E!Q17<>0,IF(E!S17<>E!T17,E!P17,),),)","v":0},{"$f":"IF(E!Q17<>E!R17,IF(E!Q17<>0,IF(E!S17<>E!T17,E!Q17,),),)","v":0},{"$f":"IF(E!Q17<>E!R17,IF(E!Q17<>0,IF(E!S17<>E!T17,0,Q17),Q17),Q17)","v":0},{"$f":"IF(E!Q17<>E!R17,IF(E!Q17<>0,IF(E!S17<>E!T17,E!S17+1,),),)","v":0},{"$f":"IF(E!Q17<>E!R17,IF(E!Q17<>0,IF(E!S17<>E!T17,E!T17,),),)","v":0},{"$f":"IF(E!Q17<>E!R17,IF(E!Q17<>0,IF(E!S17<>E!T17,E!U17,),),)","v":0},{"$f":"IF(E!Q17<>E!R17,IF(E!Q17<>0,IF(E!S17<>E!T17,E!V17,),),)","v":0},{"$f":"IF(Q17=\"\",\"\",$W$5-SUM($Q$7:Q17))","v":0},null,"Total",{"$f":"SUM(Z6:Z16)","v":0},{"$f":"SUM(AA6:AA16)","v":0}]
[null,"Total",{"$f":"SUM(C7:C17)","v":0},{"$f":"SUM(D7:D17)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J18=\"\",\"\",$M$5-SUM($J$7:J18))","v":""},null,null,{"$f":"IF(E!Q18<>E!R18,IF(E!Q18<>0,IF(E!S18<>E!T18,E!P18,),),)","v":0},{"$f":"IF(E!Q18<>E!R18,IF(E!Q18<>0,IF(E!S18<>E!T18,E!Q18,),),)","v":0},{"$f":"IF(E!Q18<>E!R18,IF(E!Q18<>0,IF(E!S18<>E!T18,0,Q18),Q18),Q18)","v":0},{"$f":"IF(E!Q18<>E!R18,IF(E!Q18<>0,IF(E!S18<>E!T18,E!S18+1,),),)","v":0},{"$f":"IF(E!Q18<>E!R18,IF(E!Q18<>0,IF(E!S18<>E!T18,E!T18,),),)","v":0},{"$f":"IF(E!Q18<>E!R18,IF(E!Q18<>0,IF(E!S18<>E!T18,E!U18,),),)","v":0},{"$f":"IF(E!Q18<>E!R18,IF(E!Q18<>0,IF(E!S18<>E!T18,E!V18,),),)","v":0},{"$f":"IF(Q18=\"\",\"\",$W$5-SUM($Q$7:Q18))","v":0},null,"Budget to Actual Difference",null,{"$f":"AA17-AA4","v":0},null,null,null,null,null,null,"Offset for yearly budget overrun in Periodic Expenses",null,null,null,null,null,null,null,null,null,"חודש מס'"]
[null,"Budget to Actual Difference",null,{"$f":"C18-D18","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J19=\"\",\"\",$M$5-SUM($J$7:J19))","v":""},null,null,{"$f":"IF(E!Q19<>E!R19,IF(E!Q19<>0,IF(E!S19<>E!T19,E!P19,),),)","v":0},{"$f":"IF(E!Q19<>E!R19,IF(E!Q19<>0,IF(E!S19<>E!T19,E!Q19,),),)","v":0},{"$f":"IF(E!Q19<>E!R19,IF(E!Q19<>0,IF(E!S19<>E!T19,0,Q19),Q19),Q19)","v":0},{"$f":"IF(E!Q19<>E!R19,IF(E!Q19<>0,IF(E!S19<>E!T19,E!S19+1,),),)","v":0},{"$f":"IF(E!Q19<>E!R19,IF(E!Q19<>0,IF(E!S19<>E!T19,E!T19,),),)","v":0},{"$f":"IF(E!Q19<>E!R19,IF(E!Q19<>0,IF(E!S19<>E!T19,E!U19,),),)","v":0},{"$f":"IF(E!Q19<>E!R19,IF(E!Q19<>0,IF(E!S19<>E!T19,E!V19,),),)","v":0},{"$f":"IF(Q19=\"\",\"\",$W$5-SUM($Q$7:Q19))","v":0},null,null,null,null,null,null,null,null,null,null,"For each expense name with budget overrun, choose one of the following:",null,null,null,null,null,null,null,null,null,6,null,null,null,"תקציב מתוכנן "]
[null,{"$f":"IF(D19>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J20=\"\",\"\",$M$5-SUM($J$7:J20))","v":""},null,null,{"$f":"IF(E!Q20<>E!R20,IF(E!Q20<>0,IF(E!S20<>E!T20,E!P20,),),)","v":0},{"$f":"IF(E!Q20<>E!R20,IF(E!Q20<>0,IF(E!S20<>E!T20,E!Q20,),),)","v":0},{"$f":"IF(E!Q20<>E!R20,IF(E!Q20<>0,IF(E!S20<>E!T20,0,Q20),Q20),Q20)","v":0},{"$f":"IF(E!Q20<>E!R20,IF(E!Q20<>0,IF(E!S20<>E!T20,E!S20+1,),),)","v":0},{"$f":"IF(E!Q20<>E!R20,IF(E!Q20<>0,IF(E!S20<>E!T20,E!T20,),),)","v":0},{"$f":"IF(E!Q20<>E!R20,IF(E!Q20<>0,IF(E!S20<>E!T20,E!U20,),),)","v":0},{"$f":"IF(E!Q20<>E!R20,IF(E!Q20<>0,IF(E!S20<>E!T20,E!V20,),),)","v":0},{"$f":"IF(Q20=\"\",\"\",$W$5-SUM($Q$7:Q20))","v":0},null,"Periodic Expenses Summary",null,null,null,null,null,null,null,null,"0 - Change budget starting next month (requires manual change) ",null,null,null,null,null,null,null,null,"העמודות באפור אינן בשימוש.",null,null,null,null,"בתחילת החודש"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J21=\"\",\"\",$M$5-SUM($J$7:J21))","v":""},null,null,{"$f":"IF(E!Q21<>E!R21,IF(E!Q21<>0,IF(E!S21<>E!T21,E!P21,),),)","v":0},{"$f":"IF(E!Q21<>E!R21,IF(E!Q21<>0,IF(E!S21<>E!T21,E!Q21,),),)","v":0},{"$f":"IF(E!Q21<>E!R21,IF(E!Q21<>0,IF(E!S21<>E!T21,0,Q21),Q21),Q21)","v":0},{"$f":"IF(E!Q21<>E!R21,IF(E!Q21<>0,IF(E!S21<>E!T21,E!S21+1,),),)","v":0},{"$f":"IF(E!Q21<>E!R21,IF(E!Q21<>0,IF(E!S21<>E!T21,E!T21,),),)","v":0},{"$f":"IF(E!Q21<>E!R21,IF(E!Q21<>0,IF(E!S21<>E!T21,E!U21,),),)","v":0},{"$f":"IF(E!Q21<>E!R21,IF(E!Q21<>0,IF(E!S21<>E!T21,E!V21,),),)","v":0},{"$f":"IF(Q21=\"\",\"\",$W$5-SUM($Q$7:Q21))","v":0},null,"Expense Name","Budget","Actual Amount",null,null,"סכום עסקה","Yearly Remaining Budget",null,"%","1- Automatic offset using Everyday Expenses budget.                ",null,null,null,null,null,null,null,"לקיזוז משוטפות","קיזוז מצטבר","יתרת תקציב שנתית לפני קיזוז חודש זה",null,null,null,"בתוספת יתרה",null,"יתרת תקציב שנתית"]
[null,"Debts Return",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J22=\"\",\"\",$M$5-SUM($J$7:J22))","v":""},null,null,{"$f":"IF(E!Q22<>E!R22,IF(E!Q22<>0,IF(E!S22<>E!T22,E!P22,),),)","v":0},{"$f":"IF(E!Q22<>E!R22,IF(E!Q22<>0,IF(E!S22<>E!T22,E!Q22,),),)","v":0},{"$f":"IF(E!Q22<>E!R22,IF(E!Q22<>0,IF(E!S22<>E!T22,0,Q22),Q22),Q22)","v":0},{"$f":"IF(E!Q22<>E!R22,IF(E!Q22<>0,IF(E!S22<>E!T22,E!S22+1,),),)","v":0},{"$f":"IF(E!Q22<>E!R22,IF(E!Q22<>0,IF(E!S22<>E!T22,E!T22,),),)","v":0},{"$f":"IF(E!Q22<>E!R22,IF(E!Q22<>0,IF(E!S22<>E!T22,E!U22,),),)","v":0},{"$f":"IF(E!Q22<>E!R22,IF(E!Q22<>0,IF(E!S22<>E!T22,E!V22,),),)","v":0},{"$f":"IF(Q22=\"\",\"\",$W$5-SUM($Q$7:Q22))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"(בחודש זה)","עד (ובלי) חודש זה",null,"עסקאות מצטברות","ביצוע מצטבר",null,"מחודש קודם","חריגה שנתית","לפני קיזוז חודש זה",null,"% הקדמה"]
[null,"Planned budget \nfor Debts",{"$f":"C40","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J23=\"\",\"\",$M$5-SUM($J$7:J23))","v":""},null,null,{"$f":"IF(E!Q23<>E!R23,IF(E!Q23<>0,IF(E!S23<>E!T23,E!P23,),),)","v":0},{"$f":"IF(E!Q23<>E!R23,IF(E!Q23<>0,IF(E!S23<>E!T23,E!Q23,),),)","v":0},{"$f":"IF(E!Q23<>E!R23,IF(E!Q23<>0,IF(E!S23<>E!T23,0,Q23),Q23),Q23)","v":0},{"$f":"IF(E!Q23<>E!R23,IF(E!Q23<>0,IF(E!S23<>E!T23,E!S23+1,),),)","v":0},{"$f":"IF(E!Q23<>E!R23,IF(E!Q23<>0,IF(E!S23<>E!T23,E!T23,),),)","v":0},{"$f":"IF(E!Q23<>E!R23,IF(E!Q23<>0,IF(E!S23<>E!T23,E!U23,),),)","v":0},{"$f":"IF(E!Q23<>E!R23,IF(E!Q23<>0,IF(E!S23<>E!T23,E!V23,),),)","v":0},{"$f":"IF(Q23=\"\",\"\",$W$5-SUM($Q$7:Q23))","v":0},null,{"$f":"IF(E!Y23<>\"\",E!Y23,)","v":"Municipal Taxes"},{"$f":"E!Z23","v":0},{"$f":"SUMIF($P$7:$P$110,Y23,$Q$7:$Q$110)","v":0},null,null,{"$f":"SUMIF($P$7:$P$110,Y23,$R$7:$R$110)","v":0},{"$f":"IF(AI23=0,AX23,0)","v":0},null,{"$f":"IF(AZ23>1,\"overrun\",IF(AZ23<0,\"OK\",AZ23))","v":0},null,0,null,null,null,null,null,null,{"$f":"IF(AI23=1,AX23,0)","v":0},{"$f":"E!AQ23+E!AP23","v":0},{"$f":"Z23*12-AS23-AQ23","v":0},{"$f":"AD23+E!AS23","v":0},{"$f":"AA23+E!AT23","v":0},null,{"$f":"E!AV23-E!AD23+F!Z23-E!AP23","v":0},{"$f":"IF(AE23<0,AE23,0)","v":0},{"$f":"IF(Z23=E!Z23,E!AE23-AD23,E!AE23+(Z23-E!Z23)*$AW$16-AD23)","v":0},null,{"$f":"(($Z23*(12-$AR$19))-$AE23)/($Z23*(12-$AR$19)+0.00001)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J24=\"\",\"\",$M$5-SUM($J$7:J24))","v":""},null,null,{"$f":"IF(E!Q24<>E!R24,IF(E!Q24<>0,IF(E!S24<>E!T24,E!P24,),),)","v":0},{"$f":"IF(E!Q24<>E!R24,IF(E!Q24<>0,IF(E!S24<>E!T24,E!Q24,),),)","v":0},{"$f":"IF(E!Q24<>E!R24,IF(E!Q24<>0,IF(E!S24<>E!T24,0,Q24),Q24),Q24)","v":0},{"$f":"IF(E!Q24<>E!R24,IF(E!Q24<>0,IF(E!S24<>E!T24,E!S24+1,),),)","v":0},{"$f":"IF(E!Q24<>E!R24,IF(E!Q24<>0,IF(E!S24<>E!T24,E!T24,),),)","v":0},{"$f":"IF(E!Q24<>E!R24,IF(E!Q24<>0,IF(E!S24<>E!T24,E!U24,),),)","v":0},{"$f":"IF(E!Q24<>E!R24,IF(E!Q24<>0,IF(E!S24<>E!T24,E!V24,),),)","v":0},{"$f":"IF(Q24=\"\",\"\",$W$5-SUM($Q$7:Q24))","v":0},null,{"$f":"IF(E!Y24<>\"\",E!Y24,)","v":"Water and Sewage"},{"$f":"E!Z24","v":0},0,null,null,0,{"$f":"IF(AI24=0,AX24,0)","v":0},null,0,null,0,null,null,null,null,null,null,0,{"$f":"E!AQ24+E!AP24","v":0},0,{"$f":"AD24+E!AS24","v":0},{"$f":"AA24+E!AT24","v":0},null,{"$f":"E!AV24-E!AD24+F!Z24-E!AP24","v":0},{"$f":"IF(AE24<0,AE24,0)","v":0},{"$f":"IF(Z24=E!Z24,E!AE24-AD24,E!AE24+(Z24-E!Z24)*$AW$16-AD24)","v":0},null,{"$f":"(($Z24*(12-$AR$19))-$AE24)/($Z24*(12-$AR$19)+0.00001)","v":0}]
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[null,{"$f":"IF(E!B36<>\"\",E!B36,)","v":0},{"$f":"E!C36","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J36=\"\",\"\",$M$5-SUM($J$7:J36))","v":""},null,null,{"$f":"IF(E!Q36<>E!R36,IF(E!Q36<>0,IF(E!S36<>E!T36,E!P36,),),)","v":0},{"$f":"IF(E!Q36<>E!R36,IF(E!Q36<>0,IF(E!S36<>E!T36,E!Q36,),),)","v":0},{"$f":"IF(E!Q36<>E!R36,IF(E!Q36<>0,IF(E!S36<>E!T36,0,Q36),Q36),Q36)","v":0},{"$f":"IF(E!Q36<>E!R36,IF(E!Q36<>0,IF(E!S36<>E!T36,E!S36+1,),),)","v":0},{"$f":"IF(E!Q36<>E!R36,IF(E!Q36<>0,IF(E!S36<>E!T36,E!T36,),),)","v":0},{"$f":"IF(E!Q36<>E!R36,IF(E!Q36<>0,IF(E!S36<>E!T36,E!U36,),),)","v":0},{"$f":"IF(E!Q36<>E!R36,IF(E!Q36<>0,IF(E!S36<>E!T36,E!V36,),),)","v":0},{"$f":"IF(Q36=\"\",\"\",$W$5-SUM($Q$7:Q36))","v":0},null,{"$f":"IF(E!Y36<>\"\",E!Y36,)","v":"Eyeglasses/Contact Lens"},{"$f":"E!Z36","v":0},0,null,null,0,0,null,0,null,0,null,">30%","***",null,null,null,0,{"$f":"E!AQ36+E!AP36","v":0},0,{"$f":"AD36+E!AS36","v":0},{"$f":"AA36+E!AT36","v":0},null,{"$f":"E!AV36-E!AD36+F!Z36-E!AP36","v":0},0,{"$f":"IF(Z36=E!Z36,E!AE36-AD36,E!AE36+(Z36-E!Z36)*$AW$16-AD36)","v":0},null,0]
[null,{"$f":"IF(E!B37<>\"\",E!B37,)","v":0},{"$f":"E!C37","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J37=\"\",\"\",$M$5-SUM($J$7:J37))","v":""},null,null,{"$f":"IF(E!Q37<>E!R37,IF(E!Q37<>0,IF(E!S37<>E!T37,E!P37,),),)","v":0},{"$f":"IF(E!Q37<>E!R37,IF(E!Q37<>0,IF(E!S37<>E!T37,E!Q37,),),)","v":0},{"$f":"IF(E!Q37<>E!R37,IF(E!Q37<>0,IF(E!S37<>E!T37,0,Q37),Q37),Q37)","v":0},{"$f":"IF(E!Q37<>E!R37,IF(E!Q37<>0,IF(E!S37<>E!T37,E!S37+1,),),)","v":0},{"$f":"IF(E!Q37<>E!R37,IF(E!Q37<>0,IF(E!S37<>E!T37,E!T37,),),)","v":0},{"$f":"IF(E!Q37<>E!R37,IF(E!Q37<>0,IF(E!S37<>E!T37,E!U37,),),)","v":0},{"$f":"IF(E!Q37<>E!R37,IF(E!Q37<>0,IF(E!S37<>E!T37,E!V37,),),)","v":0},{"$f":"IF(Q37=\"\",\"\",$W$5-SUM($Q$7:Q37))","v":0},null,{"$f":"IF(E!Y37<>\"\",E!Y37,)","v":"Vacations"},{"$f":"E!Z37","v":0},0,null,null,0,0,null,0,null,0,null,">20%","***",null,null,null,0,{"$f":"E!AQ37+E!AP37","v":0},0,{"$f":"AD37+E!AS37","v":0},{"$f":"AA37+E!AT37","v":0},null,{"$f":"E!AV37-E!AD37+F!Z37-E!AP37","v":0},0,{"$f":"IF(Z37=E!Z37,E!AE37-AD37,E!AE37+(Z37-E!Z37)*$AW$16-AD37)","v":0},null,0]
[null,{"$f":"IF(E!B38<>\"\",E!B38,)","v":0},{"$f":"E!C38","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J38=\"\",\"\",$M$5-SUM($J$7:J38))","v":""},null,null,{"$f":"IF(E!Q38<>E!R38,IF(E!Q38<>0,IF(E!S38<>E!T38,E!P38,),),)","v":0},{"$f":"IF(E!Q38<>E!R38,IF(E!Q38<>0,IF(E!S38<>E!T38,E!Q38,),),)","v":0},{"$f":"IF(E!Q38<>E!R38,IF(E!Q38<>0,IF(E!S38<>E!T38,0,Q38),Q38),Q38)","v":0},{"$f":"IF(E!Q38<>E!R38,IF(E!Q38<>0,IF(E!S38<>E!T38,E!S38+1,),),)","v":0},{"$f":"IF(E!Q38<>E!R38,IF(E!Q38<>0,IF(E!S38<>E!T38,E!T38,),),)","v":0},{"$f":"IF(E!Q38<>E!R38,IF(E!Q38<>0,IF(E!S38<>E!T38,E!U38,),),)","v":0},{"$f":"IF(E!Q38<>E!R38,IF(E!Q38<>0,IF(E!S38<>E!T38,E!V38,),),)","v":0},{"$f":"IF(Q38=\"\",\"\",$W$5-SUM($Q$7:Q38))","v":0},null,{"$f":"IF(E!Y38<>\"\",E!Y38,)","v":"Religious expenses"},{"$f":"E!Z38","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"E!AQ38+E!AP38","v":0},0,{"$f":"AD38+E!AS38","v":0},{"$f":"AA38+E!AT38","v":0},null,{"$f":"E!AV38-E!AD38+F!Z38-E!AP38","v":0},0,{"$f":"IF(Z38=E!Z38,E!AE38-AD38,E!AE38+(Z38-E!Z38)*$AW$16-AD38)","v":0},null,0]
[null,{"$f":"IF(E!B39<>\"\",E!B39,)","v":0},{"$f":"E!C39","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J39=\"\",\"\",$M$5-SUM($J$7:J39))","v":""},null,null,{"$f":"IF(E!Q39<>E!R39,IF(E!Q39<>0,IF(E!S39<>E!T39,E!P39,),),)","v":0},{"$f":"IF(E!Q39<>E!R39,IF(E!Q39<>0,IF(E!S39<>E!T39,E!Q39,),),)","v":0},{"$f":"IF(E!Q39<>E!R39,IF(E!Q39<>0,IF(E!S39<>E!T39,0,Q39),Q39),Q39)","v":0},{"$f":"IF(E!Q39<>E!R39,IF(E!Q39<>0,IF(E!S39<>E!T39,E!S39+1,),),)","v":0},{"$f":"IF(E!Q39<>E!R39,IF(E!Q39<>0,IF(E!S39<>E!T39,E!T39,),),)","v":0},{"$f":"IF(E!Q39<>E!R39,IF(E!Q39<>0,IF(E!S39<>E!T39,E!U39,),),)","v":0},{"$f":"IF(E!Q39<>E!R39,IF(E!Q39<>0,IF(E!S39<>E!T39,E!V39,),),)","v":0},{"$f":"IF(Q39=\"\",\"\",$W$5-SUM($Q$7:Q39))","v":0},null,{"$f":"IF(E!Y39<>\"\",E!Y39,)","v":"Gifts"},{"$f":"E!Z39","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"E!AQ39+E!AP39","v":0},0,{"$f":"AD39+E!AS39","v":0},{"$f":"AA39+E!AT39","v":0},null,{"$f":"E!AV39-E!AD39+F!Z39-E!AP39","v":0},0,{"$f":"IF(Z39=E!Z39,E!AE39-AD39,E!AE39+(Z39-E!Z39)*$AW$16-AD39)","v":0},null,0]
[null,"Total",{"$f":"SUM(C27:C39)+SUM(C65:C86)","v":0},{"$f":"SUM(D27:D39)+SUM(D65:D86)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J40=\"\",\"\",$M$5-SUM($J$7:J40))","v":""},null,null,{"$f":"IF(E!Q40<>E!R40,IF(E!Q40<>0,IF(E!S40<>E!T40,E!P40,),),)","v":0},{"$f":"IF(E!Q40<>E!R40,IF(E!Q40<>0,IF(E!S40<>E!T40,E!Q40,),),)","v":0},{"$f":"IF(E!Q40<>E!R40,IF(E!Q40<>0,IF(E!S40<>E!T40,0,Q40),Q40),Q40)","v":0},{"$f":"IF(E!Q40<>E!R40,IF(E!Q40<>0,IF(E!S40<>E!T40,E!S40+1,),),)","v":0},{"$f":"IF(E!Q40<>E!R40,IF(E!Q40<>0,IF(E!S40<>E!T40,E!T40,),),)","v":0},{"$f":"IF(E!Q40<>E!R40,IF(E!Q40<>0,IF(E!S40<>E!T40,E!U40,),),)","v":0},{"$f":"IF(E!Q40<>E!R40,IF(E!Q40<>0,IF(E!S40<>E!T40,E!V40,),),)","v":0},{"$f":"IF(Q40=\"\",\"\",$W$5-SUM($Q$7:Q40))","v":0},null,{"$f":"IF(E!Y40<>\"\",E!Y40,)","v":"Small Purchases"},{"$f":"E!Z40","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"E!AQ40+E!AP40","v":0},0,{"$f":"AD40+E!AS40","v":0},{"$f":"AA40+E!AT40","v":0},null,{"$f":"E!AV40-E!AD40+F!Z40-E!AP40","v":0},0,{"$f":"IF(Z40=E!Z40,E!AE40-AD40,E!AE40+(Z40-E!Z40)*$AW$16-AD40)","v":0},null,0]
[null,"Budget to Actual Difference",{"$f":"C40-D40","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J41=\"\",\"\",$M$5-SUM($J$7:J41))","v":""},null,null,{"$f":"IF(E!Q41<>E!R41,IF(E!Q41<>0,IF(E!S41<>E!T41,E!P41,),),)","v":0},{"$f":"IF(E!Q41<>E!R41,IF(E!Q41<>0,IF(E!S41<>E!T41,E!Q41,),),)","v":0},{"$f":"IF(E!Q41<>E!R41,IF(E!Q41<>0,IF(E!S41<>E!T41,0,Q41),Q41),Q41)","v":0},{"$f":"IF(E!Q41<>E!R41,IF(E!Q41<>0,IF(E!S41<>E!T41,E!S41+1,),),)","v":0},{"$f":"IF(E!Q41<>E!R41,IF(E!Q41<>0,IF(E!S41<>E!T41,E!T41,),),)","v":0},{"$f":"IF(E!Q41<>E!R41,IF(E!Q41<>0,IF(E!S41<>E!T41,E!U41,),),)","v":0},{"$f":"IF(E!Q41<>E!R41,IF(E!Q41<>0,IF(E!S41<>E!T41,E!V41,),),)","v":0},{"$f":"IF(Q41=\"\",\"\",$W$5-SUM($Q$7:Q41))","v":0},null,{"$f":"IF(E!Y41<>\"\",E!Y41,)","v":"Haircuts / Cosmetics Treatments"},{"$f":"E!Z41","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"E!AQ41+E!AP41","v":0},0,{"$f":"AD41+E!AS41","v":0},{"$f":"AA41+E!AT41","v":0},null,{"$f":"E!AV41-E!AD41+F!Z41-E!AP41","v":0},0,{"$f":"IF(Z41=E!Z41,E!AE41-AD41,E!AE41+(Z41-E!Z41)*$AW$16-AD41)","v":0},null,0]
[null,{"$f":"IF(C41>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J42=\"\",\"\",$M$5-SUM($J$7:J42))","v":""},null,null,{"$f":"IF(E!Q42<>E!R42,IF(E!Q42<>0,IF(E!S42<>E!T42,E!P42,),),)","v":0},{"$f":"IF(E!Q42<>E!R42,IF(E!Q42<>0,IF(E!S42<>E!T42,E!Q42,),),)","v":0},{"$f":"IF(E!Q42<>E!R42,IF(E!Q42<>0,IF(E!S42<>E!T42,0,Q42),Q42),Q42)","v":0},{"$f":"IF(E!Q42<>E!R42,IF(E!Q42<>0,IF(E!S42<>E!T42,E!S42+1,),),)","v":0},{"$f":"IF(E!Q42<>E!R42,IF(E!Q42<>0,IF(E!S42<>E!T42,E!T42,),),)","v":0},{"$f":"IF(E!Q42<>E!R42,IF(E!Q42<>0,IF(E!S42<>E!T42,E!U42,),),)","v":0},{"$f":"IF(E!Q42<>E!R42,IF(E!Q42<>0,IF(E!S42<>E!T42,E!V42,),),)","v":0},{"$f":"IF(Q42=\"\",\"\",$W$5-SUM($Q$7:Q42))","v":0},null,{"$f":"IF(E!Y42<>\"\",E!Y42,)","v":"National Insurance"},{"$f":"E!Z42","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"E!AQ42+E!AP42","v":0},0,{"$f":"AD42+E!AS42","v":0},{"$f":"AA42+E!AT42","v":0},null,{"$f":"E!AV42-E!AD42+F!Z42-E!AP42","v":0},0,{"$f":"IF(Z42=E!Z42,E!AE42-AD42,E!AE42+(Z42-E!Z42)*$AW$16-AD42)","v":0},null,0]
[null,"Everyday Expenses summary",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J43=\"\",\"\",$M$5-SUM($J$7:J43))","v":""},null,null,{"$f":"IF(E!Q43<>E!R43,IF(E!Q43<>0,IF(E!S43<>E!T43,E!P43,),),)","v":0},{"$f":"IF(E!Q43<>E!R43,IF(E!Q43<>0,IF(E!S43<>E!T43,E!Q43,),),)","v":0},{"$f":"IF(E!Q43<>E!R43,IF(E!Q43<>0,IF(E!S43<>E!T43,0,Q43),Q43),Q43)","v":0},{"$f":"IF(E!Q43<>E!R43,IF(E!Q43<>0,IF(E!S43<>E!T43,E!S43+1,),),)","v":0},{"$f":"IF(E!Q43<>E!R43,IF(E!Q43<>0,IF(E!S43<>E!T43,E!T43,),),)","v":0},{"$f":"IF(E!Q43<>E!R43,IF(E!Q43<>0,IF(E!S43<>E!T43,E!U43,),),)","v":0},{"$f":"IF(E!Q43<>E!R43,IF(E!Q43<>0,IF(E!S43<>E!T43,E!V43,),),)","v":0},{"$f":"IF(Q43=\"\",\"\",$W$5-SUM($Q$7:Q43))","v":0},null,{"$f":"IF(E!Y43<>\"\",E!Y43,)","v":0},{"$f":"E!Z43","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"E!AQ43+E!AP43","v":0},0,{"$f":"AD43+E!AS43","v":0},{"$f":"AA43+E!AT43","v":0},null,{"$f":"E!AV43-E!AD43+F!Z43-E!AP43","v":0},0,{"$f":"IF(Z43=E!Z43,E!AE43-AD43,E!AE43+(Z43-E!Z43)*$AW$16-AD43)","v":0},null,0]
[null,"Expense Name","Budget","Actual Amount",null,null,null,null,null,null,null,null,{"$f":"IF(J44=\"\",\"\",$M$5-SUM($J$7:J44))","v":""},null,null,{"$f":"IF(E!Q44<>E!R44,IF(E!Q44<>0,IF(E!S44<>E!T44,E!P44,),),)","v":0},{"$f":"IF(E!Q44<>E!R44,IF(E!Q44<>0,IF(E!S44<>E!T44,E!Q44,),),)","v":0},{"$f":"IF(E!Q44<>E!R44,IF(E!Q44<>0,IF(E!S44<>E!T44,0,Q44),Q44),Q44)","v":0},{"$f":"IF(E!Q44<>E!R44,IF(E!Q44<>0,IF(E!S44<>E!T44,E!S44+1,),),)","v":0},{"$f":"IF(E!Q44<>E!R44,IF(E!Q44<>0,IF(E!S44<>E!T44,E!T44,),),)","v":0},{"$f":"IF(E!Q44<>E!R44,IF(E!Q44<>0,IF(E!S44<>E!T44,E!U44,),),)","v":0},{"$f":"IF(E!Q44<>E!R44,IF(E!Q44<>0,IF(E!S44<>E!T44,E!V44,),),)","v":0},{"$f":"IF(Q44=\"\",\"\",$W$5-SUM($Q$7:Q44))","v":0},null,{"$f":"IF(E!Y44<>\"\",E!Y44,)","v":0},{"$f":"E!Z44","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"E!AQ44+E!AP44","v":0},0,{"$f":"AD44+E!AS44","v":0},{"$f":"AA44+E!AT44","v":0},null,{"$f":"E!AV44-E!AD44+F!Z44-E!AP44","v":0},0,{"$f":"IF(Z44=E!Z44,E!AE44-AD44,E!AE44+(Z44-E!Z44)*$AW$16-AD44)","v":0},null,0]
[null,{"$f":"IF(E!B45<>\"\",E!B45,)","v":"Food"},{"$f":"E!C45","v":0},{"$f":"SUMIF($I$7:$I$110,B45,$J$7:$J$110)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J45=\"\",\"\",$M$5-SUM($J$7:J45))","v":""},null,null,{"$f":"IF(E!Q45<>E!R45,IF(E!Q45<>0,IF(E!S45<>E!T45,E!P45,),),)","v":0},{"$f":"IF(E!Q45<>E!R45,IF(E!Q45<>0,IF(E!S45<>E!T45,E!Q45,),),)","v":0},{"$f":"IF(E!Q45<>E!R45,IF(E!Q45<>0,IF(E!S45<>E!T45,0,Q45),Q45),Q45)","v":0},{"$f":"IF(E!Q45<>E!R45,IF(E!Q45<>0,IF(E!S45<>E!T45,E!S45+1,),),)","v":0},{"$f":"IF(E!Q45<>E!R45,IF(E!Q45<>0,IF(E!S45<>E!T45,E!T45,),),)","v":0},{"$f":"IF(E!Q45<>E!R45,IF(E!Q45<>0,IF(E!S45<>E!T45,E!U45,),),)","v":0},{"$f":"IF(E!Q45<>E!R45,IF(E!Q45<>0,IF(E!S45<>E!T45,E!V45,),),)","v":0},{"$f":"IF(Q45=\"\",\"\",$W$5-SUM($Q$7:Q45))","v":0},null,"Total",{"$f":"SUM(Z23:Z44)","v":0},{"$f":"SUM(AA23:AA44)","v":0},null,null,null,{"$f":"SUM(AE23:AE44)","v":0},null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(AP23:AP44)","v":0},{"$f":"SUM(AQ23:AQ44)","v":0},{"$f":"SUM(AR23:AR44)","v":0},{"$f":"SUM(AS23:AS44)","v":0},{"$f":"SUM(AT23:AT44)","v":0},null,{"$f":"SUM(AV23:AV44)","v":0},{"$f":"SUM(AW23:AW44)","v":0},{"$f":"SUM(AX23:AX44)","v":0}]
[null,{"$f":"IF(E!B46<>\"\",E!B46,)","v":"Public Transportation"},{"$f":"E!C46","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J46=\"\",\"\",$M$5-SUM($J$7:J46))","v":""},null,null,"Budget to pass to next month's Periodic Expense Budget",null,null,null,null,null,null,{"$f":"W5-AA45","v":0},null,"Budget to Actual Difference",{"$f":"Z45-AA45","v":0}]
[null,{"$f":"IF(E!B47<>\"\",E!B47,)","v":"Gas and Parking"},{"$f":"E!C47","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J47=\"\",\"\",$M$5-SUM($J$7:J47))","v":""}]
[null,{"$f":"IF(E!B48<>\"\",E!B48,)","v":"Telephone-Landline/Long Distance"},{"$f":"E!C48","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J48=\"\",\"\",$M$5-SUM($J$7:J48))","v":""},null,null,"Month Summary",{"$f":"M2","v":""},{"$f":"N2","v":""}]
[null,{"$f":"IF(E!B49<>\"\",E!B49,)","v":"Cell Phones"},{"$f":"E!C49","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J49=\"\",\"\",$M$5-SUM($J$7:J49))","v":""},null,null,"Category","Budget","Actual","Diff"]
[null,{"$f":"IF(E!B50<>\"\",E!B50,)","v":"Home"},{"$f":"E!C50","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J50=\"\",\"\",$M$5-SUM($J$7:J50))","v":""},null,null,"Fixed Expenses",{"$f":"C18","v":0},{"$f":"D18","v":0},{"$f":"Q50-R50","v":0}]
[null,{"$f":"IF(E!B51<>\"\",E!B51,)","v":"Cleaning help / Babysitter"},{"$f":"E!C51","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J51=\"\",\"\",$M$5-SUM($J$7:J51))","v":""},null,null,"Periodic Expenses",{"$f":"Z45","v":0},{"$f":"AA45","v":0},{"$f":"Q51-R51","v":0}]
[null,{"$f":"IF(E!B52<>\"\",E!B52,)","v":"Cigarettes"},{"$f":"E!C52","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J52=\"\",\"\",$M$5-SUM($J$7:J52))","v":""},null,null,"Everyday Expenses",{"$f":"C57","v":0},{"$f":"D57","v":0},{"$f":"Q52-R52","v":0}]
[null,{"$f":"IF(E!B53<>\"\",E!B53,)","v":"Other"},{"$f":"E!C53","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J53=\"\",\"\",$M$5-SUM($J$7:J53))","v":""},{"$f":"IF(D19<=0,IF(C41<=0,\"\",\"Pass positive diff?\"),\"Pass positive diff?\")","v":""},null,"Total Expenses",{"$f":"SUM(Q50:Q52)","v":0},{"$f":"SUM(R50:R52)","v":0},{"$f":"Q53-R53","v":0}]
[null,{"$f":"IF(E!B54<>\"\",E!B54,)","v":0},{"$f":"E!C54","v":0},0,null,null,null,"End of Month","Remaining budget, Everyday exp.",null,null,null,{"$f":"M5-D57","v":0},null,null,"Income",{"$f":"AA4","v":0},{"$f":"AA17","v":0},{"$f":"R54-Q54","v":0}]
[null,{"$f":"IF(E!B55<>\"\",E!B55,)","v":0},{"$f":"E!C55","v":0},0,null,null,null,null,"Difference in Fixed Expenses",null,null,null,{"$f":"IF(D19<=0,D19,IF(N55=\"Yes\",D19,0))","v":0},{"$f":"IF(D19>0,\"No\",\"\")","v":""},null,"Debts Return",{"$f":"C40","v":0},{"$f":"D40","v":0},{"$f":"Q55-R55","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No","Pass"]
[null,{"$f":"IF(E!B56<>\"\",E!B56,)","v":0},{"$f":"E!C56","v":0},0,null,null,null,null,"Difference in Debts Returns",null,null,null,{"$f":"IF(C41<=0,C41,IF(N56=\"Yes\",C41,0))","v":0},{"$f":"IF(C41>0,\"No\",\"\")","v":""},null,"Total",{"$f":"Q54-Q53-Q55","v":0},{"$f":"R54-R53-R55","v":0},{"$f":"SUM(S53:S55)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes","Don't Pass"]
[null,"Total",{"$f":"SUM(C45:C56)","v":0},{"$f":"SUM(D45:D56)","v":0}]
[null,"Budget to Actual Difference",{"$f":"C57-D57","v":0},null,null,null,null,"Pass to next month's Everyday Exp. Budget",null,null,null,null,{"$f":"SUM(M54:M56)","v":0},{"$f":"AQ55","v":"Pass"},null,"Balance in bank/s",{"$f":"IF(Z56=\"\",\"\",\"Expected\")","v":""},"Actual",{"$f":"IF(Z56=\"\",\"\",\"Diff\")","v":""}]
[null,"In order to get additional lines for listing",null,null,null,null,null,null,null,null,null,null,null,null,null,"at end of month",{"$f":"E!R59+F!R56","v":0},null,{"$f":"Q59-R59","v":0}]
[null,"press the",null,"button to the right."]
[null,"(Macros must be enabled)"]
[]
[null,"Creditor name","Budget","Actual amount","Payment Method","Comments",null,"day","Expense name","Actual amount","Payment Method","Comments","Remaining Budget",null,"day","Expense name","Actual amount","Total deal","pay #"," out of","Payment Method","Comments","Remaining Budget"]
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[null,{"$f":"IF(E!B65<>\"\",E!B65,)","v":0},{"$f":"E!C65","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J65=\"\",\"\",$M$5-SUM($J$7:J65))","v":""},null,null,{"$f":"IF(E!Q65<>E!R65,IF(E!Q65<>0,IF(E!S65<>E!T65,E!P65,),),)","v":0},{"$f":"IF(E!Q65<>E!R65,IF(E!Q65<>0,IF(E!S65<>E!T65,E!Q65,),),)","v":0},{"$f":"IF(E!Q65<>E!R65,IF(E!Q65<>0,IF(E!S65<>E!T65,0,Q65),Q65),Q65)","v":0},{"$f":"IF(E!Q65<>E!R65,IF(E!Q65<>0,IF(E!S65<>E!T65,E!S65+1,),),)","v":0},{"$f":"IF(E!Q65<>E!R65,IF(E!Q65<>0,IF(E!S65<>E!T65,E!T65,),),)","v":0},{"$f":"IF(E!Q65<>E!R65,IF(E!Q65<>0,IF(E!S65<>E!T65,E!U65,),),)","v":0},{"$f":"IF(E!Q65<>E!R65,IF(E!Q65<>0,IF(E!S65<>E!T65,E!V65,),),)","v":0},{"$f":"IF(Q65=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q65))","v":0}]
[null,{"$f":"IF(E!B66<>\"\",E!B66,)","v":0},{"$f":"E!C66","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J66=\"\",\"\",$M$5-SUM($J$7:J66))","v":""},null,null,{"$f":"IF(E!Q66<>E!R66,IF(E!Q66<>0,IF(E!S66<>E!T66,E!P66,),),)","v":0},{"$f":"IF(E!Q66<>E!R66,IF(E!Q66<>0,IF(E!S66<>E!T66,E!Q66,),),)","v":0},{"$f":"IF(E!Q66<>E!R66,IF(E!Q66<>0,IF(E!S66<>E!T66,0,Q66),Q66),Q66)","v":0},{"$f":"IF(E!Q66<>E!R66,IF(E!Q66<>0,IF(E!S66<>E!T66,E!S66+1,),),)","v":0},{"$f":"IF(E!Q66<>E!R66,IF(E!Q66<>0,IF(E!S66<>E!T66,E!T66,),),)","v":0},{"$f":"IF(E!Q66<>E!R66,IF(E!Q66<>0,IF(E!S66<>E!T66,E!U66,),),)","v":0},{"$f":"IF(E!Q66<>E!R66,IF(E!Q66<>0,IF(E!S66<>E!T66,E!V66,),),)","v":0},{"$f":"IF(Q66=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q66))","v":0}]
[null,{"$f":"IF(E!B67<>\"\",E!B67,)","v":0},{"$f":"E!C67","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J67=\"\",\"\",$M$5-SUM($J$7:J67))","v":""},null,null,{"$f":"IF(E!Q67<>E!R67,IF(E!Q67<>0,IF(E!S67<>E!T67,E!P67,),),)","v":0},{"$f":"IF(E!Q67<>E!R67,IF(E!Q67<>0,IF(E!S67<>E!T67,E!Q67,),),)","v":0},{"$f":"IF(E!Q67<>E!R67,IF(E!Q67<>0,IF(E!S67<>E!T67,0,Q67),Q67),Q67)","v":0},{"$f":"IF(E!Q67<>E!R67,IF(E!Q67<>0,IF(E!S67<>E!T67,E!S67+1,),),)","v":0},{"$f":"IF(E!Q67<>E!R67,IF(E!Q67<>0,IF(E!S67<>E!T67,E!T67,),),)","v":0},{"$f":"IF(E!Q67<>E!R67,IF(E!Q67<>0,IF(E!S67<>E!T67,E!U67,),),)","v":0},{"$f":"IF(E!Q67<>E!R67,IF(E!Q67<>0,IF(E!S67<>E!T67,E!V67,),),)","v":0},{"$f":"IF(Q67=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q67))","v":0}]
[null,{"$f":"IF(E!B68<>\"\",E!B68,)","v":0},{"$f":"E!C68","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J68=\"\",\"\",$M$5-SUM($J$7:J68))","v":""},null,null,{"$f":"IF(E!Q68<>E!R68,IF(E!Q68<>0,IF(E!S68<>E!T68,E!P68,),),)","v":0},{"$f":"IF(E!Q68<>E!R68,IF(E!Q68<>0,IF(E!S68<>E!T68,E!Q68,),),)","v":0},{"$f":"IF(E!Q68<>E!R68,IF(E!Q68<>0,IF(E!S68<>E!T68,0,Q68),Q68),Q68)","v":0},{"$f":"IF(E!Q68<>E!R68,IF(E!Q68<>0,IF(E!S68<>E!T68,E!S68+1,),),)","v":0},{"$f":"IF(E!Q68<>E!R68,IF(E!Q68<>0,IF(E!S68<>E!T68,E!T68,),),)","v":0},{"$f":"IF(E!Q68<>E!R68,IF(E!Q68<>0,IF(E!S68<>E!T68,E!U68,),),)","v":0},{"$f":"IF(E!Q68<>E!R68,IF(E!Q68<>0,IF(E!S68<>E!T68,E!V68,),),)","v":0},{"$f":"IF(Q68=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q68))","v":0}]
[null,{"$f":"IF(E!B69<>\"\",E!B69,)","v":0},{"$f":"E!C69","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J69=\"\",\"\",$M$5-SUM($J$7:J69))","v":""},null,null,{"$f":"IF(E!Q69<>E!R69,IF(E!Q69<>0,IF(E!S69<>E!T69,E!P69,),),)","v":0},{"$f":"IF(E!Q69<>E!R69,IF(E!Q69<>0,IF(E!S69<>E!T69,E!Q69,),),)","v":0},{"$f":"IF(E!Q69<>E!R69,IF(E!Q69<>0,IF(E!S69<>E!T69,0,Q69),Q69),Q69)","v":0},{"$f":"IF(E!Q69<>E!R69,IF(E!Q69<>0,IF(E!S69<>E!T69,E!S69+1,),),)","v":0},{"$f":"IF(E!Q69<>E!R69,IF(E!Q69<>0,IF(E!S69<>E!T69,E!T69,),),)","v":0},{"$f":"IF(E!Q69<>E!R69,IF(E!Q69<>0,IF(E!S69<>E!T69,E!U69,),),)","v":0},{"$f":"IF(E!Q69<>E!R69,IF(E!Q69<>0,IF(E!S69<>E!T69,E!V69,),),)","v":0},{"$f":"IF(Q69=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q69))","v":0}]
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[null,"To add \"Payment Method\" and \"Comments\","]
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[null,{"$f":"IF(F!B7<>\"\",F!B7,)","v":"Mortgage Payments"},{"$f":"F!C7","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J7=\"\",\"\",$M$5-SUM($J$7:J7))","v":""},null,null,{"$f":"IF(F!Q7<>F!R7,IF(F!Q7<>0,IF(F!S7<>F!T7,F!P7,),),)","v":0},{"$f":"IF(F!Q7<>F!R7,IF(F!Q7<>0,IF(F!S7<>F!T7,F!Q7,),),)","v":0},{"$f":"IF(F!Q7<>F!R7,IF(F!Q7<>0,IF(F!S7<>F!T7,0,Q7),Q7),Q7)","v":0},{"$f":"IF(F!Q7<>F!R7,IF(F!Q7<>0,IF(F!S7<>F!T7,F!S7+1,),),)","v":0},{"$f":"IF(F!Q7<>F!R7,IF(F!Q7<>0,IF(F!S7<>F!T7,F!T7,),),)","v":0},{"$f":"IF(F!Q7<>F!R7,IF(F!Q7<>0,IF(F!S7<>F!T7,F!U7,),),)","v":0},{"$f":"IF(F!Q7<>F!R7,IF(F!Q7<>0,IF(F!S7<>F!T7,F!V7,),),)","v":0},{"$f":"IF(Q7=\"\",\"\",$W$5-SUM($Q$7:Q7))","v":0},null,{"$f":"IF(F!Y7<>\"\",F!Y7,)","v":"Husband job 2"},{"$f":"F!Z7","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credit Card"]
[null,{"$f":"IF(F!B8<>\"\",F!B8,)","v":"Mortgage Insurance"},{"$f":"F!C8","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J8=\"\",\"\",$M$5-SUM($J$7:J8))","v":""},null,null,{"$f":"IF(F!Q8<>F!R8,IF(F!Q8<>0,IF(F!S8<>F!T8,F!P8,),),)","v":0},{"$f":"IF(F!Q8<>F!R8,IF(F!Q8<>0,IF(F!S8<>F!T8,F!Q8,),),)","v":0},{"$f":"IF(F!Q8<>F!R8,IF(F!Q8<>0,IF(F!S8<>F!T8,0,Q8),Q8),Q8)","v":0},{"$f":"IF(F!Q8<>F!R8,IF(F!Q8<>0,IF(F!S8<>F!T8,F!S8+1,),),)","v":0},{"$f":"IF(F!Q8<>F!R8,IF(F!Q8<>0,IF(F!S8<>F!T8,F!T8,),),)","v":0},{"$f":"IF(F!Q8<>F!R8,IF(F!Q8<>0,IF(F!S8<>F!T8,F!U8,),),)","v":0},{"$f":"IF(F!Q8<>F!R8,IF(F!Q8<>0,IF(F!S8<>F!T8,F!V8,),),)","v":0},{"$f":"IF(Q8=\"\",\"\",$W$5-SUM($Q$7:Q8))","v":0},null,{"$f":"IF(F!Y8<>\"\",F!Y8,)","v":"Wife job 1"},{"$f":"F!Z8","v":0},null,null,null,null,{"$f":"(AA17+'Month A'!AA17+B!AA17+'C'!AA17+D!AA17+E!AA17+F!AA17)/AR19","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Direct Debit"]
[null,{"$f":"IF(F!B9<>\"\",F!B9,)","v":"Rent"},{"$f":"F!C9","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J9=\"\",\"\",$M$5-SUM($J$7:J9))","v":""},null,null,{"$f":"IF(F!Q9<>F!R9,IF(F!Q9<>0,IF(F!S9<>F!T9,F!P9,),),)","v":0},{"$f":"IF(F!Q9<>F!R9,IF(F!Q9<>0,IF(F!S9<>F!T9,F!Q9,),),)","v":0},{"$f":"IF(F!Q9<>F!R9,IF(F!Q9<>0,IF(F!S9<>F!T9,0,Q9),Q9),Q9)","v":0},{"$f":"IF(F!Q9<>F!R9,IF(F!Q9<>0,IF(F!S9<>F!T9,F!S9+1,),),)","v":0},{"$f":"IF(F!Q9<>F!R9,IF(F!Q9<>0,IF(F!S9<>F!T9,F!T9,),),)","v":0},{"$f":"IF(F!Q9<>F!R9,IF(F!Q9<>0,IF(F!S9<>F!T9,F!U9,),),)","v":0},{"$f":"IF(F!Q9<>F!R9,IF(F!Q9<>0,IF(F!S9<>F!T9,F!V9,),),)","v":0},{"$f":"IF(Q9=\"\",\"\",$W$5-SUM($Q$7:Q9))","v":0},null,{"$f":"IF(F!Y9<>\"\",F!Y9,)","v":"Wife job 2"},{"$f":"F!Z9","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Vouchers"]
[null,{"$f":"IF(F!B10<>\"\",F!B10,)","v":"Town Taxes / Maintenance Fees"},{"$f":"F!C10","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J10=\"\",\"\",$M$5-SUM($J$7:J10))","v":""},null,null,{"$f":"IF(F!Q10<>F!R10,IF(F!Q10<>0,IF(F!S10<>F!T10,F!P10,),),)","v":0},{"$f":"IF(F!Q10<>F!R10,IF(F!Q10<>0,IF(F!S10<>F!T10,F!Q10,),),)","v":0},{"$f":"IF(F!Q10<>F!R10,IF(F!Q10<>0,IF(F!S10<>F!T10,0,Q10),Q10),Q10)","v":0},{"$f":"IF(F!Q10<>F!R10,IF(F!Q10<>0,IF(F!S10<>F!T10,F!S10+1,),),)","v":0},{"$f":"IF(F!Q10<>F!R10,IF(F!Q10<>0,IF(F!S10<>F!T10,F!T10,),),)","v":0},{"$f":"IF(F!Q10<>F!R10,IF(F!Q10<>0,IF(F!S10<>F!T10,F!U10,),),)","v":0},{"$f":"IF(F!Q10<>F!R10,IF(F!Q10<>0,IF(F!S10<>F!T10,F!V10,),),)","v":0},{"$f":"IF(Q10=\"\",\"\",$W$5-SUM($Q$7:Q10))","v":0},null,{"$f":"IF(F!Y10<>\"\",F!Y10,)","v":"National Social Security for Children"},{"$f":"F!Z10","v":0},null,null,null,null,"Cummulative Difference in Income"]
[null,{"$f":"IF(F!B11<>\"\",F!B11,)","v":"Insurance (excl. car) "},{"$f":"F!C11","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J11=\"\",\"\",$M$5-SUM($J$7:J11))","v":""},null,null,{"$f":"IF(F!Q11<>F!R11,IF(F!Q11<>0,IF(F!S11<>F!T11,F!P11,),),)","v":0},{"$f":"IF(F!Q11<>F!R11,IF(F!Q11<>0,IF(F!S11<>F!T11,F!Q11,),),)","v":0},{"$f":"IF(F!Q11<>F!R11,IF(F!Q11<>0,IF(F!S11<>F!T11,0,Q11),Q11),Q11)","v":0},{"$f":"IF(F!Q11<>F!R11,IF(F!Q11<>0,IF(F!S11<>F!T11,F!S11+1,),),)","v":0},{"$f":"IF(F!Q11<>F!R11,IF(F!Q11<>0,IF(F!S11<>F!T11,F!T11,),),)","v":0},{"$f":"IF(F!Q11<>F!R11,IF(F!Q11<>0,IF(F!S11<>F!T11,F!U11,),),)","v":0},{"$f":"IF(F!Q11<>F!R11,IF(F!Q11<>0,IF(F!S11<>F!T11,F!V11,),),)","v":0},{"$f":"IF(Q11=\"\",\"\",$W$5-SUM($Q$7:Q11))","v":0},null,{"$f":"IF(F!Y11<>\"\",F!Y11,)","v":"other Allowances"},{"$f":"F!Z11","v":0}]
[null,{"$f":"IF(F!B12<>\"\",F!B12,)","v":"Bank Savings Program"},{"$f":"F!C12","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J12=\"\",\"\",$M$5-SUM($J$7:J12))","v":""},null,null,{"$f":"IF(F!Q12<>F!R12,IF(F!Q12<>0,IF(F!S12<>F!T12,F!P12,),),)","v":0},{"$f":"IF(F!Q12<>F!R12,IF(F!Q12<>0,IF(F!S12<>F!T12,F!Q12,),),)","v":0},{"$f":"IF(F!Q12<>F!R12,IF(F!Q12<>0,IF(F!S12<>F!T12,0,Q12),Q12),Q12)","v":0},{"$f":"IF(F!Q12<>F!R12,IF(F!Q12<>0,IF(F!S12<>F!T12,F!S12+1,),),)","v":0},{"$f":"IF(F!Q12<>F!R12,IF(F!Q12<>0,IF(F!S12<>F!T12,F!T12,),),)","v":0},{"$f":"IF(F!Q12<>F!R12,IF(F!Q12<>0,IF(F!S12<>F!T12,F!U12,),),)","v":0},{"$f":"IF(F!Q12<>F!R12,IF(F!Q12<>0,IF(F!S12<>F!T12,F!V12,),),)","v":0},{"$f":"IF(Q12=\"\",\"\",$W$5-SUM($Q$7:Q12))","v":0},null,{"$f":"IF(F!Y12<>\"\",F!Y12,)","v":"Rent Assistance"},{"$f":"F!Z12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"חישובי עזר לתקופתיות"]
[null,{"$f":"IF(F!B13<>\"\",F!B13,)","v":"Subscriptions"},{"$f":"F!C13","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J13=\"\",\"\",$M$5-SUM($J$7:J13))","v":""},null,null,{"$f":"IF(F!Q13<>F!R13,IF(F!Q13<>0,IF(F!S13<>F!T13,F!P13,),),)","v":0},{"$f":"IF(F!Q13<>F!R13,IF(F!Q13<>0,IF(F!S13<>F!T13,F!Q13,),),)","v":0},{"$f":"IF(F!Q13<>F!R13,IF(F!Q13<>0,IF(F!S13<>F!T13,0,Q13),Q13),Q13)","v":0},{"$f":"IF(F!Q13<>F!R13,IF(F!Q13<>0,IF(F!S13<>F!T13,F!S13+1,),),)","v":0},{"$f":"IF(F!Q13<>F!R13,IF(F!Q13<>0,IF(F!S13<>F!T13,F!T13,),),)","v":0},{"$f":"IF(F!Q13<>F!R13,IF(F!Q13<>0,IF(F!S13<>F!T13,F!U13,),),)","v":0},{"$f":"IF(F!Q13<>F!R13,IF(F!Q13<>0,IF(F!S13<>F!T13,F!V13,),),)","v":0},{"$f":"IF(Q13=\"\",\"\",$W$5-SUM($Q$7:Q13))","v":0},null,{"$f":"IF(F!Y13<>\"\",F!Y13,)","v":"Food Packages"},{"$f":"F!Z13","v":0},null,null,null,null,{"$f":"AA18+'Month A'!AA18+B!AA18+'C'!AA18+D!AA18+E!AA18+F!AA18","v":0}]
[null,{"$f":"IF(F!B14<>\"\",F!B14,)","v":"Donations"},{"$f":"F!C14","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J14=\"\",\"\",$M$5-SUM($J$7:J14))","v":""},null,null,{"$f":"IF(F!Q14<>F!R14,IF(F!Q14<>0,IF(F!S14<>F!T14,F!P14,),),)","v":0},{"$f":"IF(F!Q14<>F!R14,IF(F!Q14<>0,IF(F!S14<>F!T14,F!Q14,),),)","v":0},{"$f":"IF(F!Q14<>F!R14,IF(F!Q14<>0,IF(F!S14<>F!T14,0,Q14),Q14),Q14)","v":0},{"$f":"IF(F!Q14<>F!R14,IF(F!Q14<>0,IF(F!S14<>F!T14,F!S14+1,),),)","v":0},{"$f":"IF(F!Q14<>F!R14,IF(F!Q14<>0,IF(F!S14<>F!T14,F!T14,),),)","v":0},{"$f":"IF(F!Q14<>F!R14,IF(F!Q14<>0,IF(F!S14<>F!T14,F!U14,),),)","v":0},{"$f":"IF(F!Q14<>F!R14,IF(F!Q14<>0,IF(F!S14<>F!T14,F!V14,),),)","v":0},{"$f":"IF(Q14=\"\",\"\",$W$5-SUM($Q$7:Q14))","v":0},null,{"$f":"IF(F!Y14<>\"\",F!Y14,)","v":"Income from Property"},{"$f":"F!Z14","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"חודשים שנותרו עד"]
[null,{"$f":"IF(F!B15<>\"\",F!B15,)","v":0},{"$f":"F!C15","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J15=\"\",\"\",$M$5-SUM($J$7:J15))","v":""},null,null,{"$f":"IF(F!Q15<>F!R15,IF(F!Q15<>0,IF(F!S15<>F!T15,F!P15,),),)","v":0},{"$f":"IF(F!Q15<>F!R15,IF(F!Q15<>0,IF(F!S15<>F!T15,F!Q15,),),)","v":0},{"$f":"IF(F!Q15<>F!R15,IF(F!Q15<>0,IF(F!S15<>F!T15,0,Q15),Q15),Q15)","v":0},{"$f":"IF(F!Q15<>F!R15,IF(F!Q15<>0,IF(F!S15<>F!T15,F!S15+1,),),)","v":0},{"$f":"IF(F!Q15<>F!R15,IF(F!Q15<>0,IF(F!S15<>F!T15,F!T15,),),)","v":0},{"$f":"IF(F!Q15<>F!R15,IF(F!Q15<>0,IF(F!S15<>F!T15,F!U15,),),)","v":0},{"$f":"IF(F!Q15<>F!R15,IF(F!Q15<>0,IF(F!S15<>F!T15,F!V15,),),)","v":0},{"$f":"IF(Q15=\"\",\"\",$W$5-SUM($Q$7:Q15))","v":0},null,{"$f":"IF(F!Y15<>\"\",F!Y15,)","v":"Help from parents"},{"$f":"F!Z15","v":0},null,null,null,null,{"$f":"IF(COUNTIF(AE23:AE44,\"<0\")>0,\"Over yearly budget!\nTake an action from the options to your right.\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"סוף השנה"]
[null,{"$f":"IF(F!B16<>\"\",F!B16,)","v":0},{"$f":"F!C16","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J16=\"\",\"\",$M$5-SUM($J$7:J16))","v":""},null,null,{"$f":"IF(F!Q16<>F!R16,IF(F!Q16<>0,IF(F!S16<>F!T16,F!P16,),),)","v":0},{"$f":"IF(F!Q16<>F!R16,IF(F!Q16<>0,IF(F!S16<>F!T16,F!Q16,),),)","v":0},{"$f":"IF(F!Q16<>F!R16,IF(F!Q16<>0,IF(F!S16<>F!T16,0,Q16),Q16),Q16)","v":0},{"$f":"IF(F!Q16<>F!R16,IF(F!Q16<>0,IF(F!S16<>F!T16,F!S16+1,),),)","v":0},{"$f":"IF(F!Q16<>F!R16,IF(F!Q16<>0,IF(F!S16<>F!T16,F!T16,),),)","v":0},{"$f":"IF(F!Q16<>F!R16,IF(F!Q16<>0,IF(F!S16<>F!T16,F!U16,),),)","v":0},{"$f":"IF(F!Q16<>F!R16,IF(F!Q16<>0,IF(F!S16<>F!T16,F!V16,),),)","v":0},{"$f":"IF(Q16=\"\",\"\",$W$5-SUM($Q$7:Q16))","v":0},null,{"$f":"IF(F!Y16<>\"\",F!Y16,)","v":"Other Income"},{"$f":"F!Z16","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"13-AR19","v":6}]
[null,{"$f":"IF(F!B17<>\"\",F!B17,)","v":0},{"$f":"F!C17","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J17=\"\",\"\",$M$5-SUM($J$7:J17))","v":""},null,null,{"$f":"IF(F!Q17<>F!R17,IF(F!Q17<>0,IF(F!S17<>F!T17,F!P17,),),)","v":0},{"$f":"IF(F!Q17<>F!R17,IF(F!Q17<>0,IF(F!S17<>F!T17,F!Q17,),),)","v":0},{"$f":"IF(F!Q17<>F!R17,IF(F!Q17<>0,IF(F!S17<>F!T17,0,Q17),Q17),Q17)","v":0},{"$f":"IF(F!Q17<>F!R17,IF(F!Q17<>0,IF(F!S17<>F!T17,F!S17+1,),),)","v":0},{"$f":"IF(F!Q17<>F!R17,IF(F!Q17<>0,IF(F!S17<>F!T17,F!T17,),),)","v":0},{"$f":"IF(F!Q17<>F!R17,IF(F!Q17<>0,IF(F!S17<>F!T17,F!U17,),),)","v":0},{"$f":"IF(F!Q17<>F!R17,IF(F!Q17<>0,IF(F!S17<>F!T17,F!V17,),),)","v":0},{"$f":"IF(Q17=\"\",\"\",$W$5-SUM($Q$7:Q17))","v":0},null,"Total",{"$f":"SUM(Z6:Z16)","v":0},{"$f":"SUM(AA6:AA16)","v":0}]
[null,"Total",{"$f":"SUM(C7:C17)","v":0},{"$f":"SUM(D7:D17)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J18=\"\",\"\",$M$5-SUM($J$7:J18))","v":""},null,null,{"$f":"IF(F!Q18<>F!R18,IF(F!Q18<>0,IF(F!S18<>F!T18,F!P18,),),)","v":0},{"$f":"IF(F!Q18<>F!R18,IF(F!Q18<>0,IF(F!S18<>F!T18,F!Q18,),),)","v":0},{"$f":"IF(F!Q18<>F!R18,IF(F!Q18<>0,IF(F!S18<>F!T18,0,Q18),Q18),Q18)","v":0},{"$f":"IF(F!Q18<>F!R18,IF(F!Q18<>0,IF(F!S18<>F!T18,F!S18+1,),),)","v":0},{"$f":"IF(F!Q18<>F!R18,IF(F!Q18<>0,IF(F!S18<>F!T18,F!T18,),),)","v":0},{"$f":"IF(F!Q18<>F!R18,IF(F!Q18<>0,IF(F!S18<>F!T18,F!U18,),),)","v":0},{"$f":"IF(F!Q18<>F!R18,IF(F!Q18<>0,IF(F!S18<>F!T18,F!V18,),),)","v":0},{"$f":"IF(Q18=\"\",\"\",$W$5-SUM($Q$7:Q18))","v":0},null,"Budget to Actual Difference",null,{"$f":"AA17-AA4","v":0},null,null,null,null,null,null,"Offset for yearly budget overrun in Periodic Expenses",null,null,null,null,null,null,null,null,null,"חודש מס'"]
[null,"Budget to Actual Difference",null,{"$f":"C18-D18","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J19=\"\",\"\",$M$5-SUM($J$7:J19))","v":""},null,null,{"$f":"IF(F!Q19<>F!R19,IF(F!Q19<>0,IF(F!S19<>F!T19,F!P19,),),)","v":0},{"$f":"IF(F!Q19<>F!R19,IF(F!Q19<>0,IF(F!S19<>F!T19,F!Q19,),),)","v":0},{"$f":"IF(F!Q19<>F!R19,IF(F!Q19<>0,IF(F!S19<>F!T19,0,Q19),Q19),Q19)","v":0},{"$f":"IF(F!Q19<>F!R19,IF(F!Q19<>0,IF(F!S19<>F!T19,F!S19+1,),),)","v":0},{"$f":"IF(F!Q19<>F!R19,IF(F!Q19<>0,IF(F!S19<>F!T19,F!T19,),),)","v":0},{"$f":"IF(F!Q19<>F!R19,IF(F!Q19<>0,IF(F!S19<>F!T19,F!U19,),),)","v":0},{"$f":"IF(F!Q19<>F!R19,IF(F!Q19<>0,IF(F!S19<>F!T19,F!V19,),),)","v":0},{"$f":"IF(Q19=\"\",\"\",$W$5-SUM($Q$7:Q19))","v":0},null,null,null,null,null,null,null,null,null,null,"For each expense name with budget overrun, choose one of the following:",null,null,null,null,null,null,null,null,null,7,null,null,null,"תקציב מתוכנן "]
[null,{"$f":"IF(D19>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J20=\"\",\"\",$M$5-SUM($J$7:J20))","v":""},null,null,{"$f":"IF(F!Q20<>F!R20,IF(F!Q20<>0,IF(F!S20<>F!T20,F!P20,),),)","v":0},{"$f":"IF(F!Q20<>F!R20,IF(F!Q20<>0,IF(F!S20<>F!T20,F!Q20,),),)","v":0},{"$f":"IF(F!Q20<>F!R20,IF(F!Q20<>0,IF(F!S20<>F!T20,0,Q20),Q20),Q20)","v":0},{"$f":"IF(F!Q20<>F!R20,IF(F!Q20<>0,IF(F!S20<>F!T20,F!S20+1,),),)","v":0},{"$f":"IF(F!Q20<>F!R20,IF(F!Q20<>0,IF(F!S20<>F!T20,F!T20,),),)","v":0},{"$f":"IF(F!Q20<>F!R20,IF(F!Q20<>0,IF(F!S20<>F!T20,F!U20,),),)","v":0},{"$f":"IF(F!Q20<>F!R20,IF(F!Q20<>0,IF(F!S20<>F!T20,F!V20,),),)","v":0},{"$f":"IF(Q20=\"\",\"\",$W$5-SUM($Q$7:Q20))","v":0},null,"Periodic Expenses Summary",null,null,null,null,null,null,null,null,"0 - Change budget starting next month (requires manual change) ",null,null,null,null,null,null,null,null,"העמודות באפור אינן בשימוש.",null,null,null,null,"בתחילת החודש"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J21=\"\",\"\",$M$5-SUM($J$7:J21))","v":""},null,null,{"$f":"IF(F!Q21<>F!R21,IF(F!Q21<>0,IF(F!S21<>F!T21,F!P21,),),)","v":0},{"$f":"IF(F!Q21<>F!R21,IF(F!Q21<>0,IF(F!S21<>F!T21,F!Q21,),),)","v":0},{"$f":"IF(F!Q21<>F!R21,IF(F!Q21<>0,IF(F!S21<>F!T21,0,Q21),Q21),Q21)","v":0},{"$f":"IF(F!Q21<>F!R21,IF(F!Q21<>0,IF(F!S21<>F!T21,F!S21+1,),),)","v":0},{"$f":"IF(F!Q21<>F!R21,IF(F!Q21<>0,IF(F!S21<>F!T21,F!T21,),),)","v":0},{"$f":"IF(F!Q21<>F!R21,IF(F!Q21<>0,IF(F!S21<>F!T21,F!U21,),),)","v":0},{"$f":"IF(F!Q21<>F!R21,IF(F!Q21<>0,IF(F!S21<>F!T21,F!V21,),),)","v":0},{"$f":"IF(Q21=\"\",\"\",$W$5-SUM($Q$7:Q21))","v":0},null,"Expense Name","Budget","Actual Amount",null,null,"סכום עסקה","Yearly Remaining Budget",null,"%","1- Automatic offset using Everyday Expenses budget.                ",null,null,null,null,null,null,null,"לקיזוז משוטפות","קיזוז מצטבר","יתרת תקציב שנתית לפני קיזוז חודש זה",null,null,null,"בתוספת יתרה",null,"יתרת תקציב שנתית"]
[null,"Debts Return",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J22=\"\",\"\",$M$5-SUM($J$7:J22))","v":""},null,null,{"$f":"IF(F!Q22<>F!R22,IF(F!Q22<>0,IF(F!S22<>F!T22,F!P22,),),)","v":0},{"$f":"IF(F!Q22<>F!R22,IF(F!Q22<>0,IF(F!S22<>F!T22,F!Q22,),),)","v":0},{"$f":"IF(F!Q22<>F!R22,IF(F!Q22<>0,IF(F!S22<>F!T22,0,Q22),Q22),Q22)","v":0},{"$f":"IF(F!Q22<>F!R22,IF(F!Q22<>0,IF(F!S22<>F!T22,F!S22+1,),),)","v":0},{"$f":"IF(F!Q22<>F!R22,IF(F!Q22<>0,IF(F!S22<>F!T22,F!T22,),),)","v":0},{"$f":"IF(F!Q22<>F!R22,IF(F!Q22<>0,IF(F!S22<>F!T22,F!U22,),),)","v":0},{"$f":"IF(F!Q22<>F!R22,IF(F!Q22<>0,IF(F!S22<>F!T22,F!V22,),),)","v":0},{"$f":"IF(Q22=\"\",\"\",$W$5-SUM($Q$7:Q22))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"(בחודש זה)","עד (ובלי) חודש זה",null,"עסקאות מצטברות","ביצוע מצטבר",null,"מחודש קודם","חריגה שנתית","לפני קיזוז חודש זה",null,"% הקדמה"]
[null,"Planned budget \nfor Debts",{"$f":"C40","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J23=\"\",\"\",$M$5-SUM($J$7:J23))","v":""},null,null,{"$f":"IF(F!Q23<>F!R23,IF(F!Q23<>0,IF(F!S23<>F!T23,F!P23,),),)","v":0},{"$f":"IF(F!Q23<>F!R23,IF(F!Q23<>0,IF(F!S23<>F!T23,F!Q23,),),)","v":0},{"$f":"IF(F!Q23<>F!R23,IF(F!Q23<>0,IF(F!S23<>F!T23,0,Q23),Q23),Q23)","v":0},{"$f":"IF(F!Q23<>F!R23,IF(F!Q23<>0,IF(F!S23<>F!T23,F!S23+1,),),)","v":0},{"$f":"IF(F!Q23<>F!R23,IF(F!Q23<>0,IF(F!S23<>F!T23,F!T23,),),)","v":0},{"$f":"IF(F!Q23<>F!R23,IF(F!Q23<>0,IF(F!S23<>F!T23,F!U23,),),)","v":0},{"$f":"IF(F!Q23<>F!R23,IF(F!Q23<>0,IF(F!S23<>F!T23,F!V23,),),)","v":0},{"$f":"IF(Q23=\"\",\"\",$W$5-SUM($Q$7:Q23))","v":0},null,{"$f":"IF(F!Y23<>\"\",F!Y23,)","v":"Municipal Taxes"},{"$f":"F!Z23","v":0},{"$f":"SUMIF($P$7:$P$110,Y23,$Q$7:$Q$110)","v":0},null,null,{"$f":"SUMIF($P$7:$P$110,Y23,$R$7:$R$110)","v":0},{"$f":"IF(AI23=0,AX23,0)","v":0},null,{"$f":"IF(AZ23>1,\"overrun\",IF(AZ23<0,\"OK\",AZ23))","v":0},null,0,null,null,null,null,null,null,{"$f":"IF(AI23=1,AX23,0)","v":0},{"$f":"F!AQ23+F!AP23","v":0},{"$f":"Z23*12-AS23-AQ23","v":0},{"$f":"AD23+F!AS23","v":0},{"$f":"AA23+F!AT23","v":0},null,{"$f":"F!AV23-F!AD23+G!Z23-F!AP23","v":0},{"$f":"IF(AE23<0,AE23,0)","v":0},{"$f":"IF(Z23=F!Z23,F!AE23-AD23,F!AE23+(Z23-F!Z23)*$AW$16-AD23)","v":0},null,{"$f":"(($Z23*(12-$AR$19))-$AE23)/($Z23*(12-$AR$19)+0.00001)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J24=\"\",\"\",$M$5-SUM($J$7:J24))","v":""},null,null,{"$f":"IF(F!Q24<>F!R24,IF(F!Q24<>0,IF(F!S24<>F!T24,F!P24,),),)","v":0},{"$f":"IF(F!Q24<>F!R24,IF(F!Q24<>0,IF(F!S24<>F!T24,F!Q24,),),)","v":0},{"$f":"IF(F!Q24<>F!R24,IF(F!Q24<>0,IF(F!S24<>F!T24,0,Q24),Q24),Q24)","v":0},{"$f":"IF(F!Q24<>F!R24,IF(F!Q24<>0,IF(F!S24<>F!T24,F!S24+1,),),)","v":0},{"$f":"IF(F!Q24<>F!R24,IF(F!Q24<>0,IF(F!S24<>F!T24,F!T24,),),)","v":0},{"$f":"IF(F!Q24<>F!R24,IF(F!Q24<>0,IF(F!S24<>F!T24,F!U24,),),)","v":0},{"$f":"IF(F!Q24<>F!R24,IF(F!Q24<>0,IF(F!S24<>F!T24,F!V24,),),)","v":0},{"$f":"IF(Q24=\"\",\"\",$W$5-SUM($Q$7:Q24))","v":0},null,{"$f":"IF(F!Y24<>\"\",F!Y24,)","v":"Water and Sewage"},{"$f":"F!Z24","v":0},0,null,null,0,{"$f":"IF(AI24=0,AX24,0)","v":0},null,0,null,0,null,null,null,null,null,null,0,{"$f":"F!AQ24+F!AP24","v":0},0,{"$f":"AD24+F!AS24","v":0},{"$f":"AA24+F!AT24","v":0},null,{"$f":"F!AV24-F!AD24+G!Z24-F!AP24","v":0},{"$f":"IF(AE24<0,AE24,0)","v":0},{"$f":"IF(Z24=F!Z24,F!AE24-AD24,F!AE24+(Z24-F!Z24)*$AW$16-AD24)","v":0},null,{"$f":"(($Z24*(12-$AR$19))-$AE24)/($Z24*(12-$AR$19)+0.00001)","v":0}]
[null,"Creditor name","Budget","Actual Amount","Payment Method","Comments",null,null,null,null,null,null,{"$f":"IF(J25=\"\",\"\",$M$5-SUM($J$7:J25))","v":""},null,null,{"$f":"IF(F!Q25<>F!R25,IF(F!Q25<>0,IF(F!S25<>F!T25,F!P25,),),)","v":0},{"$f":"IF(F!Q25<>F!R25,IF(F!Q25<>0,IF(F!S25<>F!T25,F!Q25,),),)","v":0},{"$f":"IF(F!Q25<>F!R25,IF(F!Q25<>0,IF(F!S25<>F!T25,0,Q25),Q25),Q25)","v":0},{"$f":"IF(F!Q25<>F!R25,IF(F!Q25<>0,IF(F!S25<>F!T25,F!S25+1,),),)","v":0},{"$f":"IF(F!Q25<>F!R25,IF(F!Q25<>0,IF(F!S25<>F!T25,F!T25,),),)","v":0},{"$f":"IF(F!Q25<>F!R25,IF(F!Q25<>0,IF(F!S25<>F!T25,F!U25,),),)","v":0},{"$f":"IF(F!Q25<>F!R25,IF(F!Q25<>0,IF(F!S25<>F!T25,F!V25,),),)","v":0},{"$f":"IF(Q25=\"\",\"\",$W$5-SUM($Q$7:Q25))","v":0},null,{"$f":"IF(F!Y25<>\"\",F!Y25,)","v":"Electricity"},{"$f":"F!Z25","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"F!AQ25+F!AP25","v":0},0,{"$f":"AD25+F!AS25","v":0},{"$f":"AA25+F!AT25","v":0},null,{"$f":"F!AV25-F!AD25+G!Z25-F!AP25","v":0},0,{"$f":"IF(Z25=F!Z25,F!AE25-AD25,F!AE25+(Z25-F!Z25)*$AW$16-AD25)","v":0},null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J26=\"\",\"\",$M$5-SUM($J$7:J26))","v":""},null,null,{"$f":"IF(F!Q26<>F!R26,IF(F!Q26<>0,IF(F!S26<>F!T26,F!P26,),),)","v":0},{"$f":"IF(F!Q26<>F!R26,IF(F!Q26<>0,IF(F!S26<>F!T26,F!Q26,),),)","v":0},{"$f":"IF(F!Q26<>F!R26,IF(F!Q26<>0,IF(F!S26<>F!T26,0,Q26),Q26),Q26)","v":0},{"$f":"IF(F!Q26<>F!R26,IF(F!Q26<>0,IF(F!S26<>F!T26,F!S26+1,),),)","v":0},{"$f":"IF(F!Q26<>F!R26,IF(F!Q26<>0,IF(F!S26<>F!T26,F!T26,),),)","v":0},{"$f":"IF(F!Q26<>F!R26,IF(F!Q26<>0,IF(F!S26<>F!T26,F!U26,),),)","v":0},{"$f":"IF(F!Q26<>F!R26,IF(F!Q26<>0,IF(F!S26<>F!T26,F!V26,),),)","v":0},{"$f":"IF(Q26=\"\",\"\",$W$5-SUM($Q$7:Q26))","v":0},null,{"$f":"IF(F!Y26<>\"\",F!Y26,)","v":"Gas"},{"$f":"F!Z26","v":0},0,null,null,0,0,null,0,null,0,null,"Color Map",null,null,null,null,0,{"$f":"F!AQ26+F!AP26","v":0},0,{"$f":"AD26+F!AS26","v":0},{"$f":"AA26+F!AT26","v":0},null,{"$f":"F!AV26-F!AD26+G!Z26-F!AP26","v":0},0,{"$f":"IF(Z26=F!Z26,F!AE26-AD26,F!AE26+(Z26-F!Z26)*$AW$16-AD26)","v":0},null,0]
[null,{"$f":"IF(F!B27<>\"\",F!B27,)","v":0},{"$f":"F!C27","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J27=\"\",\"\",$M$5-SUM($J$7:J27))","v":""},null,null,{"$f":"IF(F!Q27<>F!R27,IF(F!Q27<>0,IF(F!S27<>F!T27,F!P27,),),)","v":0},{"$f":"IF(F!Q27<>F!R27,IF(F!Q27<>0,IF(F!S27<>F!T27,F!Q27,),),)","v":0},{"$f":"IF(F!Q27<>F!R27,IF(F!Q27<>0,IF(F!S27<>F!T27,0,Q27),Q27),Q27)","v":0},{"$f":"IF(F!Q27<>F!R27,IF(F!Q27<>0,IF(F!S27<>F!T27,F!S27+1,),),)","v":0},{"$f":"IF(F!Q27<>F!R27,IF(F!Q27<>0,IF(F!S27<>F!T27,F!T27,),),)","v":0},{"$f":"IF(F!Q27<>F!R27,IF(F!Q27<>0,IF(F!S27<>F!T27,F!U27,),),)","v":0},{"$f":"IF(F!Q27<>F!R27,IF(F!Q27<>0,IF(F!S27<>F!T27,F!V27,),),)","v":0},{"$f":"IF(Q27=\"\",\"\",$W$5-SUM($Q$7:Q27))","v":0},null,{"$f":"IF(F!Y27<>\"\",F!Y27,)","v":"Heating"},{"$f":"F!Z27","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"F!AQ27+F!AP27","v":0},0,{"$f":"AD27+F!AS27","v":0},{"$f":"AA27+F!AT27","v":0},null,{"$f":"F!AV27-F!AD27+G!Z27-F!AP27","v":0},0,{"$f":"IF(Z27=F!Z27,F!AE27-AD27,F!AE27+(Z27-F!Z27)*$AW$16-AD27)","v":0},null,0]
[null,{"$f":"IF(F!B28<>\"\",F!B28,)","v":0},{"$f":"F!C28","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J28=\"\",\"\",$M$5-SUM($J$7:J28))","v":""},null,null,{"$f":"IF(F!Q28<>F!R28,IF(F!Q28<>0,IF(F!S28<>F!T28,F!P28,),),)","v":0},{"$f":"IF(F!Q28<>F!R28,IF(F!Q28<>0,IF(F!S28<>F!T28,F!Q28,),),)","v":0},{"$f":"IF(F!Q28<>F!R28,IF(F!Q28<>0,IF(F!S28<>F!T28,0,Q28),Q28),Q28)","v":0},{"$f":"IF(F!Q28<>F!R28,IF(F!Q28<>0,IF(F!S28<>F!T28,F!S28+1,),),)","v":0},{"$f":"IF(F!Q28<>F!R28,IF(F!Q28<>0,IF(F!S28<>F!T28,F!T28,),),)","v":0},{"$f":"IF(F!Q28<>F!R28,IF(F!Q28<>0,IF(F!S28<>F!T28,F!U28,),),)","v":0},{"$f":"IF(F!Q28<>F!R28,IF(F!Q28<>0,IF(F!S28<>F!T28,F!V28,),),)","v":0},{"$f":"IF(Q28=\"\",\"\",$W$5-SUM($Q$7:Q28))","v":0},null,{"$f":"IF(F!Y28<>\"\",F!Y28,)","v":"Education/Schoolbooks"},{"$f":"F!Z28","v":0},0,null,null,0,{"$f":"IF(AI28=0,AX28,0)","v":0},null,0,null,0,null,"%","color",null,null,null,0,{"$f":"F!AQ28+F!AP28","v":0},0,{"$f":"AD28+F!AS28","v":0},{"$f":"AA28+F!AT28","v":0},null,{"$f":"F!AV28-F!AD28+G!Z28-F!AP28","v":0},0,{"$f":"IF(Z28=F!Z28,F!AE28-AD28,F!AE28+(Z28-F!Z28)*$AW$16-AD28)","v":0},null,0]
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[null,{"$f":"IF(F!B38<>\"\",F!B38,)","v":0},{"$f":"F!C38","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J38=\"\",\"\",$M$5-SUM($J$7:J38))","v":""},null,null,{"$f":"IF(F!Q38<>F!R38,IF(F!Q38<>0,IF(F!S38<>F!T38,F!P38,),),)","v":0},{"$f":"IF(F!Q38<>F!R38,IF(F!Q38<>0,IF(F!S38<>F!T38,F!Q38,),),)","v":0},{"$f":"IF(F!Q38<>F!R38,IF(F!Q38<>0,IF(F!S38<>F!T38,0,Q38),Q38),Q38)","v":0},{"$f":"IF(F!Q38<>F!R38,IF(F!Q38<>0,IF(F!S38<>F!T38,F!S38+1,),),)","v":0},{"$f":"IF(F!Q38<>F!R38,IF(F!Q38<>0,IF(F!S38<>F!T38,F!T38,),),)","v":0},{"$f":"IF(F!Q38<>F!R38,IF(F!Q38<>0,IF(F!S38<>F!T38,F!U38,),),)","v":0},{"$f":"IF(F!Q38<>F!R38,IF(F!Q38<>0,IF(F!S38<>F!T38,F!V38,),),)","v":0},{"$f":"IF(Q38=\"\",\"\",$W$5-SUM($Q$7:Q38))","v":0},null,{"$f":"IF(F!Y38<>\"\",F!Y38,)","v":"Religious expenses"},{"$f":"F!Z38","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"F!AQ38+F!AP38","v":0},0,{"$f":"AD38+F!AS38","v":0},{"$f":"AA38+F!AT38","v":0},null,{"$f":"F!AV38-F!AD38+G!Z38-F!AP38","v":0},0,{"$f":"IF(Z38=F!Z38,F!AE38-AD38,F!AE38+(Z38-F!Z38)*$AW$16-AD38)","v":0},null,0]
[null,{"$f":"IF(F!B39<>\"\",F!B39,)","v":0},{"$f":"F!C39","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J39=\"\",\"\",$M$5-SUM($J$7:J39))","v":""},null,null,{"$f":"IF(F!Q39<>F!R39,IF(F!Q39<>0,IF(F!S39<>F!T39,F!P39,),),)","v":0},{"$f":"IF(F!Q39<>F!R39,IF(F!Q39<>0,IF(F!S39<>F!T39,F!Q39,),),)","v":0},{"$f":"IF(F!Q39<>F!R39,IF(F!Q39<>0,IF(F!S39<>F!T39,0,Q39),Q39),Q39)","v":0},{"$f":"IF(F!Q39<>F!R39,IF(F!Q39<>0,IF(F!S39<>F!T39,F!S39+1,),),)","v":0},{"$f":"IF(F!Q39<>F!R39,IF(F!Q39<>0,IF(F!S39<>F!T39,F!T39,),),)","v":0},{"$f":"IF(F!Q39<>F!R39,IF(F!Q39<>0,IF(F!S39<>F!T39,F!U39,),),)","v":0},{"$f":"IF(F!Q39<>F!R39,IF(F!Q39<>0,IF(F!S39<>F!T39,F!V39,),),)","v":0},{"$f":"IF(Q39=\"\",\"\",$W$5-SUM($Q$7:Q39))","v":0},null,{"$f":"IF(F!Y39<>\"\",F!Y39,)","v":"Gifts"},{"$f":"F!Z39","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"F!AQ39+F!AP39","v":0},0,{"$f":"AD39+F!AS39","v":0},{"$f":"AA39+F!AT39","v":0},null,{"$f":"F!AV39-F!AD39+G!Z39-F!AP39","v":0},0,{"$f":"IF(Z39=F!Z39,F!AE39-AD39,F!AE39+(Z39-F!Z39)*$AW$16-AD39)","v":0},null,0]
[null,"Total",{"$f":"SUM(C27:C39)+SUM(C65:C86)","v":0},{"$f":"SUM(D27:D39)+SUM(D65:D86)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J40=\"\",\"\",$M$5-SUM($J$7:J40))","v":""},null,null,{"$f":"IF(F!Q40<>F!R40,IF(F!Q40<>0,IF(F!S40<>F!T40,F!P40,),),)","v":0},{"$f":"IF(F!Q40<>F!R40,IF(F!Q40<>0,IF(F!S40<>F!T40,F!Q40,),),)","v":0},{"$f":"IF(F!Q40<>F!R40,IF(F!Q40<>0,IF(F!S40<>F!T40,0,Q40),Q40),Q40)","v":0},{"$f":"IF(F!Q40<>F!R40,IF(F!Q40<>0,IF(F!S40<>F!T40,F!S40+1,),),)","v":0},{"$f":"IF(F!Q40<>F!R40,IF(F!Q40<>0,IF(F!S40<>F!T40,F!T40,),),)","v":0},{"$f":"IF(F!Q40<>F!R40,IF(F!Q40<>0,IF(F!S40<>F!T40,F!U40,),),)","v":0},{"$f":"IF(F!Q40<>F!R40,IF(F!Q40<>0,IF(F!S40<>F!T40,F!V40,),),)","v":0},{"$f":"IF(Q40=\"\",\"\",$W$5-SUM($Q$7:Q40))","v":0},null,{"$f":"IF(F!Y40<>\"\",F!Y40,)","v":"Small Purchases"},{"$f":"F!Z40","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"F!AQ40+F!AP40","v":0},0,{"$f":"AD40+F!AS40","v":0},{"$f":"AA40+F!AT40","v":0},null,{"$f":"F!AV40-F!AD40+G!Z40-F!AP40","v":0},0,{"$f":"IF(Z40=F!Z40,F!AE40-AD40,F!AE40+(Z40-F!Z40)*$AW$16-AD40)","v":0},null,0]
[null,"Budget to Actual Difference",{"$f":"C40-D40","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J41=\"\",\"\",$M$5-SUM($J$7:J41))","v":""},null,null,{"$f":"IF(F!Q41<>F!R41,IF(F!Q41<>0,IF(F!S41<>F!T41,F!P41,),),)","v":0},{"$f":"IF(F!Q41<>F!R41,IF(F!Q41<>0,IF(F!S41<>F!T41,F!Q41,),),)","v":0},{"$f":"IF(F!Q41<>F!R41,IF(F!Q41<>0,IF(F!S41<>F!T41,0,Q41),Q41),Q41)","v":0},{"$f":"IF(F!Q41<>F!R41,IF(F!Q41<>0,IF(F!S41<>F!T41,F!S41+1,),),)","v":0},{"$f":"IF(F!Q41<>F!R41,IF(F!Q41<>0,IF(F!S41<>F!T41,F!T41,),),)","v":0},{"$f":"IF(F!Q41<>F!R41,IF(F!Q41<>0,IF(F!S41<>F!T41,F!U41,),),)","v":0},{"$f":"IF(F!Q41<>F!R41,IF(F!Q41<>0,IF(F!S41<>F!T41,F!V41,),),)","v":0},{"$f":"IF(Q41=\"\",\"\",$W$5-SUM($Q$7:Q41))","v":0},null,{"$f":"IF(F!Y41<>\"\",F!Y41,)","v":"Haircuts / Cosmetics Treatments"},{"$f":"F!Z41","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"F!AQ41+F!AP41","v":0},0,{"$f":"AD41+F!AS41","v":0},{"$f":"AA41+F!AT41","v":0},null,{"$f":"F!AV41-F!AD41+G!Z41-F!AP41","v":0},0,{"$f":"IF(Z41=F!Z41,F!AE41-AD41,F!AE41+(Z41-F!Z41)*$AW$16-AD41)","v":0},null,0]
[null,{"$f":"IF(C41>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J42=\"\",\"\",$M$5-SUM($J$7:J42))","v":""},null,null,{"$f":"IF(F!Q42<>F!R42,IF(F!Q42<>0,IF(F!S42<>F!T42,F!P42,),),)","v":0},{"$f":"IF(F!Q42<>F!R42,IF(F!Q42<>0,IF(F!S42<>F!T42,F!Q42,),),)","v":0},{"$f":"IF(F!Q42<>F!R42,IF(F!Q42<>0,IF(F!S42<>F!T42,0,Q42),Q42),Q42)","v":0},{"$f":"IF(F!Q42<>F!R42,IF(F!Q42<>0,IF(F!S42<>F!T42,F!S42+1,),),)","v":0},{"$f":"IF(F!Q42<>F!R42,IF(F!Q42<>0,IF(F!S42<>F!T42,F!T42,),),)","v":0},{"$f":"IF(F!Q42<>F!R42,IF(F!Q42<>0,IF(F!S42<>F!T42,F!U42,),),)","v":0},{"$f":"IF(F!Q42<>F!R42,IF(F!Q42<>0,IF(F!S42<>F!T42,F!V42,),),)","v":0},{"$f":"IF(Q42=\"\",\"\",$W$5-SUM($Q$7:Q42))","v":0},null,{"$f":"IF(F!Y42<>\"\",F!Y42,)","v":"National Insurance"},{"$f":"F!Z42","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"F!AQ42+F!AP42","v":0},0,{"$f":"AD42+F!AS42","v":0},{"$f":"AA42+F!AT42","v":0},null,{"$f":"F!AV42-F!AD42+G!Z42-F!AP42","v":0},0,{"$f":"IF(Z42=F!Z42,F!AE42-AD42,F!AE42+(Z42-F!Z42)*$AW$16-AD42)","v":0},null,0]
[null,"Everyday Expenses summary",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J43=\"\",\"\",$M$5-SUM($J$7:J43))","v":""},null,null,{"$f":"IF(F!Q43<>F!R43,IF(F!Q43<>0,IF(F!S43<>F!T43,F!P43,),),)","v":0},{"$f":"IF(F!Q43<>F!R43,IF(F!Q43<>0,IF(F!S43<>F!T43,F!Q43,),),)","v":0},{"$f":"IF(F!Q43<>F!R43,IF(F!Q43<>0,IF(F!S43<>F!T43,0,Q43),Q43),Q43)","v":0},{"$f":"IF(F!Q43<>F!R43,IF(F!Q43<>0,IF(F!S43<>F!T43,F!S43+1,),),)","v":0},{"$f":"IF(F!Q43<>F!R43,IF(F!Q43<>0,IF(F!S43<>F!T43,F!T43,),),)","v":0},{"$f":"IF(F!Q43<>F!R43,IF(F!Q43<>0,IF(F!S43<>F!T43,F!U43,),),)","v":0},{"$f":"IF(F!Q43<>F!R43,IF(F!Q43<>0,IF(F!S43<>F!T43,F!V43,),),)","v":0},{"$f":"IF(Q43=\"\",\"\",$W$5-SUM($Q$7:Q43))","v":0},null,{"$f":"IF(F!Y43<>\"\",F!Y43,)","v":0},{"$f":"F!Z43","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"F!AQ43+F!AP43","v":0},0,{"$f":"AD43+F!AS43","v":0},{"$f":"AA43+F!AT43","v":0},null,{"$f":"F!AV43-F!AD43+G!Z43-F!AP43","v":0},0,{"$f":"IF(Z43=F!Z43,F!AE43-AD43,F!AE43+(Z43-F!Z43)*$AW$16-AD43)","v":0},null,0]
[null,"Expense Name","Budget","Actual Amount",null,null,null,null,null,null,null,null,{"$f":"IF(J44=\"\",\"\",$M$5-SUM($J$7:J44))","v":""},null,null,{"$f":"IF(F!Q44<>F!R44,IF(F!Q44<>0,IF(F!S44<>F!T44,F!P44,),),)","v":0},{"$f":"IF(F!Q44<>F!R44,IF(F!Q44<>0,IF(F!S44<>F!T44,F!Q44,),),)","v":0},{"$f":"IF(F!Q44<>F!R44,IF(F!Q44<>0,IF(F!S44<>F!T44,0,Q44),Q44),Q44)","v":0},{"$f":"IF(F!Q44<>F!R44,IF(F!Q44<>0,IF(F!S44<>F!T44,F!S44+1,),),)","v":0},{"$f":"IF(F!Q44<>F!R44,IF(F!Q44<>0,IF(F!S44<>F!T44,F!T44,),),)","v":0},{"$f":"IF(F!Q44<>F!R44,IF(F!Q44<>0,IF(F!S44<>F!T44,F!U44,),),)","v":0},{"$f":"IF(F!Q44<>F!R44,IF(F!Q44<>0,IF(F!S44<>F!T44,F!V44,),),)","v":0},{"$f":"IF(Q44=\"\",\"\",$W$5-SUM($Q$7:Q44))","v":0},null,{"$f":"IF(F!Y44<>\"\",F!Y44,)","v":0},{"$f":"F!Z44","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"F!AQ44+F!AP44","v":0},0,{"$f":"AD44+F!AS44","v":0},{"$f":"AA44+F!AT44","v":0},null,{"$f":"F!AV44-F!AD44+G!Z44-F!AP44","v":0},0,{"$f":"IF(Z44=F!Z44,F!AE44-AD44,F!AE44+(Z44-F!Z44)*$AW$16-AD44)","v":0},null,0]
[null,{"$f":"IF(F!B45<>\"\",F!B45,)","v":"Food"},{"$f":"F!C45","v":0},{"$f":"SUMIF($I$7:$I$110,B45,$J$7:$J$110)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J45=\"\",\"\",$M$5-SUM($J$7:J45))","v":""},null,null,{"$f":"IF(F!Q45<>F!R45,IF(F!Q45<>0,IF(F!S45<>F!T45,F!P45,),),)","v":0},{"$f":"IF(F!Q45<>F!R45,IF(F!Q45<>0,IF(F!S45<>F!T45,F!Q45,),),)","v":0},{"$f":"IF(F!Q45<>F!R45,IF(F!Q45<>0,IF(F!S45<>F!T45,0,Q45),Q45),Q45)","v":0},{"$f":"IF(F!Q45<>F!R45,IF(F!Q45<>0,IF(F!S45<>F!T45,F!S45+1,),),)","v":0},{"$f":"IF(F!Q45<>F!R45,IF(F!Q45<>0,IF(F!S45<>F!T45,F!T45,),),)","v":0},{"$f":"IF(F!Q45<>F!R45,IF(F!Q45<>0,IF(F!S45<>F!T45,F!U45,),),)","v":0},{"$f":"IF(F!Q45<>F!R45,IF(F!Q45<>0,IF(F!S45<>F!T45,F!V45,),),)","v":0},{"$f":"IF(Q45=\"\",\"\",$W$5-SUM($Q$7:Q45))","v":0},null,"Total",{"$f":"SUM(Z23:Z44)","v":0},{"$f":"SUM(AA23:AA44)","v":0},null,null,null,{"$f":"SUM(AE23:AE44)","v":0},null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(AP23:AP44)","v":0},{"$f":"SUM(AQ23:AQ44)","v":0},{"$f":"SUM(AR23:AR44)","v":0},{"$f":"SUM(AS23:AS44)","v":0},{"$f":"SUM(AT23:AT44)","v":0},null,{"$f":"SUM(AV23:AV44)","v":0},{"$f":"SUM(AW23:AW44)","v":0},{"$f":"SUM(AX23:AX44)","v":0}]
[null,{"$f":"IF(F!B46<>\"\",F!B46,)","v":"Public Transportation"},{"$f":"F!C46","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J46=\"\",\"\",$M$5-SUM($J$7:J46))","v":""},null,null,"Budget to pass to next month's Periodic Expense Budget",null,null,null,null,null,null,{"$f":"W5-AA45","v":0},null,"Budget to Actual Difference",{"$f":"Z45-AA45","v":0}]
[null,{"$f":"IF(F!B47<>\"\",F!B47,)","v":"Gas and Parking"},{"$f":"F!C47","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J47=\"\",\"\",$M$5-SUM($J$7:J47))","v":""}]
[null,{"$f":"IF(F!B48<>\"\",F!B48,)","v":"Telephone-Landline/Long Distance"},{"$f":"F!C48","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J48=\"\",\"\",$M$5-SUM($J$7:J48))","v":""},null,null,"Month Summary",{"$f":"M2","v":""},{"$f":"N2","v":""}]
[null,{"$f":"IF(F!B49<>\"\",F!B49,)","v":"Cell Phones"},{"$f":"F!C49","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J49=\"\",\"\",$M$5-SUM($J$7:J49))","v":""},null,null,"Category","Budget","Actual","Diff"]
[null,{"$f":"IF(F!B50<>\"\",F!B50,)","v":"Home"},{"$f":"F!C50","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J50=\"\",\"\",$M$5-SUM($J$7:J50))","v":""},null,null,"Fixed Expenses",{"$f":"C18","v":0},{"$f":"D18","v":0},{"$f":"Q50-R50","v":0}]
[null,{"$f":"IF(F!B51<>\"\",F!B51,)","v":"Cleaning help / Babysitter"},{"$f":"F!C51","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J51=\"\",\"\",$M$5-SUM($J$7:J51))","v":""},null,null,"Periodic Expenses",{"$f":"Z45","v":0},{"$f":"AA45","v":0},{"$f":"Q51-R51","v":0}]
[null,{"$f":"IF(F!B52<>\"\",F!B52,)","v":"Cigarettes"},{"$f":"F!C52","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J52=\"\",\"\",$M$5-SUM($J$7:J52))","v":""},null,null,"Everyday Expenses",{"$f":"C57","v":0},{"$f":"D57","v":0},{"$f":"Q52-R52","v":0}]
[null,{"$f":"IF(F!B53<>\"\",F!B53,)","v":"Other"},{"$f":"F!C53","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J53=\"\",\"\",$M$5-SUM($J$7:J53))","v":""},{"$f":"IF(D19<=0,IF(C41<=0,\"\",\"Pass positive diff?\"),\"Pass positive diff?\")","v":""},null,"Total Expenses",{"$f":"SUM(Q50:Q52)","v":0},{"$f":"SUM(R50:R52)","v":0},{"$f":"Q53-R53","v":0}]
[null,{"$f":"IF(F!B54<>\"\",F!B54,)","v":0},{"$f":"F!C54","v":0},0,null,null,null,"End of Month","Remaining budget, Everyday exp.",null,null,null,{"$f":"M5-D57","v":0},null,null,"Income",{"$f":"AA4","v":0},{"$f":"AA17","v":0},{"$f":"R54-Q54","v":0}]
[null,{"$f":"IF(F!B55<>\"\",F!B55,)","v":0},{"$f":"F!C55","v":0},0,null,null,null,null,"Difference in Fixed Expenses",null,null,null,{"$f":"IF(D19<=0,D19,IF(N55=\"Yes\",D19,0))","v":0},{"$f":"IF(D19>0,\"No\",\"\")","v":""},null,"Debts Return",{"$f":"C40","v":0},{"$f":"D40","v":0},{"$f":"Q55-R55","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No","Pass"]
[null,{"$f":"IF(F!B56<>\"\",F!B56,)","v":0},{"$f":"F!C56","v":0},0,null,null,null,null,"Difference in Debts Returns",null,null,null,{"$f":"IF(C41<=0,C41,IF(N56=\"Yes\",C41,0))","v":0},{"$f":"IF(C41>0,\"No\",\"\")","v":""},null,"Total",{"$f":"Q54-Q53-Q55","v":0},{"$f":"R54-R53-R55","v":0},{"$f":"SUM(S53:S55)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes","Don't Pass"]
[null,"Total",{"$f":"SUM(C45:C56)","v":0},{"$f":"SUM(D45:D56)","v":0}]
[null,"Budget to Actual Difference",{"$f":"C57-D57","v":0},null,null,null,null,"Pass to next month's Everyday Exp. Budget",null,null,null,null,{"$f":"SUM(M54:M56)","v":0},{"$f":"AQ55","v":"Pass"},null,"Balance in bank/s",{"$f":"IF(Z56=\"\",\"\",\"Expected\")","v":""},"Actual",{"$f":"IF(Z56=\"\",\"\",\"Diff\")","v":""}]
[null,"In order to get additional lines for listing",null,null,null,null,null,null,null,null,null,null,null,null,null,"at end of month",{"$f":"F!R59+G!R56","v":0},null,{"$f":"Q59-R59","v":0}]
[null,"press the",null,"button to the right."]
[null,"(Macros must be enabled)"]
[]
[null,"Creditor name","Budget","Actual amount","Payment Method","Comments",null,"day","Expense name","Actual amount","Payment Method","Comments","Remaining Budget",null,"day","Expense name","Actual amount","Total deal","pay #"," out of","Payment Method","Comments","Remaining Budget"]
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[null,"To add \"Payment Method\" and \"Comments\","]
[null,"       click the","       buttons on top (Macros must be enabled!).",null,null,null,null,null,null,null,null,null,{"$f":"IF('Month A'!M2=\"Month\",\"\",VLOOKUP(G!M2,'Month A'!CM3:CN14,2,FALSE))","v":""},{"$f":"IF('Month A'!N2:O2=\"Yearשנה\",\"\",IF(M2=\"Jan\",G!N2:O2+1,G!N2:O2))","v":""},null,null,null,"                                      www.paamonim.org"]
[null,"Fixed Monthly Expenses",null,null,null,null,null,null,"List Everyday Expenses",null,null,null,null,null,null,null,"List Periodic Expenses",null,null,null,null,null,null,null,"Income"]
[null,"Planned budget for Fixed Expenses",{"$f":"C18","v":0},null,null,null,null,"day","Expense name","Actual Amount","Payment Method","Comments","Remaining Budget",null,"day","Expense name","Actual Amount","Total deal","payment\nnumber","out of","Payment Method","Comments","Remaining Budget",null,"Planned Budget for Income",null,{"$f":"Z17","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"אופן התשלום"]
[null,"Expense Name","Budget","Actual Amount","Payment Method","Comments",null,null,"Planned Budget \nfor Everyday Expenses",null,null,null,{"$f":"C57+IF(G!N58=AQ55,G!M58,0)+G!AP45","v":0},null,null,"Planned Budget for \nPeriodic Expenses",null,null,null,null,null,null,{"$f":"G!W46+H!Z45-G!AP45","v":0},null,"Income Name","Budget","Actual Amount","Method","Comments",null,"Average Income so far",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cash"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(G!Y6<>\"\",G!Y6,)","v":"Husband job 1"},{"$f":"G!Z6","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Check"]
[null,{"$f":"IF(G!B7<>\"\",G!B7,)","v":"Mortgage Payments"},{"$f":"G!C7","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J7=\"\",\"\",$M$5-SUM($J$7:J7))","v":""},null,null,{"$f":"IF(G!Q7<>G!R7,IF(G!Q7<>0,IF(G!S7<>G!T7,G!P7,),),)","v":0},{"$f":"IF(G!Q7<>G!R7,IF(G!Q7<>0,IF(G!S7<>G!T7,G!Q7,),),)","v":0},{"$f":"IF(G!Q7<>G!R7,IF(G!Q7<>0,IF(G!S7<>G!T7,0,Q7),Q7),Q7)","v":0},{"$f":"IF(G!Q7<>G!R7,IF(G!Q7<>0,IF(G!S7<>G!T7,G!S7+1,),),)","v":0},{"$f":"IF(G!Q7<>G!R7,IF(G!Q7<>0,IF(G!S7<>G!T7,G!T7,),),)","v":0},{"$f":"IF(G!Q7<>G!R7,IF(G!Q7<>0,IF(G!S7<>G!T7,G!U7,),),)","v":0},{"$f":"IF(G!Q7<>G!R7,IF(G!Q7<>0,IF(G!S7<>G!T7,G!V7,),),)","v":0},{"$f":"IF(Q7=\"\",\"\",$W$5-SUM($Q$7:Q7))","v":0},null,{"$f":"IF(G!Y7<>\"\",G!Y7,)","v":"Husband job 2"},{"$f":"G!Z7","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credit Card"]
[null,{"$f":"IF(G!B8<>\"\",G!B8,)","v":"Mortgage Insurance"},{"$f":"G!C8","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J8=\"\",\"\",$M$5-SUM($J$7:J8))","v":""},null,null,{"$f":"IF(G!Q8<>G!R8,IF(G!Q8<>0,IF(G!S8<>G!T8,G!P8,),),)","v":0},{"$f":"IF(G!Q8<>G!R8,IF(G!Q8<>0,IF(G!S8<>G!T8,G!Q8,),),)","v":0},{"$f":"IF(G!Q8<>G!R8,IF(G!Q8<>0,IF(G!S8<>G!T8,0,Q8),Q8),Q8)","v":0},{"$f":"IF(G!Q8<>G!R8,IF(G!Q8<>0,IF(G!S8<>G!T8,G!S8+1,),),)","v":0},{"$f":"IF(G!Q8<>G!R8,IF(G!Q8<>0,IF(G!S8<>G!T8,G!T8,),),)","v":0},{"$f":"IF(G!Q8<>G!R8,IF(G!Q8<>0,IF(G!S8<>G!T8,G!U8,),),)","v":0},{"$f":"IF(G!Q8<>G!R8,IF(G!Q8<>0,IF(G!S8<>G!T8,G!V8,),),)","v":0},{"$f":"IF(Q8=\"\",\"\",$W$5-SUM($Q$7:Q8))","v":0},null,{"$f":"IF(G!Y8<>\"\",G!Y8,)","v":"Wife job 1"},{"$f":"G!Z8","v":0},null,null,null,null,{"$f":"(AA17+'Month A'!AA17+B!AA17+'C'!AA17+D!AA17+E!AA17+F!AA17+G!AA17)/AR19","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Direct Debit"]
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[null,{"$f":"IF(G!B12<>\"\",G!B12,)","v":"Bank Savings Program"},{"$f":"G!C12","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J12=\"\",\"\",$M$5-SUM($J$7:J12))","v":""},null,null,{"$f":"IF(G!Q12<>G!R12,IF(G!Q12<>0,IF(G!S12<>G!T12,G!P12,),),)","v":0},{"$f":"IF(G!Q12<>G!R12,IF(G!Q12<>0,IF(G!S12<>G!T12,G!Q12,),),)","v":0},{"$f":"IF(G!Q12<>G!R12,IF(G!Q12<>0,IF(G!S12<>G!T12,0,Q12),Q12),Q12)","v":0},{"$f":"IF(G!Q12<>G!R12,IF(G!Q12<>0,IF(G!S12<>G!T12,G!S12+1,),),)","v":0},{"$f":"IF(G!Q12<>G!R12,IF(G!Q12<>0,IF(G!S12<>G!T12,G!T12,),),)","v":0},{"$f":"IF(G!Q12<>G!R12,IF(G!Q12<>0,IF(G!S12<>G!T12,G!U12,),),)","v":0},{"$f":"IF(G!Q12<>G!R12,IF(G!Q12<>0,IF(G!S12<>G!T12,G!V12,),),)","v":0},{"$f":"IF(Q12=\"\",\"\",$W$5-SUM($Q$7:Q12))","v":0},null,{"$f":"IF(G!Y12<>\"\",G!Y12,)","v":"Rent Assistance"},{"$f":"G!Z12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"חישובי עזר לתקופתיות"]
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[null,{"$f":"IF(G!B14<>\"\",G!B14,)","v":"Donations"},{"$f":"G!C14","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J14=\"\",\"\",$M$5-SUM($J$7:J14))","v":""},null,null,{"$f":"IF(G!Q14<>G!R14,IF(G!Q14<>0,IF(G!S14<>G!T14,G!P14,),),)","v":0},{"$f":"IF(G!Q14<>G!R14,IF(G!Q14<>0,IF(G!S14<>G!T14,G!Q14,),),)","v":0},{"$f":"IF(G!Q14<>G!R14,IF(G!Q14<>0,IF(G!S14<>G!T14,0,Q14),Q14),Q14)","v":0},{"$f":"IF(G!Q14<>G!R14,IF(G!Q14<>0,IF(G!S14<>G!T14,G!S14+1,),),)","v":0},{"$f":"IF(G!Q14<>G!R14,IF(G!Q14<>0,IF(G!S14<>G!T14,G!T14,),),)","v":0},{"$f":"IF(G!Q14<>G!R14,IF(G!Q14<>0,IF(G!S14<>G!T14,G!U14,),),)","v":0},{"$f":"IF(G!Q14<>G!R14,IF(G!Q14<>0,IF(G!S14<>G!T14,G!V14,),),)","v":0},{"$f":"IF(Q14=\"\",\"\",$W$5-SUM($Q$7:Q14))","v":0},null,{"$f":"IF(G!Y14<>\"\",G!Y14,)","v":"Income from Property"},{"$f":"G!Z14","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"חודשים שנותרו עד"]
[null,{"$f":"IF(G!B15<>\"\",G!B15,)","v":0},{"$f":"G!C15","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J15=\"\",\"\",$M$5-SUM($J$7:J15))","v":""},null,null,{"$f":"IF(G!Q15<>G!R15,IF(G!Q15<>0,IF(G!S15<>G!T15,G!P15,),),)","v":0},{"$f":"IF(G!Q15<>G!R15,IF(G!Q15<>0,IF(G!S15<>G!T15,G!Q15,),),)","v":0},{"$f":"IF(G!Q15<>G!R15,IF(G!Q15<>0,IF(G!S15<>G!T15,0,Q15),Q15),Q15)","v":0},{"$f":"IF(G!Q15<>G!R15,IF(G!Q15<>0,IF(G!S15<>G!T15,G!S15+1,),),)","v":0},{"$f":"IF(G!Q15<>G!R15,IF(G!Q15<>0,IF(G!S15<>G!T15,G!T15,),),)","v":0},{"$f":"IF(G!Q15<>G!R15,IF(G!Q15<>0,IF(G!S15<>G!T15,G!U15,),),)","v":0},{"$f":"IF(G!Q15<>G!R15,IF(G!Q15<>0,IF(G!S15<>G!T15,G!V15,),),)","v":0},{"$f":"IF(Q15=\"\",\"\",$W$5-SUM($Q$7:Q15))","v":0},null,{"$f":"IF(G!Y15<>\"\",G!Y15,)","v":"Help from parents"},{"$f":"G!Z15","v":0},null,null,null,null,{"$f":"IF(COUNTIF(AE23:AE44,\"<0\")>0,\"Over yearly budget!\nTake an action from the options to your right.\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"סוף השנה"]
[null,{"$f":"IF(G!B16<>\"\",G!B16,)","v":0},{"$f":"G!C16","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J16=\"\",\"\",$M$5-SUM($J$7:J16))","v":""},null,null,{"$f":"IF(G!Q16<>G!R16,IF(G!Q16<>0,IF(G!S16<>G!T16,G!P16,),),)","v":0},{"$f":"IF(G!Q16<>G!R16,IF(G!Q16<>0,IF(G!S16<>G!T16,G!Q16,),),)","v":0},{"$f":"IF(G!Q16<>G!R16,IF(G!Q16<>0,IF(G!S16<>G!T16,0,Q16),Q16),Q16)","v":0},{"$f":"IF(G!Q16<>G!R16,IF(G!Q16<>0,IF(G!S16<>G!T16,G!S16+1,),),)","v":0},{"$f":"IF(G!Q16<>G!R16,IF(G!Q16<>0,IF(G!S16<>G!T16,G!T16,),),)","v":0},{"$f":"IF(G!Q16<>G!R16,IF(G!Q16<>0,IF(G!S16<>G!T16,G!U16,),),)","v":0},{"$f":"IF(G!Q16<>G!R16,IF(G!Q16<>0,IF(G!S16<>G!T16,G!V16,),),)","v":0},{"$f":"IF(Q16=\"\",\"\",$W$5-SUM($Q$7:Q16))","v":0},null,{"$f":"IF(G!Y16<>\"\",G!Y16,)","v":"Other Income"},{"$f":"G!Z16","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"13-AR19","v":5}]
[null,{"$f":"IF(G!B17<>\"\",G!B17,)","v":0},{"$f":"G!C17","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J17=\"\",\"\",$M$5-SUM($J$7:J17))","v":""},null,null,{"$f":"IF(G!Q17<>G!R17,IF(G!Q17<>0,IF(G!S17<>G!T17,G!P17,),),)","v":0},{"$f":"IF(G!Q17<>G!R17,IF(G!Q17<>0,IF(G!S17<>G!T17,G!Q17,),),)","v":0},{"$f":"IF(G!Q17<>G!R17,IF(G!Q17<>0,IF(G!S17<>G!T17,0,Q17),Q17),Q17)","v":0},{"$f":"IF(G!Q17<>G!R17,IF(G!Q17<>0,IF(G!S17<>G!T17,G!S17+1,),),)","v":0},{"$f":"IF(G!Q17<>G!R17,IF(G!Q17<>0,IF(G!S17<>G!T17,G!T17,),),)","v":0},{"$f":"IF(G!Q17<>G!R17,IF(G!Q17<>0,IF(G!S17<>G!T17,G!U17,),),)","v":0},{"$f":"IF(G!Q17<>G!R17,IF(G!Q17<>0,IF(G!S17<>G!T17,G!V17,),),)","v":0},{"$f":"IF(Q17=\"\",\"\",$W$5-SUM($Q$7:Q17))","v":0},null,"Total",{"$f":"SUM(Z6:Z16)","v":0},{"$f":"SUM(AA6:AA16)","v":0}]
[null,"Total",{"$f":"SUM(C7:C17)","v":0},{"$f":"SUM(D7:D17)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J18=\"\",\"\",$M$5-SUM($J$7:J18))","v":""},null,null,{"$f":"IF(G!Q18<>G!R18,IF(G!Q18<>0,IF(G!S18<>G!T18,G!P18,),),)","v":0},{"$f":"IF(G!Q18<>G!R18,IF(G!Q18<>0,IF(G!S18<>G!T18,G!Q18,),),)","v":0},{"$f":"IF(G!Q18<>G!R18,IF(G!Q18<>0,IF(G!S18<>G!T18,0,Q18),Q18),Q18)","v":0},{"$f":"IF(G!Q18<>G!R18,IF(G!Q18<>0,IF(G!S18<>G!T18,G!S18+1,),),)","v":0},{"$f":"IF(G!Q18<>G!R18,IF(G!Q18<>0,IF(G!S18<>G!T18,G!T18,),),)","v":0},{"$f":"IF(G!Q18<>G!R18,IF(G!Q18<>0,IF(G!S18<>G!T18,G!U18,),),)","v":0},{"$f":"IF(G!Q18<>G!R18,IF(G!Q18<>0,IF(G!S18<>G!T18,G!V18,),),)","v":0},{"$f":"IF(Q18=\"\",\"\",$W$5-SUM($Q$7:Q18))","v":0},null,"Budget to Actual Difference",null,{"$f":"AA17-AA4","v":0},null,null,null,null,null,null,"Offset for yearly budget overrun in Periodic Expenses",null,null,null,null,null,null,null,null,null,"חודש מס'"]
[null,"Budget to Actual Difference",null,{"$f":"C18-D18","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J19=\"\",\"\",$M$5-SUM($J$7:J19))","v":""},null,null,{"$f":"IF(G!Q19<>G!R19,IF(G!Q19<>0,IF(G!S19<>G!T19,G!P19,),),)","v":0},{"$f":"IF(G!Q19<>G!R19,IF(G!Q19<>0,IF(G!S19<>G!T19,G!Q19,),),)","v":0},{"$f":"IF(G!Q19<>G!R19,IF(G!Q19<>0,IF(G!S19<>G!T19,0,Q19),Q19),Q19)","v":0},{"$f":"IF(G!Q19<>G!R19,IF(G!Q19<>0,IF(G!S19<>G!T19,G!S19+1,),),)","v":0},{"$f":"IF(G!Q19<>G!R19,IF(G!Q19<>0,IF(G!S19<>G!T19,G!T19,),),)","v":0},{"$f":"IF(G!Q19<>G!R19,IF(G!Q19<>0,IF(G!S19<>G!T19,G!U19,),),)","v":0},{"$f":"IF(G!Q19<>G!R19,IF(G!Q19<>0,IF(G!S19<>G!T19,G!V19,),),)","v":0},{"$f":"IF(Q19=\"\",\"\",$W$5-SUM($Q$7:Q19))","v":0},null,null,null,null,null,null,null,null,null,null,"For each expense name with budget overrun, choose one of the following:",null,null,null,null,null,null,null,null,null,8,null,null,null,"תקציב מתוכנן "]
[null,{"$f":"IF(D19>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J20=\"\",\"\",$M$5-SUM($J$7:J20))","v":""},null,null,{"$f":"IF(G!Q20<>G!R20,IF(G!Q20<>0,IF(G!S20<>G!T20,G!P20,),),)","v":0},{"$f":"IF(G!Q20<>G!R20,IF(G!Q20<>0,IF(G!S20<>G!T20,G!Q20,),),)","v":0},{"$f":"IF(G!Q20<>G!R20,IF(G!Q20<>0,IF(G!S20<>G!T20,0,Q20),Q20),Q20)","v":0},{"$f":"IF(G!Q20<>G!R20,IF(G!Q20<>0,IF(G!S20<>G!T20,G!S20+1,),),)","v":0},{"$f":"IF(G!Q20<>G!R20,IF(G!Q20<>0,IF(G!S20<>G!T20,G!T20,),),)","v":0},{"$f":"IF(G!Q20<>G!R20,IF(G!Q20<>0,IF(G!S20<>G!T20,G!U20,),),)","v":0},{"$f":"IF(G!Q20<>G!R20,IF(G!Q20<>0,IF(G!S20<>G!T20,G!V20,),),)","v":0},{"$f":"IF(Q20=\"\",\"\",$W$5-SUM($Q$7:Q20))","v":0},null,"Periodic Expenses Summary",null,null,null,null,null,null,null,null,"0 - Change budget starting next month (requires manual change) ",null,null,null,null,null,null,null,null,"העמודות באפור אינן בשימוש.",null,null,null,null,"בתחילת החודש"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J21=\"\",\"\",$M$5-SUM($J$7:J21))","v":""},null,null,{"$f":"IF(G!Q21<>G!R21,IF(G!Q21<>0,IF(G!S21<>G!T21,G!P21,),),)","v":0},{"$f":"IF(G!Q21<>G!R21,IF(G!Q21<>0,IF(G!S21<>G!T21,G!Q21,),),)","v":0},{"$f":"IF(G!Q21<>G!R21,IF(G!Q21<>0,IF(G!S21<>G!T21,0,Q21),Q21),Q21)","v":0},{"$f":"IF(G!Q21<>G!R21,IF(G!Q21<>0,IF(G!S21<>G!T21,G!S21+1,),),)","v":0},{"$f":"IF(G!Q21<>G!R21,IF(G!Q21<>0,IF(G!S21<>G!T21,G!T21,),),)","v":0},{"$f":"IF(G!Q21<>G!R21,IF(G!Q21<>0,IF(G!S21<>G!T21,G!U21,),),)","v":0},{"$f":"IF(G!Q21<>G!R21,IF(G!Q21<>0,IF(G!S21<>G!T21,G!V21,),),)","v":0},{"$f":"IF(Q21=\"\",\"\",$W$5-SUM($Q$7:Q21))","v":0},null,"Expense Name","Budget","Actual Amount",null,null,"סכום עסקה","Yearly Remaining Budget",null,"%","1- Automatic offset using Everyday Expenses budget.                ",null,null,null,null,null,null,null,"לקיזוז משוטפות","קיזוז מצטבר","יתרת תקציב שנתית לפני קיזוז חודש זה",null,null,null,"בתוספת יתרה",null,"יתרת תקציב שנתית"]
[null,"Debts Return",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J22=\"\",\"\",$M$5-SUM($J$7:J22))","v":""},null,null,{"$f":"IF(G!Q22<>G!R22,IF(G!Q22<>0,IF(G!S22<>G!T22,G!P22,),),)","v":0},{"$f":"IF(G!Q22<>G!R22,IF(G!Q22<>0,IF(G!S22<>G!T22,G!Q22,),),)","v":0},{"$f":"IF(G!Q22<>G!R22,IF(G!Q22<>0,IF(G!S22<>G!T22,0,Q22),Q22),Q22)","v":0},{"$f":"IF(G!Q22<>G!R22,IF(G!Q22<>0,IF(G!S22<>G!T22,G!S22+1,),),)","v":0},{"$f":"IF(G!Q22<>G!R22,IF(G!Q22<>0,IF(G!S22<>G!T22,G!T22,),),)","v":0},{"$f":"IF(G!Q22<>G!R22,IF(G!Q22<>0,IF(G!S22<>G!T22,G!U22,),),)","v":0},{"$f":"IF(G!Q22<>G!R22,IF(G!Q22<>0,IF(G!S22<>G!T22,G!V22,),),)","v":0},{"$f":"IF(Q22=\"\",\"\",$W$5-SUM($Q$7:Q22))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"(בחודש זה)","עד (ובלי) חודש זה",null,"עסקאות מצטברות","ביצוע מצטבר",null,"מחודש קודם","חריגה שנתית","לפני קיזוז חודש זה",null,"% הקדמה"]
[null,"Planned budget \nfor Debts",{"$f":"C40","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J23=\"\",\"\",$M$5-SUM($J$7:J23))","v":""},null,null,{"$f":"IF(G!Q23<>G!R23,IF(G!Q23<>0,IF(G!S23<>G!T23,G!P23,),),)","v":0},{"$f":"IF(G!Q23<>G!R23,IF(G!Q23<>0,IF(G!S23<>G!T23,G!Q23,),),)","v":0},{"$f":"IF(G!Q23<>G!R23,IF(G!Q23<>0,IF(G!S23<>G!T23,0,Q23),Q23),Q23)","v":0},{"$f":"IF(G!Q23<>G!R23,IF(G!Q23<>0,IF(G!S23<>G!T23,G!S23+1,),),)","v":0},{"$f":"IF(G!Q23<>G!R23,IF(G!Q23<>0,IF(G!S23<>G!T23,G!T23,),),)","v":0},{"$f":"IF(G!Q23<>G!R23,IF(G!Q23<>0,IF(G!S23<>G!T23,G!U23,),),)","v":0},{"$f":"IF(G!Q23<>G!R23,IF(G!Q23<>0,IF(G!S23<>G!T23,G!V23,),),)","v":0},{"$f":"IF(Q23=\"\",\"\",$W$5-SUM($Q$7:Q23))","v":0},null,{"$f":"IF(G!Y23<>\"\",G!Y23,)","v":"Municipal Taxes"},{"$f":"G!Z23","v":0},{"$f":"SUMIF($P$7:$P$110,Y23,$Q$7:$Q$110)","v":0},null,null,{"$f":"SUMIF($P$7:$P$110,Y23,$R$7:$R$110)","v":0},{"$f":"IF(AI23=0,AX23,0)","v":0},null,{"$f":"IF(AZ23>1,\"overrun\",IF(AZ23<0,\"OK\",AZ23))","v":0},null,0,null,null,null,null,null,null,{"$f":"IF(AI23=1,AX23,0)","v":0},{"$f":"G!AQ23+G!AP23","v":0},{"$f":"Z23*12-AS23-AQ23","v":0},{"$f":"AD23+G!AS23","v":0},{"$f":"AA23+G!AT23","v":0},null,{"$f":"G!AV23-G!AD23+H!Z23-G!AP23","v":0},{"$f":"IF(AE23<0,AE23,0)","v":0},{"$f":"IF(Z23=G!Z23,G!AE23-AD23,G!AE23+(Z23-G!Z23)*$AW$16-AD23)","v":0},null,{"$f":"(($Z23*(12-$AR$19))-$AE23)/($Z23*(12-$AR$19)+0.00001)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J24=\"\",\"\",$M$5-SUM($J$7:J24))","v":""},null,null,{"$f":"IF(G!Q24<>G!R24,IF(G!Q24<>0,IF(G!S24<>G!T24,G!P24,),),)","v":0},{"$f":"IF(G!Q24<>G!R24,IF(G!Q24<>0,IF(G!S24<>G!T24,G!Q24,),),)","v":0},{"$f":"IF(G!Q24<>G!R24,IF(G!Q24<>0,IF(G!S24<>G!T24,0,Q24),Q24),Q24)","v":0},{"$f":"IF(G!Q24<>G!R24,IF(G!Q24<>0,IF(G!S24<>G!T24,G!S24+1,),),)","v":0},{"$f":"IF(G!Q24<>G!R24,IF(G!Q24<>0,IF(G!S24<>G!T24,G!T24,),),)","v":0},{"$f":"IF(G!Q24<>G!R24,IF(G!Q24<>0,IF(G!S24<>G!T24,G!U24,),),)","v":0},{"$f":"IF(G!Q24<>G!R24,IF(G!Q24<>0,IF(G!S24<>G!T24,G!V24,),),)","v":0},{"$f":"IF(Q24=\"\",\"\",$W$5-SUM($Q$7:Q24))","v":0},null,{"$f":"IF(G!Y24<>\"\",G!Y24,)","v":"Water and Sewage"},{"$f":"G!Z24","v":0},0,null,null,0,{"$f":"IF(AI24=0,AX24,0)","v":0},null,0,null,0,null,null,null,null,null,null,0,{"$f":"G!AQ24+G!AP24","v":0},0,{"$f":"AD24+G!AS24","v":0},{"$f":"AA24+G!AT24","v":0},null,{"$f":"G!AV24-G!AD24+H!Z24-G!AP24","v":0},{"$f":"IF(AE24<0,AE24,0)","v":0},{"$f":"IF(Z24=G!Z24,G!AE24-AD24,G!AE24+(Z24-G!Z24)*$AW$16-AD24)","v":0},null,{"$f":"(($Z24*(12-$AR$19))-$AE24)/($Z24*(12-$AR$19)+0.00001)","v":0}]
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[null,{"$f":"IF(G!B36<>\"\",G!B36,)","v":0},{"$f":"G!C36","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J36=\"\",\"\",$M$5-SUM($J$7:J36))","v":""},null,null,{"$f":"IF(G!Q36<>G!R36,IF(G!Q36<>0,IF(G!S36<>G!T36,G!P36,),),)","v":0},{"$f":"IF(G!Q36<>G!R36,IF(G!Q36<>0,IF(G!S36<>G!T36,G!Q36,),),)","v":0},{"$f":"IF(G!Q36<>G!R36,IF(G!Q36<>0,IF(G!S36<>G!T36,0,Q36),Q36),Q36)","v":0},{"$f":"IF(G!Q36<>G!R36,IF(G!Q36<>0,IF(G!S36<>G!T36,G!S36+1,),),)","v":0},{"$f":"IF(G!Q36<>G!R36,IF(G!Q36<>0,IF(G!S36<>G!T36,G!T36,),),)","v":0},{"$f":"IF(G!Q36<>G!R36,IF(G!Q36<>0,IF(G!S36<>G!T36,G!U36,),),)","v":0},{"$f":"IF(G!Q36<>G!R36,IF(G!Q36<>0,IF(G!S36<>G!T36,G!V36,),),)","v":0},{"$f":"IF(Q36=\"\",\"\",$W$5-SUM($Q$7:Q36))","v":0},null,{"$f":"IF(G!Y36<>\"\",G!Y36,)","v":"Eyeglasses/Contact Lens"},{"$f":"G!Z36","v":0},0,null,null,0,0,null,0,null,0,null,">30%","***",null,null,null,0,{"$f":"G!AQ36+G!AP36","v":0},0,{"$f":"AD36+G!AS36","v":0},{"$f":"AA36+G!AT36","v":0},null,{"$f":"G!AV36-G!AD36+H!Z36-G!AP36","v":0},0,{"$f":"IF(Z36=G!Z36,G!AE36-AD36,G!AE36+(Z36-G!Z36)*$AW$16-AD36)","v":0},null,0]
[null,{"$f":"IF(G!B37<>\"\",G!B37,)","v":0},{"$f":"G!C37","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J37=\"\",\"\",$M$5-SUM($J$7:J37))","v":""},null,null,{"$f":"IF(G!Q37<>G!R37,IF(G!Q37<>0,IF(G!S37<>G!T37,G!P37,),),)","v":0},{"$f":"IF(G!Q37<>G!R37,IF(G!Q37<>0,IF(G!S37<>G!T37,G!Q37,),),)","v":0},{"$f":"IF(G!Q37<>G!R37,IF(G!Q37<>0,IF(G!S37<>G!T37,0,Q37),Q37),Q37)","v":0},{"$f":"IF(G!Q37<>G!R37,IF(G!Q37<>0,IF(G!S37<>G!T37,G!S37+1,),),)","v":0},{"$f":"IF(G!Q37<>G!R37,IF(G!Q37<>0,IF(G!S37<>G!T37,G!T37,),),)","v":0},{"$f":"IF(G!Q37<>G!R37,IF(G!Q37<>0,IF(G!S37<>G!T37,G!U37,),),)","v":0},{"$f":"IF(G!Q37<>G!R37,IF(G!Q37<>0,IF(G!S37<>G!T37,G!V37,),),)","v":0},{"$f":"IF(Q37=\"\",\"\",$W$5-SUM($Q$7:Q37))","v":0},null,{"$f":"IF(G!Y37<>\"\",G!Y37,)","v":"Vacations"},{"$f":"G!Z37","v":0},0,null,null,0,0,null,0,null,0,null,">20%","***",null,null,null,0,{"$f":"G!AQ37+G!AP37","v":0},0,{"$f":"AD37+G!AS37","v":0},{"$f":"AA37+G!AT37","v":0},null,{"$f":"G!AV37-G!AD37+H!Z37-G!AP37","v":0},0,{"$f":"IF(Z37=G!Z37,G!AE37-AD37,G!AE37+(Z37-G!Z37)*$AW$16-AD37)","v":0},null,0]
[null,{"$f":"IF(G!B38<>\"\",G!B38,)","v":0},{"$f":"G!C38","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J38=\"\",\"\",$M$5-SUM($J$7:J38))","v":""},null,null,{"$f":"IF(G!Q38<>G!R38,IF(G!Q38<>0,IF(G!S38<>G!T38,G!P38,),),)","v":0},{"$f":"IF(G!Q38<>G!R38,IF(G!Q38<>0,IF(G!S38<>G!T38,G!Q38,),),)","v":0},{"$f":"IF(G!Q38<>G!R38,IF(G!Q38<>0,IF(G!S38<>G!T38,0,Q38),Q38),Q38)","v":0},{"$f":"IF(G!Q38<>G!R38,IF(G!Q38<>0,IF(G!S38<>G!T38,G!S38+1,),),)","v":0},{"$f":"IF(G!Q38<>G!R38,IF(G!Q38<>0,IF(G!S38<>G!T38,G!T38,),),)","v":0},{"$f":"IF(G!Q38<>G!R38,IF(G!Q38<>0,IF(G!S38<>G!T38,G!U38,),),)","v":0},{"$f":"IF(G!Q38<>G!R38,IF(G!Q38<>0,IF(G!S38<>G!T38,G!V38,),),)","v":0},{"$f":"IF(Q38=\"\",\"\",$W$5-SUM($Q$7:Q38))","v":0},null,{"$f":"IF(G!Y38<>\"\",G!Y38,)","v":"Religious expenses"},{"$f":"G!Z38","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"G!AQ38+G!AP38","v":0},0,{"$f":"AD38+G!AS38","v":0},{"$f":"AA38+G!AT38","v":0},null,{"$f":"G!AV38-G!AD38+H!Z38-G!AP38","v":0},0,{"$f":"IF(Z38=G!Z38,G!AE38-AD38,G!AE38+(Z38-G!Z38)*$AW$16-AD38)","v":0},null,0]
[null,{"$f":"IF(G!B39<>\"\",G!B39,)","v":0},{"$f":"G!C39","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J39=\"\",\"\",$M$5-SUM($J$7:J39))","v":""},null,null,{"$f":"IF(G!Q39<>G!R39,IF(G!Q39<>0,IF(G!S39<>G!T39,G!P39,),),)","v":0},{"$f":"IF(G!Q39<>G!R39,IF(G!Q39<>0,IF(G!S39<>G!T39,G!Q39,),),)","v":0},{"$f":"IF(G!Q39<>G!R39,IF(G!Q39<>0,IF(G!S39<>G!T39,0,Q39),Q39),Q39)","v":0},{"$f":"IF(G!Q39<>G!R39,IF(G!Q39<>0,IF(G!S39<>G!T39,G!S39+1,),),)","v":0},{"$f":"IF(G!Q39<>G!R39,IF(G!Q39<>0,IF(G!S39<>G!T39,G!T39,),),)","v":0},{"$f":"IF(G!Q39<>G!R39,IF(G!Q39<>0,IF(G!S39<>G!T39,G!U39,),),)","v":0},{"$f":"IF(G!Q39<>G!R39,IF(G!Q39<>0,IF(G!S39<>G!T39,G!V39,),),)","v":0},{"$f":"IF(Q39=\"\",\"\",$W$5-SUM($Q$7:Q39))","v":0},null,{"$f":"IF(G!Y39<>\"\",G!Y39,)","v":"Gifts"},{"$f":"G!Z39","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"G!AQ39+G!AP39","v":0},0,{"$f":"AD39+G!AS39","v":0},{"$f":"AA39+G!AT39","v":0},null,{"$f":"G!AV39-G!AD39+H!Z39-G!AP39","v":0},0,{"$f":"IF(Z39=G!Z39,G!AE39-AD39,G!AE39+(Z39-G!Z39)*$AW$16-AD39)","v":0},null,0]
[null,"Total",{"$f":"SUM(C27:C39)+SUM(C65:C86)","v":0},{"$f":"SUM(D27:D39)+SUM(D65:D86)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J40=\"\",\"\",$M$5-SUM($J$7:J40))","v":""},null,null,{"$f":"IF(G!Q40<>G!R40,IF(G!Q40<>0,IF(G!S40<>G!T40,G!P40,),),)","v":0},{"$f":"IF(G!Q40<>G!R40,IF(G!Q40<>0,IF(G!S40<>G!T40,G!Q40,),),)","v":0},{"$f":"IF(G!Q40<>G!R40,IF(G!Q40<>0,IF(G!S40<>G!T40,0,Q40),Q40),Q40)","v":0},{"$f":"IF(G!Q40<>G!R40,IF(G!Q40<>0,IF(G!S40<>G!T40,G!S40+1,),),)","v":0},{"$f":"IF(G!Q40<>G!R40,IF(G!Q40<>0,IF(G!S40<>G!T40,G!T40,),),)","v":0},{"$f":"IF(G!Q40<>G!R40,IF(G!Q40<>0,IF(G!S40<>G!T40,G!U40,),),)","v":0},{"$f":"IF(G!Q40<>G!R40,IF(G!Q40<>0,IF(G!S40<>G!T40,G!V40,),),)","v":0},{"$f":"IF(Q40=\"\",\"\",$W$5-SUM($Q$7:Q40))","v":0},null,{"$f":"IF(G!Y40<>\"\",G!Y40,)","v":"Small Purchases"},{"$f":"G!Z40","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"G!AQ40+G!AP40","v":0},0,{"$f":"AD40+G!AS40","v":0},{"$f":"AA40+G!AT40","v":0},null,{"$f":"G!AV40-G!AD40+H!Z40-G!AP40","v":0},0,{"$f":"IF(Z40=G!Z40,G!AE40-AD40,G!AE40+(Z40-G!Z40)*$AW$16-AD40)","v":0},null,0]
[null,"Budget to Actual Difference",{"$f":"C40-D40","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J41=\"\",\"\",$M$5-SUM($J$7:J41))","v":""},null,null,{"$f":"IF(G!Q41<>G!R41,IF(G!Q41<>0,IF(G!S41<>G!T41,G!P41,),),)","v":0},{"$f":"IF(G!Q41<>G!R41,IF(G!Q41<>0,IF(G!S41<>G!T41,G!Q41,),),)","v":0},{"$f":"IF(G!Q41<>G!R41,IF(G!Q41<>0,IF(G!S41<>G!T41,0,Q41),Q41),Q41)","v":0},{"$f":"IF(G!Q41<>G!R41,IF(G!Q41<>0,IF(G!S41<>G!T41,G!S41+1,),),)","v":0},{"$f":"IF(G!Q41<>G!R41,IF(G!Q41<>0,IF(G!S41<>G!T41,G!T41,),),)","v":0},{"$f":"IF(G!Q41<>G!R41,IF(G!Q41<>0,IF(G!S41<>G!T41,G!U41,),),)","v":0},{"$f":"IF(G!Q41<>G!R41,IF(G!Q41<>0,IF(G!S41<>G!T41,G!V41,),),)","v":0},{"$f":"IF(Q41=\"\",\"\",$W$5-SUM($Q$7:Q41))","v":0},null,{"$f":"IF(G!Y41<>\"\",G!Y41,)","v":"Haircuts / Cosmetics Treatments"},{"$f":"G!Z41","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"G!AQ41+G!AP41","v":0},0,{"$f":"AD41+G!AS41","v":0},{"$f":"AA41+G!AT41","v":0},null,{"$f":"G!AV41-G!AD41+H!Z41-G!AP41","v":0},0,{"$f":"IF(Z41=G!Z41,G!AE41-AD41,G!AE41+(Z41-G!Z41)*$AW$16-AD41)","v":0},null,0]
[null,{"$f":"IF(C41>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J42=\"\",\"\",$M$5-SUM($J$7:J42))","v":""},null,null,{"$f":"IF(G!Q42<>G!R42,IF(G!Q42<>0,IF(G!S42<>G!T42,G!P42,),),)","v":0},{"$f":"IF(G!Q42<>G!R42,IF(G!Q42<>0,IF(G!S42<>G!T42,G!Q42,),),)","v":0},{"$f":"IF(G!Q42<>G!R42,IF(G!Q42<>0,IF(G!S42<>G!T42,0,Q42),Q42),Q42)","v":0},{"$f":"IF(G!Q42<>G!R42,IF(G!Q42<>0,IF(G!S42<>G!T42,G!S42+1,),),)","v":0},{"$f":"IF(G!Q42<>G!R42,IF(G!Q42<>0,IF(G!S42<>G!T42,G!T42,),),)","v":0},{"$f":"IF(G!Q42<>G!R42,IF(G!Q42<>0,IF(G!S42<>G!T42,G!U42,),),)","v":0},{"$f":"IF(G!Q42<>G!R42,IF(G!Q42<>0,IF(G!S42<>G!T42,G!V42,),),)","v":0},{"$f":"IF(Q42=\"\",\"\",$W$5-SUM($Q$7:Q42))","v":0},null,{"$f":"IF(G!Y42<>\"\",G!Y42,)","v":"National Insurance"},{"$f":"G!Z42","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"G!AQ42+G!AP42","v":0},0,{"$f":"AD42+G!AS42","v":0},{"$f":"AA42+G!AT42","v":0},null,{"$f":"G!AV42-G!AD42+H!Z42-G!AP42","v":0},0,{"$f":"IF(Z42=G!Z42,G!AE42-AD42,G!AE42+(Z42-G!Z42)*$AW$16-AD42)","v":0},null,0]
[null,"Everyday Expenses summary",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J43=\"\",\"\",$M$5-SUM($J$7:J43))","v":""},null,null,{"$f":"IF(G!Q43<>G!R43,IF(G!Q43<>0,IF(G!S43<>G!T43,G!P43,),),)","v":0},{"$f":"IF(G!Q43<>G!R43,IF(G!Q43<>0,IF(G!S43<>G!T43,G!Q43,),),)","v":0},{"$f":"IF(G!Q43<>G!R43,IF(G!Q43<>0,IF(G!S43<>G!T43,0,Q43),Q43),Q43)","v":0},{"$f":"IF(G!Q43<>G!R43,IF(G!Q43<>0,IF(G!S43<>G!T43,G!S43+1,),),)","v":0},{"$f":"IF(G!Q43<>G!R43,IF(G!Q43<>0,IF(G!S43<>G!T43,G!T43,),),)","v":0},{"$f":"IF(G!Q43<>G!R43,IF(G!Q43<>0,IF(G!S43<>G!T43,G!U43,),),)","v":0},{"$f":"IF(G!Q43<>G!R43,IF(G!Q43<>0,IF(G!S43<>G!T43,G!V43,),),)","v":0},{"$f":"IF(Q43=\"\",\"\",$W$5-SUM($Q$7:Q43))","v":0},null,{"$f":"IF(G!Y43<>\"\",G!Y43,)","v":0},{"$f":"G!Z43","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"G!AQ43+G!AP43","v":0},0,{"$f":"AD43+G!AS43","v":0},{"$f":"AA43+G!AT43","v":0},null,{"$f":"G!AV43-G!AD43+H!Z43-G!AP43","v":0},0,{"$f":"IF(Z43=G!Z43,G!AE43-AD43,G!AE43+(Z43-G!Z43)*$AW$16-AD43)","v":0},null,0]
[null,"Expense Name","Budget","Actual Amount",null,null,null,null,null,null,null,null,{"$f":"IF(J44=\"\",\"\",$M$5-SUM($J$7:J44))","v":""},null,null,{"$f":"IF(G!Q44<>G!R44,IF(G!Q44<>0,IF(G!S44<>G!T44,G!P44,),),)","v":0},{"$f":"IF(G!Q44<>G!R44,IF(G!Q44<>0,IF(G!S44<>G!T44,G!Q44,),),)","v":0},{"$f":"IF(G!Q44<>G!R44,IF(G!Q44<>0,IF(G!S44<>G!T44,0,Q44),Q44),Q44)","v":0},{"$f":"IF(G!Q44<>G!R44,IF(G!Q44<>0,IF(G!S44<>G!T44,G!S44+1,),),)","v":0},{"$f":"IF(G!Q44<>G!R44,IF(G!Q44<>0,IF(G!S44<>G!T44,G!T44,),),)","v":0},{"$f":"IF(G!Q44<>G!R44,IF(G!Q44<>0,IF(G!S44<>G!T44,G!U44,),),)","v":0},{"$f":"IF(G!Q44<>G!R44,IF(G!Q44<>0,IF(G!S44<>G!T44,G!V44,),),)","v":0},{"$f":"IF(Q44=\"\",\"\",$W$5-SUM($Q$7:Q44))","v":0},null,{"$f":"IF(G!Y44<>\"\",G!Y44,)","v":0},{"$f":"G!Z44","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"G!AQ44+G!AP44","v":0},0,{"$f":"AD44+G!AS44","v":0},{"$f":"AA44+G!AT44","v":0},null,{"$f":"G!AV44-G!AD44+H!Z44-G!AP44","v":0},0,{"$f":"IF(Z44=G!Z44,G!AE44-AD44,G!AE44+(Z44-G!Z44)*$AW$16-AD44)","v":0},null,0]
[null,{"$f":"IF(G!B45<>\"\",G!B45,)","v":"Food"},{"$f":"G!C45","v":0},{"$f":"SUMIF($I$7:$I$110,B45,$J$7:$J$110)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J45=\"\",\"\",$M$5-SUM($J$7:J45))","v":""},null,null,{"$f":"IF(G!Q45<>G!R45,IF(G!Q45<>0,IF(G!S45<>G!T45,G!P45,),),)","v":0},{"$f":"IF(G!Q45<>G!R45,IF(G!Q45<>0,IF(G!S45<>G!T45,G!Q45,),),)","v":0},{"$f":"IF(G!Q45<>G!R45,IF(G!Q45<>0,IF(G!S45<>G!T45,0,Q45),Q45),Q45)","v":0},{"$f":"IF(G!Q45<>G!R45,IF(G!Q45<>0,IF(G!S45<>G!T45,G!S45+1,),),)","v":0},{"$f":"IF(G!Q45<>G!R45,IF(G!Q45<>0,IF(G!S45<>G!T45,G!T45,),),)","v":0},{"$f":"IF(G!Q45<>G!R45,IF(G!Q45<>0,IF(G!S45<>G!T45,G!U45,),),)","v":0},{"$f":"IF(G!Q45<>G!R45,IF(G!Q45<>0,IF(G!S45<>G!T45,G!V45,),),)","v":0},{"$f":"IF(Q45=\"\",\"\",$W$5-SUM($Q$7:Q45))","v":0},null,"Total",{"$f":"SUM(Z23:Z44)","v":0},{"$f":"SUM(AA23:AA44)","v":0},null,null,null,{"$f":"SUM(AE23:AE44)","v":0},null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(AP23:AP44)","v":0},{"$f":"SUM(AQ23:AQ44)","v":0},{"$f":"SUM(AR23:AR44)","v":0},{"$f":"SUM(AS23:AS44)","v":0},{"$f":"SUM(AT23:AT44)","v":0},null,{"$f":"SUM(AV23:AV44)","v":0},{"$f":"SUM(AW23:AW44)","v":0},{"$f":"SUM(AX23:AX44)","v":0}]
[null,{"$f":"IF(G!B46<>\"\",G!B46,)","v":"Public Transportation"},{"$f":"G!C46","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J46=\"\",\"\",$M$5-SUM($J$7:J46))","v":""},null,null,"Budget to pass to next month's Periodic Expense Budget",null,null,null,null,null,null,{"$f":"W5-AA45","v":0},null,"Budget to Actual Difference",{"$f":"Z45-AA45","v":0}]
[null,{"$f":"IF(G!B47<>\"\",G!B47,)","v":"Gas and Parking"},{"$f":"G!C47","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J47=\"\",\"\",$M$5-SUM($J$7:J47))","v":""}]
[null,{"$f":"IF(G!B48<>\"\",G!B48,)","v":"Telephone-Landline/Long Distance"},{"$f":"G!C48","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J48=\"\",\"\",$M$5-SUM($J$7:J48))","v":""},null,null,"Month Summary",{"$f":"M2","v":""},{"$f":"N2","v":""}]
[null,{"$f":"IF(G!B49<>\"\",G!B49,)","v":"Cell Phones"},{"$f":"G!C49","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J49=\"\",\"\",$M$5-SUM($J$7:J49))","v":""},null,null,"Category","Budget","Actual","Diff"]
[null,{"$f":"IF(G!B50<>\"\",G!B50,)","v":"Home"},{"$f":"G!C50","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J50=\"\",\"\",$M$5-SUM($J$7:J50))","v":""},null,null,"Fixed Expenses",{"$f":"C18","v":0},{"$f":"D18","v":0},{"$f":"Q50-R50","v":0}]
[null,{"$f":"IF(G!B51<>\"\",G!B51,)","v":"Cleaning help / Babysitter"},{"$f":"G!C51","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J51=\"\",\"\",$M$5-SUM($J$7:J51))","v":""},null,null,"Periodic Expenses",{"$f":"Z45","v":0},{"$f":"AA45","v":0},{"$f":"Q51-R51","v":0}]
[null,{"$f":"IF(G!B52<>\"\",G!B52,)","v":"Cigarettes"},{"$f":"G!C52","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J52=\"\",\"\",$M$5-SUM($J$7:J52))","v":""},null,null,"Everyday Expenses",{"$f":"C57","v":0},{"$f":"D57","v":0},{"$f":"Q52-R52","v":0}]
[null,{"$f":"IF(G!B53<>\"\",G!B53,)","v":"Other"},{"$f":"G!C53","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J53=\"\",\"\",$M$5-SUM($J$7:J53))","v":""},{"$f":"IF(D19<=0,IF(C41<=0,\"\",\"Pass positive diff?\"),\"Pass positive diff?\")","v":""},null,"Total Expenses",{"$f":"SUM(Q50:Q52)","v":0},{"$f":"SUM(R50:R52)","v":0},{"$f":"Q53-R53","v":0}]
[null,{"$f":"IF(G!B54<>\"\",G!B54,)","v":0},{"$f":"G!C54","v":0},0,null,null,null,"End of Month","Remaining budget, Everyday exp.",null,null,null,{"$f":"M5-D57","v":0},null,null,"Income",{"$f":"AA4","v":0},{"$f":"AA17","v":0},{"$f":"R54-Q54","v":0}]
[null,{"$f":"IF(G!B55<>\"\",G!B55,)","v":0},{"$f":"G!C55","v":0},0,null,null,null,null,"Difference in Fixed Expenses",null,null,null,{"$f":"IF(D19<=0,D19,IF(N55=\"Yes\",D19,0))","v":0},{"$f":"IF(D19>0,\"No\",\"\")","v":""},null,"Debts Return",{"$f":"C40","v":0},{"$f":"D40","v":0},{"$f":"Q55-R55","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No","Pass"]
[null,{"$f":"IF(G!B56<>\"\",G!B56,)","v":0},{"$f":"G!C56","v":0},0,null,null,null,null,"Difference in Debts Returns",null,null,null,{"$f":"IF(C41<=0,C41,IF(N56=\"Yes\",C41,0))","v":0},{"$f":"IF(C41>0,\"No\",\"\")","v":""},null,"Total",{"$f":"Q54-Q53-Q55","v":0},{"$f":"R54-R53-R55","v":0},{"$f":"SUM(S53:S55)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes","Don't Pass"]
[null,"Total",{"$f":"SUM(C45:C56)","v":0},{"$f":"SUM(D45:D56)","v":0}]
[null,"Budget to Actual Difference",{"$f":"C57-D57","v":0},null,null,null,null,"Pass to next month's Everyday Exp. Budget",null,null,null,null,{"$f":"SUM(M54:M56)","v":0},{"$f":"AQ55","v":"Pass"},null,"Balance in bank/s",{"$f":"IF(Z56=\"\",\"\",\"Expected\")","v":""},"Actual",{"$f":"IF(Z56=\"\",\"\",\"Diff\")","v":""}]
[null,"In order to get additional lines for listing",null,null,null,null,null,null,null,null,null,null,null,null,null,"at end of month",{"$f":"G!R59+H!R56","v":0},null,{"$f":"Q59-R59","v":0}]
[null,"press the",null,"button to the right."]
[null,"(Macros must be enabled)"]
[]
[null,"Creditor name","Budget","Actual amount","Payment Method","Comments",null,"day","Expense name","Actual amount","Payment Method","Comments","Remaining Budget",null,"day","Expense name","Actual amount","Total deal","pay #"," out of","Payment Method","Comments","Remaining Budget"]
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[null,{"$f":"IF(G!B65<>\"\",G!B65,)","v":0},{"$f":"G!C65","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J65=\"\",\"\",$M$5-SUM($J$7:J65))","v":""},null,null,{"$f":"IF(G!Q65<>G!R65,IF(G!Q65<>0,IF(G!S65<>G!T65,G!P65,),),)","v":0},{"$f":"IF(G!Q65<>G!R65,IF(G!Q65<>0,IF(G!S65<>G!T65,G!Q65,),),)","v":0},{"$f":"IF(G!Q65<>G!R65,IF(G!Q65<>0,IF(G!S65<>G!T65,0,Q65),Q65),Q65)","v":0},{"$f":"IF(G!Q65<>G!R65,IF(G!Q65<>0,IF(G!S65<>G!T65,G!S65+1,),),)","v":0},{"$f":"IF(G!Q65<>G!R65,IF(G!Q65<>0,IF(G!S65<>G!T65,G!T65,),),)","v":0},{"$f":"IF(G!Q65<>G!R65,IF(G!Q65<>0,IF(G!S65<>G!T65,G!U65,),),)","v":0},{"$f":"IF(G!Q65<>G!R65,IF(G!Q65<>0,IF(G!S65<>G!T65,G!V65,),),)","v":0},{"$f":"IF(Q65=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q65))","v":0}]
[null,{"$f":"IF(G!B66<>\"\",G!B66,)","v":0},{"$f":"G!C66","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J66=\"\",\"\",$M$5-SUM($J$7:J66))","v":""},null,null,{"$f":"IF(G!Q66<>G!R66,IF(G!Q66<>0,IF(G!S66<>G!T66,G!P66,),),)","v":0},{"$f":"IF(G!Q66<>G!R66,IF(G!Q66<>0,IF(G!S66<>G!T66,G!Q66,),),)","v":0},{"$f":"IF(G!Q66<>G!R66,IF(G!Q66<>0,IF(G!S66<>G!T66,0,Q66),Q66),Q66)","v":0},{"$f":"IF(G!Q66<>G!R66,IF(G!Q66<>0,IF(G!S66<>G!T66,G!S66+1,),),)","v":0},{"$f":"IF(G!Q66<>G!R66,IF(G!Q66<>0,IF(G!S66<>G!T66,G!T66,),),)","v":0},{"$f":"IF(G!Q66<>G!R66,IF(G!Q66<>0,IF(G!S66<>G!T66,G!U66,),),)","v":0},{"$f":"IF(G!Q66<>G!R66,IF(G!Q66<>0,IF(G!S66<>G!T66,G!V66,),),)","v":0},{"$f":"IF(Q66=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q66))","v":0}]
[null,{"$f":"IF(G!B67<>\"\",G!B67,)","v":0},{"$f":"G!C67","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J67=\"\",\"\",$M$5-SUM($J$7:J67))","v":""},null,null,{"$f":"IF(G!Q67<>G!R67,IF(G!Q67<>0,IF(G!S67<>G!T67,G!P67,),),)","v":0},{"$f":"IF(G!Q67<>G!R67,IF(G!Q67<>0,IF(G!S67<>G!T67,G!Q67,),),)","v":0},{"$f":"IF(G!Q67<>G!R67,IF(G!Q67<>0,IF(G!S67<>G!T67,0,Q67),Q67),Q67)","v":0},{"$f":"IF(G!Q67<>G!R67,IF(G!Q67<>0,IF(G!S67<>G!T67,G!S67+1,),),)","v":0},{"$f":"IF(G!Q67<>G!R67,IF(G!Q67<>0,IF(G!S67<>G!T67,G!T67,),),)","v":0},{"$f":"IF(G!Q67<>G!R67,IF(G!Q67<>0,IF(G!S67<>G!T67,G!U67,),),)","v":0},{"$f":"IF(G!Q67<>G!R67,IF(G!Q67<>0,IF(G!S67<>G!T67,G!V67,),),)","v":0},{"$f":"IF(Q67=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q67))","v":0}]
[null,{"$f":"IF(G!B68<>\"\",G!B68,)","v":0},{"$f":"G!C68","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J68=\"\",\"\",$M$5-SUM($J$7:J68))","v":""},null,null,{"$f":"IF(G!Q68<>G!R68,IF(G!Q68<>0,IF(G!S68<>G!T68,G!P68,),),)","v":0},{"$f":"IF(G!Q68<>G!R68,IF(G!Q68<>0,IF(G!S68<>G!T68,G!Q68,),),)","v":0},{"$f":"IF(G!Q68<>G!R68,IF(G!Q68<>0,IF(G!S68<>G!T68,0,Q68),Q68),Q68)","v":0},{"$f":"IF(G!Q68<>G!R68,IF(G!Q68<>0,IF(G!S68<>G!T68,G!S68+1,),),)","v":0},{"$f":"IF(G!Q68<>G!R68,IF(G!Q68<>0,IF(G!S68<>G!T68,G!T68,),),)","v":0},{"$f":"IF(G!Q68<>G!R68,IF(G!Q68<>0,IF(G!S68<>G!T68,G!U68,),),)","v":0},{"$f":"IF(G!Q68<>G!R68,IF(G!Q68<>0,IF(G!S68<>G!T68,G!V68,),),)","v":0},{"$f":"IF(Q68=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q68))","v":0}]
[null,{"$f":"IF(G!B69<>\"\",G!B69,)","v":0},{"$f":"G!C69","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J69=\"\",\"\",$M$5-SUM($J$7:J69))","v":""},null,null,{"$f":"IF(G!Q69<>G!R69,IF(G!Q69<>0,IF(G!S69<>G!T69,G!P69,),),)","v":0},{"$f":"IF(G!Q69<>G!R69,IF(G!Q69<>0,IF(G!S69<>G!T69,G!Q69,),),)","v":0},{"$f":"IF(G!Q69<>G!R69,IF(G!Q69<>0,IF(G!S69<>G!T69,0,Q69),Q69),Q69)","v":0},{"$f":"IF(G!Q69<>G!R69,IF(G!Q69<>0,IF(G!S69<>G!T69,G!S69+1,),),)","v":0},{"$f":"IF(G!Q69<>G!R69,IF(G!Q69<>0,IF(G!S69<>G!T69,G!T69,),),)","v":0},{"$f":"IF(G!Q69<>G!R69,IF(G!Q69<>0,IF(G!S69<>G!T69,G!U69,),),)","v":0},{"$f":"IF(G!Q69<>G!R69,IF(G!Q69<>0,IF(G!S69<>G!T69,G!V69,),),)","v":0},{"$f":"IF(Q69=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q69))","v":0}]
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[null,{"$f":"IF(H!B7<>\"\",H!B7,)","v":"Mortgage Payments"},{"$f":"H!C7","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J7=\"\",\"\",$M$5-SUM($J$7:J7))","v":""},null,null,{"$f":"IF(H!Q7<>H!R7,IF(H!Q7<>0,IF(H!S7<>H!T7,H!P7,),),)","v":0},{"$f":"IF(H!Q7<>H!R7,IF(H!Q7<>0,IF(H!S7<>H!T7,H!Q7,),),)","v":0},{"$f":"IF(H!Q7<>H!R7,IF(H!Q7<>0,IF(H!S7<>H!T7,0,Q7),Q7),Q7)","v":0},{"$f":"IF(H!Q7<>H!R7,IF(H!Q7<>0,IF(H!S7<>H!T7,H!S7+1,),),)","v":0},{"$f":"IF(H!Q7<>H!R7,IF(H!Q7<>0,IF(H!S7<>H!T7,H!T7,),),)","v":0},{"$f":"IF(H!Q7<>H!R7,IF(H!Q7<>0,IF(H!S7<>H!T7,H!U7,),),)","v":0},{"$f":"IF(H!Q7<>H!R7,IF(H!Q7<>0,IF(H!S7<>H!T7,H!V7,),),)","v":0},{"$f":"IF(Q7=\"\",\"\",$W$5-SUM($Q$7:Q7))","v":0},null,{"$f":"IF(H!Y7<>\"\",H!Y7,)","v":"Husband job 2"},{"$f":"H!Z7","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credit Card"]
[null,{"$f":"IF(H!B8<>\"\",H!B8,)","v":"Mortgage Insurance"},{"$f":"H!C8","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J8=\"\",\"\",$M$5-SUM($J$7:J8))","v":""},null,null,{"$f":"IF(H!Q8<>H!R8,IF(H!Q8<>0,IF(H!S8<>H!T8,H!P8,),),)","v":0},{"$f":"IF(H!Q8<>H!R8,IF(H!Q8<>0,IF(H!S8<>H!T8,H!Q8,),),)","v":0},{"$f":"IF(H!Q8<>H!R8,IF(H!Q8<>0,IF(H!S8<>H!T8,0,Q8),Q8),Q8)","v":0},{"$f":"IF(H!Q8<>H!R8,IF(H!Q8<>0,IF(H!S8<>H!T8,H!S8+1,),),)","v":0},{"$f":"IF(H!Q8<>H!R8,IF(H!Q8<>0,IF(H!S8<>H!T8,H!T8,),),)","v":0},{"$f":"IF(H!Q8<>H!R8,IF(H!Q8<>0,IF(H!S8<>H!T8,H!U8,),),)","v":0},{"$f":"IF(H!Q8<>H!R8,IF(H!Q8<>0,IF(H!S8<>H!T8,H!V8,),),)","v":0},{"$f":"IF(Q8=\"\",\"\",$W$5-SUM($Q$7:Q8))","v":0},null,{"$f":"IF(H!Y8<>\"\",H!Y8,)","v":"Wife job 1"},{"$f":"H!Z8","v":0},null,null,null,null,{"$f":"(AA17+'Month A'!AA17+B!AA17+'C'!AA17+D!AA17+E!AA17+F!AA17+G!AA17+H!AA17)/AR19","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Direct Debit"]
[null,{"$f":"IF(H!B9<>\"\",H!B9,)","v":"Rent"},{"$f":"H!C9","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J9=\"\",\"\",$M$5-SUM($J$7:J9))","v":""},null,null,{"$f":"IF(H!Q9<>H!R9,IF(H!Q9<>0,IF(H!S9<>H!T9,H!P9,),),)","v":0},{"$f":"IF(H!Q9<>H!R9,IF(H!Q9<>0,IF(H!S9<>H!T9,H!Q9,),),)","v":0},{"$f":"IF(H!Q9<>H!R9,IF(H!Q9<>0,IF(H!S9<>H!T9,0,Q9),Q9),Q9)","v":0},{"$f":"IF(H!Q9<>H!R9,IF(H!Q9<>0,IF(H!S9<>H!T9,H!S9+1,),),)","v":0},{"$f":"IF(H!Q9<>H!R9,IF(H!Q9<>0,IF(H!S9<>H!T9,H!T9,),),)","v":0},{"$f":"IF(H!Q9<>H!R9,IF(H!Q9<>0,IF(H!S9<>H!T9,H!U9,),),)","v":0},{"$f":"IF(H!Q9<>H!R9,IF(H!Q9<>0,IF(H!S9<>H!T9,H!V9,),),)","v":0},{"$f":"IF(Q9=\"\",\"\",$W$5-SUM($Q$7:Q9))","v":0},null,{"$f":"IF(H!Y9<>\"\",H!Y9,)","v":"Wife job 2"},{"$f":"H!Z9","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Vouchers"]
[null,{"$f":"IF(H!B10<>\"\",H!B10,)","v":"Town Taxes / Maintenance Fees"},{"$f":"H!C10","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J10=\"\",\"\",$M$5-SUM($J$7:J10))","v":""},null,null,{"$f":"IF(H!Q10<>H!R10,IF(H!Q10<>0,IF(H!S10<>H!T10,H!P10,),),)","v":0},{"$f":"IF(H!Q10<>H!R10,IF(H!Q10<>0,IF(H!S10<>H!T10,H!Q10,),),)","v":0},{"$f":"IF(H!Q10<>H!R10,IF(H!Q10<>0,IF(H!S10<>H!T10,0,Q10),Q10),Q10)","v":0},{"$f":"IF(H!Q10<>H!R10,IF(H!Q10<>0,IF(H!S10<>H!T10,H!S10+1,),),)","v":0},{"$f":"IF(H!Q10<>H!R10,IF(H!Q10<>0,IF(H!S10<>H!T10,H!T10,),),)","v":0},{"$f":"IF(H!Q10<>H!R10,IF(H!Q10<>0,IF(H!S10<>H!T10,H!U10,),),)","v":0},{"$f":"IF(H!Q10<>H!R10,IF(H!Q10<>0,IF(H!S10<>H!T10,H!V10,),),)","v":0},{"$f":"IF(Q10=\"\",\"\",$W$5-SUM($Q$7:Q10))","v":0},null,{"$f":"IF(H!Y10<>\"\",H!Y10,)","v":"National Social Security for Children"},{"$f":"H!Z10","v":0},null,null,null,null,"Cummulative Difference in Income"]
[null,{"$f":"IF(H!B11<>\"\",H!B11,)","v":"Insurance (excl. car) "},{"$f":"H!C11","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J11=\"\",\"\",$M$5-SUM($J$7:J11))","v":""},null,null,{"$f":"IF(H!Q11<>H!R11,IF(H!Q11<>0,IF(H!S11<>H!T11,H!P11,),),)","v":0},{"$f":"IF(H!Q11<>H!R11,IF(H!Q11<>0,IF(H!S11<>H!T11,H!Q11,),),)","v":0},{"$f":"IF(H!Q11<>H!R11,IF(H!Q11<>0,IF(H!S11<>H!T11,0,Q11),Q11),Q11)","v":0},{"$f":"IF(H!Q11<>H!R11,IF(H!Q11<>0,IF(H!S11<>H!T11,H!S11+1,),),)","v":0},{"$f":"IF(H!Q11<>H!R11,IF(H!Q11<>0,IF(H!S11<>H!T11,H!T11,),),)","v":0},{"$f":"IF(H!Q11<>H!R11,IF(H!Q11<>0,IF(H!S11<>H!T11,H!U11,),),)","v":0},{"$f":"IF(H!Q11<>H!R11,IF(H!Q11<>0,IF(H!S11<>H!T11,H!V11,),),)","v":0},{"$f":"IF(Q11=\"\",\"\",$W$5-SUM($Q$7:Q11))","v":0},null,{"$f":"IF(H!Y11<>\"\",H!Y11,)","v":"other Allowances"},{"$f":"H!Z11","v":0}]
[null,{"$f":"IF(H!B12<>\"\",H!B12,)","v":"Bank Savings Program"},{"$f":"H!C12","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J12=\"\",\"\",$M$5-SUM($J$7:J12))","v":""},null,null,{"$f":"IF(H!Q12<>H!R12,IF(H!Q12<>0,IF(H!S12<>H!T12,H!P12,),),)","v":0},{"$f":"IF(H!Q12<>H!R12,IF(H!Q12<>0,IF(H!S12<>H!T12,H!Q12,),),)","v":0},{"$f":"IF(H!Q12<>H!R12,IF(H!Q12<>0,IF(H!S12<>H!T12,0,Q12),Q12),Q12)","v":0},{"$f":"IF(H!Q12<>H!R12,IF(H!Q12<>0,IF(H!S12<>H!T12,H!S12+1,),),)","v":0},{"$f":"IF(H!Q12<>H!R12,IF(H!Q12<>0,IF(H!S12<>H!T12,H!T12,),),)","v":0},{"$f":"IF(H!Q12<>H!R12,IF(H!Q12<>0,IF(H!S12<>H!T12,H!U12,),),)","v":0},{"$f":"IF(H!Q12<>H!R12,IF(H!Q12<>0,IF(H!S12<>H!T12,H!V12,),),)","v":0},{"$f":"IF(Q12=\"\",\"\",$W$5-SUM($Q$7:Q12))","v":0},null,{"$f":"IF(H!Y12<>\"\",H!Y12,)","v":"Rent Assistance"},{"$f":"H!Z12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"חישובי עזר לתקופתיות"]
[null,{"$f":"IF(H!B13<>\"\",H!B13,)","v":"Subscriptions"},{"$f":"H!C13","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J13=\"\",\"\",$M$5-SUM($J$7:J13))","v":""},null,null,{"$f":"IF(H!Q13<>H!R13,IF(H!Q13<>0,IF(H!S13<>H!T13,H!P13,),),)","v":0},{"$f":"IF(H!Q13<>H!R13,IF(H!Q13<>0,IF(H!S13<>H!T13,H!Q13,),),)","v":0},{"$f":"IF(H!Q13<>H!R13,IF(H!Q13<>0,IF(H!S13<>H!T13,0,Q13),Q13),Q13)","v":0},{"$f":"IF(H!Q13<>H!R13,IF(H!Q13<>0,IF(H!S13<>H!T13,H!S13+1,),),)","v":0},{"$f":"IF(H!Q13<>H!R13,IF(H!Q13<>0,IF(H!S13<>H!T13,H!T13,),),)","v":0},{"$f":"IF(H!Q13<>H!R13,IF(H!Q13<>0,IF(H!S13<>H!T13,H!U13,),),)","v":0},{"$f":"IF(H!Q13<>H!R13,IF(H!Q13<>0,IF(H!S13<>H!T13,H!V13,),),)","v":0},{"$f":"IF(Q13=\"\",\"\",$W$5-SUM($Q$7:Q13))","v":0},null,{"$f":"IF(H!Y13<>\"\",H!Y13,)","v":"Food Packages"},{"$f":"H!Z13","v":0},null,null,null,null,{"$f":"AA18+'Month A'!AA18+B!AA18+'C'!AA18+D!AA18+E!AA18+F!AA18+G!AA18+H!AA18","v":0}]
[null,{"$f":"IF(H!B14<>\"\",H!B14,)","v":"Donations"},{"$f":"H!C14","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J14=\"\",\"\",$M$5-SUM($J$7:J14))","v":""},null,null,{"$f":"IF(H!Q14<>H!R14,IF(H!Q14<>0,IF(H!S14<>H!T14,H!P14,),),)","v":0},{"$f":"IF(H!Q14<>H!R14,IF(H!Q14<>0,IF(H!S14<>H!T14,H!Q14,),),)","v":0},{"$f":"IF(H!Q14<>H!R14,IF(H!Q14<>0,IF(H!S14<>H!T14,0,Q14),Q14),Q14)","v":0},{"$f":"IF(H!Q14<>H!R14,IF(H!Q14<>0,IF(H!S14<>H!T14,H!S14+1,),),)","v":0},{"$f":"IF(H!Q14<>H!R14,IF(H!Q14<>0,IF(H!S14<>H!T14,H!T14,),),)","v":0},{"$f":"IF(H!Q14<>H!R14,IF(H!Q14<>0,IF(H!S14<>H!T14,H!U14,),),)","v":0},{"$f":"IF(H!Q14<>H!R14,IF(H!Q14<>0,IF(H!S14<>H!T14,H!V14,),),)","v":0},{"$f":"IF(Q14=\"\",\"\",$W$5-SUM($Q$7:Q14))","v":0},null,{"$f":"IF(H!Y14<>\"\",H!Y14,)","v":"Income from Property"},{"$f":"H!Z14","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"חודשים שנותרו עד"]
[null,{"$f":"IF(H!B15<>\"\",H!B15,)","v":0},{"$f":"H!C15","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J15=\"\",\"\",$M$5-SUM($J$7:J15))","v":""},null,null,{"$f":"IF(H!Q15<>H!R15,IF(H!Q15<>0,IF(H!S15<>H!T15,H!P15,),),)","v":0},{"$f":"IF(H!Q15<>H!R15,IF(H!Q15<>0,IF(H!S15<>H!T15,H!Q15,),),)","v":0},{"$f":"IF(H!Q15<>H!R15,IF(H!Q15<>0,IF(H!S15<>H!T15,0,Q15),Q15),Q15)","v":0},{"$f":"IF(H!Q15<>H!R15,IF(H!Q15<>0,IF(H!S15<>H!T15,H!S15+1,),),)","v":0},{"$f":"IF(H!Q15<>H!R15,IF(H!Q15<>0,IF(H!S15<>H!T15,H!T15,),),)","v":0},{"$f":"IF(H!Q15<>H!R15,IF(H!Q15<>0,IF(H!S15<>H!T15,H!U15,),),)","v":0},{"$f":"IF(H!Q15<>H!R15,IF(H!Q15<>0,IF(H!S15<>H!T15,H!V15,),),)","v":0},{"$f":"IF(Q15=\"\",\"\",$W$5-SUM($Q$7:Q15))","v":0},null,{"$f":"IF(H!Y15<>\"\",H!Y15,)","v":"Help from parents"},{"$f":"H!Z15","v":0},null,null,null,null,{"$f":"IF(COUNTIF(AE23:AE44,\"<0\")>0,\"Over yearly budget!\nTake an action from the options to your right.\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"סוף השנה"]
[null,{"$f":"IF(H!B16<>\"\",H!B16,)","v":0},{"$f":"H!C16","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J16=\"\",\"\",$M$5-SUM($J$7:J16))","v":""},null,null,{"$f":"IF(H!Q16<>H!R16,IF(H!Q16<>0,IF(H!S16<>H!T16,H!P16,),),)","v":0},{"$f":"IF(H!Q16<>H!R16,IF(H!Q16<>0,IF(H!S16<>H!T16,H!Q16,),),)","v":0},{"$f":"IF(H!Q16<>H!R16,IF(H!Q16<>0,IF(H!S16<>H!T16,0,Q16),Q16),Q16)","v":0},{"$f":"IF(H!Q16<>H!R16,IF(H!Q16<>0,IF(H!S16<>H!T16,H!S16+1,),),)","v":0},{"$f":"IF(H!Q16<>H!R16,IF(H!Q16<>0,IF(H!S16<>H!T16,H!T16,),),)","v":0},{"$f":"IF(H!Q16<>H!R16,IF(H!Q16<>0,IF(H!S16<>H!T16,H!U16,),),)","v":0},{"$f":"IF(H!Q16<>H!R16,IF(H!Q16<>0,IF(H!S16<>H!T16,H!V16,),),)","v":0},{"$f":"IF(Q16=\"\",\"\",$W$5-SUM($Q$7:Q16))","v":0},null,{"$f":"IF(H!Y16<>\"\",H!Y16,)","v":"Other Income"},{"$f":"H!Z16","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"13-AR19","v":4}]
[null,{"$f":"IF(H!B17<>\"\",H!B17,)","v":0},{"$f":"H!C17","v":0},null,null,null,null,null,"",null,null,null,{"$f":"IF(J17=\"\",\"\",$M$5-SUM($J$7:J17))","v":""},null,null,{"$f":"IF(H!Q17<>H!R17,IF(H!Q17<>0,IF(H!S17<>H!T17,H!P17,),),)","v":0},{"$f":"IF(H!Q17<>H!R17,IF(H!Q17<>0,IF(H!S17<>H!T17,H!Q17,),),)","v":0},{"$f":"IF(H!Q17<>H!R17,IF(H!Q17<>0,IF(H!S17<>H!T17,0,Q17),Q17),Q17)","v":0},{"$f":"IF(H!Q17<>H!R17,IF(H!Q17<>0,IF(H!S17<>H!T17,H!S17+1,),),)","v":0},{"$f":"IF(H!Q17<>H!R17,IF(H!Q17<>0,IF(H!S17<>H!T17,H!T17,),),)","v":0},{"$f":"IF(H!Q17<>H!R17,IF(H!Q17<>0,IF(H!S17<>H!T17,H!U17,),),)","v":0},{"$f":"IF(H!Q17<>H!R17,IF(H!Q17<>0,IF(H!S17<>H!T17,H!V17,),),)","v":0},{"$f":"IF(Q17=\"\",\"\",$W$5-SUM($Q$7:Q17))","v":0},null,"Total",{"$f":"SUM(Z6:Z16)","v":0},{"$f":"SUM(AA6:AA16)","v":0}]
[null,"Total",{"$f":"SUM(C7:C17)","v":0},{"$f":"SUM(D7:D17)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J18=\"\",\"\",$M$5-SUM($J$7:J18))","v":""},null,null,{"$f":"IF(H!Q18<>H!R18,IF(H!Q18<>0,IF(H!S18<>H!T18,H!P18,),),)","v":0},{"$f":"IF(H!Q18<>H!R18,IF(H!Q18<>0,IF(H!S18<>H!T18,H!Q18,),),)","v":0},{"$f":"IF(H!Q18<>H!R18,IF(H!Q18<>0,IF(H!S18<>H!T18,0,Q18),Q18),Q18)","v":0},{"$f":"IF(H!Q18<>H!R18,IF(H!Q18<>0,IF(H!S18<>H!T18,H!S18+1,),),)","v":0},{"$f":"IF(H!Q18<>H!R18,IF(H!Q18<>0,IF(H!S18<>H!T18,H!T18,),),)","v":0},{"$f":"IF(H!Q18<>H!R18,IF(H!Q18<>0,IF(H!S18<>H!T18,H!U18,),),)","v":0},{"$f":"IF(H!Q18<>H!R18,IF(H!Q18<>0,IF(H!S18<>H!T18,H!V18,),),)","v":0},{"$f":"IF(Q18=\"\",\"\",$W$5-SUM($Q$7:Q18))","v":0},null,"Budget to Actual Difference",null,{"$f":"AA17-AA4","v":0},null,null,null,null,null,null,"Offset for yearly budget overrun in Periodic Expenses",null,null,null,null,null,null,null,null,null,"חודש מס'"]
[null,"Budget to Actual Difference",null,{"$f":"C18-D18","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J19=\"\",\"\",$M$5-SUM($J$7:J19))","v":""},null,null,{"$f":"IF(H!Q19<>H!R19,IF(H!Q19<>0,IF(H!S19<>H!T19,H!P19,),),)","v":0},{"$f":"IF(H!Q19<>H!R19,IF(H!Q19<>0,IF(H!S19<>H!T19,H!Q19,),),)","v":0},{"$f":"IF(H!Q19<>H!R19,IF(H!Q19<>0,IF(H!S19<>H!T19,0,Q19),Q19),Q19)","v":0},{"$f":"IF(H!Q19<>H!R19,IF(H!Q19<>0,IF(H!S19<>H!T19,H!S19+1,),),)","v":0},{"$f":"IF(H!Q19<>H!R19,IF(H!Q19<>0,IF(H!S19<>H!T19,H!T19,),),)","v":0},{"$f":"IF(H!Q19<>H!R19,IF(H!Q19<>0,IF(H!S19<>H!T19,H!U19,),),)","v":0},{"$f":"IF(H!Q19<>H!R19,IF(H!Q19<>0,IF(H!S19<>H!T19,H!V19,),),)","v":0},{"$f":"IF(Q19=\"\",\"\",$W$5-SUM($Q$7:Q19))","v":0},null,null,null,null,null,null,null,null,null,null,"For each expense name with budget overrun, choose one of the following:",null,null,null,null,null,null,null,null,null,9,null,null,null,"תקציב מתוכנן "]
[null,{"$f":"IF(D19>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J20=\"\",\"\",$M$5-SUM($J$7:J20))","v":""},null,null,{"$f":"IF(H!Q20<>H!R20,IF(H!Q20<>0,IF(H!S20<>H!T20,H!P20,),),)","v":0},{"$f":"IF(H!Q20<>H!R20,IF(H!Q20<>0,IF(H!S20<>H!T20,H!Q20,),),)","v":0},{"$f":"IF(H!Q20<>H!R20,IF(H!Q20<>0,IF(H!S20<>H!T20,0,Q20),Q20),Q20)","v":0},{"$f":"IF(H!Q20<>H!R20,IF(H!Q20<>0,IF(H!S20<>H!T20,H!S20+1,),),)","v":0},{"$f":"IF(H!Q20<>H!R20,IF(H!Q20<>0,IF(H!S20<>H!T20,H!T20,),),)","v":0},{"$f":"IF(H!Q20<>H!R20,IF(H!Q20<>0,IF(H!S20<>H!T20,H!U20,),),)","v":0},{"$f":"IF(H!Q20<>H!R20,IF(H!Q20<>0,IF(H!S20<>H!T20,H!V20,),),)","v":0},{"$f":"IF(Q20=\"\",\"\",$W$5-SUM($Q$7:Q20))","v":0},null,"Periodic Expenses Summary",null,null,null,null,null,null,null,null,"0 - Change budget starting next month (requires manual change) ",null,null,null,null,null,null,null,null,"העמודות באפור אינן בשימוש.",null,null,null,null,"בתחילת החודש"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J21=\"\",\"\",$M$5-SUM($J$7:J21))","v":""},null,null,{"$f":"IF(H!Q21<>H!R21,IF(H!Q21<>0,IF(H!S21<>H!T21,H!P21,),),)","v":0},{"$f":"IF(H!Q21<>H!R21,IF(H!Q21<>0,IF(H!S21<>H!T21,H!Q21,),),)","v":0},{"$f":"IF(H!Q21<>H!R21,IF(H!Q21<>0,IF(H!S21<>H!T21,0,Q21),Q21),Q21)","v":0},{"$f":"IF(H!Q21<>H!R21,IF(H!Q21<>0,IF(H!S21<>H!T21,H!S21+1,),),)","v":0},{"$f":"IF(H!Q21<>H!R21,IF(H!Q21<>0,IF(H!S21<>H!T21,H!T21,),),)","v":0},{"$f":"IF(H!Q21<>H!R21,IF(H!Q21<>0,IF(H!S21<>H!T21,H!U21,),),)","v":0},{"$f":"IF(H!Q21<>H!R21,IF(H!Q21<>0,IF(H!S21<>H!T21,H!V21,),),)","v":0},{"$f":"IF(Q21=\"\",\"\",$W$5-SUM($Q$7:Q21))","v":0},null,"Expense Name","Budget","Actual Amount",null,null,"סכום עסקה","Yearly Remaining Budget",null,"%","1- Automatic offset using Everyday Expenses budget.                ",null,null,null,null,null,null,null,"לקיזוז משוטפות","קיזוז מצטבר","יתרת תקציב שנתית לפני קיזוז חודש זה",null,null,null,"בתוספת יתרה",null,"יתרת תקציב שנתית"]
[null,"Debts Return",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J22=\"\",\"\",$M$5-SUM($J$7:J22))","v":""},null,null,{"$f":"IF(H!Q22<>H!R22,IF(H!Q22<>0,IF(H!S22<>H!T22,H!P22,),),)","v":0},{"$f":"IF(H!Q22<>H!R22,IF(H!Q22<>0,IF(H!S22<>H!T22,H!Q22,),),)","v":0},{"$f":"IF(H!Q22<>H!R22,IF(H!Q22<>0,IF(H!S22<>H!T22,0,Q22),Q22),Q22)","v":0},{"$f":"IF(H!Q22<>H!R22,IF(H!Q22<>0,IF(H!S22<>H!T22,H!S22+1,),),)","v":0},{"$f":"IF(H!Q22<>H!R22,IF(H!Q22<>0,IF(H!S22<>H!T22,H!T22,),),)","v":0},{"$f":"IF(H!Q22<>H!R22,IF(H!Q22<>0,IF(H!S22<>H!T22,H!U22,),),)","v":0},{"$f":"IF(H!Q22<>H!R22,IF(H!Q22<>0,IF(H!S22<>H!T22,H!V22,),),)","v":0},{"$f":"IF(Q22=\"\",\"\",$W$5-SUM($Q$7:Q22))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"(בחודש זה)","עד (ובלי) חודש זה",null,"עסקאות מצטברות","ביצוע מצטבר",null,"מחודש קודם","חריגה שנתית","לפני קיזוז חודש זה",null,"% הקדמה"]
[null,"Planned budget \nfor Debts",{"$f":"C40","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J23=\"\",\"\",$M$5-SUM($J$7:J23))","v":""},null,null,{"$f":"IF(H!Q23<>H!R23,IF(H!Q23<>0,IF(H!S23<>H!T23,H!P23,),),)","v":0},{"$f":"IF(H!Q23<>H!R23,IF(H!Q23<>0,IF(H!S23<>H!T23,H!Q23,),),)","v":0},{"$f":"IF(H!Q23<>H!R23,IF(H!Q23<>0,IF(H!S23<>H!T23,0,Q23),Q23),Q23)","v":0},{"$f":"IF(H!Q23<>H!R23,IF(H!Q23<>0,IF(H!S23<>H!T23,H!S23+1,),),)","v":0},{"$f":"IF(H!Q23<>H!R23,IF(H!Q23<>0,IF(H!S23<>H!T23,H!T23,),),)","v":0},{"$f":"IF(H!Q23<>H!R23,IF(H!Q23<>0,IF(H!S23<>H!T23,H!U23,),),)","v":0},{"$f":"IF(H!Q23<>H!R23,IF(H!Q23<>0,IF(H!S23<>H!T23,H!V23,),),)","v":0},{"$f":"IF(Q23=\"\",\"\",$W$5-SUM($Q$7:Q23))","v":0},null,{"$f":"IF(H!Y23<>\"\",H!Y23,)","v":"Municipal Taxes"},{"$f":"H!Z23","v":0},{"$f":"SUMIF($P$7:$P$110,Y23,$Q$7:$Q$110)","v":0},null,null,{"$f":"SUMIF($P$7:$P$110,Y23,$R$7:$R$110)","v":0},{"$f":"IF(AI23=0,AX23,0)","v":0},null,{"$f":"IF(AZ23>1,\"overrun\",IF(AZ23<0,\"OK\",AZ23))","v":0},null,0,null,null,null,null,null,null,{"$f":"IF(AI23=1,AX23,0)","v":0},{"$f":"H!AQ23+H!AP23","v":0},{"$f":"Z23*12-AS23-AQ23","v":0},{"$f":"AD23+H!AS23","v":0},{"$f":"AA23+H!AT23","v":0},null,{"$f":"H!AV23-H!AD23+I!Z23-H!AP23","v":0},{"$f":"IF(AE23<0,AE23,0)","v":0},{"$f":"IF(Z23=H!Z23,H!AE23-AD23,H!AE23+(Z23-H!Z23)*$AW$16-AD23)","v":0},null,{"$f":"(($Z23*(12-$AR$19))-$AE23)/($Z23*(12-$AR$19)+0.00001)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J24=\"\",\"\",$M$5-SUM($J$7:J24))","v":""},null,null,{"$f":"IF(H!Q24<>H!R24,IF(H!Q24<>0,IF(H!S24<>H!T24,H!P24,),),)","v":0},{"$f":"IF(H!Q24<>H!R24,IF(H!Q24<>0,IF(H!S24<>H!T24,H!Q24,),),)","v":0},{"$f":"IF(H!Q24<>H!R24,IF(H!Q24<>0,IF(H!S24<>H!T24,0,Q24),Q24),Q24)","v":0},{"$f":"IF(H!Q24<>H!R24,IF(H!Q24<>0,IF(H!S24<>H!T24,H!S24+1,),),)","v":0},{"$f":"IF(H!Q24<>H!R24,IF(H!Q24<>0,IF(H!S24<>H!T24,H!T24,),),)","v":0},{"$f":"IF(H!Q24<>H!R24,IF(H!Q24<>0,IF(H!S24<>H!T24,H!U24,),),)","v":0},{"$f":"IF(H!Q24<>H!R24,IF(H!Q24<>0,IF(H!S24<>H!T24,H!V24,),),)","v":0},{"$f":"IF(Q24=\"\",\"\",$W$5-SUM($Q$7:Q24))","v":0},null,{"$f":"IF(H!Y24<>\"\",H!Y24,)","v":"Water and Sewage"},{"$f":"H!Z24","v":0},0,null,null,0,{"$f":"IF(AI24=0,AX24,0)","v":0},null,0,null,0,null,null,null,null,null,null,0,{"$f":"H!AQ24+H!AP24","v":0},0,{"$f":"AD24+H!AS24","v":0},{"$f":"AA24+H!AT24","v":0},null,{"$f":"H!AV24-H!AD24+I!Z24-H!AP24","v":0},{"$f":"IF(AE24<0,AE24,0)","v":0},{"$f":"IF(Z24=H!Z24,H!AE24-AD24,H!AE24+(Z24-H!Z24)*$AW$16-AD24)","v":0},null,{"$f":"(($Z24*(12-$AR$19))-$AE24)/($Z24*(12-$AR$19)+0.00001)","v":0}]
[null,"Creditor name","Budget","Actual Amount","Payment Method","Comments",null,null,null,null,null,null,{"$f":"IF(J25=\"\",\"\",$M$5-SUM($J$7:J25))","v":""},null,null,{"$f":"IF(H!Q25<>H!R25,IF(H!Q25<>0,IF(H!S25<>H!T25,H!P25,),),)","v":0},{"$f":"IF(H!Q25<>H!R25,IF(H!Q25<>0,IF(H!S25<>H!T25,H!Q25,),),)","v":0},{"$f":"IF(H!Q25<>H!R25,IF(H!Q25<>0,IF(H!S25<>H!T25,0,Q25),Q25),Q25)","v":0},{"$f":"IF(H!Q25<>H!R25,IF(H!Q25<>0,IF(H!S25<>H!T25,H!S25+1,),),)","v":0},{"$f":"IF(H!Q25<>H!R25,IF(H!Q25<>0,IF(H!S25<>H!T25,H!T25,),),)","v":0},{"$f":"IF(H!Q25<>H!R25,IF(H!Q25<>0,IF(H!S25<>H!T25,H!U25,),),)","v":0},{"$f":"IF(H!Q25<>H!R25,IF(H!Q25<>0,IF(H!S25<>H!T25,H!V25,),),)","v":0},{"$f":"IF(Q25=\"\",\"\",$W$5-SUM($Q$7:Q25))","v":0},null,{"$f":"IF(H!Y25<>\"\",H!Y25,)","v":"Electricity"},{"$f":"H!Z25","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"H!AQ25+H!AP25","v":0},0,{"$f":"AD25+H!AS25","v":0},{"$f":"AA25+H!AT25","v":0},null,{"$f":"H!AV25-H!AD25+I!Z25-H!AP25","v":0},0,{"$f":"IF(Z25=H!Z25,H!AE25-AD25,H!AE25+(Z25-H!Z25)*$AW$16-AD25)","v":0},null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J26=\"\",\"\",$M$5-SUM($J$7:J26))","v":""},null,null,{"$f":"IF(H!Q26<>H!R26,IF(H!Q26<>0,IF(H!S26<>H!T26,H!P26,),),)","v":0},{"$f":"IF(H!Q26<>H!R26,IF(H!Q26<>0,IF(H!S26<>H!T26,H!Q26,),),)","v":0},{"$f":"IF(H!Q26<>H!R26,IF(H!Q26<>0,IF(H!S26<>H!T26,0,Q26),Q26),Q26)","v":0},{"$f":"IF(H!Q26<>H!R26,IF(H!Q26<>0,IF(H!S26<>H!T26,H!S26+1,),),)","v":0},{"$f":"IF(H!Q26<>H!R26,IF(H!Q26<>0,IF(H!S26<>H!T26,H!T26,),),)","v":0},{"$f":"IF(H!Q26<>H!R26,IF(H!Q26<>0,IF(H!S26<>H!T26,H!U26,),),)","v":0},{"$f":"IF(H!Q26<>H!R26,IF(H!Q26<>0,IF(H!S26<>H!T26,H!V26,),),)","v":0},{"$f":"IF(Q26=\"\",\"\",$W$5-SUM($Q$7:Q26))","v":0},null,{"$f":"IF(H!Y26<>\"\",H!Y26,)","v":"Gas"},{"$f":"H!Z26","v":0},0,null,null,0,0,null,0,null,0,null,"Color Map",null,null,null,null,0,{"$f":"H!AQ26+H!AP26","v":0},0,{"$f":"AD26+H!AS26","v":0},{"$f":"AA26+H!AT26","v":0},null,{"$f":"H!AV26-H!AD26+I!Z26-H!AP26","v":0},0,{"$f":"IF(Z26=H!Z26,H!AE26-AD26,H!AE26+(Z26-H!Z26)*$AW$16-AD26)","v":0},null,0]
[null,{"$f":"IF(H!B27<>\"\",H!B27,)","v":0},{"$f":"H!C27","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J27=\"\",\"\",$M$5-SUM($J$7:J27))","v":""},null,null,{"$f":"IF(H!Q27<>H!R27,IF(H!Q27<>0,IF(H!S27<>H!T27,H!P27,),),)","v":0},{"$f":"IF(H!Q27<>H!R27,IF(H!Q27<>0,IF(H!S27<>H!T27,H!Q27,),),)","v":0},{"$f":"IF(H!Q27<>H!R27,IF(H!Q27<>0,IF(H!S27<>H!T27,0,Q27),Q27),Q27)","v":0},{"$f":"IF(H!Q27<>H!R27,IF(H!Q27<>0,IF(H!S27<>H!T27,H!S27+1,),),)","v":0},{"$f":"IF(H!Q27<>H!R27,IF(H!Q27<>0,IF(H!S27<>H!T27,H!T27,),),)","v":0},{"$f":"IF(H!Q27<>H!R27,IF(H!Q27<>0,IF(H!S27<>H!T27,H!U27,),),)","v":0},{"$f":"IF(H!Q27<>H!R27,IF(H!Q27<>0,IF(H!S27<>H!T27,H!V27,),),)","v":0},{"$f":"IF(Q27=\"\",\"\",$W$5-SUM($Q$7:Q27))","v":0},null,{"$f":"IF(H!Y27<>\"\",H!Y27,)","v":"Heating"},{"$f":"H!Z27","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"H!AQ27+H!AP27","v":0},0,{"$f":"AD27+H!AS27","v":0},{"$f":"AA27+H!AT27","v":0},null,{"$f":"H!AV27-H!AD27+I!Z27-H!AP27","v":0},0,{"$f":"IF(Z27=H!Z27,H!AE27-AD27,H!AE27+(Z27-H!Z27)*$AW$16-AD27)","v":0},null,0]
[null,{"$f":"IF(H!B28<>\"\",H!B28,)","v":0},{"$f":"H!C28","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J28=\"\",\"\",$M$5-SUM($J$7:J28))","v":""},null,null,{"$f":"IF(H!Q28<>H!R28,IF(H!Q28<>0,IF(H!S28<>H!T28,H!P28,),),)","v":0},{"$f":"IF(H!Q28<>H!R28,IF(H!Q28<>0,IF(H!S28<>H!T28,H!Q28,),),)","v":0},{"$f":"IF(H!Q28<>H!R28,IF(H!Q28<>0,IF(H!S28<>H!T28,0,Q28),Q28),Q28)","v":0},{"$f":"IF(H!Q28<>H!R28,IF(H!Q28<>0,IF(H!S28<>H!T28,H!S28+1,),),)","v":0},{"$f":"IF(H!Q28<>H!R28,IF(H!Q28<>0,IF(H!S28<>H!T28,H!T28,),),)","v":0},{"$f":"IF(H!Q28<>H!R28,IF(H!Q28<>0,IF(H!S28<>H!T28,H!U28,),),)","v":0},{"$f":"IF(H!Q28<>H!R28,IF(H!Q28<>0,IF(H!S28<>H!T28,H!V28,),),)","v":0},{"$f":"IF(Q28=\"\",\"\",$W$5-SUM($Q$7:Q28))","v":0},null,{"$f":"IF(H!Y28<>\"\",H!Y28,)","v":"Education/Schoolbooks"},{"$f":"H!Z28","v":0},0,null,null,0,{"$f":"IF(AI28=0,AX28,0)","v":0},null,0,null,0,null,"%","color",null,null,null,0,{"$f":"H!AQ28+H!AP28","v":0},0,{"$f":"AD28+H!AS28","v":0},{"$f":"AA28+H!AT28","v":0},null,{"$f":"H!AV28-H!AD28+I!Z28-H!AP28","v":0},0,{"$f":"IF(Z28=H!Z28,H!AE28-AD28,H!AE28+(Z28-H!Z28)*$AW$16-AD28)","v":0},null,0]
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[null,"Total",{"$f":"SUM(C27:C39)+SUM(C65:C86)","v":0},{"$f":"SUM(D27:D39)+SUM(D65:D86)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J40=\"\",\"\",$M$5-SUM($J$7:J40))","v":""},null,null,{"$f":"IF(H!Q40<>H!R40,IF(H!Q40<>0,IF(H!S40<>H!T40,H!P40,),),)","v":0},{"$f":"IF(H!Q40<>H!R40,IF(H!Q40<>0,IF(H!S40<>H!T40,H!Q40,),),)","v":0},{"$f":"IF(H!Q40<>H!R40,IF(H!Q40<>0,IF(H!S40<>H!T40,0,Q40),Q40),Q40)","v":0},{"$f":"IF(H!Q40<>H!R40,IF(H!Q40<>0,IF(H!S40<>H!T40,H!S40+1,),),)","v":0},{"$f":"IF(H!Q40<>H!R40,IF(H!Q40<>0,IF(H!S40<>H!T40,H!T40,),),)","v":0},{"$f":"IF(H!Q40<>H!R40,IF(H!Q40<>0,IF(H!S40<>H!T40,H!U40,),),)","v":0},{"$f":"IF(H!Q40<>H!R40,IF(H!Q40<>0,IF(H!S40<>H!T40,H!V40,),),)","v":0},{"$f":"IF(Q40=\"\",\"\",$W$5-SUM($Q$7:Q40))","v":0},null,{"$f":"IF(H!Y40<>\"\",H!Y40,)","v":"Small Purchases"},{"$f":"H!Z40","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"H!AQ40+H!AP40","v":0},0,{"$f":"AD40+H!AS40","v":0},{"$f":"AA40+H!AT40","v":0},null,{"$f":"H!AV40-H!AD40+I!Z40-H!AP40","v":0},0,{"$f":"IF(Z40=H!Z40,H!AE40-AD40,H!AE40+(Z40-H!Z40)*$AW$16-AD40)","v":0},null,0]
[null,"Budget to Actual Difference",{"$f":"C40-D40","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J41=\"\",\"\",$M$5-SUM($J$7:J41))","v":""},null,null,{"$f":"IF(H!Q41<>H!R41,IF(H!Q41<>0,IF(H!S41<>H!T41,H!P41,),),)","v":0},{"$f":"IF(H!Q41<>H!R41,IF(H!Q41<>0,IF(H!S41<>H!T41,H!Q41,),),)","v":0},{"$f":"IF(H!Q41<>H!R41,IF(H!Q41<>0,IF(H!S41<>H!T41,0,Q41),Q41),Q41)","v":0},{"$f":"IF(H!Q41<>H!R41,IF(H!Q41<>0,IF(H!S41<>H!T41,H!S41+1,),),)","v":0},{"$f":"IF(H!Q41<>H!R41,IF(H!Q41<>0,IF(H!S41<>H!T41,H!T41,),),)","v":0},{"$f":"IF(H!Q41<>H!R41,IF(H!Q41<>0,IF(H!S41<>H!T41,H!U41,),),)","v":0},{"$f":"IF(H!Q41<>H!R41,IF(H!Q41<>0,IF(H!S41<>H!T41,H!V41,),),)","v":0},{"$f":"IF(Q41=\"\",\"\",$W$5-SUM($Q$7:Q41))","v":0},null,{"$f":"IF(H!Y41<>\"\",H!Y41,)","v":"Haircuts / Cosmetics Treatments"},{"$f":"H!Z41","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"H!AQ41+H!AP41","v":0},0,{"$f":"AD41+H!AS41","v":0},{"$f":"AA41+H!AT41","v":0},null,{"$f":"H!AV41-H!AD41+I!Z41-H!AP41","v":0},0,{"$f":"IF(Z41=H!Z41,H!AE41-AD41,H!AE41+(Z41-H!Z41)*$AW$16-AD41)","v":0},null,0]
[null,{"$f":"IF(C41>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J42=\"\",\"\",$M$5-SUM($J$7:J42))","v":""},null,null,{"$f":"IF(H!Q42<>H!R42,IF(H!Q42<>0,IF(H!S42<>H!T42,H!P42,),),)","v":0},{"$f":"IF(H!Q42<>H!R42,IF(H!Q42<>0,IF(H!S42<>H!T42,H!Q42,),),)","v":0},{"$f":"IF(H!Q42<>H!R42,IF(H!Q42<>0,IF(H!S42<>H!T42,0,Q42),Q42),Q42)","v":0},{"$f":"IF(H!Q42<>H!R42,IF(H!Q42<>0,IF(H!S42<>H!T42,H!S42+1,),),)","v":0},{"$f":"IF(H!Q42<>H!R42,IF(H!Q42<>0,IF(H!S42<>H!T42,H!T42,),),)","v":0},{"$f":"IF(H!Q42<>H!R42,IF(H!Q42<>0,IF(H!S42<>H!T42,H!U42,),),)","v":0},{"$f":"IF(H!Q42<>H!R42,IF(H!Q42<>0,IF(H!S42<>H!T42,H!V42,),),)","v":0},{"$f":"IF(Q42=\"\",\"\",$W$5-SUM($Q$7:Q42))","v":0},null,{"$f":"IF(H!Y42<>\"\",H!Y42,)","v":"National Insurance"},{"$f":"H!Z42","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"H!AQ42+H!AP42","v":0},0,{"$f":"AD42+H!AS42","v":0},{"$f":"AA42+H!AT42","v":0},null,{"$f":"H!AV42-H!AD42+I!Z42-H!AP42","v":0},0,{"$f":"IF(Z42=H!Z42,H!AE42-AD42,H!AE42+(Z42-H!Z42)*$AW$16-AD42)","v":0},null,0]
[null,"Everyday Expenses summary",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J43=\"\",\"\",$M$5-SUM($J$7:J43))","v":""},null,null,{"$f":"IF(H!Q43<>H!R43,IF(H!Q43<>0,IF(H!S43<>H!T43,H!P43,),),)","v":0},{"$f":"IF(H!Q43<>H!R43,IF(H!Q43<>0,IF(H!S43<>H!T43,H!Q43,),),)","v":0},{"$f":"IF(H!Q43<>H!R43,IF(H!Q43<>0,IF(H!S43<>H!T43,0,Q43),Q43),Q43)","v":0},{"$f":"IF(H!Q43<>H!R43,IF(H!Q43<>0,IF(H!S43<>H!T43,H!S43+1,),),)","v":0},{"$f":"IF(H!Q43<>H!R43,IF(H!Q43<>0,IF(H!S43<>H!T43,H!T43,),),)","v":0},{"$f":"IF(H!Q43<>H!R43,IF(H!Q43<>0,IF(H!S43<>H!T43,H!U43,),),)","v":0},{"$f":"IF(H!Q43<>H!R43,IF(H!Q43<>0,IF(H!S43<>H!T43,H!V43,),),)","v":0},{"$f":"IF(Q43=\"\",\"\",$W$5-SUM($Q$7:Q43))","v":0},null,{"$f":"IF(H!Y43<>\"\",H!Y43,)","v":0},{"$f":"H!Z43","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"H!AQ43+H!AP43","v":0},0,{"$f":"AD43+H!AS43","v":0},{"$f":"AA43+H!AT43","v":0},null,{"$f":"H!AV43-H!AD43+I!Z43-H!AP43","v":0},0,{"$f":"IF(Z43=H!Z43,H!AE43-AD43,H!AE43+(Z43-H!Z43)*$AW$16-AD43)","v":0},null,0]
[null,"Expense Name","Budget","Actual Amount",null,null,null,null,null,null,null,null,{"$f":"IF(J44=\"\",\"\",$M$5-SUM($J$7:J44))","v":""},null,null,{"$f":"IF(H!Q44<>H!R44,IF(H!Q44<>0,IF(H!S44<>H!T44,H!P44,),),)","v":0},{"$f":"IF(H!Q44<>H!R44,IF(H!Q44<>0,IF(H!S44<>H!T44,H!Q44,),),)","v":0},{"$f":"IF(H!Q44<>H!R44,IF(H!Q44<>0,IF(H!S44<>H!T44,0,Q44),Q44),Q44)","v":0},{"$f":"IF(H!Q44<>H!R44,IF(H!Q44<>0,IF(H!S44<>H!T44,H!S44+1,),),)","v":0},{"$f":"IF(H!Q44<>H!R44,IF(H!Q44<>0,IF(H!S44<>H!T44,H!T44,),),)","v":0},{"$f":"IF(H!Q44<>H!R44,IF(H!Q44<>0,IF(H!S44<>H!T44,H!U44,),),)","v":0},{"$f":"IF(H!Q44<>H!R44,IF(H!Q44<>0,IF(H!S44<>H!T44,H!V44,),),)","v":0},{"$f":"IF(Q44=\"\",\"\",$W$5-SUM($Q$7:Q44))","v":0},null,{"$f":"IF(H!Y44<>\"\",H!Y44,)","v":0},{"$f":"H!Z44","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"H!AQ44+H!AP44","v":0},0,{"$f":"AD44+H!AS44","v":0},{"$f":"AA44+H!AT44","v":0},null,{"$f":"H!AV44-H!AD44+I!Z44-H!AP44","v":0},0,{"$f":"IF(Z44=H!Z44,H!AE44-AD44,H!AE44+(Z44-H!Z44)*$AW$16-AD44)","v":0},null,0]
[null,{"$f":"IF(H!B45<>\"\",H!B45,)","v":"Food"},{"$f":"H!C45","v":0},{"$f":"SUMIF($I$7:$I$110,B45,$J$7:$J$110)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J45=\"\",\"\",$M$5-SUM($J$7:J45))","v":""},null,null,{"$f":"IF(H!Q45<>H!R45,IF(H!Q45<>0,IF(H!S45<>H!T45,H!P45,),),)","v":0},{"$f":"IF(H!Q45<>H!R45,IF(H!Q45<>0,IF(H!S45<>H!T45,H!Q45,),),)","v":0},{"$f":"IF(H!Q45<>H!R45,IF(H!Q45<>0,IF(H!S45<>H!T45,0,Q45),Q45),Q45)","v":0},{"$f":"IF(H!Q45<>H!R45,IF(H!Q45<>0,IF(H!S45<>H!T45,H!S45+1,),),)","v":0},{"$f":"IF(H!Q45<>H!R45,IF(H!Q45<>0,IF(H!S45<>H!T45,H!T45,),),)","v":0},{"$f":"IF(H!Q45<>H!R45,IF(H!Q45<>0,IF(H!S45<>H!T45,H!U45,),),)","v":0},{"$f":"IF(H!Q45<>H!R45,IF(H!Q45<>0,IF(H!S45<>H!T45,H!V45,),),)","v":0},{"$f":"IF(Q45=\"\",\"\",$W$5-SUM($Q$7:Q45))","v":0},null,"Total",{"$f":"SUM(Z23:Z44)","v":0},{"$f":"SUM(AA23:AA44)","v":0},null,null,null,{"$f":"SUM(AE23:AE44)","v":0},null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(AP23:AP44)","v":0},{"$f":"SUM(AQ23:AQ44)","v":0},{"$f":"SUM(AR23:AR44)","v":0},{"$f":"SUM(AS23:AS44)","v":0},{"$f":"SUM(AT23:AT44)","v":0},null,{"$f":"SUM(AV23:AV44)","v":0},{"$f":"SUM(AW23:AW44)","v":0},{"$f":"SUM(AX23:AX44)","v":0}]
[null,{"$f":"IF(H!B46<>\"\",H!B46,)","v":"Public Transportation"},{"$f":"H!C46","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J46=\"\",\"\",$M$5-SUM($J$7:J46))","v":""},null,null,"Budget to pass to next month's Periodic Expense Budget",null,null,null,null,null,null,{"$f":"W5-AA45","v":0},null,"Budget to Actual Difference",{"$f":"Z45-AA45","v":0}]
[null,{"$f":"IF(H!B47<>\"\",H!B47,)","v":"Gas and Parking"},{"$f":"H!C47","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J47=\"\",\"\",$M$5-SUM($J$7:J47))","v":""}]
[null,{"$f":"IF(H!B48<>\"\",H!B48,)","v":"Telephone-Landline/Long Distance"},{"$f":"H!C48","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J48=\"\",\"\",$M$5-SUM($J$7:J48))","v":""},null,null,"Month Summary",{"$f":"M2","v":""},{"$f":"N2","v":""}]
[null,{"$f":"IF(H!B49<>\"\",H!B49,)","v":"Cell Phones"},{"$f":"H!C49","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J49=\"\",\"\",$M$5-SUM($J$7:J49))","v":""},null,null,"Category","Budget","Actual","Diff"]
[null,{"$f":"IF(H!B50<>\"\",H!B50,)","v":"Home"},{"$f":"H!C50","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J50=\"\",\"\",$M$5-SUM($J$7:J50))","v":""},null,null,"Fixed Expenses",{"$f":"C18","v":0},{"$f":"D18","v":0},{"$f":"Q50-R50","v":0}]
[null,{"$f":"IF(H!B51<>\"\",H!B51,)","v":"Cleaning help / Babysitter"},{"$f":"H!C51","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J51=\"\",\"\",$M$5-SUM($J$7:J51))","v":""},null,null,"Periodic Expenses",{"$f":"Z45","v":0},{"$f":"AA45","v":0},{"$f":"Q51-R51","v":0}]
[null,{"$f":"IF(H!B52<>\"\",H!B52,)","v":"Cigarettes"},{"$f":"H!C52","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J52=\"\",\"\",$M$5-SUM($J$7:J52))","v":""},null,null,"Everyday Expenses",{"$f":"C57","v":0},{"$f":"D57","v":0},{"$f":"Q52-R52","v":0}]
[null,{"$f":"IF(H!B53<>\"\",H!B53,)","v":"Other"},{"$f":"H!C53","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J53=\"\",\"\",$M$5-SUM($J$7:J53))","v":""},{"$f":"IF(D19<=0,IF(C41<=0,\"\",\"Pass positive diff?\"),\"Pass positive diff?\")","v":""},null,"Total Expenses",{"$f":"SUM(Q50:Q52)","v":0},{"$f":"SUM(R50:R52)","v":0},{"$f":"Q53-R53","v":0}]
[null,{"$f":"IF(H!B54<>\"\",H!B54,)","v":0},{"$f":"H!C54","v":0},0,null,null,null,"End of Month","Remaining budget, Everyday exp.",null,null,null,{"$f":"M5-D57","v":0},null,null,"Income",{"$f":"AA4","v":0},{"$f":"AA17","v":0},{"$f":"R54-Q54","v":0}]
[null,{"$f":"IF(H!B55<>\"\",H!B55,)","v":0},{"$f":"H!C55","v":0},0,null,null,null,null,"Difference in Fixed Expenses",null,null,null,{"$f":"IF(D19<=0,D19,IF(N55=\"Yes\",D19,0))","v":0},{"$f":"IF(D19>0,\"No\",\"\")","v":""},null,"Debts Return",{"$f":"C40","v":0},{"$f":"D40","v":0},{"$f":"Q55-R55","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No","Pass"]
[null,{"$f":"IF(H!B56<>\"\",H!B56,)","v":0},{"$f":"H!C56","v":0},0,null,null,null,null,"Difference in Debts Returns",null,null,null,{"$f":"IF(C41<=0,C41,IF(N56=\"Yes\",C41,0))","v":0},{"$f":"IF(C41>0,\"No\",\"\")","v":""},null,"Total",{"$f":"Q54-Q53-Q55","v":0},{"$f":"R54-R53-R55","v":0},{"$f":"SUM(S53:S55)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes","Don't Pass"]
[null,"Total",{"$f":"SUM(C45:C56)","v":0},{"$f":"SUM(D45:D56)","v":0}]
[null,"Budget to Actual Difference",{"$f":"C57-D57","v":0},null,null,null,null,"Pass to next month's Everyday Exp. Budget",null,null,null,null,{"$f":"SUM(M54:M56)","v":0},{"$f":"AQ55","v":"Pass"},null,"Balance in bank/s",{"$f":"IF(Z56=\"\",\"\",\"Expected\")","v":""},"Actual",{"$f":"IF(Z56=\"\",\"\",\"Diff\")","v":""}]
[null,"In order to get additional lines for listing",null,null,null,null,null,null,null,null,null,null,null,null,null,"at end of month",{"$f":"H!R59+I!R56","v":0},null,{"$f":"Q59-R59","v":0}]
[null,"press the",null,"button to the right."]
[null,"(Macros must be enabled)"]
[]
[null,"Creditor name","Budget","Actual amount","Payment Method","Comments",null,"day","Expense name","Actual amount","Payment Method","Comments","Remaining Budget",null,"day","Expense name","Actual amount","Total deal","pay #"," out of","Payment Method","Comments","Remaining Budget"]
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[null,"To add \"Payment Method\" and \"Comments\","]
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[null,"Planned budget for Fixed Expenses",{"$f":"C18","v":0},null,null,null,null,"day","Expense name","Actual Amount","Payment Method","Comments","Remaining Budget",null,"day","Expense name","Actual Amount","Total deal","payment\nnumber","out of","Payment Method","Comments","Remaining Budget",null,"Planned Budget for Income",null,{"$f":"Z17","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"אופן התשלום"]
[null,"Expense Name","Budget","Actual Amount","Payment Method","Comments",null,null,"Planned Budget \nfor Everyday Expenses",null,null,null,{"$f":"C57+IF(I!N58=AQ55,I!M58,0)+I!AP45","v":0},null,null,"Planned Budget for \nPeriodic Expenses",null,null,null,null,null,null,{"$f":"I!W46+J!Z45-I!AP45","v":0},null,"Income Name","Budget","Actual Amount","Method","Comments",null,"Average Income so far",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cash"]
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[null,{"$f":"IF(I!B14<>\"\",I!B14,)","v":"Donations"},{"$f":"I!C14","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J14=\"\",\"\",$M$5-SUM($J$7:J14))","v":""},null,null,{"$f":"IF(I!Q14<>I!R14,IF(I!Q14<>0,IF(I!S14<>I!T14,I!P14,),),)","v":0},{"$f":"IF(I!Q14<>I!R14,IF(I!Q14<>0,IF(I!S14<>I!T14,I!Q14,),),)","v":0},{"$f":"IF(I!Q14<>I!R14,IF(I!Q14<>0,IF(I!S14<>I!T14,0,Q14),Q14),Q14)","v":0},{"$f":"IF(I!Q14<>I!R14,IF(I!Q14<>0,IF(I!S14<>I!T14,I!S14+1,),),)","v":0},{"$f":"IF(I!Q14<>I!R14,IF(I!Q14<>0,IF(I!S14<>I!T14,I!T14,),),)","v":0},{"$f":"IF(I!Q14<>I!R14,IF(I!Q14<>0,IF(I!S14<>I!T14,I!U14,),),)","v":0},{"$f":"IF(I!Q14<>I!R14,IF(I!Q14<>0,IF(I!S14<>I!T14,I!V14,),),)","v":0},{"$f":"IF(Q14=\"\",\"\",$W$5-SUM($Q$7:Q14))","v":0},null,{"$f":"IF(I!Y14<>\"\",I!Y14,)","v":"Income from Property"},{"$f":"I!Z14","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"חודשים שנותרו עד"]
[null,{"$f":"IF(I!B15<>\"\",I!B15,)","v":0},{"$f":"I!C15","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J15=\"\",\"\",$M$5-SUM($J$7:J15))","v":""},null,null,{"$f":"IF(I!Q15<>I!R15,IF(I!Q15<>0,IF(I!S15<>I!T15,I!P15,),),)","v":0},{"$f":"IF(I!Q15<>I!R15,IF(I!Q15<>0,IF(I!S15<>I!T15,I!Q15,),),)","v":0},{"$f":"IF(I!Q15<>I!R15,IF(I!Q15<>0,IF(I!S15<>I!T15,0,Q15),Q15),Q15)","v":0},{"$f":"IF(I!Q15<>I!R15,IF(I!Q15<>0,IF(I!S15<>I!T15,I!S15+1,),),)","v":0},{"$f":"IF(I!Q15<>I!R15,IF(I!Q15<>0,IF(I!S15<>I!T15,I!T15,),),)","v":0},{"$f":"IF(I!Q15<>I!R15,IF(I!Q15<>0,IF(I!S15<>I!T15,I!U15,),),)","v":0},{"$f":"IF(I!Q15<>I!R15,IF(I!Q15<>0,IF(I!S15<>I!T15,I!V15,),),)","v":0},{"$f":"IF(Q15=\"\",\"\",$W$5-SUM($Q$7:Q15))","v":0},null,{"$f":"IF(I!Y15<>\"\",I!Y15,)","v":"Help from parents"},{"$f":"I!Z15","v":0},null,null,null,null,{"$f":"IF(COUNTIF(AE23:AE44,\"<0\")>0,\"Over yearly budget!\nTake an action from the options to your right.\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"סוף השנה"]
[null,{"$f":"IF(I!B16<>\"\",I!B16,)","v":0},{"$f":"I!C16","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J16=\"\",\"\",$M$5-SUM($J$7:J16))","v":""},null,null,{"$f":"IF(I!Q16<>I!R16,IF(I!Q16<>0,IF(I!S16<>I!T16,I!P16,),),)","v":0},{"$f":"IF(I!Q16<>I!R16,IF(I!Q16<>0,IF(I!S16<>I!T16,I!Q16,),),)","v":0},{"$f":"IF(I!Q16<>I!R16,IF(I!Q16<>0,IF(I!S16<>I!T16,0,Q16),Q16),Q16)","v":0},{"$f":"IF(I!Q16<>I!R16,IF(I!Q16<>0,IF(I!S16<>I!T16,I!S16+1,),),)","v":0},{"$f":"IF(I!Q16<>I!R16,IF(I!Q16<>0,IF(I!S16<>I!T16,I!T16,),),)","v":0},{"$f":"IF(I!Q16<>I!R16,IF(I!Q16<>0,IF(I!S16<>I!T16,I!U16,),),)","v":0},{"$f":"IF(I!Q16<>I!R16,IF(I!Q16<>0,IF(I!S16<>I!T16,I!V16,),),)","v":0},{"$f":"IF(Q16=\"\",\"\",$W$5-SUM($Q$7:Q16))","v":0},null,{"$f":"IF(I!Y16<>\"\",I!Y16,)","v":"Other Income"},{"$f":"I!Z16","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"13-AR19","v":3}]
[null,{"$f":"IF(I!B17<>\"\",I!B17,)","v":0},{"$f":"I!C17","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J17=\"\",\"\",$M$5-SUM($J$7:J17))","v":""},null,null,{"$f":"IF(I!Q17<>I!R17,IF(I!Q17<>0,IF(I!S17<>I!T17,I!P17,),),)","v":0},{"$f":"IF(I!Q17<>I!R17,IF(I!Q17<>0,IF(I!S17<>I!T17,I!Q17,),),)","v":0},{"$f":"IF(I!Q17<>I!R17,IF(I!Q17<>0,IF(I!S17<>I!T17,0,Q17),Q17),Q17)","v":0},{"$f":"IF(I!Q17<>I!R17,IF(I!Q17<>0,IF(I!S17<>I!T17,I!S17+1,),),)","v":0},{"$f":"IF(I!Q17<>I!R17,IF(I!Q17<>0,IF(I!S17<>I!T17,I!T17,),),)","v":0},{"$f":"IF(I!Q17<>I!R17,IF(I!Q17<>0,IF(I!S17<>I!T17,I!U17,),),)","v":0},{"$f":"IF(I!Q17<>I!R17,IF(I!Q17<>0,IF(I!S17<>I!T17,I!V17,),),)","v":0},{"$f":"IF(Q17=\"\",\"\",$W$5-SUM($Q$7:Q17))","v":0},null,"Total",{"$f":"SUM(Z6:Z16)","v":0},{"$f":"SUM(AA6:AA16)","v":0}]
[null,"Total",{"$f":"SUM(C7:C17)","v":0},{"$f":"SUM(D7:D17)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J18=\"\",\"\",$M$5-SUM($J$7:J18))","v":""},null,null,{"$f":"IF(I!Q18<>I!R18,IF(I!Q18<>0,IF(I!S18<>I!T18,I!P18,),),)","v":0},{"$f":"IF(I!Q18<>I!R18,IF(I!Q18<>0,IF(I!S18<>I!T18,I!Q18,),),)","v":0},{"$f":"IF(I!Q18<>I!R18,IF(I!Q18<>0,IF(I!S18<>I!T18,0,Q18),Q18),Q18)","v":0},{"$f":"IF(I!Q18<>I!R18,IF(I!Q18<>0,IF(I!S18<>I!T18,I!S18+1,),),)","v":0},{"$f":"IF(I!Q18<>I!R18,IF(I!Q18<>0,IF(I!S18<>I!T18,I!T18,),),)","v":0},{"$f":"IF(I!Q18<>I!R18,IF(I!Q18<>0,IF(I!S18<>I!T18,I!U18,),),)","v":0},{"$f":"IF(I!Q18<>I!R18,IF(I!Q18<>0,IF(I!S18<>I!T18,I!V18,),),)","v":0},{"$f":"IF(Q18=\"\",\"\",$W$5-SUM($Q$7:Q18))","v":0},null,"Budget to Actual Difference",null,{"$f":"AA17-AA4","v":0},null,null,null,null,null,null,"Offset for yearly budget overrun in Periodic Expenses",null,null,null,null,null,null,null,null,null,"חודש מס'"]
[null,"Budget to Actual Difference",null,{"$f":"C18-D18","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J19=\"\",\"\",$M$5-SUM($J$7:J19))","v":""},null,null,{"$f":"IF(I!Q19<>I!R19,IF(I!Q19<>0,IF(I!S19<>I!T19,I!P19,),),)","v":0},{"$f":"IF(I!Q19<>I!R19,IF(I!Q19<>0,IF(I!S19<>I!T19,I!Q19,),),)","v":0},{"$f":"IF(I!Q19<>I!R19,IF(I!Q19<>0,IF(I!S19<>I!T19,0,Q19),Q19),Q19)","v":0},{"$f":"IF(I!Q19<>I!R19,IF(I!Q19<>0,IF(I!S19<>I!T19,I!S19+1,),),)","v":0},{"$f":"IF(I!Q19<>I!R19,IF(I!Q19<>0,IF(I!S19<>I!T19,I!T19,),),)","v":0},{"$f":"IF(I!Q19<>I!R19,IF(I!Q19<>0,IF(I!S19<>I!T19,I!U19,),),)","v":0},{"$f":"IF(I!Q19<>I!R19,IF(I!Q19<>0,IF(I!S19<>I!T19,I!V19,),),)","v":0},{"$f":"IF(Q19=\"\",\"\",$W$5-SUM($Q$7:Q19))","v":0},null,null,null,null,null,null,null,null,null,null,"For each expense name with budget overrun, choose one of the following:",null,null,null,null,null,null,null,null,null,10,null,null,null,"תקציב מתוכנן "]
[null,{"$f":"IF(D19>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J20=\"\",\"\",$M$5-SUM($J$7:J20))","v":""},null,null,{"$f":"IF(I!Q20<>I!R20,IF(I!Q20<>0,IF(I!S20<>I!T20,I!P20,),),)","v":0},{"$f":"IF(I!Q20<>I!R20,IF(I!Q20<>0,IF(I!S20<>I!T20,I!Q20,),),)","v":0},{"$f":"IF(I!Q20<>I!R20,IF(I!Q20<>0,IF(I!S20<>I!T20,0,Q20),Q20),Q20)","v":0},{"$f":"IF(I!Q20<>I!R20,IF(I!Q20<>0,IF(I!S20<>I!T20,I!S20+1,),),)","v":0},{"$f":"IF(I!Q20<>I!R20,IF(I!Q20<>0,IF(I!S20<>I!T20,I!T20,),),)","v":0},{"$f":"IF(I!Q20<>I!R20,IF(I!Q20<>0,IF(I!S20<>I!T20,I!U20,),),)","v":0},{"$f":"IF(I!Q20<>I!R20,IF(I!Q20<>0,IF(I!S20<>I!T20,I!V20,),),)","v":0},{"$f":"IF(Q20=\"\",\"\",$W$5-SUM($Q$7:Q20))","v":0},null,"Periodic Expenses Summary",null,null,null,null,null,null,null,null,"0 - Change budget starting next month (requires manual change) ",null,null,null,null,null,null,null,null,"העמודות באפור אינן בשימוש.",null,null,null,null,"בתחילת החודש"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J21=\"\",\"\",$M$5-SUM($J$7:J21))","v":""},null,null,{"$f":"IF(I!Q21<>I!R21,IF(I!Q21<>0,IF(I!S21<>I!T21,I!P21,),),)","v":0},{"$f":"IF(I!Q21<>I!R21,IF(I!Q21<>0,IF(I!S21<>I!T21,I!Q21,),),)","v":0},{"$f":"IF(I!Q21<>I!R21,IF(I!Q21<>0,IF(I!S21<>I!T21,0,Q21),Q21),Q21)","v":0},{"$f":"IF(I!Q21<>I!R21,IF(I!Q21<>0,IF(I!S21<>I!T21,I!S21+1,),),)","v":0},{"$f":"IF(I!Q21<>I!R21,IF(I!Q21<>0,IF(I!S21<>I!T21,I!T21,),),)","v":0},{"$f":"IF(I!Q21<>I!R21,IF(I!Q21<>0,IF(I!S21<>I!T21,I!U21,),),)","v":0},{"$f":"IF(I!Q21<>I!R21,IF(I!Q21<>0,IF(I!S21<>I!T21,I!V21,),),)","v":0},{"$f":"IF(Q21=\"\",\"\",$W$5-SUM($Q$7:Q21))","v":0},null,"Expense Name","Budget","Actual Amount",null,null,"סכום עסקה","Yearly Remaining Budget",null,"%","1- Automatic offset using Everyday Expenses budget.                ",null,null,null,null,null,null,null,"לקיזוז משוטפות","קיזוז מצטבר","יתרת תקציב שנתית לפני קיזוז חודש זה",null,null,null,"בתוספת יתרה",null,"יתרת תקציב שנתית"]
[null,"Debts Return",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J22=\"\",\"\",$M$5-SUM($J$7:J22))","v":""},null,null,{"$f":"IF(I!Q22<>I!R22,IF(I!Q22<>0,IF(I!S22<>I!T22,I!P22,),),)","v":0},{"$f":"IF(I!Q22<>I!R22,IF(I!Q22<>0,IF(I!S22<>I!T22,I!Q22,),),)","v":0},{"$f":"IF(I!Q22<>I!R22,IF(I!Q22<>0,IF(I!S22<>I!T22,0,Q22),Q22),Q22)","v":0},{"$f":"IF(I!Q22<>I!R22,IF(I!Q22<>0,IF(I!S22<>I!T22,I!S22+1,),),)","v":0},{"$f":"IF(I!Q22<>I!R22,IF(I!Q22<>0,IF(I!S22<>I!T22,I!T22,),),)","v":0},{"$f":"IF(I!Q22<>I!R22,IF(I!Q22<>0,IF(I!S22<>I!T22,I!U22,),),)","v":0},{"$f":"IF(I!Q22<>I!R22,IF(I!Q22<>0,IF(I!S22<>I!T22,I!V22,),),)","v":0},{"$f":"IF(Q22=\"\",\"\",$W$5-SUM($Q$7:Q22))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"(בחודש זה)","עד (ובלי) חודש זה",null,"עסקאות מצטברות","ביצוע מצטבר",null,"מחודש קודם","חריגה שנתית","לפני קיזוז חודש זה",null,"% הקדמה"]
[null,"Planned budget \nfor Debts",{"$f":"C40","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J23=\"\",\"\",$M$5-SUM($J$7:J23))","v":""},null,null,{"$f":"IF(I!Q23<>I!R23,IF(I!Q23<>0,IF(I!S23<>I!T23,I!P23,),),)","v":0},{"$f":"IF(I!Q23<>I!R23,IF(I!Q23<>0,IF(I!S23<>I!T23,I!Q23,),),)","v":0},{"$f":"IF(I!Q23<>I!R23,IF(I!Q23<>0,IF(I!S23<>I!T23,0,Q23),Q23),Q23)","v":0},{"$f":"IF(I!Q23<>I!R23,IF(I!Q23<>0,IF(I!S23<>I!T23,I!S23+1,),),)","v":0},{"$f":"IF(I!Q23<>I!R23,IF(I!Q23<>0,IF(I!S23<>I!T23,I!T23,),),)","v":0},{"$f":"IF(I!Q23<>I!R23,IF(I!Q23<>0,IF(I!S23<>I!T23,I!U23,),),)","v":0},{"$f":"IF(I!Q23<>I!R23,IF(I!Q23<>0,IF(I!S23<>I!T23,I!V23,),),)","v":0},{"$f":"IF(Q23=\"\",\"\",$W$5-SUM($Q$7:Q23))","v":0},null,{"$f":"IF(I!Y23<>\"\",I!Y23,)","v":"Municipal Taxes"},{"$f":"I!Z23","v":0},{"$f":"SUMIF($P$7:$P$110,Y23,$Q$7:$Q$110)","v":0},null,null,{"$f":"SUMIF($P$7:$P$110,Y23,$R$7:$R$110)","v":0},{"$f":"IF(AI23=0,AX23,0)","v":0},null,{"$f":"IF(AZ23>1,\"overrun\",IF(AZ23<0,\"OK\",AZ23))","v":0},null,0,null,null,null,null,null,null,{"$f":"IF(AI23=1,AX23,0)","v":0},{"$f":"I!AQ23+I!AP23","v":0},{"$f":"Z23*12-AS23-AQ23","v":0},{"$f":"AD23+I!AS23","v":0},{"$f":"AA23+I!AT23","v":0},null,{"$f":"I!AV23-I!AD23+J!Z23-I!AP23","v":0},{"$f":"IF(AE23<0,AE23,0)","v":0},{"$f":"IF(Z23=I!Z23,I!AE23-AD23,I!AE23+(Z23-I!Z23)*$AW$16-AD23)","v":0},null,{"$f":"(($Z23*(12-$AR$19))-$AE23)/($Z23*(12-$AR$19)+0.00001)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J24=\"\",\"\",$M$5-SUM($J$7:J24))","v":""},null,null,{"$f":"IF(I!Q24<>I!R24,IF(I!Q24<>0,IF(I!S24<>I!T24,I!P24,),),)","v":0},{"$f":"IF(I!Q24<>I!R24,IF(I!Q24<>0,IF(I!S24<>I!T24,I!Q24,),),)","v":0},{"$f":"IF(I!Q24<>I!R24,IF(I!Q24<>0,IF(I!S24<>I!T24,0,Q24),Q24),Q24)","v":0},{"$f":"IF(I!Q24<>I!R24,IF(I!Q24<>0,IF(I!S24<>I!T24,I!S24+1,),),)","v":0},{"$f":"IF(I!Q24<>I!R24,IF(I!Q24<>0,IF(I!S24<>I!T24,I!T24,),),)","v":0},{"$f":"IF(I!Q24<>I!R24,IF(I!Q24<>0,IF(I!S24<>I!T24,I!U24,),),)","v":0},{"$f":"IF(I!Q24<>I!R24,IF(I!Q24<>0,IF(I!S24<>I!T24,I!V24,),),)","v":0},{"$f":"IF(Q24=\"\",\"\",$W$5-SUM($Q$7:Q24))","v":0},null,{"$f":"IF(I!Y24<>\"\",I!Y24,)","v":"Water and Sewage"},{"$f":"I!Z24","v":0},0,null,null,0,{"$f":"IF(AI24=0,AX24,0)","v":0},null,0,null,0,null,null,null,null,null,null,0,{"$f":"I!AQ24+I!AP24","v":0},0,{"$f":"AD24+I!AS24","v":0},{"$f":"AA24+I!AT24","v":0},null,{"$f":"I!AV24-I!AD24+J!Z24-I!AP24","v":0},{"$f":"IF(AE24<0,AE24,0)","v":0},{"$f":"IF(Z24=I!Z24,I!AE24-AD24,I!AE24+(Z24-I!Z24)*$AW$16-AD24)","v":0},null,{"$f":"(($Z24*(12-$AR$19))-$AE24)/($Z24*(12-$AR$19)+0.00001)","v":0}]
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[null,{"$f":"IF(I!B36<>\"\",I!B36,)","v":0},{"$f":"I!C36","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J36=\"\",\"\",$M$5-SUM($J$7:J36))","v":""},null,null,{"$f":"IF(I!Q36<>I!R36,IF(I!Q36<>0,IF(I!S36<>I!T36,I!P36,),),)","v":0},{"$f":"IF(I!Q36<>I!R36,IF(I!Q36<>0,IF(I!S36<>I!T36,I!Q36,),),)","v":0},{"$f":"IF(I!Q36<>I!R36,IF(I!Q36<>0,IF(I!S36<>I!T36,0,Q36),Q36),Q36)","v":0},{"$f":"IF(I!Q36<>I!R36,IF(I!Q36<>0,IF(I!S36<>I!T36,I!S36+1,),),)","v":0},{"$f":"IF(I!Q36<>I!R36,IF(I!Q36<>0,IF(I!S36<>I!T36,I!T36,),),)","v":0},{"$f":"IF(I!Q36<>I!R36,IF(I!Q36<>0,IF(I!S36<>I!T36,I!U36,),),)","v":0},{"$f":"IF(I!Q36<>I!R36,IF(I!Q36<>0,IF(I!S36<>I!T36,I!V36,),),)","v":0},{"$f":"IF(Q36=\"\",\"\",$W$5-SUM($Q$7:Q36))","v":0},null,{"$f":"IF(I!Y36<>\"\",I!Y36,)","v":"Eyeglasses/Contact Lens"},{"$f":"I!Z36","v":0},0,null,null,0,0,null,0,null,0,null,">30%","***",null,null,null,0,{"$f":"I!AQ36+I!AP36","v":0},0,{"$f":"AD36+I!AS36","v":0},{"$f":"AA36+I!AT36","v":0},null,{"$f":"I!AV36-I!AD36+J!Z36-I!AP36","v":0},0,{"$f":"IF(Z36=I!Z36,I!AE36-AD36,I!AE36+(Z36-I!Z36)*$AW$16-AD36)","v":0},null,0]
[null,{"$f":"IF(I!B37<>\"\",I!B37,)","v":0},{"$f":"I!C37","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J37=\"\",\"\",$M$5-SUM($J$7:J37))","v":""},null,null,{"$f":"IF(I!Q37<>I!R37,IF(I!Q37<>0,IF(I!S37<>I!T37,I!P37,),),)","v":0},{"$f":"IF(I!Q37<>I!R37,IF(I!Q37<>0,IF(I!S37<>I!T37,I!Q37,),),)","v":0},{"$f":"IF(I!Q37<>I!R37,IF(I!Q37<>0,IF(I!S37<>I!T37,0,Q37),Q37),Q37)","v":0},{"$f":"IF(I!Q37<>I!R37,IF(I!Q37<>0,IF(I!S37<>I!T37,I!S37+1,),),)","v":0},{"$f":"IF(I!Q37<>I!R37,IF(I!Q37<>0,IF(I!S37<>I!T37,I!T37,),),)","v":0},{"$f":"IF(I!Q37<>I!R37,IF(I!Q37<>0,IF(I!S37<>I!T37,I!U37,),),)","v":0},{"$f":"IF(I!Q37<>I!R37,IF(I!Q37<>0,IF(I!S37<>I!T37,I!V37,),),)","v":0},{"$f":"IF(Q37=\"\",\"\",$W$5-SUM($Q$7:Q37))","v":0},null,{"$f":"IF(I!Y37<>\"\",I!Y37,)","v":"Vacations"},{"$f":"I!Z37","v":0},0,null,null,0,0,null,0,null,0,null,">20%","***",null,null,null,0,{"$f":"I!AQ37+I!AP37","v":0},0,{"$f":"AD37+I!AS37","v":0},{"$f":"AA37+I!AT37","v":0},null,{"$f":"I!AV37-I!AD37+J!Z37-I!AP37","v":0},0,{"$f":"IF(Z37=I!Z37,I!AE37-AD37,I!AE37+(Z37-I!Z37)*$AW$16-AD37)","v":0},null,0]
[null,{"$f":"IF(I!B38<>\"\",I!B38,)","v":0},{"$f":"I!C38","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J38=\"\",\"\",$M$5-SUM($J$7:J38))","v":""},null,null,{"$f":"IF(I!Q38<>I!R38,IF(I!Q38<>0,IF(I!S38<>I!T38,I!P38,),),)","v":0},{"$f":"IF(I!Q38<>I!R38,IF(I!Q38<>0,IF(I!S38<>I!T38,I!Q38,),),)","v":0},{"$f":"IF(I!Q38<>I!R38,IF(I!Q38<>0,IF(I!S38<>I!T38,0,Q38),Q38),Q38)","v":0},{"$f":"IF(I!Q38<>I!R38,IF(I!Q38<>0,IF(I!S38<>I!T38,I!S38+1,),),)","v":0},{"$f":"IF(I!Q38<>I!R38,IF(I!Q38<>0,IF(I!S38<>I!T38,I!T38,),),)","v":0},{"$f":"IF(I!Q38<>I!R38,IF(I!Q38<>0,IF(I!S38<>I!T38,I!U38,),),)","v":0},{"$f":"IF(I!Q38<>I!R38,IF(I!Q38<>0,IF(I!S38<>I!T38,I!V38,),),)","v":0},{"$f":"IF(Q38=\"\",\"\",$W$5-SUM($Q$7:Q38))","v":0},null,{"$f":"IF(I!Y38<>\"\",I!Y38,)","v":"Religious expenses"},{"$f":"I!Z38","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"I!AQ38+I!AP38","v":0},0,{"$f":"AD38+I!AS38","v":0},{"$f":"AA38+I!AT38","v":0},null,{"$f":"I!AV38-I!AD38+J!Z38-I!AP38","v":0},0,{"$f":"IF(Z38=I!Z38,I!AE38-AD38,I!AE38+(Z38-I!Z38)*$AW$16-AD38)","v":0},null,0]
[null,{"$f":"IF(I!B39<>\"\",I!B39,)","v":0},{"$f":"I!C39","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J39=\"\",\"\",$M$5-SUM($J$7:J39))","v":""},null,null,{"$f":"IF(I!Q39<>I!R39,IF(I!Q39<>0,IF(I!S39<>I!T39,I!P39,),),)","v":0},{"$f":"IF(I!Q39<>I!R39,IF(I!Q39<>0,IF(I!S39<>I!T39,I!Q39,),),)","v":0},{"$f":"IF(I!Q39<>I!R39,IF(I!Q39<>0,IF(I!S39<>I!T39,0,Q39),Q39),Q39)","v":0},{"$f":"IF(I!Q39<>I!R39,IF(I!Q39<>0,IF(I!S39<>I!T39,I!S39+1,),),)","v":0},{"$f":"IF(I!Q39<>I!R39,IF(I!Q39<>0,IF(I!S39<>I!T39,I!T39,),),)","v":0},{"$f":"IF(I!Q39<>I!R39,IF(I!Q39<>0,IF(I!S39<>I!T39,I!U39,),),)","v":0},{"$f":"IF(I!Q39<>I!R39,IF(I!Q39<>0,IF(I!S39<>I!T39,I!V39,),),)","v":0},{"$f":"IF(Q39=\"\",\"\",$W$5-SUM($Q$7:Q39))","v":0},null,{"$f":"IF(I!Y39<>\"\",I!Y39,)","v":"Gifts"},{"$f":"I!Z39","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"I!AQ39+I!AP39","v":0},0,{"$f":"AD39+I!AS39","v":0},{"$f":"AA39+I!AT39","v":0},null,{"$f":"I!AV39-I!AD39+J!Z39-I!AP39","v":0},0,{"$f":"IF(Z39=I!Z39,I!AE39-AD39,I!AE39+(Z39-I!Z39)*$AW$16-AD39)","v":0},null,0]
[null,"Total",{"$f":"SUM(C27:C39)+SUM(C65:C86)","v":0},{"$f":"SUM(D27:D39)+SUM(D65:D86)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J40=\"\",\"\",$M$5-SUM($J$7:J40))","v":""},null,null,{"$f":"IF(I!Q40<>I!R40,IF(I!Q40<>0,IF(I!S40<>I!T40,I!P40,),),)","v":0},{"$f":"IF(I!Q40<>I!R40,IF(I!Q40<>0,IF(I!S40<>I!T40,I!Q40,),),)","v":0},{"$f":"IF(I!Q40<>I!R40,IF(I!Q40<>0,IF(I!S40<>I!T40,0,Q40),Q40),Q40)","v":0},{"$f":"IF(I!Q40<>I!R40,IF(I!Q40<>0,IF(I!S40<>I!T40,I!S40+1,),),)","v":0},{"$f":"IF(I!Q40<>I!R40,IF(I!Q40<>0,IF(I!S40<>I!T40,I!T40,),),)","v":0},{"$f":"IF(I!Q40<>I!R40,IF(I!Q40<>0,IF(I!S40<>I!T40,I!U40,),),)","v":0},{"$f":"IF(I!Q40<>I!R40,IF(I!Q40<>0,IF(I!S40<>I!T40,I!V40,),),)","v":0},{"$f":"IF(Q40=\"\",\"\",$W$5-SUM($Q$7:Q40))","v":0},null,{"$f":"IF(I!Y40<>\"\",I!Y40,)","v":"Small Purchases"},{"$f":"I!Z40","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"I!AQ40+I!AP40","v":0},0,{"$f":"AD40+I!AS40","v":0},{"$f":"AA40+I!AT40","v":0},null,{"$f":"I!AV40-I!AD40+J!Z40-I!AP40","v":0},0,{"$f":"IF(Z40=I!Z40,I!AE40-AD40,I!AE40+(Z40-I!Z40)*$AW$16-AD40)","v":0},null,0]
[null,"Budget to Actual Difference",{"$f":"C40-D40","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J41=\"\",\"\",$M$5-SUM($J$7:J41))","v":""},null,null,{"$f":"IF(I!Q41<>I!R41,IF(I!Q41<>0,IF(I!S41<>I!T41,I!P41,),),)","v":0},{"$f":"IF(I!Q41<>I!R41,IF(I!Q41<>0,IF(I!S41<>I!T41,I!Q41,),),)","v":0},{"$f":"IF(I!Q41<>I!R41,IF(I!Q41<>0,IF(I!S41<>I!T41,0,Q41),Q41),Q41)","v":0},{"$f":"IF(I!Q41<>I!R41,IF(I!Q41<>0,IF(I!S41<>I!T41,I!S41+1,),),)","v":0},{"$f":"IF(I!Q41<>I!R41,IF(I!Q41<>0,IF(I!S41<>I!T41,I!T41,),),)","v":0},{"$f":"IF(I!Q41<>I!R41,IF(I!Q41<>0,IF(I!S41<>I!T41,I!U41,),),)","v":0},{"$f":"IF(I!Q41<>I!R41,IF(I!Q41<>0,IF(I!S41<>I!T41,I!V41,),),)","v":0},{"$f":"IF(Q41=\"\",\"\",$W$5-SUM($Q$7:Q41))","v":0},null,{"$f":"IF(I!Y41<>\"\",I!Y41,)","v":"Haircuts / Cosmetics Treatments"},{"$f":"I!Z41","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"I!AQ41+I!AP41","v":0},0,{"$f":"AD41+I!AS41","v":0},{"$f":"AA41+I!AT41","v":0},null,{"$f":"I!AV41-I!AD41+J!Z41-I!AP41","v":0},0,{"$f":"IF(Z41=I!Z41,I!AE41-AD41,I!AE41+(Z41-I!Z41)*$AW$16-AD41)","v":0},null,0]
[null,{"$f":"IF(C41>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J42=\"\",\"\",$M$5-SUM($J$7:J42))","v":""},null,null,{"$f":"IF(I!Q42<>I!R42,IF(I!Q42<>0,IF(I!S42<>I!T42,I!P42,),),)","v":0},{"$f":"IF(I!Q42<>I!R42,IF(I!Q42<>0,IF(I!S42<>I!T42,I!Q42,),),)","v":0},{"$f":"IF(I!Q42<>I!R42,IF(I!Q42<>0,IF(I!S42<>I!T42,0,Q42),Q42),Q42)","v":0},{"$f":"IF(I!Q42<>I!R42,IF(I!Q42<>0,IF(I!S42<>I!T42,I!S42+1,),),)","v":0},{"$f":"IF(I!Q42<>I!R42,IF(I!Q42<>0,IF(I!S42<>I!T42,I!T42,),),)","v":0},{"$f":"IF(I!Q42<>I!R42,IF(I!Q42<>0,IF(I!S42<>I!T42,I!U42,),),)","v":0},{"$f":"IF(I!Q42<>I!R42,IF(I!Q42<>0,IF(I!S42<>I!T42,I!V42,),),)","v":0},{"$f":"IF(Q42=\"\",\"\",$W$5-SUM($Q$7:Q42))","v":0},null,{"$f":"IF(I!Y42<>\"\",I!Y42,)","v":"National Insurance"},{"$f":"I!Z42","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"I!AQ42+I!AP42","v":0},0,{"$f":"AD42+I!AS42","v":0},{"$f":"AA42+I!AT42","v":0},null,{"$f":"I!AV42-I!AD42+J!Z42-I!AP42","v":0},0,{"$f":"IF(Z42=I!Z42,I!AE42-AD42,I!AE42+(Z42-I!Z42)*$AW$16-AD42)","v":0},null,0]
[null,"Everyday Expenses summary",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J43=\"\",\"\",$M$5-SUM($J$7:J43))","v":""},null,null,{"$f":"IF(I!Q43<>I!R43,IF(I!Q43<>0,IF(I!S43<>I!T43,I!P43,),),)","v":0},{"$f":"IF(I!Q43<>I!R43,IF(I!Q43<>0,IF(I!S43<>I!T43,I!Q43,),),)","v":0},{"$f":"IF(I!Q43<>I!R43,IF(I!Q43<>0,IF(I!S43<>I!T43,0,Q43),Q43),Q43)","v":0},{"$f":"IF(I!Q43<>I!R43,IF(I!Q43<>0,IF(I!S43<>I!T43,I!S43+1,),),)","v":0},{"$f":"IF(I!Q43<>I!R43,IF(I!Q43<>0,IF(I!S43<>I!T43,I!T43,),),)","v":0},{"$f":"IF(I!Q43<>I!R43,IF(I!Q43<>0,IF(I!S43<>I!T43,I!U43,),),)","v":0},{"$f":"IF(I!Q43<>I!R43,IF(I!Q43<>0,IF(I!S43<>I!T43,I!V43,),),)","v":0},{"$f":"IF(Q43=\"\",\"\",$W$5-SUM($Q$7:Q43))","v":0},null,{"$f":"IF(I!Y43<>\"\",I!Y43,)","v":0},{"$f":"I!Z43","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"I!AQ43+I!AP43","v":0},0,{"$f":"AD43+I!AS43","v":0},{"$f":"AA43+I!AT43","v":0},null,{"$f":"I!AV43-I!AD43+J!Z43-I!AP43","v":0},0,{"$f":"IF(Z43=I!Z43,I!AE43-AD43,I!AE43+(Z43-I!Z43)*$AW$16-AD43)","v":0},null,0]
[null,"Expense Name","Budget","Actual Amount",null,null,null,null,null,null,null,null,{"$f":"IF(J44=\"\",\"\",$M$5-SUM($J$7:J44))","v":""},null,null,{"$f":"IF(I!Q44<>I!R44,IF(I!Q44<>0,IF(I!S44<>I!T44,I!P44,),),)","v":0},{"$f":"IF(I!Q44<>I!R44,IF(I!Q44<>0,IF(I!S44<>I!T44,I!Q44,),),)","v":0},{"$f":"IF(I!Q44<>I!R44,IF(I!Q44<>0,IF(I!S44<>I!T44,0,Q44),Q44),Q44)","v":0},{"$f":"IF(I!Q44<>I!R44,IF(I!Q44<>0,IF(I!S44<>I!T44,I!S44+1,),),)","v":0},{"$f":"IF(I!Q44<>I!R44,IF(I!Q44<>0,IF(I!S44<>I!T44,I!T44,),),)","v":0},{"$f":"IF(I!Q44<>I!R44,IF(I!Q44<>0,IF(I!S44<>I!T44,I!U44,),),)","v":0},{"$f":"IF(I!Q44<>I!R44,IF(I!Q44<>0,IF(I!S44<>I!T44,I!V44,),),)","v":0},{"$f":"IF(Q44=\"\",\"\",$W$5-SUM($Q$7:Q44))","v":0},null,{"$f":"IF(I!Y44<>\"\",I!Y44,)","v":0},{"$f":"I!Z44","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"I!AQ44+I!AP44","v":0},0,{"$f":"AD44+I!AS44","v":0},{"$f":"AA44+I!AT44","v":0},null,{"$f":"I!AV44-I!AD44+J!Z44-I!AP44","v":0},0,{"$f":"IF(Z44=I!Z44,I!AE44-AD44,I!AE44+(Z44-I!Z44)*$AW$16-AD44)","v":0},null,0]
[null,{"$f":"IF(I!B45<>\"\",I!B45,)","v":"Food"},{"$f":"I!C45","v":0},{"$f":"SUMIF($I$7:$I$110,B45,$J$7:$J$110)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J45=\"\",\"\",$M$5-SUM($J$7:J45))","v":""},null,null,{"$f":"IF(I!Q45<>I!R45,IF(I!Q45<>0,IF(I!S45<>I!T45,I!P45,),),)","v":0},{"$f":"IF(I!Q45<>I!R45,IF(I!Q45<>0,IF(I!S45<>I!T45,I!Q45,),),)","v":0},{"$f":"IF(I!Q45<>I!R45,IF(I!Q45<>0,IF(I!S45<>I!T45,0,Q45),Q45),Q45)","v":0},{"$f":"IF(I!Q45<>I!R45,IF(I!Q45<>0,IF(I!S45<>I!T45,I!S45+1,),),)","v":0},{"$f":"IF(I!Q45<>I!R45,IF(I!Q45<>0,IF(I!S45<>I!T45,I!T45,),),)","v":0},{"$f":"IF(I!Q45<>I!R45,IF(I!Q45<>0,IF(I!S45<>I!T45,I!U45,),),)","v":0},{"$f":"IF(I!Q45<>I!R45,IF(I!Q45<>0,IF(I!S45<>I!T45,I!V45,),),)","v":0},{"$f":"IF(Q45=\"\",\"\",$W$5-SUM($Q$7:Q45))","v":0},null,"Total",{"$f":"SUM(Z23:Z44)","v":0},{"$f":"SUM(AA23:AA44)","v":0},null,null,null,{"$f":"SUM(AE23:AE44)","v":0},null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(AP23:AP44)","v":0},{"$f":"SUM(AQ23:AQ44)","v":0},{"$f":"SUM(AR23:AR44)","v":0},{"$f":"SUM(AS23:AS44)","v":0},{"$f":"SUM(AT23:AT44)","v":0},null,{"$f":"SUM(AV23:AV44)","v":0},{"$f":"SUM(AW23:AW44)","v":0},{"$f":"SUM(AX23:AX44)","v":0}]
[null,{"$f":"IF(I!B46<>\"\",I!B46,)","v":"Public Transportation"},{"$f":"I!C46","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J46=\"\",\"\",$M$5-SUM($J$7:J46))","v":""},null,null,"Budget to pass to next month's Periodic Expense Budget",null,null,null,null,null,null,{"$f":"W5-AA45","v":0},null,"Budget to Actual Difference",{"$f":"Z45-AA45","v":0}]
[null,{"$f":"IF(I!B47<>\"\",I!B47,)","v":"Gas and Parking"},{"$f":"I!C47","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J47=\"\",\"\",$M$5-SUM($J$7:J47))","v":""}]
[null,{"$f":"IF(I!B48<>\"\",I!B48,)","v":"Telephone-Landline/Long Distance"},{"$f":"I!C48","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J48=\"\",\"\",$M$5-SUM($J$7:J48))","v":""},null,null,"Month Summary",{"$f":"M2","v":""},{"$f":"N2","v":""}]
[null,{"$f":"IF(I!B49<>\"\",I!B49,)","v":"Cell Phones"},{"$f":"I!C49","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J49=\"\",\"\",$M$5-SUM($J$7:J49))","v":""},null,null,"Category","Budget","Actual","Diff"]
[null,{"$f":"IF(I!B50<>\"\",I!B50,)","v":"Home"},{"$f":"I!C50","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J50=\"\",\"\",$M$5-SUM($J$7:J50))","v":""},null,null,"Fixed Expenses",{"$f":"C18","v":0},{"$f":"D18","v":0},{"$f":"Q50-R50","v":0}]
[null,{"$f":"IF(I!B51<>\"\",I!B51,)","v":"Cleaning help / Babysitter"},{"$f":"I!C51","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J51=\"\",\"\",$M$5-SUM($J$7:J51))","v":""},null,null,"Periodic Expenses",{"$f":"Z45","v":0},{"$f":"AA45","v":0},{"$f":"Q51-R51","v":0}]
[null,{"$f":"IF(I!B52<>\"\",I!B52,)","v":"Cigarettes"},{"$f":"I!C52","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J52=\"\",\"\",$M$5-SUM($J$7:J52))","v":""},null,null,"Everyday Expenses",{"$f":"C57","v":0},{"$f":"D57","v":0},{"$f":"Q52-R52","v":0}]
[null,{"$f":"IF(I!B53<>\"\",I!B53,)","v":"Other"},{"$f":"I!C53","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J53=\"\",\"\",$M$5-SUM($J$7:J53))","v":""},{"$f":"IF(D19<=0,IF(C41<=0,\"\",\"Pass positive diff?\"),\"Pass positive diff?\")","v":""},null,"Total Expenses",{"$f":"SUM(Q50:Q52)","v":0},{"$f":"SUM(R50:R52)","v":0},{"$f":"Q53-R53","v":0}]
[null,{"$f":"IF(I!B54<>\"\",I!B54,)","v":0},{"$f":"I!C54","v":0},0,null,null,null,"End of Month","Remaining budget, Everyday exp.",null,null,null,{"$f":"M5-D57","v":0},null,null,"Income",{"$f":"AA4","v":0},{"$f":"AA17","v":0},{"$f":"R54-Q54","v":0}]
[null,{"$f":"IF(I!B55<>\"\",I!B55,)","v":0},{"$f":"I!C55","v":0},0,null,null,null,null,"Difference in Fixed Expenses",null,null,null,{"$f":"IF(D19<=0,D19,IF(N55=\"Yes\",D19,0))","v":0},{"$f":"IF(D19>0,\"No\",\"\")","v":""},null,"Debts Return",{"$f":"C40","v":0},{"$f":"D40","v":0},{"$f":"Q55-R55","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No","Pass"]
[null,{"$f":"IF(I!B56<>\"\",I!B56,)","v":0},{"$f":"I!C56","v":0},0,null,null,null,null,"Difference in Debts Returns",null,null,null,{"$f":"IF(C41<=0,C41,IF(N56=\"Yes\",C41,0))","v":0},{"$f":"IF(C41>0,\"No\",\"\")","v":""},null,"Total",{"$f":"Q54-Q53-Q55","v":0},{"$f":"R54-R53-R55","v":0},{"$f":"SUM(S53:S55)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes","Don't Pass"]
[null,"Total",{"$f":"SUM(C45:C56)","v":0},{"$f":"SUM(D45:D56)","v":0}]
[null,"Budget to Actual Difference",{"$f":"C57-D57","v":0},null,null,null,null,"Pass to next month's Everyday Exp. Budget",null,null,null,null,{"$f":"SUM(M54:M56)","v":0},{"$f":"AQ55","v":"Pass"},null,"Balance in bank/s",{"$f":"IF(Z56=\"\",\"\",\"Expected\")","v":""},"Actual",{"$f":"IF(Z56=\"\",\"\",\"Diff\")","v":""}]
[null,"In order to get additional lines for listing",null,null,null,null,null,null,null,null,null,null,null,null,null,"at end of month",{"$f":"I!R59+J!R56","v":0},null,{"$f":"Q59-R59","v":0}]
[null,"press the",null,"button to the right."]
[null,"(Macros must be enabled)"]
[]
[null,"Creditor name","Budget","Actual amount","Payment Method","Comments",null,"day","Expense name","Actual amount","Payment Method","Comments","Remaining Budget",null,"day","Expense name","Actual amount","Total deal","pay #"," out of","Payment Method","Comments","Remaining Budget"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J64=\"\",\"\",$M$5-SUM($J$7:J64))","v":""},null,null,{"$f":"IF(I!Q64<>I!R64,IF(I!Q64<>0,IF(I!S64<>I!T64,I!P64,),),)","v":0},{"$f":"IF(I!Q64<>I!R64,IF(I!Q64<>0,IF(I!S64<>I!T64,I!Q64,),),)","v":0},{"$f":"IF(I!Q64<>I!R64,IF(I!Q64<>0,IF(I!S64<>I!T64,0,Q64),Q64),Q64)","v":0},{"$f":"IF(I!Q64<>I!R64,IF(I!Q64<>0,IF(I!S64<>I!T64,I!S64+1,),),)","v":0},{"$f":"IF(I!Q64<>I!R64,IF(I!Q64<>0,IF(I!S64<>I!T64,I!T64,),),)","v":0},{"$f":"IF(I!Q64<>I!R64,IF(I!Q64<>0,IF(I!S64<>I!T64,I!U64,),),)","v":0},{"$f":"IF(I!Q64<>I!R64,IF(I!Q64<>0,IF(I!S64<>I!T64,I!V64,),),)","v":0},{"$f":"IF(Q64=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q64))","v":0}]
[null,{"$f":"IF(I!B65<>\"\",I!B65,)","v":0},{"$f":"I!C65","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J65=\"\",\"\",$M$5-SUM($J$7:J65))","v":""},null,null,{"$f":"IF(I!Q65<>I!R65,IF(I!Q65<>0,IF(I!S65<>I!T65,I!P65,),),)","v":0},{"$f":"IF(I!Q65<>I!R65,IF(I!Q65<>0,IF(I!S65<>I!T65,I!Q65,),),)","v":0},{"$f":"IF(I!Q65<>I!R65,IF(I!Q65<>0,IF(I!S65<>I!T65,0,Q65),Q65),Q65)","v":0},{"$f":"IF(I!Q65<>I!R65,IF(I!Q65<>0,IF(I!S65<>I!T65,I!S65+1,),),)","v":0},{"$f":"IF(I!Q65<>I!R65,IF(I!Q65<>0,IF(I!S65<>I!T65,I!T65,),),)","v":0},{"$f":"IF(I!Q65<>I!R65,IF(I!Q65<>0,IF(I!S65<>I!T65,I!U65,),),)","v":0},{"$f":"IF(I!Q65<>I!R65,IF(I!Q65<>0,IF(I!S65<>I!T65,I!V65,),),)","v":0},{"$f":"IF(Q65=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q65))","v":0}]
[null,{"$f":"IF(I!B66<>\"\",I!B66,)","v":0},{"$f":"I!C66","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J66=\"\",\"\",$M$5-SUM($J$7:J66))","v":""},null,null,{"$f":"IF(I!Q66<>I!R66,IF(I!Q66<>0,IF(I!S66<>I!T66,I!P66,),),)","v":0},{"$f":"IF(I!Q66<>I!R66,IF(I!Q66<>0,IF(I!S66<>I!T66,I!Q66,),),)","v":0},{"$f":"IF(I!Q66<>I!R66,IF(I!Q66<>0,IF(I!S66<>I!T66,0,Q66),Q66),Q66)","v":0},{"$f":"IF(I!Q66<>I!R66,IF(I!Q66<>0,IF(I!S66<>I!T66,I!S66+1,),),)","v":0},{"$f":"IF(I!Q66<>I!R66,IF(I!Q66<>0,IF(I!S66<>I!T66,I!T66,),),)","v":0},{"$f":"IF(I!Q66<>I!R66,IF(I!Q66<>0,IF(I!S66<>I!T66,I!U66,),),)","v":0},{"$f":"IF(I!Q66<>I!R66,IF(I!Q66<>0,IF(I!S66<>I!T66,I!V66,),),)","v":0},{"$f":"IF(Q66=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q66))","v":0}]
[null,{"$f":"IF(I!B67<>\"\",I!B67,)","v":0},{"$f":"I!C67","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J67=\"\",\"\",$M$5-SUM($J$7:J67))","v":""},null,null,{"$f":"IF(I!Q67<>I!R67,IF(I!Q67<>0,IF(I!S67<>I!T67,I!P67,),),)","v":0},{"$f":"IF(I!Q67<>I!R67,IF(I!Q67<>0,IF(I!S67<>I!T67,I!Q67,),),)","v":0},{"$f":"IF(I!Q67<>I!R67,IF(I!Q67<>0,IF(I!S67<>I!T67,0,Q67),Q67),Q67)","v":0},{"$f":"IF(I!Q67<>I!R67,IF(I!Q67<>0,IF(I!S67<>I!T67,I!S67+1,),),)","v":0},{"$f":"IF(I!Q67<>I!R67,IF(I!Q67<>0,IF(I!S67<>I!T67,I!T67,),),)","v":0},{"$f":"IF(I!Q67<>I!R67,IF(I!Q67<>0,IF(I!S67<>I!T67,I!U67,),),)","v":0},{"$f":"IF(I!Q67<>I!R67,IF(I!Q67<>0,IF(I!S67<>I!T67,I!V67,),),)","v":0},{"$f":"IF(Q67=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q67))","v":0}]
[null,{"$f":"IF(I!B68<>\"\",I!B68,)","v":0},{"$f":"I!C68","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J68=\"\",\"\",$M$5-SUM($J$7:J68))","v":""},null,null,{"$f":"IF(I!Q68<>I!R68,IF(I!Q68<>0,IF(I!S68<>I!T68,I!P68,),),)","v":0},{"$f":"IF(I!Q68<>I!R68,IF(I!Q68<>0,IF(I!S68<>I!T68,I!Q68,),),)","v":0},{"$f":"IF(I!Q68<>I!R68,IF(I!Q68<>0,IF(I!S68<>I!T68,0,Q68),Q68),Q68)","v":0},{"$f":"IF(I!Q68<>I!R68,IF(I!Q68<>0,IF(I!S68<>I!T68,I!S68+1,),),)","v":0},{"$f":"IF(I!Q68<>I!R68,IF(I!Q68<>0,IF(I!S68<>I!T68,I!T68,),),)","v":0},{"$f":"IF(I!Q68<>I!R68,IF(I!Q68<>0,IF(I!S68<>I!T68,I!U68,),),)","v":0},{"$f":"IF(I!Q68<>I!R68,IF(I!Q68<>0,IF(I!S68<>I!T68,I!V68,),),)","v":0},{"$f":"IF(Q68=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q68))","v":0}]
[null,{"$f":"IF(I!B69<>\"\",I!B69,)","v":0},{"$f":"I!C69","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J69=\"\",\"\",$M$5-SUM($J$7:J69))","v":""},null,null,{"$f":"IF(I!Q69<>I!R69,IF(I!Q69<>0,IF(I!S69<>I!T69,I!P69,),),)","v":0},{"$f":"IF(I!Q69<>I!R69,IF(I!Q69<>0,IF(I!S69<>I!T69,I!Q69,),),)","v":0},{"$f":"IF(I!Q69<>I!R69,IF(I!Q69<>0,IF(I!S69<>I!T69,0,Q69),Q69),Q69)","v":0},{"$f":"IF(I!Q69<>I!R69,IF(I!Q69<>0,IF(I!S69<>I!T69,I!S69+1,),),)","v":0},{"$f":"IF(I!Q69<>I!R69,IF(I!Q69<>0,IF(I!S69<>I!T69,I!T69,),),)","v":0},{"$f":"IF(I!Q69<>I!R69,IF(I!Q69<>0,IF(I!S69<>I!T69,I!U69,),),)","v":0},{"$f":"IF(I!Q69<>I!R69,IF(I!Q69<>0,IF(I!S69<>I!T69,I!V69,),),)","v":0},{"$f":"IF(Q69=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q69))","v":0}]
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[null,{"$f":"IF(J!B7<>\"\",J!B7,)","v":"Mortgage Payments"},{"$f":"J!C7","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J7=\"\",\"\",$M$5-SUM($J$7:J7))","v":""},null,null,{"$f":"IF(J!Q7<>J!R7,IF(J!Q7<>0,IF(J!S7<>J!T7,J!P7,),),)","v":0},{"$f":"IF(J!Q7<>J!R7,IF(J!Q7<>0,IF(J!S7<>J!T7,J!Q7,),),)","v":0},{"$f":"IF(J!Q7<>J!R7,IF(J!Q7<>0,IF(J!S7<>J!T7,0,Q7),Q7),Q7)","v":0},{"$f":"IF(J!Q7<>J!R7,IF(J!Q7<>0,IF(J!S7<>J!T7,J!S7+1,),),)","v":0},{"$f":"IF(J!Q7<>J!R7,IF(J!Q7<>0,IF(J!S7<>J!T7,J!T7,),),)","v":0},{"$f":"IF(J!Q7<>J!R7,IF(J!Q7<>0,IF(J!S7<>J!T7,J!U7,),),)","v":0},{"$f":"IF(J!Q7<>J!R7,IF(J!Q7<>0,IF(J!S7<>J!T7,J!V7,),),)","v":0},{"$f":"IF(Q7=\"\",\"\",$W$5-SUM($Q$7:Q7))","v":0},null,{"$f":"IF(J!Y7<>\"\",J!Y7,)","v":"Husband job 2"},{"$f":"J!Z7","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credit Card"]
[null,{"$f":"IF(J!B8<>\"\",J!B8,)","v":"Mortgage Insurance"},{"$f":"J!C8","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J8=\"\",\"\",$M$5-SUM($J$7:J8))","v":""},null,null,{"$f":"IF(J!Q8<>J!R8,IF(J!Q8<>0,IF(J!S8<>J!T8,J!P8,),),)","v":0},{"$f":"IF(J!Q8<>J!R8,IF(J!Q8<>0,IF(J!S8<>J!T8,J!Q8,),),)","v":0},{"$f":"IF(J!Q8<>J!R8,IF(J!Q8<>0,IF(J!S8<>J!T8,0,Q8),Q8),Q8)","v":0},{"$f":"IF(J!Q8<>J!R8,IF(J!Q8<>0,IF(J!S8<>J!T8,J!S8+1,),),)","v":0},{"$f":"IF(J!Q8<>J!R8,IF(J!Q8<>0,IF(J!S8<>J!T8,J!T8,),),)","v":0},{"$f":"IF(J!Q8<>J!R8,IF(J!Q8<>0,IF(J!S8<>J!T8,J!U8,),),)","v":0},{"$f":"IF(J!Q8<>J!R8,IF(J!Q8<>0,IF(J!S8<>J!T8,J!V8,),),)","v":0},{"$f":"IF(Q8=\"\",\"\",$W$5-SUM($Q$7:Q8))","v":0},null,{"$f":"IF(J!Y8<>\"\",J!Y8,)","v":"Wife job 1"},{"$f":"J!Z8","v":0},null,null,null,null,{"$f":"(AA17+'Month A'!AA17+B!AA17+'C'!AA17+D!AA17+E!AA17+F!AA17+G!AA17+H!AA17+I!AA17+J!AA17)/AR19","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Direct Debit"]
[null,{"$f":"IF(J!B9<>\"\",J!B9,)","v":"Rent"},{"$f":"J!C9","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J9=\"\",\"\",$M$5-SUM($J$7:J9))","v":""},null,null,{"$f":"IF(J!Q9<>J!R9,IF(J!Q9<>0,IF(J!S9<>J!T9,J!P9,),),)","v":0},{"$f":"IF(J!Q9<>J!R9,IF(J!Q9<>0,IF(J!S9<>J!T9,J!Q9,),),)","v":0},{"$f":"IF(J!Q9<>J!R9,IF(J!Q9<>0,IF(J!S9<>J!T9,0,Q9),Q9),Q9)","v":0},{"$f":"IF(J!Q9<>J!R9,IF(J!Q9<>0,IF(J!S9<>J!T9,J!S9+1,),),)","v":0},{"$f":"IF(J!Q9<>J!R9,IF(J!Q9<>0,IF(J!S9<>J!T9,J!T9,),),)","v":0},{"$f":"IF(J!Q9<>J!R9,IF(J!Q9<>0,IF(J!S9<>J!T9,J!U9,),),)","v":0},{"$f":"IF(J!Q9<>J!R9,IF(J!Q9<>0,IF(J!S9<>J!T9,J!V9,),),)","v":0},{"$f":"IF(Q9=\"\",\"\",$W$5-SUM($Q$7:Q9))","v":0},null,{"$f":"IF(J!Y9<>\"\",J!Y9,)","v":"Wife job 2"},{"$f":"J!Z9","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Vouchers"]
[null,{"$f":"IF(J!B10<>\"\",J!B10,)","v":"Town Taxes / Maintenance Fees"},{"$f":"J!C10","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J10=\"\",\"\",$M$5-SUM($J$7:J10))","v":""},null,null,{"$f":"IF(J!Q10<>J!R10,IF(J!Q10<>0,IF(J!S10<>J!T10,J!P10,),),)","v":0},{"$f":"IF(J!Q10<>J!R10,IF(J!Q10<>0,IF(J!S10<>J!T10,J!Q10,),),)","v":0},{"$f":"IF(J!Q10<>J!R10,IF(J!Q10<>0,IF(J!S10<>J!T10,0,Q10),Q10),Q10)","v":0},{"$f":"IF(J!Q10<>J!R10,IF(J!Q10<>0,IF(J!S10<>J!T10,J!S10+1,),),)","v":0},{"$f":"IF(J!Q10<>J!R10,IF(J!Q10<>0,IF(J!S10<>J!T10,J!T10,),),)","v":0},{"$f":"IF(J!Q10<>J!R10,IF(J!Q10<>0,IF(J!S10<>J!T10,J!U10,),),)","v":0},{"$f":"IF(J!Q10<>J!R10,IF(J!Q10<>0,IF(J!S10<>J!T10,J!V10,),),)","v":0},{"$f":"IF(Q10=\"\",\"\",$W$5-SUM($Q$7:Q10))","v":0},null,{"$f":"IF(J!Y10<>\"\",J!Y10,)","v":"National Social Security for Children"},{"$f":"J!Z10","v":0},null,null,null,null,"Cummulative Difference in Income"]
[null,{"$f":"IF(J!B11<>\"\",J!B11,)","v":"Insurance (excl. car) "},{"$f":"J!C11","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J11=\"\",\"\",$M$5-SUM($J$7:J11))","v":""},null,null,{"$f":"IF(J!Q11<>J!R11,IF(J!Q11<>0,IF(J!S11<>J!T11,J!P11,),),)","v":0},{"$f":"IF(J!Q11<>J!R11,IF(J!Q11<>0,IF(J!S11<>J!T11,J!Q11,),),)","v":0},{"$f":"IF(J!Q11<>J!R11,IF(J!Q11<>0,IF(J!S11<>J!T11,0,Q11),Q11),Q11)","v":0},{"$f":"IF(J!Q11<>J!R11,IF(J!Q11<>0,IF(J!S11<>J!T11,J!S11+1,),),)","v":0},{"$f":"IF(J!Q11<>J!R11,IF(J!Q11<>0,IF(J!S11<>J!T11,J!T11,),),)","v":0},{"$f":"IF(J!Q11<>J!R11,IF(J!Q11<>0,IF(J!S11<>J!T11,J!U11,),),)","v":0},{"$f":"IF(J!Q11<>J!R11,IF(J!Q11<>0,IF(J!S11<>J!T11,J!V11,),),)","v":0},{"$f":"IF(Q11=\"\",\"\",$W$5-SUM($Q$7:Q11))","v":0},null,{"$f":"IF(J!Y11<>\"\",J!Y11,)","v":"other Allowances"},{"$f":"J!Z11","v":0}]
[null,{"$f":"IF(J!B12<>\"\",J!B12,)","v":"Bank Savings Program"},{"$f":"J!C12","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J12=\"\",\"\",$M$5-SUM($J$7:J12))","v":""},null,null,{"$f":"IF(J!Q12<>J!R12,IF(J!Q12<>0,IF(J!S12<>J!T12,J!P12,),),)","v":0},{"$f":"IF(J!Q12<>J!R12,IF(J!Q12<>0,IF(J!S12<>J!T12,J!Q12,),),)","v":0},{"$f":"IF(J!Q12<>J!R12,IF(J!Q12<>0,IF(J!S12<>J!T12,0,Q12),Q12),Q12)","v":0},{"$f":"IF(J!Q12<>J!R12,IF(J!Q12<>0,IF(J!S12<>J!T12,J!S12+1,),),)","v":0},{"$f":"IF(J!Q12<>J!R12,IF(J!Q12<>0,IF(J!S12<>J!T12,J!T12,),),)","v":0},{"$f":"IF(J!Q12<>J!R12,IF(J!Q12<>0,IF(J!S12<>J!T12,J!U12,),),)","v":0},{"$f":"IF(J!Q12<>J!R12,IF(J!Q12<>0,IF(J!S12<>J!T12,J!V12,),),)","v":0},{"$f":"IF(Q12=\"\",\"\",$W$5-SUM($Q$7:Q12))","v":0},null,{"$f":"IF(J!Y12<>\"\",J!Y12,)","v":"Rent Assistance"},{"$f":"J!Z12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"חישובי עזר לתקופתיות"]
[null,{"$f":"IF(J!B13<>\"\",J!B13,)","v":"Subscriptions"},{"$f":"J!C13","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J13=\"\",\"\",$M$5-SUM($J$7:J13))","v":""},null,null,{"$f":"IF(J!Q13<>J!R13,IF(J!Q13<>0,IF(J!S13<>J!T13,J!P13,),),)","v":0},{"$f":"IF(J!Q13<>J!R13,IF(J!Q13<>0,IF(J!S13<>J!T13,J!Q13,),),)","v":0},{"$f":"IF(J!Q13<>J!R13,IF(J!Q13<>0,IF(J!S13<>J!T13,0,Q13),Q13),Q13)","v":0},{"$f":"IF(J!Q13<>J!R13,IF(J!Q13<>0,IF(J!S13<>J!T13,J!S13+1,),),)","v":0},{"$f":"IF(J!Q13<>J!R13,IF(J!Q13<>0,IF(J!S13<>J!T13,J!T13,),),)","v":0},{"$f":"IF(J!Q13<>J!R13,IF(J!Q13<>0,IF(J!S13<>J!T13,J!U13,),),)","v":0},{"$f":"IF(J!Q13<>J!R13,IF(J!Q13<>0,IF(J!S13<>J!T13,J!V13,),),)","v":0},{"$f":"IF(Q13=\"\",\"\",$W$5-SUM($Q$7:Q13))","v":0},null,{"$f":"IF(J!Y13<>\"\",J!Y13,)","v":"Food Packages"},{"$f":"J!Z13","v":0},null,null,null,null,{"$f":"AA18+'Month A'!AA18+B!AA18+'C'!AA18+D!AA18+E!AA18+F!AA18+G!AA18+H!AA18+I!AA18+J!AA18","v":0}]
[null,{"$f":"IF(J!B14<>\"\",J!B14,)","v":"Donations"},{"$f":"J!C14","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J14=\"\",\"\",$M$5-SUM($J$7:J14))","v":""},null,null,{"$f":"IF(J!Q14<>J!R14,IF(J!Q14<>0,IF(J!S14<>J!T14,J!P14,),),)","v":0},{"$f":"IF(J!Q14<>J!R14,IF(J!Q14<>0,IF(J!S14<>J!T14,J!Q14,),),)","v":0},{"$f":"IF(J!Q14<>J!R14,IF(J!Q14<>0,IF(J!S14<>J!T14,0,Q14),Q14),Q14)","v":0},{"$f":"IF(J!Q14<>J!R14,IF(J!Q14<>0,IF(J!S14<>J!T14,J!S14+1,),),)","v":0},{"$f":"IF(J!Q14<>J!R14,IF(J!Q14<>0,IF(J!S14<>J!T14,J!T14,),),)","v":0},{"$f":"IF(J!Q14<>J!R14,IF(J!Q14<>0,IF(J!S14<>J!T14,J!U14,),),)","v":0},{"$f":"IF(J!Q14<>J!R14,IF(J!Q14<>0,IF(J!S14<>J!T14,J!V14,),),)","v":0},{"$f":"IF(Q14=\"\",\"\",$W$5-SUM($Q$7:Q14))","v":0},null,{"$f":"IF(J!Y14<>\"\",J!Y14,)","v":"Income from Property"},{"$f":"J!Z14","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"חודשים שנותרו עד"]
[null,{"$f":"IF(J!B15<>\"\",J!B15,)","v":0},{"$f":"J!C15","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J15=\"\",\"\",$M$5-SUM($J$7:J15))","v":""},null,null,{"$f":"IF(J!Q15<>J!R15,IF(J!Q15<>0,IF(J!S15<>J!T15,J!P15,),),)","v":0},{"$f":"IF(J!Q15<>J!R15,IF(J!Q15<>0,IF(J!S15<>J!T15,J!Q15,),),)","v":0},{"$f":"IF(J!Q15<>J!R15,IF(J!Q15<>0,IF(J!S15<>J!T15,0,Q15),Q15),Q15)","v":0},{"$f":"IF(J!Q15<>J!R15,IF(J!Q15<>0,IF(J!S15<>J!T15,J!S15+1,),),)","v":0},{"$f":"IF(J!Q15<>J!R15,IF(J!Q15<>0,IF(J!S15<>J!T15,J!T15,),),)","v":0},{"$f":"IF(J!Q15<>J!R15,IF(J!Q15<>0,IF(J!S15<>J!T15,J!U15,),),)","v":0},{"$f":"IF(J!Q15<>J!R15,IF(J!Q15<>0,IF(J!S15<>J!T15,J!V15,),),)","v":0},{"$f":"IF(Q15=\"\",\"\",$W$5-SUM($Q$7:Q15))","v":0},null,{"$f":"IF(J!Y15<>\"\",J!Y15,)","v":"Help from parents"},{"$f":"J!Z15","v":0},null,null,null,null,{"$f":"IF(COUNTIF(AE23:AE44,\"<0\")>0,\"Over yearly budget!\nTake an action from the options to your right.\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"סוף השנה"]
[null,{"$f":"IF(J!B16<>\"\",J!B16,)","v":0},{"$f":"J!C16","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J16=\"\",\"\",$M$5-SUM($J$7:J16))","v":""},null,null,{"$f":"IF(J!Q16<>J!R16,IF(J!Q16<>0,IF(J!S16<>J!T16,J!P16,),),)","v":0},{"$f":"IF(J!Q16<>J!R16,IF(J!Q16<>0,IF(J!S16<>J!T16,J!Q16,),),)","v":0},{"$f":"IF(J!Q16<>J!R16,IF(J!Q16<>0,IF(J!S16<>J!T16,0,Q16),Q16),Q16)","v":0},{"$f":"IF(J!Q16<>J!R16,IF(J!Q16<>0,IF(J!S16<>J!T16,J!S16+1,),),)","v":0},{"$f":"IF(J!Q16<>J!R16,IF(J!Q16<>0,IF(J!S16<>J!T16,J!T16,),),)","v":0},{"$f":"IF(J!Q16<>J!R16,IF(J!Q16<>0,IF(J!S16<>J!T16,J!U16,),),)","v":0},{"$f":"IF(J!Q16<>J!R16,IF(J!Q16<>0,IF(J!S16<>J!T16,J!V16,),),)","v":0},{"$f":"IF(Q16=\"\",\"\",$W$5-SUM($Q$7:Q16))","v":0},null,{"$f":"IF(J!Y16<>\"\",J!Y16,)","v":"Other Income"},{"$f":"J!Z16","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"13-AR19","v":2}]
[null,{"$f":"IF(J!B17<>\"\",J!B17,)","v":0},{"$f":"J!C17","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J17=\"\",\"\",$M$5-SUM($J$7:J17))","v":""},null,null,{"$f":"IF(J!Q17<>J!R17,IF(J!Q17<>0,IF(J!S17<>J!T17,J!P17,),),)","v":0},{"$f":"IF(J!Q17<>J!R17,IF(J!Q17<>0,IF(J!S17<>J!T17,J!Q17,),),)","v":0},{"$f":"IF(J!Q17<>J!R17,IF(J!Q17<>0,IF(J!S17<>J!T17,0,Q17),Q17),Q17)","v":0},{"$f":"IF(J!Q17<>J!R17,IF(J!Q17<>0,IF(J!S17<>J!T17,J!S17+1,),),)","v":0},{"$f":"IF(J!Q17<>J!R17,IF(J!Q17<>0,IF(J!S17<>J!T17,J!T17,),),)","v":0},{"$f":"IF(J!Q17<>J!R17,IF(J!Q17<>0,IF(J!S17<>J!T17,J!U17,),),)","v":0},{"$f":"IF(J!Q17<>J!R17,IF(J!Q17<>0,IF(J!S17<>J!T17,J!V17,),),)","v":0},{"$f":"IF(Q17=\"\",\"\",$W$5-SUM($Q$7:Q17))","v":0},null,"Total",{"$f":"SUM(Z6:Z16)","v":0},{"$f":"SUM(AA6:AA16)","v":0}]
[null,"Total",{"$f":"SUM(C7:C17)","v":0},{"$f":"SUM(D7:D17)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J18=\"\",\"\",$M$5-SUM($J$7:J18))","v":""},null,null,{"$f":"IF(J!Q18<>J!R18,IF(J!Q18<>0,IF(J!S18<>J!T18,J!P18,),),)","v":0},{"$f":"IF(J!Q18<>J!R18,IF(J!Q18<>0,IF(J!S18<>J!T18,J!Q18,),),)","v":0},{"$f":"IF(J!Q18<>J!R18,IF(J!Q18<>0,IF(J!S18<>J!T18,0,Q18),Q18),Q18)","v":0},{"$f":"IF(J!Q18<>J!R18,IF(J!Q18<>0,IF(J!S18<>J!T18,J!S18+1,),),)","v":0},{"$f":"IF(J!Q18<>J!R18,IF(J!Q18<>0,IF(J!S18<>J!T18,J!T18,),),)","v":0},{"$f":"IF(J!Q18<>J!R18,IF(J!Q18<>0,IF(J!S18<>J!T18,J!U18,),),)","v":0},{"$f":"IF(J!Q18<>J!R18,IF(J!Q18<>0,IF(J!S18<>J!T18,J!V18,),),)","v":0},{"$f":"IF(Q18=\"\",\"\",$W$5-SUM($Q$7:Q18))","v":0},null,"Budget to Actual Difference",null,{"$f":"AA17-AA4","v":0},null,null,null,null,null,null,"Offset for yearly budget overrun in Periodic Expenses",null,null,null,null,null,null,null,null,null,"חודש מס'"]
[null,"Budget to Actual Difference",null,{"$f":"C18-D18","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J19=\"\",\"\",$M$5-SUM($J$7:J19))","v":""},null,null,{"$f":"IF(J!Q19<>J!R19,IF(J!Q19<>0,IF(J!S19<>J!T19,J!P19,),),)","v":0},{"$f":"IF(J!Q19<>J!R19,IF(J!Q19<>0,IF(J!S19<>J!T19,J!Q19,),),)","v":0},{"$f":"IF(J!Q19<>J!R19,IF(J!Q19<>0,IF(J!S19<>J!T19,0,Q19),Q19),Q19)","v":0},{"$f":"IF(J!Q19<>J!R19,IF(J!Q19<>0,IF(J!S19<>J!T19,J!S19+1,),),)","v":0},{"$f":"IF(J!Q19<>J!R19,IF(J!Q19<>0,IF(J!S19<>J!T19,J!T19,),),)","v":0},{"$f":"IF(J!Q19<>J!R19,IF(J!Q19<>0,IF(J!S19<>J!T19,J!U19,),),)","v":0},{"$f":"IF(J!Q19<>J!R19,IF(J!Q19<>0,IF(J!S19<>J!T19,J!V19,),),)","v":0},{"$f":"IF(Q19=\"\",\"\",$W$5-SUM($Q$7:Q19))","v":0},null,null,null,null,null,null,null,null,null,null,"For each expense name with budget overrun, choose one of the following:",null,null,null,null,null,null,null,null,null,11,null,null,null,"תקציב מתוכנן "]
[null,{"$f":"IF(D19>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J20=\"\",\"\",$M$5-SUM($J$7:J20))","v":""},null,null,{"$f":"IF(J!Q20<>J!R20,IF(J!Q20<>0,IF(J!S20<>J!T20,J!P20,),),)","v":0},{"$f":"IF(J!Q20<>J!R20,IF(J!Q20<>0,IF(J!S20<>J!T20,J!Q20,),),)","v":0},{"$f":"IF(J!Q20<>J!R20,IF(J!Q20<>0,IF(J!S20<>J!T20,0,Q20),Q20),Q20)","v":0},{"$f":"IF(J!Q20<>J!R20,IF(J!Q20<>0,IF(J!S20<>J!T20,J!S20+1,),),)","v":0},{"$f":"IF(J!Q20<>J!R20,IF(J!Q20<>0,IF(J!S20<>J!T20,J!T20,),),)","v":0},{"$f":"IF(J!Q20<>J!R20,IF(J!Q20<>0,IF(J!S20<>J!T20,J!U20,),),)","v":0},{"$f":"IF(J!Q20<>J!R20,IF(J!Q20<>0,IF(J!S20<>J!T20,J!V20,),),)","v":0},{"$f":"IF(Q20=\"\",\"\",$W$5-SUM($Q$7:Q20))","v":0},null,"Periodic Expenses Summary",null,null,null,null,null,null,null,null,"0 - Change budget starting next month (requires manual change) ",null,null,null,null,null,null,null,null,"העמודות באפור אינן בשימוש.",null,null,null,null,"בתחילת החודש"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J21=\"\",\"\",$M$5-SUM($J$7:J21))","v":""},null,null,{"$f":"IF(J!Q21<>J!R21,IF(J!Q21<>0,IF(J!S21<>J!T21,J!P21,),),)","v":0},{"$f":"IF(J!Q21<>J!R21,IF(J!Q21<>0,IF(J!S21<>J!T21,J!Q21,),),)","v":0},{"$f":"IF(J!Q21<>J!R21,IF(J!Q21<>0,IF(J!S21<>J!T21,0,Q21),Q21),Q21)","v":0},{"$f":"IF(J!Q21<>J!R21,IF(J!Q21<>0,IF(J!S21<>J!T21,J!S21+1,),),)","v":0},{"$f":"IF(J!Q21<>J!R21,IF(J!Q21<>0,IF(J!S21<>J!T21,J!T21,),),)","v":0},{"$f":"IF(J!Q21<>J!R21,IF(J!Q21<>0,IF(J!S21<>J!T21,J!U21,),),)","v":0},{"$f":"IF(J!Q21<>J!R21,IF(J!Q21<>0,IF(J!S21<>J!T21,J!V21,),),)","v":0},{"$f":"IF(Q21=\"\",\"\",$W$5-SUM($Q$7:Q21))","v":0},null,"Expense Name","Budget","Actual Amount",null,null,"סכום עסקה","Yearly Remaining Budget",null,"%","1- Automatic offset using Everyday Expenses budget.                ",null,null,null,null,null,null,null,"לקיזוז משוטפות","קיזוז מצטבר","יתרת תקציב שנתית לפני קיזוז חודש זה",null,null,null,"בתוספת יתרה",null,"יתרת תקציב שנתית"]
[null,"Debts Return",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J22=\"\",\"\",$M$5-SUM($J$7:J22))","v":""},null,null,{"$f":"IF(J!Q22<>J!R22,IF(J!Q22<>0,IF(J!S22<>J!T22,J!P22,),),)","v":0},{"$f":"IF(J!Q22<>J!R22,IF(J!Q22<>0,IF(J!S22<>J!T22,J!Q22,),),)","v":0},{"$f":"IF(J!Q22<>J!R22,IF(J!Q22<>0,IF(J!S22<>J!T22,0,Q22),Q22),Q22)","v":0},{"$f":"IF(J!Q22<>J!R22,IF(J!Q22<>0,IF(J!S22<>J!T22,J!S22+1,),),)","v":0},{"$f":"IF(J!Q22<>J!R22,IF(J!Q22<>0,IF(J!S22<>J!T22,J!T22,),),)","v":0},{"$f":"IF(J!Q22<>J!R22,IF(J!Q22<>0,IF(J!S22<>J!T22,J!U22,),),)","v":0},{"$f":"IF(J!Q22<>J!R22,IF(J!Q22<>0,IF(J!S22<>J!T22,J!V22,),),)","v":0},{"$f":"IF(Q22=\"\",\"\",$W$5-SUM($Q$7:Q22))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"(בחודש זה)","עד (ובלי) חודש זה",null,"עסקאות מצטברות","ביצוע מצטבר",null,"מחודש קודם","חריגה שנתית","לפני קיזוז חודש זה",null,"% הקדמה"]
[null,"Planned budget \nfor Debts",{"$f":"C40","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J23=\"\",\"\",$M$5-SUM($J$7:J23))","v":""},null,null,{"$f":"IF(J!Q23<>J!R23,IF(J!Q23<>0,IF(J!S23<>J!T23,J!P23,),),)","v":0},{"$f":"IF(J!Q23<>J!R23,IF(J!Q23<>0,IF(J!S23<>J!T23,J!Q23,),),)","v":0},{"$f":"IF(J!Q23<>J!R23,IF(J!Q23<>0,IF(J!S23<>J!T23,0,Q23),Q23),Q23)","v":0},{"$f":"IF(J!Q23<>J!R23,IF(J!Q23<>0,IF(J!S23<>J!T23,J!S23+1,),),)","v":0},{"$f":"IF(J!Q23<>J!R23,IF(J!Q23<>0,IF(J!S23<>J!T23,J!T23,),),)","v":0},{"$f":"IF(J!Q23<>J!R23,IF(J!Q23<>0,IF(J!S23<>J!T23,J!U23,),),)","v":0},{"$f":"IF(J!Q23<>J!R23,IF(J!Q23<>0,IF(J!S23<>J!T23,J!V23,),),)","v":0},{"$f":"IF(Q23=\"\",\"\",$W$5-SUM($Q$7:Q23))","v":0},null,{"$f":"IF(J!Y23<>\"\",J!Y23,)","v":"Municipal Taxes"},{"$f":"J!Z23","v":0},{"$f":"SUMIF($P$7:$P$110,Y23,$Q$7:$Q$110)","v":0},null,null,{"$f":"SUMIF($P$7:$P$110,Y23,$R$7:$R$110)","v":0},{"$f":"IF(AI23=0,AX23,0)","v":0},null,{"$f":"IF(AZ23>1,\"overrun\",IF(AZ23<0,\"OK\",AZ23))","v":0},null,0,null,null,null,null,null,null,{"$f":"IF(AI23=1,AX23,0)","v":0},{"$f":"J!AQ23+J!AP23","v":0},{"$f":"Z23*12-AS23-AQ23","v":0},{"$f":"AD23+J!AS23","v":0},{"$f":"AA23+J!AT23","v":0},null,{"$f":"J!AV23-J!AD23+K!Z23-J!AP23","v":0},{"$f":"IF(AE23<0,AE23,0)","v":0},{"$f":"IF(Z23=J!Z23,J!AE23-AD23,J!AE23+(Z23-J!Z23)*$AW$16-AD23)","v":0},null,{"$f":"(($Z23*(12-$AR$19))-$AE23)/($Z23*(12-$AR$19)+0.00001)","v":0}]
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[null,"Creditor name","Budget","Actual Amount","Payment Method","Comments",null,null,null,null,null,null,{"$f":"IF(J25=\"\",\"\",$M$5-SUM($J$7:J25))","v":""},null,null,{"$f":"IF(J!Q25<>J!R25,IF(J!Q25<>0,IF(J!S25<>J!T25,J!P25,),),)","v":0},{"$f":"IF(J!Q25<>J!R25,IF(J!Q25<>0,IF(J!S25<>J!T25,J!Q25,),),)","v":0},{"$f":"IF(J!Q25<>J!R25,IF(J!Q25<>0,IF(J!S25<>J!T25,0,Q25),Q25),Q25)","v":0},{"$f":"IF(J!Q25<>J!R25,IF(J!Q25<>0,IF(J!S25<>J!T25,J!S25+1,),),)","v":0},{"$f":"IF(J!Q25<>J!R25,IF(J!Q25<>0,IF(J!S25<>J!T25,J!T25,),),)","v":0},{"$f":"IF(J!Q25<>J!R25,IF(J!Q25<>0,IF(J!S25<>J!T25,J!U25,),),)","v":0},{"$f":"IF(J!Q25<>J!R25,IF(J!Q25<>0,IF(J!S25<>J!T25,J!V25,),),)","v":0},{"$f":"IF(Q25=\"\",\"\",$W$5-SUM($Q$7:Q25))","v":0},null,{"$f":"IF(J!Y25<>\"\",J!Y25,)","v":"Electricity"},{"$f":"J!Z25","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"J!AQ25+J!AP25","v":0},0,{"$f":"AD25+J!AS25","v":0},{"$f":"AA25+J!AT25","v":0},null,{"$f":"J!AV25-J!AD25+K!Z25-J!AP25","v":0},0,{"$f":"IF(Z25=J!Z25,J!AE25-AD25,J!AE25+(Z25-J!Z25)*$AW$16-AD25)","v":0},null,0]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J26=\"\",\"\",$M$5-SUM($J$7:J26))","v":""},null,null,{"$f":"IF(J!Q26<>J!R26,IF(J!Q26<>0,IF(J!S26<>J!T26,J!P26,),),)","v":0},{"$f":"IF(J!Q26<>J!R26,IF(J!Q26<>0,IF(J!S26<>J!T26,J!Q26,),),)","v":0},{"$f":"IF(J!Q26<>J!R26,IF(J!Q26<>0,IF(J!S26<>J!T26,0,Q26),Q26),Q26)","v":0},{"$f":"IF(J!Q26<>J!R26,IF(J!Q26<>0,IF(J!S26<>J!T26,J!S26+1,),),)","v":0},{"$f":"IF(J!Q26<>J!R26,IF(J!Q26<>0,IF(J!S26<>J!T26,J!T26,),),)","v":0},{"$f":"IF(J!Q26<>J!R26,IF(J!Q26<>0,IF(J!S26<>J!T26,J!U26,),),)","v":0},{"$f":"IF(J!Q26<>J!R26,IF(J!Q26<>0,IF(J!S26<>J!T26,J!V26,),),)","v":0},{"$f":"IF(Q26=\"\",\"\",$W$5-SUM($Q$7:Q26))","v":0},null,{"$f":"IF(J!Y26<>\"\",J!Y26,)","v":"Gas"},{"$f":"J!Z26","v":0},0,null,null,0,0,null,0,null,0,null,"Color Map",null,null,null,null,0,{"$f":"J!AQ26+J!AP26","v":0},0,{"$f":"AD26+J!AS26","v":0},{"$f":"AA26+J!AT26","v":0},null,{"$f":"J!AV26-J!AD26+K!Z26-J!AP26","v":0},0,{"$f":"IF(Z26=J!Z26,J!AE26-AD26,J!AE26+(Z26-J!Z26)*$AW$16-AD26)","v":0},null,0]
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[null,{"$f":"IF(J!B28<>\"\",J!B28,)","v":0},{"$f":"J!C28","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J28=\"\",\"\",$M$5-SUM($J$7:J28))","v":""},null,null,{"$f":"IF(J!Q28<>J!R28,IF(J!Q28<>0,IF(J!S28<>J!T28,J!P28,),),)","v":0},{"$f":"IF(J!Q28<>J!R28,IF(J!Q28<>0,IF(J!S28<>J!T28,J!Q28,),),)","v":0},{"$f":"IF(J!Q28<>J!R28,IF(J!Q28<>0,IF(J!S28<>J!T28,0,Q28),Q28),Q28)","v":0},{"$f":"IF(J!Q28<>J!R28,IF(J!Q28<>0,IF(J!S28<>J!T28,J!S28+1,),),)","v":0},{"$f":"IF(J!Q28<>J!R28,IF(J!Q28<>0,IF(J!S28<>J!T28,J!T28,),),)","v":0},{"$f":"IF(J!Q28<>J!R28,IF(J!Q28<>0,IF(J!S28<>J!T28,J!U28,),),)","v":0},{"$f":"IF(J!Q28<>J!R28,IF(J!Q28<>0,IF(J!S28<>J!T28,J!V28,),),)","v":0},{"$f":"IF(Q28=\"\",\"\",$W$5-SUM($Q$7:Q28))","v":0},null,{"$f":"IF(J!Y28<>\"\",J!Y28,)","v":"Education/Schoolbooks"},{"$f":"J!Z28","v":0},0,null,null,0,{"$f":"IF(AI28=0,AX28,0)","v":0},null,0,null,0,null,"%","color",null,null,null,0,{"$f":"J!AQ28+J!AP28","v":0},0,{"$f":"AD28+J!AS28","v":0},{"$f":"AA28+J!AT28","v":0},null,{"$f":"J!AV28-J!AD28+K!Z28-J!AP28","v":0},0,{"$f":"IF(Z28=J!Z28,J!AE28-AD28,J!AE28+(Z28-J!Z28)*$AW$16-AD28)","v":0},null,0]
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[null,"Total",{"$f":"SUM(C27:C39)+SUM(C65:C86)","v":0},{"$f":"SUM(D27:D39)+SUM(D65:D86)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J40=\"\",\"\",$M$5-SUM($J$7:J40))","v":""},null,null,{"$f":"IF(J!Q40<>J!R40,IF(J!Q40<>0,IF(J!S40<>J!T40,J!P40,),),)","v":0},{"$f":"IF(J!Q40<>J!R40,IF(J!Q40<>0,IF(J!S40<>J!T40,J!Q40,),),)","v":0},{"$f":"IF(J!Q40<>J!R40,IF(J!Q40<>0,IF(J!S40<>J!T40,0,Q40),Q40),Q40)","v":0},{"$f":"IF(J!Q40<>J!R40,IF(J!Q40<>0,IF(J!S40<>J!T40,J!S40+1,),),)","v":0},{"$f":"IF(J!Q40<>J!R40,IF(J!Q40<>0,IF(J!S40<>J!T40,J!T40,),),)","v":0},{"$f":"IF(J!Q40<>J!R40,IF(J!Q40<>0,IF(J!S40<>J!T40,J!U40,),),)","v":0},{"$f":"IF(J!Q40<>J!R40,IF(J!Q40<>0,IF(J!S40<>J!T40,J!V40,),),)","v":0},{"$f":"IF(Q40=\"\",\"\",$W$5-SUM($Q$7:Q40))","v":0},null,{"$f":"IF(J!Y40<>\"\",J!Y40,)","v":"Small Purchases"},{"$f":"J!Z40","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"J!AQ40+J!AP40","v":0},0,{"$f":"AD40+J!AS40","v":0},{"$f":"AA40+J!AT40","v":0},null,{"$f":"J!AV40-J!AD40+K!Z40-J!AP40","v":0},0,{"$f":"IF(Z40=J!Z40,J!AE40-AD40,J!AE40+(Z40-J!Z40)*$AW$16-AD40)","v":0},null,0]
[null,"Budget to Actual Difference",{"$f":"C40-D40","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J41=\"\",\"\",$M$5-SUM($J$7:J41))","v":""},null,null,{"$f":"IF(J!Q41<>J!R41,IF(J!Q41<>0,IF(J!S41<>J!T41,J!P41,),),)","v":0},{"$f":"IF(J!Q41<>J!R41,IF(J!Q41<>0,IF(J!S41<>J!T41,J!Q41,),),)","v":0},{"$f":"IF(J!Q41<>J!R41,IF(J!Q41<>0,IF(J!S41<>J!T41,0,Q41),Q41),Q41)","v":0},{"$f":"IF(J!Q41<>J!R41,IF(J!Q41<>0,IF(J!S41<>J!T41,J!S41+1,),),)","v":0},{"$f":"IF(J!Q41<>J!R41,IF(J!Q41<>0,IF(J!S41<>J!T41,J!T41,),),)","v":0},{"$f":"IF(J!Q41<>J!R41,IF(J!Q41<>0,IF(J!S41<>J!T41,J!U41,),),)","v":0},{"$f":"IF(J!Q41<>J!R41,IF(J!Q41<>0,IF(J!S41<>J!T41,J!V41,),),)","v":0},{"$f":"IF(Q41=\"\",\"\",$W$5-SUM($Q$7:Q41))","v":0},null,{"$f":"IF(J!Y41<>\"\",J!Y41,)","v":"Haircuts / Cosmetics Treatments"},{"$f":"J!Z41","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"J!AQ41+J!AP41","v":0},0,{"$f":"AD41+J!AS41","v":0},{"$f":"AA41+J!AT41","v":0},null,{"$f":"J!AV41-J!AD41+K!Z41-J!AP41","v":0},0,{"$f":"IF(Z41=J!Z41,J!AE41-AD41,J!AE41+(Z41-J!Z41)*$AW$16-AD41)","v":0},null,0]
[null,{"$f":"IF(C41>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J42=\"\",\"\",$M$5-SUM($J$7:J42))","v":""},null,null,{"$f":"IF(J!Q42<>J!R42,IF(J!Q42<>0,IF(J!S42<>J!T42,J!P42,),),)","v":0},{"$f":"IF(J!Q42<>J!R42,IF(J!Q42<>0,IF(J!S42<>J!T42,J!Q42,),),)","v":0},{"$f":"IF(J!Q42<>J!R42,IF(J!Q42<>0,IF(J!S42<>J!T42,0,Q42),Q42),Q42)","v":0},{"$f":"IF(J!Q42<>J!R42,IF(J!Q42<>0,IF(J!S42<>J!T42,J!S42+1,),),)","v":0},{"$f":"IF(J!Q42<>J!R42,IF(J!Q42<>0,IF(J!S42<>J!T42,J!T42,),),)","v":0},{"$f":"IF(J!Q42<>J!R42,IF(J!Q42<>0,IF(J!S42<>J!T42,J!U42,),),)","v":0},{"$f":"IF(J!Q42<>J!R42,IF(J!Q42<>0,IF(J!S42<>J!T42,J!V42,),),)","v":0},{"$f":"IF(Q42=\"\",\"\",$W$5-SUM($Q$7:Q42))","v":0},null,{"$f":"IF(J!Y42<>\"\",J!Y42,)","v":"National Insurance"},{"$f":"J!Z42","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"J!AQ42+J!AP42","v":0},0,{"$f":"AD42+J!AS42","v":0},{"$f":"AA42+J!AT42","v":0},null,{"$f":"J!AV42-J!AD42+K!Z42-J!AP42","v":0},0,{"$f":"IF(Z42=J!Z42,J!AE42-AD42,J!AE42+(Z42-J!Z42)*$AW$16-AD42)","v":0},null,0]
[null,"Everyday Expenses summary",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J43=\"\",\"\",$M$5-SUM($J$7:J43))","v":""},null,null,{"$f":"IF(J!Q43<>J!R43,IF(J!Q43<>0,IF(J!S43<>J!T43,J!P43,),),)","v":0},{"$f":"IF(J!Q43<>J!R43,IF(J!Q43<>0,IF(J!S43<>J!T43,J!Q43,),),)","v":0},{"$f":"IF(J!Q43<>J!R43,IF(J!Q43<>0,IF(J!S43<>J!T43,0,Q43),Q43),Q43)","v":0},{"$f":"IF(J!Q43<>J!R43,IF(J!Q43<>0,IF(J!S43<>J!T43,J!S43+1,),),)","v":0},{"$f":"IF(J!Q43<>J!R43,IF(J!Q43<>0,IF(J!S43<>J!T43,J!T43,),),)","v":0},{"$f":"IF(J!Q43<>J!R43,IF(J!Q43<>0,IF(J!S43<>J!T43,J!U43,),),)","v":0},{"$f":"IF(J!Q43<>J!R43,IF(J!Q43<>0,IF(J!S43<>J!T43,J!V43,),),)","v":0},{"$f":"IF(Q43=\"\",\"\",$W$5-SUM($Q$7:Q43))","v":0},null,{"$f":"IF(J!Y43<>\"\",J!Y43,)","v":0},{"$f":"J!Z43","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"J!AQ43+J!AP43","v":0},0,{"$f":"AD43+J!AS43","v":0},{"$f":"AA43+J!AT43","v":0},null,{"$f":"J!AV43-J!AD43+K!Z43-J!AP43","v":0},0,{"$f":"IF(Z43=J!Z43,J!AE43-AD43,J!AE43+(Z43-J!Z43)*$AW$16-AD43)","v":0},null,0]
[null,"Expense Name","Budget","Actual Amount",null,null,null,null,null,null,null,null,{"$f":"IF(J44=\"\",\"\",$M$5-SUM($J$7:J44))","v":""},null,null,{"$f":"IF(J!Q44<>J!R44,IF(J!Q44<>0,IF(J!S44<>J!T44,J!P44,),),)","v":0},{"$f":"IF(J!Q44<>J!R44,IF(J!Q44<>0,IF(J!S44<>J!T44,J!Q44,),),)","v":0},{"$f":"IF(J!Q44<>J!R44,IF(J!Q44<>0,IF(J!S44<>J!T44,0,Q44),Q44),Q44)","v":0},{"$f":"IF(J!Q44<>J!R44,IF(J!Q44<>0,IF(J!S44<>J!T44,J!S44+1,),),)","v":0},{"$f":"IF(J!Q44<>J!R44,IF(J!Q44<>0,IF(J!S44<>J!T44,J!T44,),),)","v":0},{"$f":"IF(J!Q44<>J!R44,IF(J!Q44<>0,IF(J!S44<>J!T44,J!U44,),),)","v":0},{"$f":"IF(J!Q44<>J!R44,IF(J!Q44<>0,IF(J!S44<>J!T44,J!V44,),),)","v":0},{"$f":"IF(Q44=\"\",\"\",$W$5-SUM($Q$7:Q44))","v":0},null,{"$f":"IF(J!Y44<>\"\",J!Y44,)","v":0},{"$f":"J!Z44","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"J!AQ44+J!AP44","v":0},0,{"$f":"AD44+J!AS44","v":0},{"$f":"AA44+J!AT44","v":0},null,{"$f":"J!AV44-J!AD44+K!Z44-J!AP44","v":0},0,{"$f":"IF(Z44=J!Z44,J!AE44-AD44,J!AE44+(Z44-J!Z44)*$AW$16-AD44)","v":0},null,0]
[null,{"$f":"IF(J!B45<>\"\",J!B45,)","v":"Food"},{"$f":"J!C45","v":0},{"$f":"SUMIF($I$7:$I$110,B45,$J$7:$J$110)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J45=\"\",\"\",$M$5-SUM($J$7:J45))","v":""},null,null,{"$f":"IF(J!Q45<>J!R45,IF(J!Q45<>0,IF(J!S45<>J!T45,J!P45,),),)","v":0},{"$f":"IF(J!Q45<>J!R45,IF(J!Q45<>0,IF(J!S45<>J!T45,J!Q45,),),)","v":0},{"$f":"IF(J!Q45<>J!R45,IF(J!Q45<>0,IF(J!S45<>J!T45,0,Q45),Q45),Q45)","v":0},{"$f":"IF(J!Q45<>J!R45,IF(J!Q45<>0,IF(J!S45<>J!T45,J!S45+1,),),)","v":0},{"$f":"IF(J!Q45<>J!R45,IF(J!Q45<>0,IF(J!S45<>J!T45,J!T45,),),)","v":0},{"$f":"IF(J!Q45<>J!R45,IF(J!Q45<>0,IF(J!S45<>J!T45,J!U45,),),)","v":0},{"$f":"IF(J!Q45<>J!R45,IF(J!Q45<>0,IF(J!S45<>J!T45,J!V45,),),)","v":0},{"$f":"IF(Q45=\"\",\"\",$W$5-SUM($Q$7:Q45))","v":0},null,"Total",{"$f":"SUM(Z23:Z44)","v":0},{"$f":"SUM(AA23:AA44)","v":0},null,null,null,{"$f":"SUM(AE23:AE44)","v":0},null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(AP23:AP44)","v":0},{"$f":"SUM(AQ23:AQ44)","v":0},{"$f":"SUM(AR23:AR44)","v":0},{"$f":"SUM(AS23:AS44)","v":0},{"$f":"SUM(AT23:AT44)","v":0},null,{"$f":"SUM(AV23:AV44)","v":0},{"$f":"SUM(AW23:AW44)","v":0},{"$f":"SUM(AX23:AX44)","v":0}]
[null,{"$f":"IF(J!B46<>\"\",J!B46,)","v":"Public Transportation"},{"$f":"J!C46","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J46=\"\",\"\",$M$5-SUM($J$7:J46))","v":""},null,null,"Budget to pass to next month's Periodic Expense Budget",null,null,null,null,null,null,{"$f":"W5-AA45","v":0},null,"Budget to Actual Difference",{"$f":"Z45-AA45","v":0}]
[null,{"$f":"IF(J!B47<>\"\",J!B47,)","v":"Gas and Parking"},{"$f":"J!C47","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J47=\"\",\"\",$M$5-SUM($J$7:J47))","v":""}]
[null,{"$f":"IF(J!B48<>\"\",J!B48,)","v":"Telephone-Landline/Long Distance"},{"$f":"J!C48","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J48=\"\",\"\",$M$5-SUM($J$7:J48))","v":""},null,null,"Month Summary",{"$f":"M2","v":""},{"$f":"N2","v":""}]
[null,{"$f":"IF(J!B49<>\"\",J!B49,)","v":"Cell Phones"},{"$f":"J!C49","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J49=\"\",\"\",$M$5-SUM($J$7:J49))","v":""},null,null,"Category","Budget","Actual","Diff"]
[null,{"$f":"IF(J!B50<>\"\",J!B50,)","v":"Home"},{"$f":"J!C50","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J50=\"\",\"\",$M$5-SUM($J$7:J50))","v":""},null,null,"Fixed Expenses",{"$f":"C18","v":0},{"$f":"D18","v":0},{"$f":"Q50-R50","v":0}]
[null,{"$f":"IF(J!B51<>\"\",J!B51,)","v":"Cleaning help / Babysitter"},{"$f":"J!C51","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J51=\"\",\"\",$M$5-SUM($J$7:J51))","v":""},null,null,"Periodic Expenses",{"$f":"Z45","v":0},{"$f":"AA45","v":0},{"$f":"Q51-R51","v":0}]
[null,{"$f":"IF(J!B52<>\"\",J!B52,)","v":"Cigarettes"},{"$f":"J!C52","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J52=\"\",\"\",$M$5-SUM($J$7:J52))","v":""},null,null,"Everyday Expenses",{"$f":"C57","v":0},{"$f":"D57","v":0},{"$f":"Q52-R52","v":0}]
[null,{"$f":"IF(J!B53<>\"\",J!B53,)","v":"Other"},{"$f":"J!C53","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J53=\"\",\"\",$M$5-SUM($J$7:J53))","v":""},{"$f":"IF(D19<=0,IF(C41<=0,\"\",\"Pass positive diff?\"),\"Pass positive diff?\")","v":""},null,"Total Expenses",{"$f":"SUM(Q50:Q52)","v":0},{"$f":"SUM(R50:R52)","v":0},{"$f":"Q53-R53","v":0}]
[null,{"$f":"IF(J!B54<>\"\",J!B54,)","v":0},{"$f":"J!C54","v":0},0,null,null,null,"End of Month","Remaining budget, Everyday exp.",null,null,null,{"$f":"M5-D57","v":0},null,null,"Income",{"$f":"AA4","v":0},{"$f":"AA17","v":0},{"$f":"R54-Q54","v":0}]
[null,{"$f":"IF(J!B55<>\"\",J!B55,)","v":0},{"$f":"J!C55","v":0},0,null,null,null,null,"Difference in Fixed Expenses",null,null,null,{"$f":"IF(D19<=0,D19,IF(N55=\"Yes\",D19,0))","v":0},{"$f":"IF(D19>0,\"No\",\"\")","v":""},null,"Debts Return",{"$f":"C40","v":0},{"$f":"D40","v":0},{"$f":"Q55-R55","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No","Pass"]
[null,{"$f":"IF(J!B56<>\"\",J!B56,)","v":0},{"$f":"J!C56","v":0},0,null,null,null,null,"Difference in Debts Returns",null,null,null,{"$f":"IF(C41<=0,C41,IF(N56=\"Yes\",C41,0))","v":0},{"$f":"IF(C41>0,\"No\",\"\")","v":""},null,"Total",{"$f":"Q54-Q53-Q55","v":0},{"$f":"R54-R53-R55","v":0},{"$f":"SUM(S53:S55)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes","Don't Pass"]
[null,"Total",{"$f":"SUM(C45:C56)","v":0},{"$f":"SUM(D45:D56)","v":0}]
[null,"Budget to Actual Difference",{"$f":"C57-D57","v":0},null,null,null,null,"Pass to next month's Everyday Exp. Budget",null,null,null,null,{"$f":"SUM(M54:M56)","v":0},{"$f":"AQ55","v":"Pass"},null,"Balance in bank/s",{"$f":"IF(Z56=\"\",\"\",\"Expected\")","v":""},"Actual",{"$f":"IF(Z56=\"\",\"\",\"Diff\")","v":""}]
[null,"In order to get additional lines for listing",null,null,null,null,null,null,null,null,null,null,null,null,null,"at end of month",{"$f":"J!R59+K!R56","v":0},null,{"$f":"Q59-R59","v":0}]
[null,"press the",null,"button to the right."]
[null,"(Macros must be enabled)"]
[]
[null,"Creditor name","Budget","Actual amount","Payment Method","Comments",null,"day","Expense name","Actual amount","Payment Method","Comments","Remaining Budget",null,"day","Expense name","Actual amount","Total deal","pay #"," out of","Payment Method","Comments","Remaining Budget"]
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[null,"To add \"Payment Method\" and \"Comments\","]
[null,"       click the","       buttons on top (Macros must be enabled!).",null,null,null,null,null,null,null,null,null,{"$f":"IF('Month A'!M2=\"Month\",\"\",VLOOKUP(K!M2,'Month A'!CM3:CN14,2,FALSE))","v":""},{"$f":"IF('Month A'!N2:O2=\"Year\",\"\",IF(M2=\"ינואר\",K!N2:O2+1,K!N2:O2))","v":""},null,null,null,"                                      www.paamonim.org"]
[null,"Fixed Monthly Expenses",null,null,null,null,null,null,"List Everyday Expenses",null,null,null,null,null,null,null,"List Periodic Expenses",null,null,null,null,null,null,null,"Income"]
[null,"Planned budget for Fixed Expenses",{"$f":"C18","v":0},null,null,null,null,"day","Expense name","Actual Amount","Payment Method","Comments","Remaining Budget",null,"day","Expense name","Actual Amount","Total deal","payment\nnumber","out of","Payment Method","Comments","Remaining Budget",null,"Planned Budget for Income",null,{"$f":"Z17","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"אופן התשלום"]
[null,"Expense Name","Budget","Actual Amount","Payment Method","Comments",null,null,"Planned Budget \nfor Everyday Expenses",null,null,null,{"$f":"C57+IF(K!N58=AQ55,K!M58,0)+K!AP45","v":0},null,null,"Planned Budget for \nPeriodic Expenses",null,null,null,null,null,null,{"$f":"K!W46+L!Z45-K!AP45","v":0},null,"Income Name","Budget","Actual Amount","Method","Comments",null,"Average Income so far",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cash"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(K!Y6<>\"\",K!Y6,)","v":"Husband job 1"},{"$f":"K!Z6","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Check"]
[null,{"$f":"IF(K!B7<>\"\",K!B7,)","v":"Mortgage Payments"},{"$f":"K!C7","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J7=\"\",\"\",$M$5-SUM($J$7:J7))","v":""},null,null,{"$f":"IF(K!Q7<>K!R7,IF(K!Q7<>0,IF(K!S7<>K!T7,K!P7,),),)","v":0},{"$f":"IF(K!Q7<>K!R7,IF(K!Q7<>0,IF(K!S7<>K!T7,K!Q7,),),)","v":0},{"$f":"IF(K!Q7<>K!R7,IF(K!Q7<>0,IF(K!S7<>K!T7,0,Q7),Q7),Q7)","v":0},{"$f":"IF(K!Q7<>K!R7,IF(K!Q7<>0,IF(K!S7<>K!T7,K!S7+1,),),)","v":0},{"$f":"IF(K!Q7<>K!R7,IF(K!Q7<>0,IF(K!S7<>K!T7,K!T7,),),)","v":0},{"$f":"IF(K!Q7<>K!R7,IF(K!Q7<>0,IF(K!S7<>K!T7,K!U7,),),)","v":0},{"$f":"IF(K!Q7<>K!R7,IF(K!Q7<>0,IF(K!S7<>K!T7,K!V7,),),)","v":0},{"$f":"IF(Q7=\"\",\"\",$W$5-SUM($Q$7:Q7))","v":0},null,{"$f":"IF(K!Y7<>\"\",K!Y7,)","v":"Husband job 2"},{"$f":"K!Z7","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Credit Card"]
[null,{"$f":"IF(K!B8<>\"\",K!B8,)","v":"Mortgage Insurance"},{"$f":"K!C8","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J8=\"\",\"\",$M$5-SUM($J$7:J8))","v":""},null,null,{"$f":"IF(K!Q8<>K!R8,IF(K!Q8<>0,IF(K!S8<>K!T8,K!P8,),),)","v":0},{"$f":"IF(K!Q8<>K!R8,IF(K!Q8<>0,IF(K!S8<>K!T8,K!Q8,),),)","v":0},{"$f":"IF(K!Q8<>K!R8,IF(K!Q8<>0,IF(K!S8<>K!T8,0,Q8),Q8),Q8)","v":0},{"$f":"IF(K!Q8<>K!R8,IF(K!Q8<>0,IF(K!S8<>K!T8,K!S8+1,),),)","v":0},{"$f":"IF(K!Q8<>K!R8,IF(K!Q8<>0,IF(K!S8<>K!T8,K!T8,),),)","v":0},{"$f":"IF(K!Q8<>K!R8,IF(K!Q8<>0,IF(K!S8<>K!T8,K!U8,),),)","v":0},{"$f":"IF(K!Q8<>K!R8,IF(K!Q8<>0,IF(K!S8<>K!T8,K!V8,),),)","v":0},{"$f":"IF(Q8=\"\",\"\",$W$5-SUM($Q$7:Q8))","v":0},null,{"$f":"IF(K!Y8<>\"\",K!Y8,)","v":"Wife job 1"},{"$f":"K!Z8","v":0},null,null,null,null,{"$f":"(AA17+'Month A'!AA17+B!AA17+'C'!AA17+D!AA17+E!AA17+F!AA17+G!AA17+H!AA17+I!AA17+J!AA17+K!AA17)/AR19","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Direct Debit"]
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[null,{"$f":"IF(K!B12<>\"\",K!B12,)","v":"Bank Savings Program"},{"$f":"K!C12","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J12=\"\",\"\",$M$5-SUM($J$7:J12))","v":""},null,null,{"$f":"IF(K!Q12<>K!R12,IF(K!Q12<>0,IF(K!S12<>K!T12,K!P12,),),)","v":0},{"$f":"IF(K!Q12<>K!R12,IF(K!Q12<>0,IF(K!S12<>K!T12,K!Q12,),),)","v":0},{"$f":"IF(K!Q12<>K!R12,IF(K!Q12<>0,IF(K!S12<>K!T12,0,Q12),Q12),Q12)","v":0},{"$f":"IF(K!Q12<>K!R12,IF(K!Q12<>0,IF(K!S12<>K!T12,K!S12+1,),),)","v":0},{"$f":"IF(K!Q12<>K!R12,IF(K!Q12<>0,IF(K!S12<>K!T12,K!T12,),),)","v":0},{"$f":"IF(K!Q12<>K!R12,IF(K!Q12<>0,IF(K!S12<>K!T12,K!U12,),),)","v":0},{"$f":"IF(K!Q12<>K!R12,IF(K!Q12<>0,IF(K!S12<>K!T12,K!V12,),),)","v":0},{"$f":"IF(Q12=\"\",\"\",$W$5-SUM($Q$7:Q12))","v":0},null,{"$f":"IF(K!Y12<>\"\",K!Y12,)","v":"Rent Assistance"},{"$f":"K!Z12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"חישובי עזר לתקופתיות"]
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[null,{"$f":"IF(K!B14<>\"\",K!B14,)","v":"Donations"},{"$f":"K!C14","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J14=\"\",\"\",$M$5-SUM($J$7:J14))","v":""},null,null,{"$f":"IF(K!Q14<>K!R14,IF(K!Q14<>0,IF(K!S14<>K!T14,K!P14,),),)","v":0},{"$f":"IF(K!Q14<>K!R14,IF(K!Q14<>0,IF(K!S14<>K!T14,K!Q14,),),)","v":0},{"$f":"IF(K!Q14<>K!R14,IF(K!Q14<>0,IF(K!S14<>K!T14,0,Q14),Q14),Q14)","v":0},{"$f":"IF(K!Q14<>K!R14,IF(K!Q14<>0,IF(K!S14<>K!T14,K!S14+1,),),)","v":0},{"$f":"IF(K!Q14<>K!R14,IF(K!Q14<>0,IF(K!S14<>K!T14,K!T14,),),)","v":0},{"$f":"IF(K!Q14<>K!R14,IF(K!Q14<>0,IF(K!S14<>K!T14,K!U14,),),)","v":0},{"$f":"IF(K!Q14<>K!R14,IF(K!Q14<>0,IF(K!S14<>K!T14,K!V14,),),)","v":0},{"$f":"IF(Q14=\"\",\"\",$W$5-SUM($Q$7:Q14))","v":0},null,{"$f":"IF(K!Y14<>\"\",K!Y14,)","v":"Income from Property"},{"$f":"K!Z14","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"חודשים שנותרו עד"]
[null,{"$f":"IF(K!B15<>\"\",K!B15,)","v":0},{"$f":"K!C15","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J15=\"\",\"\",$M$5-SUM($J$7:J15))","v":""},null,null,{"$f":"IF(K!Q15<>K!R15,IF(K!Q15<>0,IF(K!S15<>K!T15,K!P15,),),)","v":0},{"$f":"IF(K!Q15<>K!R15,IF(K!Q15<>0,IF(K!S15<>K!T15,K!Q15,),),)","v":0},{"$f":"IF(K!Q15<>K!R15,IF(K!Q15<>0,IF(K!S15<>K!T15,0,Q15),Q15),Q15)","v":0},{"$f":"IF(K!Q15<>K!R15,IF(K!Q15<>0,IF(K!S15<>K!T15,K!S15+1,),),)","v":0},{"$f":"IF(K!Q15<>K!R15,IF(K!Q15<>0,IF(K!S15<>K!T15,K!T15,),),)","v":0},{"$f":"IF(K!Q15<>K!R15,IF(K!Q15<>0,IF(K!S15<>K!T15,K!U15,),),)","v":0},{"$f":"IF(K!Q15<>K!R15,IF(K!Q15<>0,IF(K!S15<>K!T15,K!V15,),),)","v":0},{"$f":"IF(Q15=\"\",\"\",$W$5-SUM($Q$7:Q15))","v":0},null,{"$f":"IF(K!Y15<>\"\",K!Y15,)","v":"Help from parents"},{"$f":"K!Z15","v":0},null,null,null,null,{"$f":"IF(COUNTIF(AE23:AE44,\"<0\")>0,\"Over yearly budget!\nTake an action from the options to your right.\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"סוף השנה"]
[null,{"$f":"IF(K!B16<>\"\",K!B16,)","v":0},{"$f":"K!C16","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J16=\"\",\"\",$M$5-SUM($J$7:J16))","v":""},null,null,{"$f":"IF(K!Q16<>K!R16,IF(K!Q16<>0,IF(K!S16<>K!T16,K!P16,),),)","v":0},{"$f":"IF(K!Q16<>K!R16,IF(K!Q16<>0,IF(K!S16<>K!T16,K!Q16,),),)","v":0},{"$f":"IF(K!Q16<>K!R16,IF(K!Q16<>0,IF(K!S16<>K!T16,0,Q16),Q16),Q16)","v":0},{"$f":"IF(K!Q16<>K!R16,IF(K!Q16<>0,IF(K!S16<>K!T16,K!S16+1,),),)","v":0},{"$f":"IF(K!Q16<>K!R16,IF(K!Q16<>0,IF(K!S16<>K!T16,K!T16,),),)","v":0},{"$f":"IF(K!Q16<>K!R16,IF(K!Q16<>0,IF(K!S16<>K!T16,K!U16,),),)","v":0},{"$f":"IF(K!Q16<>K!R16,IF(K!Q16<>0,IF(K!S16<>K!T16,K!V16,),),)","v":0},{"$f":"IF(Q16=\"\",\"\",$W$5-SUM($Q$7:Q16))","v":0},null,{"$f":"IF(K!Y16<>\"\",K!Y16,)","v":"Other Income"},{"$f":"K!Z16","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"13-AR19","v":1}]
[null,{"$f":"IF(K!B17<>\"\",K!B17,)","v":0},{"$f":"K!C17","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J17=\"\",\"\",$M$5-SUM($J$7:J17))","v":""},null,null,{"$f":"IF(K!Q17<>K!R17,IF(K!Q17<>0,IF(K!S17<>K!T17,K!P17,),),)","v":0},{"$f":"IF(K!Q17<>K!R17,IF(K!Q17<>0,IF(K!S17<>K!T17,K!Q17,),),)","v":0},{"$f":"IF(K!Q17<>K!R17,IF(K!Q17<>0,IF(K!S17<>K!T17,0,Q17),Q17),Q17)","v":0},{"$f":"IF(K!Q17<>K!R17,IF(K!Q17<>0,IF(K!S17<>K!T17,K!S17+1,),),)","v":0},{"$f":"IF(K!Q17<>K!R17,IF(K!Q17<>0,IF(K!S17<>K!T17,K!T17,),),)","v":0},{"$f":"IF(K!Q17<>K!R17,IF(K!Q17<>0,IF(K!S17<>K!T17,K!U17,),),)","v":0},{"$f":"IF(K!Q17<>K!R17,IF(K!Q17<>0,IF(K!S17<>K!T17,K!V17,),),)","v":0},{"$f":"IF(Q17=\"\",\"\",$W$5-SUM($Q$7:Q17))","v":0},null,"Total",{"$f":"SUM(Z6:Z16)","v":0},{"$f":"SUM(AA6:AA16)","v":0}]
[null,"Total",{"$f":"SUM(C7:C17)","v":0},{"$f":"SUM(D7:D17)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J18=\"\",\"\",$M$5-SUM($J$7:J18))","v":""},null,null,{"$f":"IF(K!Q18<>K!R18,IF(K!Q18<>0,IF(K!S18<>K!T18,K!P18,),),)","v":0},{"$f":"IF(K!Q18<>K!R18,IF(K!Q18<>0,IF(K!S18<>K!T18,K!Q18,),),)","v":0},{"$f":"IF(K!Q18<>K!R18,IF(K!Q18<>0,IF(K!S18<>K!T18,0,Q18),Q18),Q18)","v":0},{"$f":"IF(K!Q18<>K!R18,IF(K!Q18<>0,IF(K!S18<>K!T18,K!S18+1,),),)","v":0},{"$f":"IF(K!Q18<>K!R18,IF(K!Q18<>0,IF(K!S18<>K!T18,K!T18,),),)","v":0},{"$f":"IF(K!Q18<>K!R18,IF(K!Q18<>0,IF(K!S18<>K!T18,K!U18,),),)","v":0},{"$f":"IF(K!Q18<>K!R18,IF(K!Q18<>0,IF(K!S18<>K!T18,K!V18,),),)","v":0},{"$f":"IF(Q18=\"\",\"\",$W$5-SUM($Q$7:Q18))","v":0},null,"Budget to Actual Difference",null,{"$f":"AA17-AA4","v":0},null,null,null,null,null,null,"Offset for yearly budget overrun in Periodic Expenses",null,null,null,null,null,null,null,null,null,"חודש מס'"]
[null,"Budget to Actual Difference",null,{"$f":"C18-D18","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J19=\"\",\"\",$M$5-SUM($J$7:J19))","v":""},null,null,{"$f":"IF(K!Q19<>K!R19,IF(K!Q19<>0,IF(K!S19<>K!T19,K!P19,),),)","v":0},{"$f":"IF(K!Q19<>K!R19,IF(K!Q19<>0,IF(K!S19<>K!T19,K!Q19,),),)","v":0},{"$f":"IF(K!Q19<>K!R19,IF(K!Q19<>0,IF(K!S19<>K!T19,0,Q19),Q19),Q19)","v":0},{"$f":"IF(K!Q19<>K!R19,IF(K!Q19<>0,IF(K!S19<>K!T19,K!S19+1,),),)","v":0},{"$f":"IF(K!Q19<>K!R19,IF(K!Q19<>0,IF(K!S19<>K!T19,K!T19,),),)","v":0},{"$f":"IF(K!Q19<>K!R19,IF(K!Q19<>0,IF(K!S19<>K!T19,K!U19,),),)","v":0},{"$f":"IF(K!Q19<>K!R19,IF(K!Q19<>0,IF(K!S19<>K!T19,K!V19,),),)","v":0},{"$f":"IF(Q19=\"\",\"\",$W$5-SUM($Q$7:Q19))","v":0},null,null,null,null,null,null,null,null,null,null,"For each expense name with budget overrun, choose one of the following:",null,null,null,null,null,null,null,null,null,12,null,null,null,"תקציב מתוכנן "]
[null,{"$f":"IF(D19>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J20=\"\",\"\",$M$5-SUM($J$7:J20))","v":""},null,null,{"$f":"IF(K!Q20<>K!R20,IF(K!Q20<>0,IF(K!S20<>K!T20,K!P20,),),)","v":0},{"$f":"IF(K!Q20<>K!R20,IF(K!Q20<>0,IF(K!S20<>K!T20,K!Q20,),),)","v":0},{"$f":"IF(K!Q20<>K!R20,IF(K!Q20<>0,IF(K!S20<>K!T20,0,Q20),Q20),Q20)","v":0},{"$f":"IF(K!Q20<>K!R20,IF(K!Q20<>0,IF(K!S20<>K!T20,K!S20+1,),),)","v":0},{"$f":"IF(K!Q20<>K!R20,IF(K!Q20<>0,IF(K!S20<>K!T20,K!T20,),),)","v":0},{"$f":"IF(K!Q20<>K!R20,IF(K!Q20<>0,IF(K!S20<>K!T20,K!U20,),),)","v":0},{"$f":"IF(K!Q20<>K!R20,IF(K!Q20<>0,IF(K!S20<>K!T20,K!V20,),),)","v":0},{"$f":"IF(Q20=\"\",\"\",$W$5-SUM($Q$7:Q20))","v":0},null,"Periodic Expenses Summary",null,null,null,null,null,null,null,null,"0 - Change budget starting next month (requires manual change) ",null,null,null,null,null,null,null,null,"העמודות באפור אינן בשימוש.",null,null,null,null,"בתחילת החודש"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J21=\"\",\"\",$M$5-SUM($J$7:J21))","v":""},null,null,{"$f":"IF(K!Q21<>K!R21,IF(K!Q21<>0,IF(K!S21<>K!T21,K!P21,),),)","v":0},{"$f":"IF(K!Q21<>K!R21,IF(K!Q21<>0,IF(K!S21<>K!T21,K!Q21,),),)","v":0},{"$f":"IF(K!Q21<>K!R21,IF(K!Q21<>0,IF(K!S21<>K!T21,0,Q21),Q21),Q21)","v":0},{"$f":"IF(K!Q21<>K!R21,IF(K!Q21<>0,IF(K!S21<>K!T21,K!S21+1,),),)","v":0},{"$f":"IF(K!Q21<>K!R21,IF(K!Q21<>0,IF(K!S21<>K!T21,K!T21,),),)","v":0},{"$f":"IF(K!Q21<>K!R21,IF(K!Q21<>0,IF(K!S21<>K!T21,K!U21,),),)","v":0},{"$f":"IF(K!Q21<>K!R21,IF(K!Q21<>0,IF(K!S21<>K!T21,K!V21,),),)","v":0},{"$f":"IF(Q21=\"\",\"\",$W$5-SUM($Q$7:Q21))","v":0},null,"Expense Name","Budget","Actual Amount",null,null,"סכום עסקה","Yearly Remaining Budget",null,"%","1- Automatic offset using Everyday Expenses budget.                ",null,null,null,null,null,null,null,"לקיזוז משוטפות","קיזוז מצטבר","יתרת תקציב שנתית לפני קיזוז חודש זה",null,null,null,"בתוספת יתרה",null,"יתרת תקציב שנתית"]
[null,"Debts Return",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J22=\"\",\"\",$M$5-SUM($J$7:J22))","v":""},null,null,{"$f":"IF(K!Q22<>K!R22,IF(K!Q22<>0,IF(K!S22<>K!T22,K!P22,),),)","v":0},{"$f":"IF(K!Q22<>K!R22,IF(K!Q22<>0,IF(K!S22<>K!T22,K!Q22,),),)","v":0},{"$f":"IF(K!Q22<>K!R22,IF(K!Q22<>0,IF(K!S22<>K!T22,0,Q22),Q22),Q22)","v":0},{"$f":"IF(K!Q22<>K!R22,IF(K!Q22<>0,IF(K!S22<>K!T22,K!S22+1,),),)","v":0},{"$f":"IF(K!Q22<>K!R22,IF(K!Q22<>0,IF(K!S22<>K!T22,K!T22,),),)","v":0},{"$f":"IF(K!Q22<>K!R22,IF(K!Q22<>0,IF(K!S22<>K!T22,K!U22,),),)","v":0},{"$f":"IF(K!Q22<>K!R22,IF(K!Q22<>0,IF(K!S22<>K!T22,K!V22,),),)","v":0},{"$f":"IF(Q22=\"\",\"\",$W$5-SUM($Q$7:Q22))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"(בחודש זה)","עד (ובלי) חודש זה",null,"עסקאות מצטברות","ביצוע מצטבר",null,"מחודש קודם","חריגה שנתית","לפני קיזוז חודש זה",null,"% הקדמה"]
[null,"Planned budget \nfor Debts",{"$f":"C40","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J23=\"\",\"\",$M$5-SUM($J$7:J23))","v":""},null,null,{"$f":"IF(K!Q23<>K!R23,IF(K!Q23<>0,IF(K!S23<>K!T23,K!P23,),),)","v":0},{"$f":"IF(K!Q23<>K!R23,IF(K!Q23<>0,IF(K!S23<>K!T23,K!Q23,),),)","v":0},{"$f":"IF(K!Q23<>K!R23,IF(K!Q23<>0,IF(K!S23<>K!T23,0,Q23),Q23),Q23)","v":0},{"$f":"IF(K!Q23<>K!R23,IF(K!Q23<>0,IF(K!S23<>K!T23,K!S23+1,),),)","v":0},{"$f":"IF(K!Q23<>K!R23,IF(K!Q23<>0,IF(K!S23<>K!T23,K!T23,),),)","v":0},{"$f":"IF(K!Q23<>K!R23,IF(K!Q23<>0,IF(K!S23<>K!T23,K!U23,),),)","v":0},{"$f":"IF(K!Q23<>K!R23,IF(K!Q23<>0,IF(K!S23<>K!T23,K!V23,),),)","v":0},{"$f":"IF(Q23=\"\",\"\",$W$5-SUM($Q$7:Q23))","v":0},null,{"$f":"IF(K!Y23<>\"\",K!Y23,)","v":"Municipal Taxes"},{"$f":"K!Z23","v":0},{"$f":"SUMIF($P$7:$P$110,Y23,$Q$7:$Q$110)","v":0},null,null,{"$f":"SUMIF($P$7:$P$110,Y23,$R$7:$R$110)","v":0},{"$f":"IF(AI23=0,AX23,0)","v":0},null,{"$f":"IF(AZ23>1,\"overrun\",IF(AZ23<0,\"OK\",AZ23))","v":0},null,0,null,null,null,null,null,null,{"$f":"IF(AI23=1,AX23,0)","v":0},{"$f":"K!AQ23+K!AP23","v":0},{"$f":"Z23*12-AS23-AQ23","v":0},{"$f":"AD23+K!AS23","v":0},{"$f":"AA23+K!AT23","v":0},null,{"$f":"K!AV23-K!AD23+L!Z23-K!AP23","v":0},{"$f":"IF(AE23<0,AE23,0)","v":0},{"$f":"IF(Z23=K!Z23,K!AE23-AD23,K!AE23+(Z23-K!Z23)*$AW$16-AD23)","v":0},null,{"$f":"(($Z23*(12-$AR$19))-$AE23)/($Z23*(12-$AR$19)+0.00001)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J24=\"\",\"\",$M$5-SUM($J$7:J24))","v":""},null,null,{"$f":"IF(K!Q24<>K!R24,IF(K!Q24<>0,IF(K!S24<>K!T24,K!P24,),),)","v":0},{"$f":"IF(K!Q24<>K!R24,IF(K!Q24<>0,IF(K!S24<>K!T24,K!Q24,),),)","v":0},{"$f":"IF(K!Q24<>K!R24,IF(K!Q24<>0,IF(K!S24<>K!T24,0,Q24),Q24),Q24)","v":0},{"$f":"IF(K!Q24<>K!R24,IF(K!Q24<>0,IF(K!S24<>K!T24,K!S24+1,),),)","v":0},{"$f":"IF(K!Q24<>K!R24,IF(K!Q24<>0,IF(K!S24<>K!T24,K!T24,),),)","v":0},{"$f":"IF(K!Q24<>K!R24,IF(K!Q24<>0,IF(K!S24<>K!T24,K!U24,),),)","v":0},{"$f":"IF(K!Q24<>K!R24,IF(K!Q24<>0,IF(K!S24<>K!T24,K!V24,),),)","v":0},{"$f":"IF(Q24=\"\",\"\",$W$5-SUM($Q$7:Q24))","v":0},null,{"$f":"IF(K!Y24<>\"\",K!Y24,)","v":"Water and Sewage"},{"$f":"K!Z24","v":0},0,null,null,0,{"$f":"IF(AI24=0,AX24,0)","v":0},null,0,null,0,null,null,null,null,null,null,0,{"$f":"K!AQ24+K!AP24","v":0},0,{"$f":"AD24+K!AS24","v":0},{"$f":"AA24+K!AT24","v":0},null,{"$f":"K!AV24-K!AD24+L!Z24-K!AP24","v":0},{"$f":"IF(AE24<0,AE24,0)","v":0},{"$f":"IF(Z24=K!Z24,K!AE24-AD24,K!AE24+(Z24-K!Z24)*$AW$16-AD24)","v":0},null,{"$f":"(($Z24*(12-$AR$19))-$AE24)/($Z24*(12-$AR$19)+0.00001)","v":0}]
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[null,{"$f":"IF(K!B36<>\"\",K!B36,)","v":0},{"$f":"K!C36","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J36=\"\",\"\",$M$5-SUM($J$7:J36))","v":""},null,null,{"$f":"IF(K!Q36<>K!R36,IF(K!Q36<>0,IF(K!S36<>K!T36,K!P36,),),)","v":0},{"$f":"IF(K!Q36<>K!R36,IF(K!Q36<>0,IF(K!S36<>K!T36,K!Q36,),),)","v":0},{"$f":"IF(K!Q36<>K!R36,IF(K!Q36<>0,IF(K!S36<>K!T36,0,Q36),Q36),Q36)","v":0},{"$f":"IF(K!Q36<>K!R36,IF(K!Q36<>0,IF(K!S36<>K!T36,K!S36+1,),),)","v":0},{"$f":"IF(K!Q36<>K!R36,IF(K!Q36<>0,IF(K!S36<>K!T36,K!T36,),),)","v":0},{"$f":"IF(K!Q36<>K!R36,IF(K!Q36<>0,IF(K!S36<>K!T36,K!U36,),),)","v":0},{"$f":"IF(K!Q36<>K!R36,IF(K!Q36<>0,IF(K!S36<>K!T36,K!V36,),),)","v":0},{"$f":"IF(Q36=\"\",\"\",$W$5-SUM($Q$7:Q36))","v":0},null,{"$f":"IF(K!Y36<>\"\",K!Y36,)","v":"Eyeglasses/Contact Lens"},{"$f":"K!Z36","v":0},0,null,null,0,0,null,0,null,0,null,">30%","***",null,null,null,0,{"$f":"K!AQ36+K!AP36","v":0},0,{"$f":"AD36+K!AS36","v":0},{"$f":"AA36+K!AT36","v":0},null,{"$f":"K!AV36-K!AD36+L!Z36-K!AP36","v":0},0,{"$f":"IF(Z36=K!Z36,K!AE36-AD36,K!AE36+(Z36-K!Z36)*$AW$16-AD36)","v":0},null,0]
[null,{"$f":"IF(K!B37<>\"\",K!B37,)","v":0},{"$f":"K!C37","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J37=\"\",\"\",$M$5-SUM($J$7:J37))","v":""},null,null,{"$f":"IF(K!Q37<>K!R37,IF(K!Q37<>0,IF(K!S37<>K!T37,K!P37,),),)","v":0},{"$f":"IF(K!Q37<>K!R37,IF(K!Q37<>0,IF(K!S37<>K!T37,K!Q37,),),)","v":0},{"$f":"IF(K!Q37<>K!R37,IF(K!Q37<>0,IF(K!S37<>K!T37,0,Q37),Q37),Q37)","v":0},{"$f":"IF(K!Q37<>K!R37,IF(K!Q37<>0,IF(K!S37<>K!T37,K!S37+1,),),)","v":0},{"$f":"IF(K!Q37<>K!R37,IF(K!Q37<>0,IF(K!S37<>K!T37,K!T37,),),)","v":0},{"$f":"IF(K!Q37<>K!R37,IF(K!Q37<>0,IF(K!S37<>K!T37,K!U37,),),)","v":0},{"$f":"IF(K!Q37<>K!R37,IF(K!Q37<>0,IF(K!S37<>K!T37,K!V37,),),)","v":0},{"$f":"IF(Q37=\"\",\"\",$W$5-SUM($Q$7:Q37))","v":0},null,{"$f":"IF(K!Y37<>\"\",K!Y37,)","v":"Vacations"},{"$f":"K!Z37","v":0},0,null,null,0,0,null,0,null,0,null,">20%","***",null,null,null,0,{"$f":"K!AQ37+K!AP37","v":0},0,{"$f":"AD37+K!AS37","v":0},{"$f":"AA37+K!AT37","v":0},null,{"$f":"K!AV37-K!AD37+L!Z37-K!AP37","v":0},0,{"$f":"IF(Z37=K!Z37,K!AE37-AD37,K!AE37+(Z37-K!Z37)*$AW$16-AD37)","v":0},null,0]
[null,{"$f":"IF(K!B38<>\"\",K!B38,)","v":0},{"$f":"K!C38","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J38=\"\",\"\",$M$5-SUM($J$7:J38))","v":""},null,null,{"$f":"IF(K!Q38<>K!R38,IF(K!Q38<>0,IF(K!S38<>K!T38,K!P38,),),)","v":0},{"$f":"IF(K!Q38<>K!R38,IF(K!Q38<>0,IF(K!S38<>K!T38,K!Q38,),),)","v":0},{"$f":"IF(K!Q38<>K!R38,IF(K!Q38<>0,IF(K!S38<>K!T38,0,Q38),Q38),Q38)","v":0},{"$f":"IF(K!Q38<>K!R38,IF(K!Q38<>0,IF(K!S38<>K!T38,K!S38+1,),),)","v":0},{"$f":"IF(K!Q38<>K!R38,IF(K!Q38<>0,IF(K!S38<>K!T38,K!T38,),),)","v":0},{"$f":"IF(K!Q38<>K!R38,IF(K!Q38<>0,IF(K!S38<>K!T38,K!U38,),),)","v":0},{"$f":"IF(K!Q38<>K!R38,IF(K!Q38<>0,IF(K!S38<>K!T38,K!V38,),),)","v":0},{"$f":"IF(Q38=\"\",\"\",$W$5-SUM($Q$7:Q38))","v":0},null,{"$f":"IF(K!Y38<>\"\",K!Y38,)","v":"Religious expenses"},{"$f":"K!Z38","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"K!AQ38+K!AP38","v":0},0,{"$f":"AD38+K!AS38","v":0},{"$f":"AA38+K!AT38","v":0},null,{"$f":"K!AV38-K!AD38+L!Z38-K!AP38","v":0},0,{"$f":"IF(Z38=K!Z38,K!AE38-AD38,K!AE38+(Z38-K!Z38)*$AW$16-AD38)","v":0},null,0]
[null,{"$f":"IF(K!B39<>\"\",K!B39,)","v":0},{"$f":"K!C39","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J39=\"\",\"\",$M$5-SUM($J$7:J39))","v":""},null,null,{"$f":"IF(K!Q39<>K!R39,IF(K!Q39<>0,IF(K!S39<>K!T39,K!P39,),),)","v":0},{"$f":"IF(K!Q39<>K!R39,IF(K!Q39<>0,IF(K!S39<>K!T39,K!Q39,),),)","v":0},{"$f":"IF(K!Q39<>K!R39,IF(K!Q39<>0,IF(K!S39<>K!T39,0,Q39),Q39),Q39)","v":0},{"$f":"IF(K!Q39<>K!R39,IF(K!Q39<>0,IF(K!S39<>K!T39,K!S39+1,),),)","v":0},{"$f":"IF(K!Q39<>K!R39,IF(K!Q39<>0,IF(K!S39<>K!T39,K!T39,),),)","v":0},{"$f":"IF(K!Q39<>K!R39,IF(K!Q39<>0,IF(K!S39<>K!T39,K!U39,),),)","v":0},{"$f":"IF(K!Q39<>K!R39,IF(K!Q39<>0,IF(K!S39<>K!T39,K!V39,),),)","v":0},{"$f":"IF(Q39=\"\",\"\",$W$5-SUM($Q$7:Q39))","v":0},null,{"$f":"IF(K!Y39<>\"\",K!Y39,)","v":"Gifts"},{"$f":"K!Z39","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"K!AQ39+K!AP39","v":0},0,{"$f":"AD39+K!AS39","v":0},{"$f":"AA39+K!AT39","v":0},null,{"$f":"K!AV39-K!AD39+L!Z39-K!AP39","v":0},0,{"$f":"IF(Z39=K!Z39,K!AE39-AD39,K!AE39+(Z39-K!Z39)*$AW$16-AD39)","v":0},null,0]
[null,"Total",{"$f":"SUM(C27:C39)+SUM(C65:C86)","v":0},{"$f":"SUM(D27:D39)+SUM(D65:D86)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J40=\"\",\"\",$M$5-SUM($J$7:J40))","v":""},null,null,{"$f":"IF(K!Q40<>K!R40,IF(K!Q40<>0,IF(K!S40<>K!T40,K!P40,),),)","v":0},{"$f":"IF(K!Q40<>K!R40,IF(K!Q40<>0,IF(K!S40<>K!T40,K!Q40,),),)","v":0},{"$f":"IF(K!Q40<>K!R40,IF(K!Q40<>0,IF(K!S40<>K!T40,0,Q40),Q40),Q40)","v":0},{"$f":"IF(K!Q40<>K!R40,IF(K!Q40<>0,IF(K!S40<>K!T40,K!S40+1,),),)","v":0},{"$f":"IF(K!Q40<>K!R40,IF(K!Q40<>0,IF(K!S40<>K!T40,K!T40,),),)","v":0},{"$f":"IF(K!Q40<>K!R40,IF(K!Q40<>0,IF(K!S40<>K!T40,K!U40,),),)","v":0},{"$f":"IF(K!Q40<>K!R40,IF(K!Q40<>0,IF(K!S40<>K!T40,K!V40,),),)","v":0},{"$f":"IF(Q40=\"\",\"\",$W$5-SUM($Q$7:Q40))","v":0},null,{"$f":"IF(K!Y40<>\"\",K!Y40,)","v":"Small Purchases"},{"$f":"K!Z40","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"K!AQ40+K!AP40","v":0},0,{"$f":"AD40+K!AS40","v":0},{"$f":"AA40+K!AT40","v":0},null,{"$f":"K!AV40-K!AD40+L!Z40-K!AP40","v":0},0,{"$f":"IF(Z40=K!Z40,K!AE40-AD40,K!AE40+(Z40-K!Z40)*$AW$16-AD40)","v":0},null,0]
[null,"Budget to Actual Difference",{"$f":"C40-D40","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J41=\"\",\"\",$M$5-SUM($J$7:J41))","v":""},null,null,{"$f":"IF(K!Q41<>K!R41,IF(K!Q41<>0,IF(K!S41<>K!T41,K!P41,),),)","v":0},{"$f":"IF(K!Q41<>K!R41,IF(K!Q41<>0,IF(K!S41<>K!T41,K!Q41,),),)","v":0},{"$f":"IF(K!Q41<>K!R41,IF(K!Q41<>0,IF(K!S41<>K!T41,0,Q41),Q41),Q41)","v":0},{"$f":"IF(K!Q41<>K!R41,IF(K!Q41<>0,IF(K!S41<>K!T41,K!S41+1,),),)","v":0},{"$f":"IF(K!Q41<>K!R41,IF(K!Q41<>0,IF(K!S41<>K!T41,K!T41,),),)","v":0},{"$f":"IF(K!Q41<>K!R41,IF(K!Q41<>0,IF(K!S41<>K!T41,K!U41,),),)","v":0},{"$f":"IF(K!Q41<>K!R41,IF(K!Q41<>0,IF(K!S41<>K!T41,K!V41,),),)","v":0},{"$f":"IF(Q41=\"\",\"\",$W$5-SUM($Q$7:Q41))","v":0},null,{"$f":"IF(K!Y41<>\"\",K!Y41,)","v":"Haircuts / Cosmetics Treatments"},{"$f":"K!Z41","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"K!AQ41+K!AP41","v":0},0,{"$f":"AD41+K!AS41","v":0},{"$f":"AA41+K!AT41","v":0},null,{"$f":"K!AV41-K!AD41+L!Z41-K!AP41","v":0},0,{"$f":"IF(Z41=K!Z41,K!AE41-AD41,K!AE41+(Z41-K!Z41)*$AW$16-AD41)","v":0},null,0]
[null,{"$f":"IF(C41>0,\"Unexpected positive difference - Check why!\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J42=\"\",\"\",$M$5-SUM($J$7:J42))","v":""},null,null,{"$f":"IF(K!Q42<>K!R42,IF(K!Q42<>0,IF(K!S42<>K!T42,K!P42,),),)","v":0},{"$f":"IF(K!Q42<>K!R42,IF(K!Q42<>0,IF(K!S42<>K!T42,K!Q42,),),)","v":0},{"$f":"IF(K!Q42<>K!R42,IF(K!Q42<>0,IF(K!S42<>K!T42,0,Q42),Q42),Q42)","v":0},{"$f":"IF(K!Q42<>K!R42,IF(K!Q42<>0,IF(K!S42<>K!T42,K!S42+1,),),)","v":0},{"$f":"IF(K!Q42<>K!R42,IF(K!Q42<>0,IF(K!S42<>K!T42,K!T42,),),)","v":0},{"$f":"IF(K!Q42<>K!R42,IF(K!Q42<>0,IF(K!S42<>K!T42,K!U42,),),)","v":0},{"$f":"IF(K!Q42<>K!R42,IF(K!Q42<>0,IF(K!S42<>K!T42,K!V42,),),)","v":0},{"$f":"IF(Q42=\"\",\"\",$W$5-SUM($Q$7:Q42))","v":0},null,{"$f":"IF(K!Y42<>\"\",K!Y42,)","v":"National Insurance"},{"$f":"K!Z42","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"K!AQ42+K!AP42","v":0},0,{"$f":"AD42+K!AS42","v":0},{"$f":"AA42+K!AT42","v":0},null,{"$f":"K!AV42-K!AD42+L!Z42-K!AP42","v":0},0,{"$f":"IF(Z42=K!Z42,K!AE42-AD42,K!AE42+(Z42-K!Z42)*$AW$16-AD42)","v":0},null,0]
[null,"Everyday Expenses summary",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J43=\"\",\"\",$M$5-SUM($J$7:J43))","v":""},null,null,{"$f":"IF(K!Q43<>K!R43,IF(K!Q43<>0,IF(K!S43<>K!T43,K!P43,),),)","v":0},{"$f":"IF(K!Q43<>K!R43,IF(K!Q43<>0,IF(K!S43<>K!T43,K!Q43,),),)","v":0},{"$f":"IF(K!Q43<>K!R43,IF(K!Q43<>0,IF(K!S43<>K!T43,0,Q43),Q43),Q43)","v":0},{"$f":"IF(K!Q43<>K!R43,IF(K!Q43<>0,IF(K!S43<>K!T43,K!S43+1,),),)","v":0},{"$f":"IF(K!Q43<>K!R43,IF(K!Q43<>0,IF(K!S43<>K!T43,K!T43,),),)","v":0},{"$f":"IF(K!Q43<>K!R43,IF(K!Q43<>0,IF(K!S43<>K!T43,K!U43,),),)","v":0},{"$f":"IF(K!Q43<>K!R43,IF(K!Q43<>0,IF(K!S43<>K!T43,K!V43,),),)","v":0},{"$f":"IF(Q43=\"\",\"\",$W$5-SUM($Q$7:Q43))","v":0},null,{"$f":"IF(K!Y43<>\"\",K!Y43,)","v":0},{"$f":"K!Z43","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"K!AQ43+K!AP43","v":0},0,{"$f":"AD43+K!AS43","v":0},{"$f":"AA43+K!AT43","v":0},null,{"$f":"K!AV43-K!AD43+L!Z43-K!AP43","v":0},0,{"$f":"IF(Z43=K!Z43,K!AE43-AD43,K!AE43+(Z43-K!Z43)*$AW$16-AD43)","v":0},null,0]
[null,"Expense Name","Budget","Actual Amount",null,null,null,null,null,null,null,null,{"$f":"IF(J44=\"\",\"\",$M$5-SUM($J$7:J44))","v":""},null,null,{"$f":"IF(K!Q44<>K!R44,IF(K!Q44<>0,IF(K!S44<>K!T44,K!P44,),),)","v":0},{"$f":"IF(K!Q44<>K!R44,IF(K!Q44<>0,IF(K!S44<>K!T44,K!Q44,),),)","v":0},{"$f":"IF(K!Q44<>K!R44,IF(K!Q44<>0,IF(K!S44<>K!T44,0,Q44),Q44),Q44)","v":0},{"$f":"IF(K!Q44<>K!R44,IF(K!Q44<>0,IF(K!S44<>K!T44,K!S44+1,),),)","v":0},{"$f":"IF(K!Q44<>K!R44,IF(K!Q44<>0,IF(K!S44<>K!T44,K!T44,),),)","v":0},{"$f":"IF(K!Q44<>K!R44,IF(K!Q44<>0,IF(K!S44<>K!T44,K!U44,),),)","v":0},{"$f":"IF(K!Q44<>K!R44,IF(K!Q44<>0,IF(K!S44<>K!T44,K!V44,),),)","v":0},{"$f":"IF(Q44=\"\",\"\",$W$5-SUM($Q$7:Q44))","v":0},null,{"$f":"IF(K!Y44<>\"\",K!Y44,)","v":0},{"$f":"K!Z44","v":0},0,null,null,0,0,null,0,null,0,null,null,null,null,null,null,0,{"$f":"K!AQ44+K!AP44","v":0},0,{"$f":"AD44+K!AS44","v":0},{"$f":"AA44+K!AT44","v":0},null,{"$f":"K!AV44-K!AD44+L!Z44-K!AP44","v":0},0,{"$f":"IF(Z44=K!Z44,K!AE44-AD44,K!AE44+(Z44-K!Z44)*$AW$16-AD44)","v":0},null,0]
[null,{"$f":"IF(K!B45<>\"\",K!B45,)","v":"Food"},{"$f":"K!C45","v":0},{"$f":"SUMIF($I$7:$I$110,B45,$J$7:$J$110)","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(J45=\"\",\"\",$M$5-SUM($J$7:J45))","v":""},null,null,{"$f":"IF(K!Q45<>K!R45,IF(K!Q45<>0,IF(K!S45<>K!T45,K!P45,),),)","v":0},{"$f":"IF(K!Q45<>K!R45,IF(K!Q45<>0,IF(K!S45<>K!T45,K!Q45,),),)","v":0},{"$f":"IF(K!Q45<>K!R45,IF(K!Q45<>0,IF(K!S45<>K!T45,0,Q45),Q45),Q45)","v":0},{"$f":"IF(K!Q45<>K!R45,IF(K!Q45<>0,IF(K!S45<>K!T45,K!S45+1,),),)","v":0},{"$f":"IF(K!Q45<>K!R45,IF(K!Q45<>0,IF(K!S45<>K!T45,K!T45,),),)","v":0},{"$f":"IF(K!Q45<>K!R45,IF(K!Q45<>0,IF(K!S45<>K!T45,K!U45,),),)","v":0},{"$f":"IF(K!Q45<>K!R45,IF(K!Q45<>0,IF(K!S45<>K!T45,K!V45,),),)","v":0},{"$f":"IF(Q45=\"\",\"\",$W$5-SUM($Q$7:Q45))","v":0},null,"Total",{"$f":"SUM(Z23:Z44)","v":0},{"$f":"SUM(AA23:AA44)","v":0},null,null,null,{"$f":"SUM(AE23:AE44)","v":0},null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(AP23:AP44)","v":0},{"$f":"SUM(AQ23:AQ44)","v":0},{"$f":"SUM(AR23:AR44)","v":0},{"$f":"SUM(AS23:AS44)","v":0},{"$f":"SUM(AT23:AT44)","v":0},null,{"$f":"SUM(AV23:AV44)","v":0},{"$f":"SUM(AW23:AW44)","v":0},{"$f":"SUM(AX23:AX44)","v":0}]
[null,{"$f":"IF(K!B46<>\"\",K!B46,)","v":"Public Transportation"},{"$f":"K!C46","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J46=\"\",\"\",$M$5-SUM($J$7:J46))","v":""},null,null,"Budget to pass to next month's Periodic Expense Budget",null,null,null,null,null,null,{"$f":"W5-AA45","v":0},null,"Budget to Actual Difference",{"$f":"Z45-AA45","v":0}]
[null,{"$f":"IF(K!B47<>\"\",K!B47,)","v":"Gas and Parking"},{"$f":"K!C47","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J47=\"\",\"\",$M$5-SUM($J$7:J47))","v":""}]
[null,{"$f":"IF(K!B48<>\"\",K!B48,)","v":"Telephone-Landline/Long Distance"},{"$f":"K!C48","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J48=\"\",\"\",$M$5-SUM($J$7:J48))","v":""},null,null,"Month Summary",{"$f":"M2","v":""},{"$f":"N2","v":""}]
[null,{"$f":"IF(K!B49<>\"\",K!B49,)","v":"Cell Phones"},{"$f":"K!C49","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J49=\"\",\"\",$M$5-SUM($J$7:J49))","v":""},null,null,"Category","Budget","Actual","Diff"]
[null,{"$f":"IF(K!B50<>\"\",K!B50,)","v":"Home"},{"$f":"K!C50","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J50=\"\",\"\",$M$5-SUM($J$7:J50))","v":""},null,null,"Fixed Expenses",{"$f":"C18","v":0},{"$f":"D18","v":0},{"$f":"Q50-R50","v":0}]
[null,{"$f":"IF(K!B51<>\"\",K!B51,)","v":"Cleaning help / Babysitter"},{"$f":"K!C51","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J51=\"\",\"\",$M$5-SUM($J$7:J51))","v":""},null,null,"Periodic Expenses",{"$f":"Z45","v":0},{"$f":"AA45","v":0},{"$f":"Q51-R51","v":0}]
[null,{"$f":"IF(K!B52<>\"\",K!B52,)","v":"Cigarettes"},{"$f":"K!C52","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J52=\"\",\"\",$M$5-SUM($J$7:J52))","v":""},null,null,"Everyday Expenses",{"$f":"C57","v":0},{"$f":"D57","v":0},{"$f":"Q52-R52","v":0}]
[null,{"$f":"IF(K!B53<>\"\",K!B53,)","v":"Other"},{"$f":"K!C53","v":0},0,null,null,null,null,null,null,null,null,{"$f":"IF(J53=\"\",\"\",$M$5-SUM($J$7:J53))","v":""},{"$f":"IF(D19<=0,IF(C41<=0,\"\",\"Pass positive diff?\"),\"Pass positive diff?\")","v":""},null,"Total Expenses",{"$f":"SUM(Q50:Q52)","v":0},{"$f":"SUM(R50:R52)","v":0},{"$f":"Q53-R53","v":0}]
[null,{"$f":"IF(K!B54<>\"\",K!B54,)","v":0},{"$f":"K!C54","v":0},0,null,null,null,"End of Month","Remaining budget, Everyday exp.",null,null,null,{"$f":"M5-D57","v":0},null,null,"Income",{"$f":"AA4","v":0},{"$f":"AA17","v":0},{"$f":"R54-Q54","v":0}]
[null,{"$f":"IF(K!B55<>\"\",K!B55,)","v":0},{"$f":"K!C55","v":0},0,null,null,null,null,"Difference in Fixed Expenses",null,null,null,{"$f":"IF(D19<=0,D19,IF(N55=\"Yes\",D19,0))","v":0},{"$f":"IF(D19>0,\"No\",\"\")","v":""},null,"Debts Return",{"$f":"C40","v":0},{"$f":"D40","v":0},{"$f":"Q55-R55","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No","Pass"]
[null,{"$f":"IF(K!B56<>\"\",K!B56,)","v":0},{"$f":"K!C56","v":0},0,null,null,null,null,"Difference in Debts Returns",null,null,null,{"$f":"IF(C41<=0,C41,IF(N56=\"Yes\",C41,0))","v":0},{"$f":"IF(C41>0,\"No\",\"\")","v":""},null,"Total",{"$f":"Q54-Q53-Q55","v":0},{"$f":"R54-R53-R55","v":0},{"$f":"SUM(S53:S55)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes","Don't Pass"]
[null,"Total",{"$f":"SUM(C45:C56)","v":0},{"$f":"SUM(D45:D56)","v":0}]
[null,"Budget to Actual Difference",{"$f":"C57-D57","v":0},null,null,null,null,"Pass to next month's Everyday Exp. Budget",null,null,null,null,{"$f":"SUM(M54:M56)","v":0},{"$f":"AQ55","v":"Pass"},null,"Balance in bank/s",{"$f":"IF(Z56=\"\",\"\",\"Expected\")","v":""},"Actual",{"$f":"IF(Z56=\"\",\"\",\"Diff\")","v":""}]
[null,"In order to get additional lines for listing",null,null,null,null,null,null,null,null,null,null,null,null,null,"at end of month",{"$f":"K!R59+L!R56","v":0},null,{"$f":"Q59-R59","v":0}]
[null,"press the",null,"button to the right."]
[null,"(Macros must be enabled)"]
[]
[null,"Creditor name","Budget","Actual amount","Payment Method","Comments",null,"day","Expense name","Actual amount","Payment Method","Comments","Remaining Budget",null,"day","Expense name","Actual amount","Total deal","pay #"," out of","Payment Method","Comments","Remaining Budget"]
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[null,{"$f":"IF(K!B65<>\"\",K!B65,)","v":0},{"$f":"K!C65","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J65=\"\",\"\",$M$5-SUM($J$7:J65))","v":""},null,null,{"$f":"IF(K!Q65<>K!R65,IF(K!Q65<>0,IF(K!S65<>K!T65,K!P65,),),)","v":0},{"$f":"IF(K!Q65<>K!R65,IF(K!Q65<>0,IF(K!S65<>K!T65,K!Q65,),),)","v":0},{"$f":"IF(K!Q65<>K!R65,IF(K!Q65<>0,IF(K!S65<>K!T65,0,Q65),Q65),Q65)","v":0},{"$f":"IF(K!Q65<>K!R65,IF(K!Q65<>0,IF(K!S65<>K!T65,K!S65+1,),),)","v":0},{"$f":"IF(K!Q65<>K!R65,IF(K!Q65<>0,IF(K!S65<>K!T65,K!T65,),),)","v":0},{"$f":"IF(K!Q65<>K!R65,IF(K!Q65<>0,IF(K!S65<>K!T65,K!U65,),),)","v":0},{"$f":"IF(K!Q65<>K!R65,IF(K!Q65<>0,IF(K!S65<>K!T65,K!V65,),),)","v":0},{"$f":"IF(Q65=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q65))","v":0}]
[null,{"$f":"IF(K!B66<>\"\",K!B66,)","v":0},{"$f":"K!C66","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J66=\"\",\"\",$M$5-SUM($J$7:J66))","v":""},null,null,{"$f":"IF(K!Q66<>K!R66,IF(K!Q66<>0,IF(K!S66<>K!T66,K!P66,),),)","v":0},{"$f":"IF(K!Q66<>K!R66,IF(K!Q66<>0,IF(K!S66<>K!T66,K!Q66,),),)","v":0},{"$f":"IF(K!Q66<>K!R66,IF(K!Q66<>0,IF(K!S66<>K!T66,0,Q66),Q66),Q66)","v":0},{"$f":"IF(K!Q66<>K!R66,IF(K!Q66<>0,IF(K!S66<>K!T66,K!S66+1,),),)","v":0},{"$f":"IF(K!Q66<>K!R66,IF(K!Q66<>0,IF(K!S66<>K!T66,K!T66,),),)","v":0},{"$f":"IF(K!Q66<>K!R66,IF(K!Q66<>0,IF(K!S66<>K!T66,K!U66,),),)","v":0},{"$f":"IF(K!Q66<>K!R66,IF(K!Q66<>0,IF(K!S66<>K!T66,K!V66,),),)","v":0},{"$f":"IF(Q66=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q66))","v":0}]
[null,{"$f":"IF(K!B67<>\"\",K!B67,)","v":0},{"$f":"K!C67","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J67=\"\",\"\",$M$5-SUM($J$7:J67))","v":""},null,null,{"$f":"IF(K!Q67<>K!R67,IF(K!Q67<>0,IF(K!S67<>K!T67,K!P67,),),)","v":0},{"$f":"IF(K!Q67<>K!R67,IF(K!Q67<>0,IF(K!S67<>K!T67,K!Q67,),),)","v":0},{"$f":"IF(K!Q67<>K!R67,IF(K!Q67<>0,IF(K!S67<>K!T67,0,Q67),Q67),Q67)","v":0},{"$f":"IF(K!Q67<>K!R67,IF(K!Q67<>0,IF(K!S67<>K!T67,K!S67+1,),),)","v":0},{"$f":"IF(K!Q67<>K!R67,IF(K!Q67<>0,IF(K!S67<>K!T67,K!T67,),),)","v":0},{"$f":"IF(K!Q67<>K!R67,IF(K!Q67<>0,IF(K!S67<>K!T67,K!U67,),),)","v":0},{"$f":"IF(K!Q67<>K!R67,IF(K!Q67<>0,IF(K!S67<>K!T67,K!V67,),),)","v":0},{"$f":"IF(Q67=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q67))","v":0}]
[null,{"$f":"IF(K!B68<>\"\",K!B68,)","v":0},{"$f":"K!C68","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J68=\"\",\"\",$M$5-SUM($J$7:J68))","v":""},null,null,{"$f":"IF(K!Q68<>K!R68,IF(K!Q68<>0,IF(K!S68<>K!T68,K!P68,),),)","v":0},{"$f":"IF(K!Q68<>K!R68,IF(K!Q68<>0,IF(K!S68<>K!T68,K!Q68,),),)","v":0},{"$f":"IF(K!Q68<>K!R68,IF(K!Q68<>0,IF(K!S68<>K!T68,0,Q68),Q68),Q68)","v":0},{"$f":"IF(K!Q68<>K!R68,IF(K!Q68<>0,IF(K!S68<>K!T68,K!S68+1,),),)","v":0},{"$f":"IF(K!Q68<>K!R68,IF(K!Q68<>0,IF(K!S68<>K!T68,K!T68,),),)","v":0},{"$f":"IF(K!Q68<>K!R68,IF(K!Q68<>0,IF(K!S68<>K!T68,K!U68,),),)","v":0},{"$f":"IF(K!Q68<>K!R68,IF(K!Q68<>0,IF(K!S68<>K!T68,K!V68,),),)","v":0},{"$f":"IF(Q68=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q68))","v":0}]
[null,{"$f":"IF(K!B69<>\"\",K!B69,)","v":0},{"$f":"K!C69","v":0},null,null,null,null,null,null,null,null,null,{"$f":"IF(J69=\"\",\"\",$M$5-SUM($J$7:J69))","v":""},null,null,{"$f":"IF(K!Q69<>K!R69,IF(K!Q69<>0,IF(K!S69<>K!T69,K!P69,),),)","v":0},{"$f":"IF(K!Q69<>K!R69,IF(K!Q69<>0,IF(K!S69<>K!T69,K!Q69,),),)","v":0},{"$f":"IF(K!Q69<>K!R69,IF(K!Q69<>0,IF(K!S69<>K!T69,0,Q69),Q69),Q69)","v":0},{"$f":"IF(K!Q69<>K!R69,IF(K!Q69<>0,IF(K!S69<>K!T69,K!S69+1,),),)","v":0},{"$f":"IF(K!Q69<>K!R69,IF(K!Q69<>0,IF(K!S69<>K!T69,K!T69,),),)","v":0},{"$f":"IF(K!Q69<>K!R69,IF(K!Q69<>0,IF(K!S69<>K!T69,K!U69,),),)","v":0},{"$f":"IF(K!Q69<>K!R69,IF(K!Q69<>0,IF(K!S69<>K!T69,K!V69,),),)","v":0},{"$f":"IF(Q69=\"\",\"\",$W$5-SUM($Q$7:$Q$45)-SUM($Q$64:Q69))","v":0}]
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[null,"Periodic Expenses Deals",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AE3>0,\" <--- קיימות התראות!      יש לגלול שמאלה כדי לראות אותן במלואן\",\"\")","v":""},null,null,null,null,null,null,null,null,null,"שם משתנה בין חודשים"]
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[null,"Monthly Actuals Summary"]
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[null,"Fixed Expenses",{"$f":"L!C18","v":0},null,{"$f":"'Month A'!R50","v":0},null,{"$f":"B!$R$50","v":0},null,{"$f":"'C'!$R$50","v":0},null,{"$f":"D!$R$50","v":0},null,{"$f":"E!$R$50","v":0},null,{"$f":"F!$R$50","v":0},null,{"$f":"G!$R$50","v":0},null,{"$f":"H!$R$50","v":0},null,{"$f":"I!$R$50","v":0},null,{"$f":"J!$R$50","v":0},null,{"$f":"K!$R$50","v":0},null,{"$f":"L!$R$50","v":0}]
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[null,"Income-Expenses Diff",{"$f":"C29-SUM(C30:D32)","v":0},null,{"$f":"E29-SUM(E30:F32)","v":0},null,{"$f":"G29-SUM(G30:H32)","v":0},null,{"$f":"I29-SUM(I30:J32)","v":0},null,{"$f":"K29-SUM(K30:L32)","v":0},null,{"$f":"M29-SUM(M30:N32)","v":0},null,{"$f":"O29-SUM(O30:P32)","v":0},null,{"$f":"Q29-SUM(Q30:R32)","v":0},null,{"$f":"S29-SUM(S30:T32)","v":0},null,{"$f":"U29-SUM(U30:V32)","v":0},null,{"$f":"W29-SUM(W30:X32)","v":0},null,{"$f":"Y29-SUM(Y30:Z32)","v":0},null,{"$f":"AA29-SUM(AA30:AB32)","v":0}]
[null,"Debts return",{"$f":"L!C40","v":0},null,{"$f":"'Month A'!R55","v":0},null,{"$f":"B!$R$55","v":0},null,{"$f":"'C'!$R$55","v":0},null,{"$f":"D!$R$55","v":0},null,{"$f":"E!$R$55","v":0},null,{"$f":"F!$R$55","v":0},null,{"$f":"G!$R$55","v":0},null,{"$f":"H!$R$55","v":0},null,{"$f":"I!$R$55","v":0},null,{"$f":"J!$R$55","v":0},null,{"$f":"K!$R$55","v":0},null,{"$f":"L!$R$55","v":0}]
[null,"Difference (Debts included)",{"$f":"C33-C34","v":0},null,{"$f":"E33-E34","v":0},null,{"$f":"G33-G34","v":0},null,{"$f":"I33-I34","v":0},null,{"$f":"K33-K34","v":0},null,{"$f":"M33-M34","v":0},null,{"$f":"O33-O34","v":0},null,{"$f":"Q33-Q34","v":0},null,{"$f":"S33-S34","v":0},null,{"$f":"U33-U34","v":0},null,{"$f":"W33-W34","v":0},null,{"$f":"Y33-Y34","v":0},null,{"$f":"AA33-AA34","v":0}]

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[null,null,"Budgets (a budget will appear only if there's a change from the previous month's budget)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"שם משתנה בין חודשים"]
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["Total Income",null,{"$f":"SUM(C50:C60)","v":0},{"$f":"SUM(D50:D60)","v":0},0,0,0,0,0,0,0,0,0,0]
[]
["Income-Expenses Difference",null,{"$f":"C61-C48","v":0},0,0,0,0,0,0,0,0,0,0,0]
["Debts Return",null,{"$f":"'Month A'!Q55","v":0},{"$f":"$P$67*B!$Q55","v":0},{"$f":"$Q$67*'C'!$Q55","v":0},{"$f":"$R$67*D!$Q55","v":0},{"$f":"$S$67*E!$Q55","v":0},{"$f":"$T$67*F!$Q55","v":0},{"$f":"$U$67*G!$Q55","v":0},{"$f":"$V$67*H!$Q55","v":0},{"$f":"$W$67*I!$Q55","v":0},{"$f":"$X$67*J!$Q55","v":0},{"$f":"$Y$67*K!$Q55","v":0},{"$f":"$Z$67*L!$Q55","v":0},null,{"$f":"IF(B!Q55<>'Month A'!Q55,1,0)","v":0},{"$f":"IF('C'!$Q55<>B!$Q55,1,0)","v":0},{"$f":"IF(D!$Q55<>'C'!$Q55,1,0)","v":0},{"$f":"IF(E!$Q55<>D!$Q55,1,0)","v":0},{"$f":"IF(F!$Q55<>E!$Q55,1,0)","v":0},{"$f":"IF(G!$Q55<>F!$Q55,1,0)","v":0},{"$f":"IF(H!$Q55<>G!$Q55,1,0)","v":0},{"$f":"IF(I!$Q55<>H!$Q55,1,0)","v":0},{"$f":"IF(J!$Q55<>I!$Q55,1,0)","v":0},{"$f":"IF(K!$Q55<>J!$Q55,1,0)","v":0},{"$f":"IF(L!$Q55<>K!$Q55,1,0)","v":0}]
["Difference (Debts included)",null,{"$f":"C63-C64","v":0},0,0,0,0,0,0,0,0,0,0,0]
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{"sheet":"Next Year","index":18,"n_rows":20,"n_cols":7,"rows_kept":20,"cut":false,"hidden":false,"merged":[]}
[null,"Towards next year…"]
[null,"If you have completed filling 12 months of this year and you want to open a new year, this worksheet is relevant to you. "]
[null,"Here you'll find a list of actions you need to do in order to have a smooth continuity between the two files. "]
[]
[null,"1. Copy the latest budget (from worksheet L) into worksheet \"Month A\" of the new file. Make budget changes, if needed."]
[]
[null,"2. Copy the following 3 numbers  into worksheet \"Month A\" of the new file."]
[null,null,"Remaining budget Everyday Ex:   ",{"$f":"L!M58","v":0},"  This number should be copied to cell Y54 in worksheet \"Month A\" of the new file"]
[null,null,"Remaining budget Periodic Ex:   ",{"$f":"L!W46","v":0},"  This number should be copied to cell Y55 in worksheet \"Month A\" of the new file"]
[null,null,"Balance in Bank/s at end of year:   ",{"$f":"L!R59","v":0},"  And this one should be copied to cell Y56 in worksheet \"Month A\" of the new file"]
[]
[null,"3. Move credit card delayed payments to the new year's file."]
[null,"   In order not to forget, it's recommended to write them down immediately when the deal is listed. Follow the Example bellow."]
[null,"   Example: During the 10th month you purchased an electric heater. Total cost was 2,000 NIS, and you choose 10 equal payments."]
[null,"   How should this be inserted to the Rishumon?"]
[null,"   Well, in this year's file, on the 10th month under 'House Repairs / Small Purchases', write a deal of 600 NIS in 3 payments, 200 NIS each."]
[null,"   In next year's file you will need to write the 2nd half of the deal. Which is 1,400 NIS in 7 payments, starting on 'Month A'."]
[null,"  To remember this 2nd half, write it down in the table below (as in this example), and pass it on to the next year's file, once you start using it."]
[null,null,"Name","Total deal","Monthly payment","# of payments","Comments"]
[null,null,"House Repairs / Small Purchases",1400,200,7,"Example: 2nd half of the heater deal on the 10th month"]