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Budget building utilities

The budget preparation sheet allows you to spread your expenses by expense items and then define which expenses can be reduced and which revenues can be increased.

How do we build a budget that takes into account what is really important to us?

Define our priorities. Each family has its own priorities, and using a “budget preparation tool” can help. In this issue you will define what expenses are important to you and it will serve as a basis on which to build a budget that suits you.

  1. Break down your income and expenses today. Check the gap between expenses and income.
  2. Decide which items you can reduce so you can strike a balance between income and expenses.
  3. In each section, mark the level of difficulty required of you to reduce your spending (“easy,” “hard,” or “untouchable”), considering the amount you’re spending today.
  4. In the sections where you have decided that you can reduce, you will be required to set a new amount (monthly average) according to which you will manage.

 

  Download the sheet

 

 

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