Are all shekels created equal?
The economic thinking of the nineteenth and early twentieth centuries, was based largely on the idea of the “economic man” . According to this view, the economic person is a rational, logical creature who tries to achieve maximum benefit according to the information and resources at his disposal at any given moment.” This idea lasted […]
Bills: Here’s how to save on your water bill
As we have learned, water bills can become a significant portion of a family’s total monthly expenses, not to mention the effect of water wasting on the environment. That’s why water saving is an opportunity to save money while protecting our environment. Saving money on your water bills should take into consideration two things: how […]
Guide to Mobile Consumerism
As we all came to know the cellular “boom” has become a hot consumer issue with quite a few dilemmas. How to choose a provider? How to avoid unaffordable plans? What should I do when flying abroad? here are a few tips and ideas for the Perplexed Mobile Consumer:
We make good money, so where’s the money?
The feeling that the money we earned this month through hard work simply “flows” through our fingers accompanies many of us. These vague expenses, small expenses that we do not take into account in our day-to-day management, are the ones that often add up to a significant amount.
Pension: how to get the most out of the funds invested in the capital market?
What? Are we invested in the capital market? Yes. The pension savings money that savers deposit is invested in the capital market so that the amount available to the saver at retirement will increase. The pension savings money that savers deposit is invested in the capital market so that the amount available to the […]
Pension: what are management fees and how to reduce them
The entities that manage pension savings charge management fees from savers. Management fees are divided into two: Management fees from monthly deposits – “management fees from the premium”. Management fees from the entire amount accumulated by the saver – “management fees from the accrual”. Different pension instruments charge different management fees: In pension funds, management […]
Pension: The relationship between the monthly deposit from salary and the amount of the pension at retirement
Through a long series of reforms in the field of pension savings, the government transferred responsibility for pensions to savers. In other words, only what the saver manages to save during his years of work is what will be available to him during retirement. In addition, the government gave savers the option of choosing where […]
Guide to Taking a Mortgage
Chances are, the mortgage will be the most significant loan you take out in your lifetime. The structure of the loan, the calculation methods, the multiplicity of programs, the proposed routes and its behavior depend on a huge variety of rational and emotional data and variables, but mainly financial, which will not always be exposed […]