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Who are we? Paamonim’s website is an open and online database on family economics; The purpose of the site is to provide you with general information on issues related to responsible financial conduct and to give you direction and ideas for action. The content on the site includes articles, stories, tools and calculators, a Q&A […]
Insurance Mapping Tool
The purpose of insurance is to prevent an economic crisis resulting from extreme events. But when was the last time you put your insurance plan in order? Precise mapping of the insurances will enable the beginning of the treatment, arranging them and building an insurance plan that suits you, your situation in life and your […]
Guide to opening a bank account
Most people use a current account for their day-to-day financial management. The bank account allows: Receive money from a variety of factors, such as salary from an employer and allowances from the National Insurance Institute. Keep the money without fear of its disappearance or theft. Pay by Direct Debit, bank transfer, credit or debit card. […]
Guide to managing your bank account
Your family’s most important financial enterprise takes place right here in your bank account. If we compare the management of our family bank account to the financial management of a business, we will emphasize the importance of managing the account as ‘initiators’ rather than ‘trailers’. A well-managed bank account gives you an up-to-date picture of […]
Mortgages in a nutshell
In this article I will summarize the world of mortgages and present its main points in order to better understand its foundations and laws, so that we will know how to use this instrument to our advantage. What is a mortgage? A mortgage is a loan for all intents and purposes, from a bank or […]
Overdraft Is Not a Solution—It’s the Problem
How not to fall into the trap of minus, the feeling that money is easy, but its real price is high.
Independent business: financial conduct between home and business
Have you decided to start your own business? You should check with yourself that this is indeed the right decision. If you decide to move forward based on thinking and planning – then first have a lot of success. Now – some practical tips: Bank account management: Decide whether you manage two bank accounts (one […]