Expenses and income: What is your real situation?
The amount of information stored by our brains is staggering. Names, prices, to-dos, and countless other pieces of information. Therefore, it is very surprising to discover that most Israelis do not know what their average monthly income is and how much they spend per month. Many explanations have been given for the phenomenon, from information […]
How to repay debts that cannot be repaid? Together with us
When the volume of debts is significant and there is a feeling of inability to find your hands and feet and solve the problem alone, you should consider using a specialist.
You owe it to yourself
The main question we have been asked by thousands of families since the establishment of the organization is: “How do we get out of this? How do you get out of debt and live in a debt-free reality?”
The Guide to Living Debt-Free: Know Your Obligations
The impact of obligations on our lives is not only reflected in the practical aspect of daily conduct. The effect also penetrates deep into the soul and can be destructive: weighing on the soul and sitting on the heart at every moment. If we felt this way because of any other problem, such as a […]
Thinking about taking out a loan? Check your monthly repayment capacity
Taking out a loan today is quite simple, too simple, how to repay it is much more complicated.
The Guide to Living Debt-Free: Learn to Prioritize Debt
In order to handle debts wisely, they must be prioritized: decide which debt is important to handle first and which later. Is it hard to know what is important to start and treat? The following are considerations that should guide you in setting priorities for handling your debts: a. The amount of the monthlyrepaymentrelative to […]
The Guide to Living Debt-Free: Plan a Debt Settlement
The basis for debt repayments is handlingthe monthly repayment capacity, i.e., how much money we have left after subtracting expenses from income. When the monthly repayment capacity is lower than the monthly debt repayment amount, action should be taken to change the debt system. Such a move is called: debt settlement. In order to […]
Budget Managers: How to Build a Budget
A budget is a tool used to determine a home’s economic goals (expenses versus income) on a monthly average