Web Guide to Budget Management

What lies behind the words “get out of the minus” or “live off what is”? The answer is a balance between expenses and income. Such a balance can be achieved and using a budget can help with this. Here’s a bell guide to managing a family budget.
Overdraft Is Not a Solution—It’s the Problem

How not to fall into the trap of minus, the feeling that money is easy, but its real price is high.
Independent business and household economics

Considering starting a small business? You should read
Tips for increasing income

15 tips to help you improve your income on the way to financial balance.
Budget building utilities

The budget preparation sheet allows you to spread your expenses by expense items and then define which expenses can be reduced and which revenues can be increased.
Tell me who you are and I’ll tell you what your credit card is

On bank credit cards, non-bank credit cards and debit cards
How to handle credit cards correctly?

It’s right next to us most of the day and almost every day we use it. But it can also be dangerous. Credit card: friend or foe?
Shopping on a Budget: What You Need and What You Want

What do you need to buy and what do you want to buy? Everyone has their own answer to the question, but we all consume, more than we planned, more than we planned.