Tell me who you are and I’ll tell you what your credit card is
On bank credit cards, non-bank credit cards and debit cards
How to handle credit cards correctly?
It’s right next to us most of the day and almost every day we use it. But it can also be dangerous. Credit card: friend or foe?
Shopping on a Budget: What You Need and What You Want
What do you need to buy and what do you want to buy? Everyone has their own answer to the question, but we all consume, more than we planned, more than we planned.
Debt mapping tool
Debt in its simple definition is a sum of money that must be paid to another. We assume that you already have a number of burdensome debts coming to mind: to the bank, to friends, to the broadcasting authority or to the cellular company. They are joined by the deferred check you gave today and […]
Are all shekels created equal?
The economic thinking of the nineteenth and early twentieth centuries, was based largely on the idea of the “economic man” . According to this view, the economic person is a rational, logical creature who tries to achieve maximum benefit according to the information and resources at his disposal at any given moment.” This idea lasted […]
Pension: how to get the most out of the funds invested in the capital market?
What? Are we invested in the capital market? Yes. The pension savings money that savers deposit is invested in the capital market so that the amount available to the saver at retirement will increase. The pension savings money that savers deposit is invested in the capital market so that the amount available to the […]
Pension: what are management fees and how to reduce them
The entities that manage pension savings charge management fees from savers. Management fees are divided into two: Management fees from monthly deposits – “management fees from the premium”. Management fees from the entire amount accumulated by the saver – “management fees from the accrual”. Different pension instruments charge different management fees: In pension funds, management […]
Pension: The relationship between the monthly deposit from salary and the amount of the pension at retirement
Through a long series of reforms in the field of pension savings, the government transferred responsibility for pensions to savers. In other words, only what the saver manages to save during his years of work is what will be available to him during retirement. In addition, the government gave savers the option of choosing where […]