Passover is one of the most festive events on the calendar, but also one of the most expensive: Cooking, eating, hosting, travel, shopping, shopping, and more shopping.

If you’re feeling the pressure and need to cut back on expenses, here are a few ideas that can help you start saving now.

Buying a present for yourself- should you really?

The holiday season is not an easy one. We work hard at home, some of us are hosting and for others it’s just as hard to be a guest somewhere else. This season can also awaken feelings of loneliness, maybe tension around questions like, ”who will be making the holiday?” Many of us resort to buying ourselves gifts and luxuries that we think will make us feel better and lift our spirits before the holiday. Stores also encourage these purchases by offering discounts and sales. Instead of increasing unnecessary purchases during this expensive time, we should think of other ways to give ourselves a break, such as taking some time to enjoy the new spring air after a long winter.

Eating out the week before Passover start

The week before Passover begins is very challenging. The kids are already not in school and we are busy getting the house ready. It seems like the perfect time to relieve ourselves of cooking dinner and send the kids to order pizza instead. Though it sounds like a great idea, we have to remember that eating out can get very expensive very quickly, especially when it can turn into a week-long habit.   

We don’t need, but we buy

On Passover we buy lots of gifts. We buy gifts for people we don’t wish to thank, gifts to our hosts and guests, gifts to our neighbors and to our kids. When we go out to buy these gifts, we become even more tempted by the discount signs and offers, but not because we need the items. Despite the good deals, keep in mind that excess purchases in this month may lead to overdraft in the next month. The offers become much less attractive when we stop to think about the high interest rates we will pay for the overdraft in the bank.

Home renovations

As we do our annual Passover cleaning and clear out all of the nooks and crannies of our homes, we tend to notice things that we hadn’t paid attention to before. Dirt on the walls, chips in the furniture. As we clean and rearrange, we want to take advantage of this opportunity to repair things around the house and we think that this is a great time to do so. However, we should avoid making all of the repairs now and at once. Make a list first, prioritize the fixes according to importance and urgency, and after the holiday passes calculate your budget to see when we be a good time to make changes- certainly not in the same month that your expenses can double just on food!

In conclusion…

Prepare a list of expenses for the holiday and be sure to account for all of the various categories: food, home goods, even chol hamoed. Organize the list according to priorities: what needs to be purchased now, what can wait, and what can be waived. Exercise control and allocate money accordingly. You may even find yourself crossing off items you deem unnecessary once you start your shopping!

In preparation for the holiday, Paamonim is helping more families emerge from crisis and achieve financial independence- so they will have the means to celebrate Passover and every holiday to come.

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