The Guide to Living Debt-Free: Plan a Debt Settlement

The basis for debt repayments is handlingthe monthly repayment capacity, i.e., how much money we have left after subtracting expenses from income. When the monthly repayment capacity is lower than the monthly debt repayment amount, action should be taken to change the debt system. Such a move is called: debt settlement. In order to […]
Budget Managers: How to Build a Budget

A budget is a tool used to determine a home’s economic goals (expenses versus income) on a monthly average
How do you get out of debt? The Complete Guide

If you, too, are under the suffocating burden of debt, the distance between you and a debt-free life is only a matter of decision. So make a decision and get going. Four steps separate you from a good and quiet economic future.
Budget managers: understand the situation

Do you live off what you have every month or do you increase your debts every month? How do you sketch this reality? Start by carefully examining your expenses, income, debts, and savings. This stage is called “mirroring.” The purpose of the mirroring is to provide information about the financial conduct of your household. Effective […]
Budget Managers: Making the Decision to Make a Change

A thought that may be going through your mind right now is: Is it possible to manage a household economy in a balanced way and live in dignity? Were people who were in our situation able to get out of it?
The relationship between the financial condition of the employee and his work

An employee who properly supports his home, also correctly supports the project in his work,