The Paamonim Organization offers personalized guidance to families and individuals on how to manage their economic households with responsibility. How do you make wise economic decisions which will ensure a debt-free life and a stable economic future?

Our counseling and coaching services are designed to help families and individuals to correctly manage their economic households. For example:

  • How do you close your overdraft?
  • How do you run your family economic unit in an organized manner?
  • How do you make wise economic decisions?
  • How do you plan your economic future?
  • How do you decide whether it is worth taking a loan?
  • How do you cope with a change which affects your economic situation?

What does the service include?

Orientation Meeting

During the orientation meeting you will have an in-depth discussion about the problem you are facing in the context of your economic situation.

Sometimes this one-off meeting is sufficient to solve your problem and point to the desired action. However, if a more thorough intervention is required, you will be directed to further help in one of the following ways:

Group Workshop combined with Individual Coaching

Group workshops combined with individual coaching is offered to a number of participants who are dealing with similar difficulties.

The workshop includes a series of meetings with a professional moderator.

In addition to the group meetings every participant will personally meet an expert who will help him to check out his financial data and the actions he should take (personal data will be discussed during the individual meetings only).

Group activities allow the family to share doubts, successes, and tips from the field. The social ties developed between the participants in a workshop often continue after the workshop has finished. This makes the workshop a forum for mutual support and this fosters the continuation of responsible economic management.

Personal Coaching

Personal coaching is intended for people requiring long-term assistance to improve their economic situation. The process includes regular meetings with an expert who will help the family or individual understand their financial situation, analyze possible actions, build an economic recovery plan, and implement it.

By the end of the process, they will have acquired serious tools to enable them to manage their economic life responsibly and independently.

Who can apply?

Everyone.  Families and individuals who conduct their economic households independently, with a fixed income or a potential income, who are prepared to undergo a process of change in their economic management and are willing to commit to transparency and cooperation  with a Paamonim expert.

The service is given without charge.

If a problem is identified that falls into an area in which Paamonim does not operate, the applicant will be referred to the appropriate organization or authority.

What is the procedure to receive the service?

It begins with the orientation meeting.

To arrange an orientation meeting in which the most suitable service will be recommended to you, you must first apply by completing the Request for Assistance Form in which you will give your personal details and financial information.  After completing this form, your application will be examined and an orientation meeting will be arranged.

Sometimes the orientation meeting will take place by telephone.

For your information, the Paamonim Organization does not give financial support on a regular basis, but it gives coaching, knowledge and tools to get you out of debt and out of your precarious economic situation and sets you up for a stable economic future.

To submit a request for assistance from Paamonim please Fill in our application form and send the completed forms as follows:

Fax: 03-9127151

Mailing address: Paamonim, Beit El, P.O.B. 211, 90631

By e-mail to address:

Below are the forms to fill in for arranging an orientation meeting. They can be downloaded, printed out and sent to us by mail or fax:

English Form

Hebrew Form

Russian рýcckuú Form

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        Paamonim answer
        Service "Paamonim reply" at your service at any time, providing answers to questions and general information on the subject of family economy.

        Please complete the form below and a representative of "bells answer" will be happy to answer your question.

        Please note that the information and the answers given are general and incomplete and do not come to replace professional personal advice based on the applicant's personal data. If you decide to act on the basis of this information, you bear full and sole responsibility for your actions and results and shall no responsibility for organizing bells or his representative.

          You can get answers to your questions on family economic management from "Paamonim Answers".
          Please ask us about anything that is bothering you about household economics in Israel. You do not have to disclose any of your personal details or any information about your economic situation.
          The service is given by a professional team, highly experienced in the area of family economic rehabilitation.

          Please note, the information and answers are of a general nature, and not comprehensive. They are no substitute for professional personal counseling, based on the particular details of the applicant. If you decide to take any action on the basis of the information you receive from "Paamonim Answers", you take complete and exclusive responsibility for your actions and their consequences. No responsibility falls on the Paamonim Organization or on any of its representatives.

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